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International Research Journal of Business Studies (E-Journal)
ISSN : 20896271     EISSN : 23384565     DOI : -
International Research Journal of Business Studies (IRJBS), with registered number ISSN 2089-6271 (Print) and ISSN 2338-4565 (Online), is an open access and peer-reviewed scientific journal published by Prasetiya Mulya Publishing, Universitas Prasetiya Mulya. IRJBS published three times a year (December-March, April-July, and August-November).
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Articles 8 Documents
Search results for , issue "Vol 13, No 2 (2020): August-November 2020" : 8 Documents clear
The Relationship between Culture and Social Capital with the Sustainability of Microfinance Firdaus, Nur
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

Poverty has been the biggest problem around the world and one of the innovative solutions offered is microfinance. Since the success story of Grameen Bank spread, many countries decided to adopt microfinance programs to alleviate poverty. Microfinance is then believed as an effective instrument that can answer the poverty challenges. Several studies have analysed the impact of microfinance on poverty reduction, but the results varied. Some support that microfinance can improve the poor, but other criticise and argue that microfinance does not play a significant role to reduce poverty rate and even undermine the poor. This article aims to analyse factors, namely culture and social capital, that can influence the sustainability of microfinance performance. The assumption used in this article is that the success of microfinance cannot be separated from the borrowers’ background that influence their behaviours towards microfinance. The article summarised literatures that have discussed this issue using a qualitative approach. The findings show that culture and social capital have an impact on the sustainability of microfinance, but the impacts depend on the condition of cultures and social capital in a society. However, additional supports are needed and should not be ignored to accelerate the impact of microfinance. Keywords: Culture, Microfinance, Social capital, Sustainability* Economic Research Center, the Indonesian Institute of Sciences Jl. Jend. Gatot Subroto 11 Jakarta 12710, Indonesia https://doi.org/10.21632/irjbs.13.2.113-126
Factors Affecting Employee Performance during Work from Home Aropah, Vina Da'watul; Sarma, Ma'mun; Sumertajaya, I Made
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

The Corona Virus Disease (Covid-19) pandemic in Indonesia began with the discovery of Covid-19 sufferers on March 2, 2020. Coronavirus is a group of viruses that can cause disease in animals or humans. To respond the conditions of the Covid-19 outbreak, NPPA issued a regulation concerning adjustments to the work system of the government employee in efforts to prevent the spread of Covid-19. This study uses census sampling, where all members of the population used as samples. The total responden of the Government Employee in NPPA is 128 employees, who are works mostly at home during the pandemic. The research data used primary and secondary data. Comparison using PLS-SEM as analyzing the data. The result of the research showed that leadership and work environment have impact on employee performance, whereas organizational support has no impact on employee performance.Keywords: Leadership Work Environment Organizational Support Employee Performance Work from Home.* Department of Management, Faculty of Management, Institut Pertanian Bogor https://doi.org/10.21632/irjbs.13.2.201-214
To Whom Should I Send it? Sender Perspective on Incentivized Word of Mouth Christiana Yosevina Tercia; Thorsten Teichert
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

This paper examines how consumers’ WOM-related activity can be steered by marketing measures. By conducting an experimental study using mobile coupons as a novel tool of word of mouth, we specifically investigate how monetary incentives foster senders’ decision in targeting particular receivers. Our results show that senders tend to share incentivized WOM with receivers deemed to be close to them when the amount of the incentive is unequal between sender and receiver, and information on the incentive is revealed to both sides. The different amount of incentive for senders and their receivers also leads senders to target receivers who are deal prone.Keywords: word of mouth, consumer incentives, tie strength, mobile couponing* Universitas Prasetiya Mulya, BSD City Kavling Edutown I.1, Jl. BSD Raya Utama, BSD City, Kec. Pagedangan, Tangerang, Banten 15339** University of Hamburg, Mittelweg 177, 20148 Hamburg, Germany  https://doi.org/10.21632/irjbs.13.2.127-138
Role of Insurance Sector on Inclusive Growth in India Debabrata Jana
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

