Shariâah Finance Institution has developed progressively nowadays, for instance
Shariâah Banking, Shariâah Insurance, Shariâah Exchange,Shariâah Pawning, and
Baitul Mal wat-Tamwil. For that reason, the existence of Shariâah Finance Institution
demands investor and manager those have certainly criteria. The minimum criteria
that should be owned by finance institution either from the institution, investor
or manager are the credibility and the professionalility. The credibility and
professionality become so important because of (1) in order Shariâah Finance
Institution has a competitive advantage, and (2) problem of human resources
that indicates the lower professionalities, lower understanding regarding moral
and Islamic business ethics , and (3) to increase the professionalities is not only
including the skill but also including a moral commitment and business ethic that
originated from religion (Islam) as a guidance how to conduct Shariâah Finance
Institution in the future.
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