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AL-FALAH : Journal of Islamic Economics
ISSN : 25482343     EISSN : 25483102     DOI : -
Core Subject : Economy,
AL-FALAH: Journal of Islamic Economics is scientific journal of Islamic Economics based on both conceptual and empirical research. It concerns to extensively publish the issues of islamic economics which study through interdiscipline perspectives—fiqh, shariah finance, islamic bank, islamic development economics, and also economic sociology.
Arjuna Subject : -
Articles 35 Documents
Boosting The Welfare of Business Community: Implementing The Model of Islamic Micro Bank of Waqf in Pesantren Fatira, Marlya; Nasution, Anriza Witi
AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i1.771

Abstract

Purpose: The Paper is to study the Ability of micro waqf bank (BWM) in boosting The Welfare of Community Business Group at the Islamic Boarding School.Design/Method/Approach : This study uses a descriptive analysis. It intensively Implemented a qualitative approach to obtain information and collected the data needed through conducting interviews directly with informants. Both Observation and library study also applied to extent the secondary data. These methods were conducted to look at the Micro waqf bank model in Islamic boarding schools in Java of whether is able in boosting The Welfare of Business Community around the Islamic boarding school.Findings: The Islamic Boarding School-based Micro-Waqf Bank Model in Java that was applied for community empowerment was carried out a productive financing models in order to make communities able to manage the business--with a financing value of 1-3 million rupiah, within a maximum period of 1 year and payment per week with a maximum margin value equal to 3%. Building a Micro Waqf Bank in the Pesantren  can perform through collecting a set of data of cooperative business entities in boarding schools, obtaining LKMS business licenses, obtaining funding for the establishment of  BMW, selecting financing customers, and conducting training for selected customers of BWM financing.Originality/Values: The main contribution of this study concern on filling the gap of how the micro bank of waqf efectivelly boost the welfare the bussiness community in pesantren.
Ekonomi Dan Penguasa (Pemikiran Ibn Taimiyah tentang Mekanisme Pasar) Dedi, Syarial
AL-FALAH : Journal of Islamic Economics Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v3i1.442

Abstract

The classical scholars not only focus on the issue of ritual worship, but also pay attention to the economic problems of society and even indicated theories of modern conventional economics is the adoption of the results of their thinking. One of them is Ibn Taymiyyah. Its has inspired the market mechanism. Prices are handed over to businesses naturally, without being interfered with by the government. On the other hand religion gives authority to the government that must be obeyed by the ruler in taking care of them. This study uses the method of literature with the conclusion that in the free market, the price is considered by the strength of supply and demand. Free market runs fair, reasonable, likes the same likes and no distortion. However, the market mechanism is not always running perfectly, often distortion occurs. In this condition, the state's role as the supervisor of development morality is needed to make people aware that moral norms and ethical values are very important as the principle of development that must be implemented in the life of the economy. This means that Ibn Taymiyya'hs economic thought is in line with the duties and authorities of the ruler.
Integrasi Akad Pembiayaan dan Akad Rahn: Analisis Kritis terhadap Implementasi Fatwa DSN No. 92 Tahun 2014 pada PT. Pengadaian, Jakarta Yupiter, Yupiter; Huda, Nurul; Tanjung, Hendri
AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i1.759

Abstract

Purpose: The purpose of this article is to critically examine how the implementation of the MUI DSN Fatwa No. 92 of 2014 concerning financing accompanied bycontract rahn at PT. Procurement, Jakarta. Design/Method/Approach : A qualitative approach is applied in this study, with design an exploratory research. The analysis unit is PT. Procurement, Jakarta. While the library research, and interviews are used as the main instruments in collecting relevant data.Findings: In general, this study succeeded in identifying several important things, namely: First, that between DSN No. 92 of 2014 with the practices applied by PT. Procurement, Jakarta, is appropriate. Secondly, Islamic Pawnshop is relatively new as a financial system. This is one of the obstacles for PT. Procurement, Jakarta, in operating Islamic products.Originality/Value: This research is believed to be important and significant in contributing to the theory. Especially, in terms of filling in the blanks of examplars of theories about the conformity of the DSN Fatwa No. 92 of 2014 with practice, especially at PT. Procurement, Jakarta.
Tinjauan Sosiologi Ekonomi Terhadap Perilaku Konsumsi Masyarakat Kota Makassar Pada Pasar Virtual Anwar, Andi Faisal; Parakkasi, Idris; Rusydi, Bahrul Ulum
AL-FALAH : Journal of Islamic Economics Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jie.v3i1.346

Abstract

This study aims to analyze the behavior of public consumption, the factors that encourage people to transact in the virtual market, and forecasting the type of the market in the future related by consumption behavior. Therefore, the analytical method used is descriptive statistical analysis. The results showed that in terms of characteristics of people who spend in the virtual market dominated by women, high school educated, and having aged between 21-30 years, sources of information through social media, and the type of goods is a fashion product. In terms of consumer behavior and the value of goods, generally consumers still doubt on the quality of goods sold in the virtual market. The reasons of shoppings are efficiency and effectiveness as well as availability of new products. Furthermore, in terms of consumption behavior and hypereality, people tend to browse despite the desire to buy goods quite low, consumer exposure in non-virtual market will decrease in stead of in the virtual market, and then some people still doubt the level of trust and security transact in the virtual market. Religious values are essential to improving people's morale in exploiting virtual markets
Homo Islamicus dan Imperfect State : Konsep Manusia dan Al-Madinah Al-Fadilah menurut Al-Farabi Aravik, Havis -; Hamzani, Achmad Irwan
AL-FALAH : Journal of Islamic Economics Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Negeri (IAIN) Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/alfalah.v4i1.714

Abstract

Purpose: This article discusses about the other side of al-Farabi, an Islamic economic thinker. With the aim that an open paradigm of thinking new in seeing al-Farabi, not only political experts and famous philosophers, but also as a reliable Islamic economic thinker.Design/Method/Approach: This article uses library-based qualitative research (qualitative research) with a qualitative descriptive approach and technical descriptive analysis and content analysis.Finding: This study was able to identify that al-Farabi was truly an Islamic economic thinker. Al-Farabi's Islamic economic thinking can be seen in his works such as the Book of Ara 'Ahl al-Madinah al-Fadilah, Kitab al-Siyasat al-Madaniyah and the Tahsil al-Sa'adah Book. Al-Farabi was one of the economic thinkers who emphasized his economic thinking on the concept of man as homo Islamicus who had an advantage in the field of reason compared to other beings (al-hayawan al-nathiq) where one of his goals was to become a perfect society (al- kalimah) and happy by doing noble actions, virtues and virtues. However, in its journey, the existence of the community formed a state that was in the form of a main state (al-Madinah al-Fadilah), a foolish state (al-madinah al-Jahilah), a fasiq state (al-madinah al-Fasiqah), a perverse country (al -madinah al-Dhallah), and a changing state (al-madinah al-Mutabaddilah). The ideal country that can manifest human happiness is the main country (al-Madinah al-Fadilah).Originality/Novelty: This research contributes to filling the 'emptiness' of Islamic economic theory, which comes from Al-Farabi's thoughts and works. This study did not become a 'copy' which informed the other side of Al-Farabi as a philosopher. But he also offers economic thinking, especially in relation to the human concept and welfare state.

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