AL-FALAH : Journal of Islamic Economics
AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives—fiqh, shariah finance, islamic bank, islamic development economics, and also economic sociology.
Articles
35 Documents
<![CDATA[Mitigasi Risiko Pembiayaan Pada Bank Perkreditan Rakyat Syariah (BPRS) Safir Cabang Curup Kabupaten Rejang Lebong ]]>
<![CDATA[Rahayu, Ika Gustin]]>;
<![CDATA[Hendrianto, Hendrianto]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018) ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Negeri Curup ]]>
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DOI: 10.29240/alfalah.v3i2.638
<![CDATA[Increasingly better risk mitigation will help realize the objectives of the BPRS, namely to improve the economy of the lower middle class. BPRS as one of the microfinance institutions must be faced with risks, especially financing risks. The purpose of this study is to find out the risk mitigation actions carried out by BPRS SAFIR in order to minimize risks properly. This research is a field research (field research) that uses a qualitative approach withmethod descriptive analysis. Data collection used is interviews with accounting staff and secondary data from the literature related to risk in BPRS. The analysis technique used is to classify the data obtained with each category which is then analyzed. The results of this study are: There are several stages of financing procedures at BPRS SAFIR, first is the submission of a financing application, the second is submission of the file to the Account Officer; Third initial survey by the Account Officer in charge, Fourth follow-up survey with several Account Officers; The five decisions on funding by branch managers, the sixth realization decision. The financing risk faced by BPRS SAFIR is credit risk and strategic risk, these two risks are also prioritized by BPRS SAFIR because they are caused by both partners. The mitigation measures of BPRS SAFIR in reducing risk are carried out by:First, establishing certain conditions for each financing that must be met by prospective recipients of financing facilities.The two binding guarantees are fixed assets and movable assets. Third, do monitoring periodic.]]>
<![CDATA[Preferensi Muzakki Dalam Memilih Membayar Zakat di Lembaga Zakat Formal ]]>
<![CDATA[Ma'fiyah, Ma'fiyah]]>;
<![CDATA[Yughi, Sheila Ardilla]]>;
<![CDATA[Awaludin, Taufik]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018) ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Negeri Curup ]]>
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DOI: 10.29240/alfalah.v3i2.535
<![CDATA[This study aims to identify the dominant factors that influence muzakki in choosing to pay zakat to formal zakat institutions in aspects of individual and institutional perspectives and provide recommendations related to efforts to increase the collection of zakat funds from the community. The research method used is descriptive, factor and mean analysis. Descriptive analysis was used to explain the demographics of respondents while factor analysis and mean analysis were used to obtain the dominant factors affecting muzakki in paying zakat to the Formal Zakat Institution. The results of the study get in the aspect of individual perspective that predominantly influence muzakki paying zakat to formal zakat institutions sequentially is the knowledge of zakat, faith and religiosity as well as awareness and trust while in the perspective of institutional perspectives are management credibility, institutional credibility, service quality and socialization. The advice given is formal institution zakat amil must professionally manage the institution and have standard operating procedures especially related to the procedure of receiving zakat and commitment to implement it properly. In addition, zakat institutions must inform the general profile of the institution and report on zakat funds regularly. Zakat institutions also have the best online payment facilities.]]>
<![CDATA[Konsep Maqashid Syariah Menurut Al-Syatibi Dan Kontribusinya Dalam Kebijakan Fiskal ]]>
<![CDATA[Zatadini, Nabila]]>;
<![CDATA[Syamsuri, Syamsuri]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018) ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Negeri Curup ]]>
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DOI: 10.29240/alfalah.v3i2.587
<![CDATA[Economic inequality is a common problem for all people in the world. To overcome this inequality government intervention is needed through fiscal policy. Successful fiscal policy took place during the Caliphate Umar bin Abdul Aziz who used maqashid sharia as its foundation. One Muslim scholar who has deep thoughts about maqashid sharia and contributes to the economy is Imam al-Syatibi. For this reason, research is needed on Maqashid Shari'ah and its contribution to fiscal policy. This paper aims to examine al-Syatibi's thought about maqashid syari'ah followed by its contribution to fiscal policy. The results of this study are maqashid sharia according to al-Syatibi aimed at maslahah which is classified into three dimensions: primary, secondary, and complementary. Maqashid Shari'ah has a big contribution in three aspects of fiscal policy, namely state expenditure, tax collection and household costs.]]>
<![CDATA[The Typology of Sasaknese Muslim Scholars’ Views in Lombok toward the Hybrid Contract as a Problem-Solving in Islamic Finance ]]>
<![CDATA[Musawar, Musawar]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018) ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Negeri Curup ]]>
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DOI: 10.29240/alfalah.v3i2.522
<![CDATA[This paper studies the views of Sasaknese Muslim Scholars toward the Hybrid Contract, in Lombok Island Indonesia in terms of their argumentations, typologies, and applications which becomes confusion in the society. The paper argues that problem in the transaction exists clearly. It is because of the limited meaning of Riba which is very strict that raises the society to fear to do the both in individual and group transactions since Riba have been prohibited by Al-Qur’an. While, the globalization of economic world rapidly runs which people must catch up with it. Then, related to the financial aspect of the Islamic teaching is tasted that it is running at its place. Hence, it needs to the solution. One of the solutions is applying Hybrid Contract in the view of TGH where they are very influential the life of society. Moreover, Lombok island is popularly known as thousands mosque island and soon as being seen from different references and facts. Consequently, for understanding the above phenomenon, the researcher used qualitative approach, juridical approach, and sociology by collecting data through observation, and interview to know typology Muslim scholars about hybrid contract by a hope to be the contributions for the government to take a policy.
