Al-Manhaj: Jurnal Hukum dan Pranata Sosial Islam
Vol 1 No 1 (2019): Hukum dan Pranata Sosial Islam

KONSTRUKSI HUKUM PEMBIAYAAN MURABAHAH DAN WAKALAH DALAM SATU TRANSAKSI PADA BANK BTPN SYARIAH; TELAAH FATWA DSN-MUI NOMOR 04/DSN-MUI/IV/2000

Anjar K, Wahyudi (Fak. Syariah, IAIN Ponorogo
Fak. Syariah INSURI Ponorogo)



Article Info

Publish Date
30 Aug 2019

Abstract

The purpose of this study is to find out how the construction of the DSN-MUI fatwa on murabaha financing and time in one transaction at PT Bank BTPN Syariah. This research is a qualitative research with a normative juridical approach that uses the Statue Approach method and the Case Approach method. The technique of analyzing legal materials in this study uses descriptive analysis techniques. Murabaha contract accompanied by wakalah contract at PT Bank BTPN Syariah based on DSN-MUI fatwa construction number: 04 / DSN-MUI / IV / 2000 dated April 1, 2000 concerning Murabahah in the first stipulation in paragraph 9 stated: "If the Bank wishes to represent customers to the customer for buying goods from third parties, the murabahah sale and purchase agreement must be made after the goods, in principle, become the property of the bank. The "sentence" in principle "in the DSN-MUI Fatwa is translated into practical terms by PT Bank BTPN Syariah with the following statement: "(in murabahah production equipment) if the Bank has confirmed the purchase of the purchase to the developer, then in principle the Bank has purchased the production equipment. Even though there is no cash flow to the developer in accounting, the Bank is committed to making payments for the purchase of production equipment to the developer represented by the customer. by using a wakalah agreement.

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Journal Info

Abbrev

almanhaj

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice

Description

Jurnal ini dikelola oleh Fakultas Syariah INSURI Ponorogo dan terbit dua kali dalam satu tahun (Januari dan Juli) dengan E-ISSN 2686-4819 dan P-ISSN 2686-1607. Hadirnya jurnal Al-Manhaj guna mewadahi karya tulis ilmiah dari civitas akademika, peneliti, mahasiswa, dan praktisi di bidang hukum dan ...