Jurnal Asy-Syukriyyah
Vol. 17 No. 1 (2016): Jurnal Asy-Syukriyyah

Analisis Pengaruh Biaya Operasional Pendapatan Operasional (BOPO) dan Non Performing Financing (NPF) Terhadap Profitabilitas Bank Syariah

Edy Junaedi (STAI Asy-Syukriyyah)



Article Info

Publish Date
02 Dec 2016

Abstract

Sharia Bank is well-known as a bank which is resistant to the global crisis that hitted Indonesia couple years ago. The performance of Sharia Bank could be maintained so that continuity of bussines also could be well maintained. Those performance could be measured by the size of the Sharia banking profitability. The factors affecting the profitability of Islamic banks used in this study are BOPO NPF and ROA. While the purpose of this study was to determine the effect of BOPO and NPF toward the profitability of Sharia banks. The population used for the study are all of sharia banks Bank Umum Sariah (BUS) and Unit Usaha Syariah (UUS) in Indonesia have been published by Otoritas Jasa Keuangan (OJK) from 2015 to 2016. The data of this study used secondary data from the website of Otoritas Jasa Keuangan. The method of data analysis which was used is multiple linear regression analysis. The results of this study indicate that the BOPO variabel has significant effect on ROA and NPF variable has no significant effect on ROA in Sharia Banking Industry. While BOPOand NPF variabel had significant influence with negatif direction.

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Journal Info

Abbrev

Asy-Syukriyyah

Publisher

Subject

Religion Humanities Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice

Description

The scope of topics that are most interesting to Asy-Syukriyyah Journal Islamic Studies readers include the following Islamic Education, Islamic Economics, Religious Philoshopy, Islamic Studies, Quranic Science and Interpretation, Sociology of Religion, Tafsir Hadits, Management of Islamic ...