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Contact Name
Alwahidin
Contact Email
lifalah.iainkdi@gmail.com
Phone
+6282348219871
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Editorial Address
Jl. Sultan Qaimuddin No.17 Baruga
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Kota kendari,
Sulawesi tenggara
INDONESIA
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Articles 100 Documents
PENYERTAAN AKADWAKALAH PADA PEMBIAYAAN MURABAHAH (Studi Di BNI Syariah Cabang Kendari) Ummi Kalsum; Eka Rizky Saputra
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.471

Abstract

Abstract Inclusion wakalah in murabaha financing is an innovative banking practitioners, hybrid contract, an agreement the two parties to implement a contract that contains two or more contract. Wakalah wal Murabahah is a financing agreement of sale and purchase, the bank as the seller has set aside and delegate to the customer as a buyer to purchase their own items needed on behalf of a third party bank independently. This study aims to determine the implementation of inclusion wakalah on murabaha financing at BNI Syariah Branch Kendari and economic overview of Islam against the inclusion of such contract. This study is a qualitative research using interview, observation and documentation to collect data, and then processed and analyzed by the reduction step, presentation and conclusion. Based on the nature and purpose, this study included descriptive exploratory study. The approach used in this study is normative. Based on the results of the study found a discrepancy between the implementation of inclusion wakalah on murabaha financing at BNI Syariah Branch Kendari with a scheme provided by the bank. First, themurabaha contract which should be done after the customer as the representative of the bank buys the goods to the supplier turned out to be held in conjunction with wakalah. Second, purchasing goods over to the customer representative was not in the name but in the name of customers bank itself. Third, funding the purchase of goods that should be paid directly by the bank to the supplier turned out to be melted first by transferring to customers' accounts.In the perspective of Islamic economics, murabaha wal wakalah included in this type of merger contract are allowed, but each pillar and second terms in this contract must be fulfilled if it will be combined. However, in practice, the financing murabaha wal wakalah happened in BNI Syariah Branch Kendari has invalidated one of the pillars and the terms of the sale and purchase namely the lack of traded goods and the goods are not the full property rights berakad parties. Offers to buy this kind of forbidden because included in the category of selling goods that are not owned, sell goods that is not your own and set a profit on goods that are not yet under control. Terms in wakalah also not fulfilled because the goods to be purchased has not become the property of the bank. The bank does not have a relationship of cooperation and agreement in the purchase agreements with suppliers of goods so that the purchasing process can not be delegated to the customer. Keywords: Inclusion, wakalah, murabaha financing, and BNI Syariah Branch Kendari
STRATEGI PENGHIMPUNAN DANA SOSIAL UMMAT PADA LEMBAGA-LEMBAGA FILLANTROFI DI INDONESIA (Studi Kasus Dompet Peduli Ummat Daarut Tauhid, Dompet Dhuafa Republika, BAZNAS, dan BAZIS DKI Jakarta) N.Oneng Nurul Bariyah
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.472

Abstract

Abstract This study aimed to describe forms of fundrising conducted by institutions fillantrofi in Indonesia. The study was conducted at four institutions namely DPU Daarut Tauhid, Dompet Dhuafa Republika, BAZNAS, and BAZIS of DKI Jakarta. Source of data obtained from interviews and documentation. Data was analyzed using qualitative deskripstif. The results showed that the forms of fund raising undertaken, namely: Media usedprint, electronic, internet, and media communication. In this case there are several ways, namely: Media compaign, direct mail, telefundrinsing, direct fundrising, cooperation program, special event, religious fund, zakat collectors forming units (UPZ), CSR and CSR Cooperation Program, donation ritail humanitarian fund, through bank: ATM (transfers, phone and internet banking), service zakat donations via SMS and online. Keywords: Fundrising, humanitarian, cooperationand service donation.
RIBA DAN BUNGA BANK DALAM PANDANGAN IBN QAYYIM DAN RELEVANSINYA DENGAN PERKEMBANGAN PERBANKAN ISLAM Siti Khayisatuz Zahroh
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.473

