International Journal of Accounting & Finance in Asia Pasific
Vol 2, No 2 (2019): International Journal of Accounting & Finance in Asia Pasific (IJAFAP)

Lending Growth Determinant on Rural Banks in Denpasar

Ni Wayan Sulistiyani (Universitas Mahasaraswati Denpasar)
Agus Wahyudi Salasa Gama (Universitas Mahasaraswati Denpasar)
Ni Putu Yeni Astiti (Universitas Mahasaraswati Denpasar)



Article Info

Publish Date
20 Jun 2019

Abstract

This study aims to examine the determinant of lending growth on rural bank in Denpasar. the determinant of lending growth consists of Third-Party Funds, Capital Adequacy Ratio, NonPerforming Loans, Loan to Deposit Ratio, and Return on Assets. In this study there were 18 rural banks being sampled this research was conducted in three years of observation, from 2016 to 2017. Data analysis techniques used in this study are multiple linear regression. The results of the study show that Third Party Funds and Loan to Deposit Ratio can affect lending growth positively and significantly. while the Capital Adequacy Ratio, Non-performing Loans, and Return on Assets are not able to influence lending growth in rural banks in Denpasar. Keywords: Lending Growth, Rural Banks, Capital Adequacy, Non-Performing Loan

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Journal Info

Abbrev

IJAFAP

Publisher

Subject

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

Description

IJAFAP aims to feature narrative, theoretical, and empirical-based research articles within the abovementioned fields. The journal welcomes articles relating to the current issues of financial decision making as well as its impact on society. IJAFAP carries out the mission to feature narrative, ...