Jurnal Curvanomic
Vol 3, No 2 (2014): Jurnal Mahasiswa Ilmu Ekonomi

ANALISIS PENGARUH PEMBERIAN INSENTIF TERHADAP PENYELESAIAN KREDIT MACET DI PERUSAHAAN ADIRA PONTIANAK

B01107099, Agung Satriandi (Unknown)



Article Info

Publish Date
04 Aug 2014

Abstract

This study, entitled " Effect of incentives on the settlement of bad loans in the company Adira Pontianak " . The purpose of this study was to determine the effect of a significant incentive to the settlement of bad loans in the company Adira Pontianak . This is an opportunity for the authors to apply the knowledge gained in college and then applied under field conditions with all its problems , especially regarding the provision of incentives to assist company management in an effort to increase the loan resolution .   In this study the authors used survey method using the population are employees of the collection of bad debts in the PT . Adira Pontianak . Samples were taken in proportion to the number of samples of 68 respondents .   From the research it can be concluded that the magnitude of the contribution or the effect of incentives on loan resolution can be seen from the results of coefficient ( R ) obtained is 0.335 . The contribution of independent variables on the dependent variable in the show through the coefficient of determination (R2) (Adjusted R Square) of 0.112 (0.112 x 100%) = 11.2 % . With the results of significance test sig . = 0.005 which is smaller alpha value of 0.05 ( 0.005 < 0.05 ) so that it can be concluded that there is significant influence of the aspect of giving incentives to loan resolution .

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