Abstract

Abstrack This research is based on library research which focus on discussing the problem that has existed since classical times, this discussion is a discussion of the concept of usury and bank interest in the view of IbnQayyim al-Jawziyya. Contemporary cleric is a cleric who often argue controversial, especially in discourses in the form of a controversial study. In this issue of this paper deals theview of IbnQayyim about riba at the time of the Prophet Muhammad until the time of IbnQayyim life. How interpretation riba second word in the Qur'an that until now remain in debateble between the ulama interpretation and jurisprudence specially by IbnQayyim own, third riba what if the opinion in view of IbnQayyim in relate with the view evolving Bank Interest in the modern world. The results of this study is that the definition of usury and interest in the view of IbnQayyim has differed fundamental. Secondly, that the bank interest now grown not purely as said riba during Nab Muhammad. Third IbnQayyim has the opinion that one and two were associated with a more contextual understanding of the interpretation in the life of the complex at this time. Keywords: Riba, Bank,and IbnQoyyim.
PANDANGAN IBN QUDAMAH TENTANG WAKAF DAN RELEVANSINYA DENGAN WAKAF DI INDONESIA M.Khoirul Hadi Al-Asy’ari
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.474

Abstract

Abtract This research is based on a research library, which is based on the study of literature, this research theme is taken is endowment in view of Ibn Qudamah and its relevance to the development of waqf in Indonesia, in this paper, there are three important questions first, how the concept of waqf in Ibn Qudamah view, and secondly how sosiohistoris biography of Ibn Qudama? and thirdly how the relevance of the opinion of Ibn Qudama of endowments with the development of waqf in Indonesia?, with the approach of content analysis and historical for mencoa analyze endowments and life history of Ibn Qudama, the results of the research paper is first, knowing the concept of waqf Ibn Qudamah, and the second knowing Ibn Qudamah biography, and relevance of thought waqf Ibn Qudamah with developments in Indonesia. Keywords: Ibn Qudamah, waqf, and relevance.
PERUBAHAN NILAI TUKAR UANG MENURUT PERSPEKTIF EKONOMI ISLAM Leni Saleh
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.475

Abstract

Abstract Changes in the exchange rate is an important issue because the exchange rate is always changing and is not permanent. In economic theory, reduced and increased the amount of money for a person if pursued in a fair, because money can not develop with itself without any work done. In the Islamic economic system of currency exchange is still controversy in the changes resulting from the exchange rate outstanding. As well as with the existing implications of changes in the excange rate, which is an important Islamic economic discourse, so it should be in revisit the principles according to Islamic economic perspective. Based on the results of studies describing the discussion of this literature study/library, showed that : (1) exchange rate in Islamic economics is part of a transaction that mubah or allowed. Currency exchange either from the same country as well as an other countries must meet the requirements that exist in Islamic economics, (2) the implications of changes in currency exchange rates not only impact on the level of domestic goods but also affecting the price of the currency a country, so that deflation and inflation can not be avoided. The implication of changes in the exchange rate of the most looked for our nation that the currency crisis that hit Indonesia and other countries in Asia. The economy collapsed due to changing currency values, resulting in rising prices of goods,both domestic and non domestic high, and (3) in the economic system of Islam, the concept of time value of money is not there. There is the concept of economic value of time. The future which has a value of economic, not money that has economic value. That if the time to good use, efficient and efectif, because increasing and decreasing the value of money if pursued with those efforts. Keywords: Change, exchange rate, and Islamic economic.
SUKUK : TEORI DAN IMPLEMENTASI Muhammad Iqbal Fasa
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.476

Abstract

Abstrak Sukuk is one of the most innovative products in the development of contemporary Islamic financial system. Sukuk growth of 84% per year when analyzed in the 2001 until 2007. Discussion of sukuk increasingly attracted the attention of academics and professional practitioners. Thus, the discussion paper will discuss in more depth theoretically about sukuk and implementation. The discussion on the definition of sukuk in etymology and terminology, history of the development of sukuk, Islamic legal basis of the sukuk, sukuk investment types, the development potential of sukuk in Indonesia, mechanism of profit sharing investment securities, as well as the difference between Sukuk and Bonds. Keywords: Investments, sukuk, bonds, and Islamic finance.
MANAJEMEN PENYELESAIAN PEMBIAYAAN BERMASALAH PADA LEMBAGA PERBANKAN SYARIAH Muhamad Turmudi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.477

