Islamiconomic: Jurnal Ekonomi Islam
Vol 11, No 2 (2020)

EVALUATION OF DUAL BANKING SYSTEM IN BANKING IN INDONESIA

Amanatun Nisfah Nurun Nikmah (UIN Raden Intan Lampung)
Tulus Suryanto (UIN Raden Intan Lampung)
Surono Surono (UIN Raden Intan Lampung)



Article Info

Publish Date
25 Dec 2020

Abstract

Evaluation of Dual Banking System in Indonesia. Dual Banking System is the application of two banking systems in one banking institution, namely conventional banking and Islamic banking. Indonesia can optimize the dual banking system through strength share and weakness cover, namely Islamic banks are generally superior in terms of a more stable system in the face of market changes but have deficiencies in infrastructure, whereas conventional banks have large market and capital access and more infrastructure complete, but very vulnerable to crises due to the negative factors of economic integration which are already very strong. The superiority of the dual banking system concept is seen in two separate systems that operationally do not affect each other, but have one common goal, namely financial stability that supports economic growth. So, to achieve this goal the two systems can work together in external factors such as access to capital, infrastructure, supervision or clearing systems that can help interbank liquidity.

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Journal Info

Abbrev

ijei

Publisher

Subject

Religion Economics, Econometrics & Finance Social Sciences

Description

Islamiconomic: Jurnal Ekonomi Islam (IJEI) is a periodical scientific publication intended for economists who want to publish their articles in the form of literature studies, research, and scientific development in the field of Islamic economics. IJEI was first published in 2009 which is annually ...