National Conference on Applied Business, Education & Technology (NCABET)
Vol. 2 No. 1 (2022): The 2nd National Conference on Applied Business, Education & Technology (NCABET

PERAN CAR, BOPO DAN NPL TERHADAP ROA PADA INDUSTRI PERBANKAN KONVENSIONAL

Veronika Joan Jasmine (Universitas Bina Bangsa)
Andi Hasryningsih Asfar (Universitas Bina Bangsa)
Sabrawijaya Sabrawijaya (Universitas Bina Bangsa)

Article Info

Publish Date
31 Oct 2022

Abstract

The purpose of this study is to determine the involvement between Capital Adequacy Ratio, Operating Expenses of Operational Income and Non Performing Loans to Return On Assets The research method used is a quantitative descriptive method, a population of 42 conventional banking companies listed on the Indonesia Stock Exchange for the 2018-2021 period, sampling techniques using purposive sampling so that a sample of 8 companies was obtained. The results of hypothesis testing, the t-test of the CAR calculated tcount < ttable (-0.767 < 2.045) with a significant level (0.449 > 0.05), meaning that there is partially no affect between CAR and ROA. Meanwhile, BOPO has a calculated value of tcount > ttable (-9,683 > -2,045) with a significant level (0.000 < 0.05), it means that the BOPO partially affect the ROA. Then NPL has a calculated value tcount < ttable calculation (1,664 < 2,045) with a degree of significance (1,107 > 0.05) it means that partially NPL has no affect to ROA. For the F-test, it’s obtained that  fcount >   ftable (34,370 > 5.41), with a significance value of 0.000 < 0.05, it means that there is a significant effect between CAR, BOPO and NPL together on ROA.The conclusion is that partially CAR and NPL has no effect with ROA, BOPO partially has a negative effect with ROA, and simultaneously CAR, BOPO and NPL affect ROA

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National Conference on Applied Business, Education & Technology (NCABET)
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home

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Universitas Bina Bangsa

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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Physics Social Sciences Other

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National Conference on Applied Business, Education & Technology (NCABET) is a proceeding series that aims to publish proceedings from conferences on the theories and methods in the fields of Business, Education and Technology research. All proceedings in this series are open access, i.e. the ...