JURIS (Jurnal Ilmiah Syariah)
Vol 20, No 2 (2021)

Determination of The Ujrah of Gold Paid Goods at Mandiri Sharia Bank (BSM) Batusangkar

Elimartati Elimartati ((SINTA ID: 6175133) Institut Agama Islam Negeri Batusangkar)
Muhammad Rizky Prima Sakti (University College of Bahrain)
Hebby Rahmatul Utamy (IAIN Batusangkar)
Utari Aulia Rifmadani (IAIN Batusangkar)



Article Info

Publish Date
15 Dec 2021

Abstract

This study analyzes the cost determination for a gold pawn ujrah at the branch of Banque Syariah Mandiri Batusangkar. This type of research is field research with qualitative methods. The analysis technique is based on the Fatwa DSN and the theory advanced by Rozalinda. The research results explain that the implementation of the gold pledge at the branch of Bank Syariah Mandiri Batusangkar in accordance with the Standar Operasional Prosedur (SOP) that have been set by the Bank. The costs of administration, maintenance and storage of the pledged goods are determined according to the amount of the customer's loan, the level of fees also depends on the amount of customer loans. So this is not in line with Fatwa DSN No. 25/DSN-MUI/III/2002 regarding Rahn, in point four, stated that maintenance and storage charges should not be based on loan amount. It is also not in line with the theory advanced by Rozalinda that the administration of administrative costs is based on the weight of the gold, the cost of maintaining and storing or renting the premises according to the content of the gold.

Copyrights © 2021






Journal Info

Abbrev

Juris

Publisher

Subject

Religion Humanities Law, Crime, Criminology & Criminal Justice Social Sciences

Description

FOCUS JURIS provides scientific articles developed in attending through the article publications, original research report, reviews, and scientific commentaries in Sharia. SCOPE JURIS encompasses research papers from researcher, academics, and practitioners. In particular, papers which consider the ...