JURIKOM (Jurnal Riset Komputer)
Vol 8, No 6 (2021): Desember 2021

Prediksi Tingkat Risiko Kredit dengan Data Mining Menggunakan Algoritma Decision Tree C.45

Nurdiana Handayani (Universitas Muhammadiyah Tangerang, Tangerang)
Herry Wahyono (Universitas Krisnadwipayana, Jakarta Timur)
Joko Trianto (Sekolah Tinggi Teknologi Informasi NIIT, Jakarta Selatan)
Dwi Sidik Permana (Institut Bisnis & Informatika Kosgoro 1957, Jakarta Selatan)



Article Info

Publish Date
30 Dec 2021

Abstract

Finance companies in providing credit conduct data analysis first to reduce credit risk. When customers do not pay credit smoothly, it will harm the company. For this reason, credit analysis is an important factor to minimize financial risk. So, it takes a predictive analysis of the level of credit risk based on data or files from customers. This study aims to predict the level of credit risk with data mining using the C.45 decision tree algorithm. There are two classes of risk level predictions, namely current and non-current. The C.45 decision tree algorithm has a function to find knowledge or patterns of characteristic similarity in a particular group or class. In this study, the C.45 algorithm was implemented and analyzed using the WEKA application. From the results of the evaluation using the confusion matrix, the accuracy generated for 1,153 training data with 91 testing data and the six attributes used produces an accuracy of 79%

Copyrights © 2021






Journal Info

Abbrev

jurikom

Publisher

Subject

Computer Science & IT Control & Systems Engineering Electrical & Electronics Engineering

Description

JURIKOM (Jurnal Riset Komputer) membahas ilmu dibidang Informatika, Sistem Informasi, Manajemen Informatika, DSS, AI, ES, Jaringan, sebagai wadah dalam menuangkan hasil penelitian baik secara konseptual maupun teknis yang berkaitan dengan Teknologi Informatika dan Komputer. Topik utama yang ...