Bank practices that practice by commercial banks canât be free from materialistic
capitalism. Those practices has made social problems that threaten human
civilization. The hidden âpoorâ processing has been running body and spiritual. It
happens because human faces materialistic business. Their dream about developing
of economy canât make true because unemployment and recession.
Thatâs why, Economic Moslems try to formulate economy systems that keep away
from negative effects to human civilization. They found mistakes from ways of
thinking in modem society. Materialistic capitalism paradigm has got weakness, and
serious effects -for moral crisis. It makes human is like machines that doesnât care
about his existence in social things. If they do what we call social things, of course it
is not only than save his individualistic-ego.
This paper tries to find those problems, and of course to give the results. It needs to
other chosen about conventional bank institute that works is based on materialistic
capitalism, because it is only producing social problems. It bases on histories
Rosulullohs rules that managed financial system in his time, and tried to find Allahâs
message in His verses. Those economist find âmetafora amanahâ (instruction
metaphore) as its a paradigm. Thatâs why Islamic bank is really suitable to have more
position than conventional bank. Of course Itâs âmetafora amanahâ (instruction
metaphore) can have more positive effects of ideology from Islamic economy, and
itâs specially for bank system. Itâs based on this system, of course, human can have
balance between individualâs rule and socialâs rules.
By this concept, Islamic bank, by operational transactions, will have more benefits
than other conventional bank. Islamic bank make clear of all transactions, more transparent, far away from exploring from one side and manipulation, and
accountable. Finally, those benefits will give good effects for society, because this
orientation will give good corporate and sharing.
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