Journal of Islamic Economics Perspectives
Vol 1 No 1 (2019): Journal of Islamic Economics Perspectives

The Application of Join Responsibility System for Minimizing the Risk of Credit

Farida, Nurul (Unknown)

Article Info

Publish Date
29 Sep 2019


The aim of this research is to understand the system of join responsibility for minimizing credit risk. Realizing the active participants can be applied by join responsibility system. Join responsibility has some elements that are able to improve the sense of togetherness among the participants. They are group, obligation, and rule. The local values contained in the join responsibility system are togetherness, honesty meeting, open-minded, and responsibility. Those can change the behavior of the members to be more disciplined, honest, and responsibility about the right and obligation to fill their load on time. The accuracy of the payment time period can minimize credit risk. Therefore, the capital running out of cooperation would be smoother and fast-developing

Copyrights © 2019

Journal Info





Religion Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences


FOCUS This journal focused on Islamic economics and finance studies and present developments through the publication of articles. Specifically, the journal will deal with topics, including but not limited to Islamic economics, Islamic banking, Islamic finance, Islamic accounting, Islamic ...