.]]>
<![CDATA[Pengaruh Corporate Governance dan Sharia Compliance Terhadap Nilai Perusahaan Dalam Penawaran Saham Perdana (Initial Public Offering) Pada Bursa Efek Indonesia ]]>
<![CDATA[Hidayat, Deni]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 2 (2018) ]]>
Publisher : <![CDATA[Sekolah Tinggi Agama Islam Negeri Curup ]]>
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DOI: 10.29240/alfalah.v3i2.561
<![CDATA[The purpose of this study is to examine the effect of corporate governance and sharia compliance on firm value at the time of initial public offering at Indonesia Stock Exchange. To measure the quality of corporate governance an index is developed based on regulations issued by Financial Service Authority (OJK) and Indonesia Stock Exchange as guidelines. The data used in this study are obtained from prospectus of companies that conducted initial public offering at Indonesia Stock Exchange within period of 2013 to 2016. Using purposive sampling method, 56 companies obtained to be used as research sample and then multiple linear regression is used to test the hypothesis. The result show that there is a positive and significant effect of corporate governance on firm value, indicating that companies with better corporate governance have higher valuation at the time of IPO, while the sharia compliance is not associated with firm value.]]>
<![CDATA[Timur Tengah dan Ekonomi Syariah: Studi Empiris terhadap Perkembangan Ekonomi Syariah di Timur Tengah ]]>
<![CDATA[Latifah, Nur Azizah]]>;
<![CDATA[Jamal, Mulyono]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v4i1.591
<![CDATA[Purpose: This study is intended to identify how the practice and development of Islamic economics in the Middle East - the Arabian Peninsula.Design / Method / Approach : This study begins with a process of historical reading of economic activity and how the Islamic economy is the norm applied by economic institutions. In drawing conclusions, this study intensely uses historical facts as the source and foundation of conceptualization and equity of study findings.Findings : Development of a Sharia Economy in the Middle East Before the birth of the oil era at the beginning of the 20th, the main Gulf region was on the southern coast, acting as a liaison to Indian markets from the West and Somalia from the East. One of them is Aden, a natural port of Yemen, where ships from Ethiopia and India dock. The eastern path through the coast of the southern Arabian peninsula and up to the Persian bay is a link through the sea from Yemen to Iraq and transmits by land to Sham. On the track, traders crossed the Yemeni, Iraqi, Palmyra and Syrian markets. In each region they sell commodities that are not there and also buy commodities in the region to be brought to other regions. Because of a number of factors, for the time being, the economic development of the region is arguably stagnant and escaped world attention. Along with the development of science and technology in the early twentieth century, the need for fuel oil began to increase.Originality /Novelty: This article is not only a reference, but also a copy that can be used as a historical foundation to understand the development of Islamic economics in Middle Eastern friends. ]]>
<![CDATA[Aspek-Aspek Prioritas Manajemen Wakaf di Indonesia ]]>
<![CDATA[Ali, Khalifah Muhamad]]>;
<![CDATA[Yuliani, Meida]]>;
<![CDATA[Mulatsih, Sri]]>;
<![CDATA[Abdullah, Zaki]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 1 (2018) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/jie.v3i1.345
<![CDATA[One of the most potential Islamic economic instruments in Indonesia to improve the quality of people's welfare is waqf. This is supported by the demographic condition of Indonesia which majority is Muslim with big potential of waqf. Practically, the optimization of the potential is not yet in maximum condition and productive. The priority analysis of problems, solutions and strategies in waqf management in Indonesia is done in this research in order to maximize priority to made waqf management is more productive. This study uses primary and secondary data using Analytical Network Process (ANP) method. The result of the analysis shows that the lack of competence and lack of nazhir professionalism become the priority of the internal waqf management problem. While the priority of external problems is the lack of society understanding about waqf and also regulations that are less supportive. Improving the competence, guidance and mentoring of nazhir becomes the priority of internal solutions, while the priority of external solution is the optimization of the role of Badan Wakaf Indonesia (BWI) by improve the regulation by looking at the reality. Short term priority strategy that can be done is to socialize and educate about waqf to all elements.]]>
