Jurnal Ekonomi dan Bisnis
Vol 7 No 2 (2016): JEB Vol 7 Nomor 2 Januari 2016

ANALISIS RISIKO LIKUIDITAS DAN RISIKO SOLVABILITAS UNTUK MELIHAT KONDISI KEUANGAN BANK PADA PT. BANK PENGKREDITAN RAKYAT PAPUA MANDIRI MAKMUR

Fachri Baasalem (Sekolah Tinggi Ilmu Ekonomi Port Numbay Jayapura)



Article Info

Publish Date
17 Sep 2021

Abstract

This study aims to determine the magnitude of the liquidity risk and solvency risk to see the financial condition of the Papua Mandiri Makmur Rural Bank. And to analyze the data used quantitative analysis tools. The results obtained are IRR in 2013 = 0.265 or 27%, IRR in 2014 = 0.248 or 25% and IRR in 2015 = 0.582 or 59%, then DRR in 2013 = 1,414 or 142%, DRR in 2014 = 1,287 or 129% and 2015 DRR = 0.827 or 83%. Then the 2013 CRR = 3,165 or 317%, the 2014 CRR = 3,781 or 379% and the 2015 CRR = 2,134 or 214%. Furthermore, RAR in 2013 = 0.86 or 86%, RAR in 2014 = 0.7 or 7% and RAR in 2015 = 0.8 or 8%. And the next risk is SRR in 2013 = 0.95 or 95%, SRR in 2014 = 0.76 or 76%, and SRR in 2015 = 0.9 or 9%. Based on the calculation results, the results obtained are that PT BPR Papua Mandiri Makmur has financial problems based on financial report data as of December 31, 2013, 2014, 2015 so that many experience financial risks.

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Journal Info

Abbrev

jeb

Publisher

Subject

Economics, Econometrics & Finance Social Sciences

Description

Jurnal Penelitian Ekonomi dan Bisnis, terbit dua kali setahun, Januari – Juli, memuat artikel tentang analisis sosial, yang ditulis dalam bahasa Indonesia dan bahasa asing. Berisi artikel berupa analisis, kajian dan penerapan teori, hasil penelitian dan tinjauan pustaka. JURNAL EKONOMI & BISNIS ...