Pengaruh Return On Asset, Net Profit Margin dan Current Ratio Terhadap Harga Saham Pada Sub Sektor Food and Baverage Yang Terdaftar di Bursa Efek Indonesia
Vol. 6 No. 3 (2022): Artikel Volume 6 Issue 3 Periode Juli 2022

Model Financial Technology (Fintech) Syariah di Sumatera Utara

Siti Mujiatun (UMSU)
Hanifa Jasin (Universitas Muhammadiyah Sumatera Utara)
Muhammad Fahmi (Universitas Muhammadiyah Sumatera Utara)
Jufrizen Jufrizen (Universitas Muhammadiyah Sumatera Utara)



Article Info

Publish Date
01 Jul 2022

Abstract

This study aims to analyze Islamic Financial Technology (Fintech) using a SWOT analysis approach in North Sumatra. This type of research uses qualitative research methods. Data collection techniques in research using interviews. This research was conducted in several Islamic Banks in North Sumatra, such as Bank Syariah Indonesia, BCA Syariah, Bank Mega Syariah, Bank Niaga Syariah and Bank Muamalat Indonesia. Data analysis technique with SWOT analysis. The results show that the opportunity for Islamic financial technology for Islamic banking is how financial technology as a newcomer can synergize with financial institutions, especially Islamic banking. After the researchers conducted the analysis, the conclusion of the financial technology opportunity is the opportunity to create income for Islamic Banking through collaboration with financial technology companies. And can facilitate customers such as transfer of funds, payments, borrowing capital, credit to asset management. Furthermore, the challenge for Islamic banking because of the existence of financial technology is the rise of crime in the world of technology and information.

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Journal Info

Abbrev

owner

Publisher

Subject

Economics, Econometrics & Finance

Description

Owner (Riset dan Jurnal Akuntansi) adalah jurnal akademik yang berlandaskan nilai nilai keilmiahan. Owner diterbitkan 2 kali dalam setahun dengan periode Februari dan Agustus dipublikasikan oleh Program Studi Akuntansi Perguruan Tinggi Politeknik Ganesha Medan. Owner bertujuan dijadikan sebagai ...