Abstract

Abstract Islamic financing products divided into three categories; (1) financing using the principle of trading is distinguished by a form of payment and delivery time of goods. Products related to the sale and purchase agreement is financing murabaha, salam and istishna (2) financing lease using the principle is implemented in form ijaroh and ijaroh muntahiya bittamlik (3)financing using profit sharing principle is implemented in form of financing and Musharaka. Bank Indonesia Regulation No.7/2/PBI/2005 classify the credit quality assessment become current, special mention, substandard, doubtful and jammed. Financing is a product that has a high risk level, as to prevent any risk of financing can apply the standards of risk control and analyze carakter, capacity, capital, collateral, condition, sharia or analysts personalty, party, perpose, prosfect , payment, profitability, protection before realizing financing. In the event of any financing problems, the remedies can be done in the form of restructuring, settlement through a guarantee or write off. Keywords: Islamic finance, control and prevention of financial risks, efforts to resolve the financing problems.
SPIRITUAL ENTREPRENEURSHIP BERBASIS AL-QUR’AN Sodiman Sodiman
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.478

Abstract

Abstract Ian Marshall and Danah Zohar predicted theoretically that in the context of modern business will appear spirituality without religion as the moral basis of the business which he described as spiritual capital. But look at the phenomenon in Indonesia, sharia economic development is rapidly increasing which in fact appears based on religious values, then the theory Marshal and the Zohar indisputable. Spiritual entrepreneurship based on the Koran in Indonesia is growing; the ideas, thoughts, willingness (iradah), passion (ghirah) and determination ('azm) owned by an individual or group (community) Muslims to strive in commerce (material or services) that are based on the values of faith in God who taught the Koran. Spirituality entrepreneurship models based al-Qur'an that life (living values) is very varied, among the models discussed in this paper are (1) spirituality entrepreneurship kaafah models, (2) spirituality entrepreneurship ukhuwah models, (3) spirituality entrepreneurship tareqat models, (4) spirituality entrepreneurship models keep ablution, (5) spirituality entrepreneurship models do not sell cigarettes, (6) the spirituality of entrepreneurship model- publication that profit to charity. Key Words : Spiritual, entrepreneurship, and models of bussines.
PENGARUH KELENGKAPAN INFORMASI LAPORAN KEUANGAN, UKURAN PERUSAHAAN DAN TEKNOLOGI PELAPORAN MELALUI WEBSITE PERUSAHAAN TERHADAP RESPON PASAR SAHAM SYARIAH YANG LISTING DI JAKARTA ISLAMIC INDEX Rahman, Muljibir
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.479

Abstract

The aim of this research is to examine the influence of size firm, disclosure index and technologi to expected abnormal return. This research explain whether size firm, disclosure index and technologi to be consideration for investor to respon market. Data in this research are secondary data from companies financial report, daily stock price and IHSG stock price. Research sample are eight companies in JII (Jakarta Islamic Index) at the years 2007-2011, where used purposive sampling method. Panel regression with t test and F test used to test hypothesis. The result show that size firm significant influence to abnormal return, disclosure index doesn’t significant influence to abnormal return, technologi significant influence to abnormal return and size firm, disclosure index and technologi significant influence to abnormal return. From that result, it prove that size firm, disclosure index and technologi make investor imidiately respon the market when financial report published.
RIBA DALAM PERSPEKTIF AL-QURAN Muhammad Hasdin Has
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 2 (2016): December 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i2.481

Abstract

his paper aims to understand the meaning and essence of usury in the Koran, thus providing a complete understanding to distinguish transactional practices that have prevailed in the Arab community, including the sale and purchase and to understand the Qoran solutions to combat the practice of usury. Using descriptive analysis method with socio-historical approach to interpretation, verses that discuss usury, analyzing and linking (absurd) between verses on usury. The first result, that usury question is ad'afan mudh'afatan happens to contain elements of economic practices ekploitasi. secondly, usury actors experience the chaos and confusion in life and last the Qoran offers charity (including alms) as a concept ta'awwun (help) to those in need

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