I-ECONOMICS: A Research Journal on Islamic Economics
Vol 8 No 2 (2022): I-ECONOMICS: A Research Journal on Islamic Economics

ANALISIS VARIABEL NIAT MENGADOPSI MOBILE BANKING PADA BANK SYARIAH

Muhammad Dzulfaqori Jatnika (Universitas Siliwangi Tasikmalaya)
Dian Friantoro (Universitas Siliwangi Tasikmalaya)
Listia Andani (Universitas Siliwangi Tasikmalaya)
Lu'liyatul Mutmainah (Universitas Siliwangi Tasikmalaya)



Article Info

Publish Date
06 Jan 2023

Abstract

The purpose of this study is to analyze the factors that influence the intention to adopt mobile banking in the Gerbangkertosusila Region. This type of research is a quantitative study using the population of the Gerbangkertosusila Region as a population. While the sample used was 385 respondents with a non-probability sampling method. Primary data obtained by distributing questionnaires online. Data analysis technique in this research is Partial Least Squares-Structural Equation Model (PLS-SEM). The findings in this study indicate that the variable perceived benefits, perceived easy to use, perceived risk, attitudes, and social influence significantly influence the intention to adopt mobile banking. Variable perceptions of usefulness, perceptions of convenience, attitudes, and social influence have a positive relationship while risk perception has a negative relationship with the intention to adopt mobile banking in the Gerbangkertosusila Region. This finding is expected to make Islamic banking policy makers understand the problem of intention to adopt mobile banking faced by their customers. This information will be useful in developing new policies or strategies to maximize the potential of mobile banking users in Indonesia, especially in the Gerbangkertosusila Region.

Copyrights © 2022






Journal Info

Abbrev

ieconomics

Publisher

Subject

Economics, Econometrics & Finance

Description

This journal published twice a year on Juny and December. I-ECONOMICS is devoted to reserach in all branches of islamic economics. Specifically, the journal will deal with topics, including but not limited to: Islamic Economics, Islamic Banking, Islamic Finance, Islamic Accounting, Islamic ...