Vol 5 No 2 (2021): JULY-DECEMBER 2021

Analisis Serapan Kredit Investasi UMKM di Aceh

Hamdani Hamdani (Politeknik Kutaraja)
Josi Farmiati (Politeknik Kutaraja)

Article Info

Publish Date
30 Dec 2021


This study aims to see the relationship between investment credit variables and the financial performance of MSMEs in the absorption of investment credit in Aceh. This study uses the 2019-2020 time series data by determining as many as 24 selected observers. The analytical method used in this study is a causality test with the help of Eviews 7 software. The study was conducted in Aceh Province in the period April-July 2020. The results showed that there was a one-way causality relationship between the Investment Credit (LKI) variable and the Financial Performance (LKK) variable. SMEs with a probability of 0.065 and a significance level of 10 percent. This means that investment loans that are channeled by banks to MSMEs can affect the financial performance of MSMEs and have a positive and significant relationship at the level of 10 percent. The results of the study indicate that the distribution of investment credit by banks to MSMEs in Aceh can have a positive impact on the financial growth of MSME businesses.

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Journal Info





Economics, Econometrics & Finance


The Jurnal Ekonomi Manajemen Teknologi (EMT) KITA is one of the scientific publications published by the KITA Institute. The purpose of this Journal is to support the theory and practice of development management in the dissemination of research findings in the field. This journal covers fields such ...