<![CDATA[Abu Ubaid sebagai Fuqha’ dan Ekonom: Critical Reading terhadap Corak Pemikiran dan Konsepsi Ekonomi Ibn Ubaid ]]>
<![CDATA[Hidayat, Taufik]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v4i1.781
<![CDATA[Purpose: The purpose of this article is to critically examine the style of thought and economic conception offered by Ibn Ubaid, in his Al-Amwal work. This critical reading is intended so that the scientific structure of Islamic economics presented in the book of Al-Amwal, can be identified more firmly and clearly.Design/Methodology/Approach: This paper explores critically the economic conception of Ibn Ubaid, and then formulates how the style of thinking Ibn Ubaid. With a qualitative approach, with the design ofresearch hermeneutics, this paper is expected to be able to interpret Ibn Ubaid's thinking more systematically.Findings: This study offers two theses: First, from the work and structure of the arguments found consistently in the book of Al-Amwal, Ibn Ubaid is actually the figure of a prolific jurist. He consistently uses fiqh reasoning in elaborating an economic issues. Second, the economic concepts offered by Ibn Ubaid are fragmented, or fragmented. He is more concerned with discussing public finance. He offers the concept of a tax system based on social justice, or tax collection must be based on a fair system. So that taxes are not an instrument of exploitation of the people.Originality/Value: The contribution of this paper lies in the answer to the emptiness of the literature that critically examines the book of Al-Amwal, and is able to identify the dominant patterns of thought of Ibn Ubaid.]]>
<![CDATA[Efektifitas Penyaluran Dana ZIS : Studi Kasus pada SMA Terbuka Binaan LAZ Sukses Kota Depok ]]>
<![CDATA[Hasan, Nurul Ichsan]]>;
<![CDATA[Jannah, Rona Roudhotul]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/alfalah.v4i1.775
<![CDATA[Purpose: This study aims to analyze the effectiveness of the ZIS fund distribution program in the form of school operational assistance in SMA Terbuka assisted by LAZ Zakat Sukses, Depok.Design/Method/Approach: There are 4 variables that can measure the level of effectiveness in this study. Among other things, the accuracy of program targets, program socialization, program objectives, and program monitoring. The four variables fall into the range of effective value scales. That is, accuracy of program targets: 3.13. program socialization: 3.25. program objectives: 3.11. program monitoring: 2.94. Findings: The final result of the program effectiveness level score shows a value of 3.11 .Meaning that the value is in the range of effective scales. In general, the distribution of ZIS funds in the form of operational assistance in SMA Terbuka assisted by LAZ Zakat Sukses of Depok City has been effective.Originality/Values: This study contributes extensively in introducing a measurement of how the efectivity of ZIS distribustion, especially in Terbuka Senior High School which maintained by LAZ Sukses, Depok]]>
<![CDATA[Analisis Pemikiran Ekonomi Islam Imam Abu Hanifah ]]>
<![CDATA[Zatadini, Nabila]]>;
<![CDATA[Ghozali, Mohammad]]>
<![CDATA[ AL-FALAH : Journal of Islamic Economics Vol 3, No 1 (2018) ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri (IAIN) Curup ]]>
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DOI: 10.29240/jie.v3i1.404
<![CDATA[Islamic economics has been practiced since the time of the Prophet Muhammad, but at that time until several centuries later there is no classification of specific disciplines for economics, causing some Muslim works lost by the western historians drowned. Therefore it is necessary to study the classical Islamic economic thinking. This paper aims to review Abu Hanifah's economic ideas by comparing it with the opinion of some scholars and match whether Abu Hanifah's thoughts can be used today. The method used is literature research with documentary method to collect data. The results of this study, that Abu Hanifah does not have a special idea in the economy but has a special view in every akqqhatat fiqh such as greetings, charity honey, and hawalah. Some of Abu Hanifah's opinions are different from other priests causing a Muslim today to sort out the khilafiyah.]]>