In the present era insurance sector plays a vital role in both developed and developing countries. Insurance markets working as a financial intermediary to contribute economic growth of the country as well as risk management more efficiently.  The purpose of the study is to investigate the relationship between insurance sector development and economic growth in India.  For this study, data has been collected only from the secondary sources for the period 2000 to 2019. To run linear regression, four variables are taken viz. GDP as a surrogate of economic growth and Real Premium Growth Rate, Total Investment in Insurance Sector and Insurance Claim. Finally, it can be suggested that more attention in the insurance market is to be paid so that proper economic growth will be possible in the developing country in India.Keywords: Insurance, Premium, Claim, Investment, GDP.* Bankura Sammilani College, T.G.Samanta Road, Kenduadihi, Bankura, West Bengal 722102, India  ttps://doi.org/10.21632/irjbs.13.2.139-147
The X-Efficiency of Shariah and Conventional Banking’s in Indonesia Aimatul Yumna
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

This paper investigates the X-efficiency of fifteen commercial banks in Indonesia consisting of seven syariah banks and eight conventional banks. This study uses three stages of data analysis: non-parametric data envelopment analysis (DEA) approach, t-test, and multiple regression method. The results show that in the period of this study, both syariah and conventional banks in Indonesia have not reached the optimal level of efficiency. However, conventional banks obtain a higher level of allocative and total efficiency compared to syariah banks. The inefficiency of Islamic banks is stemed from allocative inefficiency rather than technical problems. The bank’s X-efficiency is significantly influenced by size, rather than number of banking channels and staff costs. This study provides important implications for syariah banking in order to improve X- efficiency and compete in the banking industry in Indonesia by focusing on the improvement of the combination of quality assets.Keywords: X-efficiency, DEA, Shariah and conventional banks* Universitas Negeri Padang, Jl. Prof. Dr. Hamka, Air Tawar Bar., Kec. Padang Utara, Kota Padang, Sumatera Barat 25171  https://doi.org/10.21632/irjbs.13.2.149-159
Does Innovation Affect Company Performance? Exploring the Mediation Effects of Management Accounting Information Systems Desrir Miftah; Julina Julina
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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This study attempt to determine the direct effect of innovation on company performance and its indirect effect through Management Accounting Information Systems (MAIS) as an mediating/intervening variable. Samples were managers in the manufacturing industry that produces Crude Palm Oil (CPO) operating in Riau Province. Data collected through questionnaires and processed using SEM-PLS. The results found that innovation affects firm performance. Management Accounting Information Systems mediates the effect of innovation and firm performance. Research on MAIS as intervening variable in the palm oil industry was first carried out especially in Indonesia. Innovations made by company through a good Management Accounting Information System will improve the performance of CPO producing company.Keywords: Company performance, Innovation, Management accouting information systems.* Departement of Accounting, State Islamic University of Sultan Syarif Kasim Riau Jalan HR. Soebrantas Km. 15 No. 155, Panam, Kec. Tampan, Kota Pekanbaru, Riau, 28293  https://doi.org/10.21632/irjbs.13.2.189-200
Financial Stability, Leverage, Ineffective Monitoring, Independent Audit Committee And The Fraudulent Financial Statement Fenny Tjen; Tigor Sitorus; Rina Nur Chasanah
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

This study aims to develop prior empirical model research of factorsinfluence toward fraudelent financial statement and determine someelement of fraud triangle that are financial stability, Leverage , ineffective monitoring and one element of Good Corporate Governance that isindependent audit committee influence to fraudulent financial statement. This research topic is important because investors need earnings informa tion as a basic for making investment decision and fraudulent financial statement may affect quality of earnings information received by investors. Data obtained from financial statement of mining company period 2011-2015, data were analyzed with multiple linier regressions with 150 samples collected by purposive sampling technique. Then the authors used Micro soft Excel and SPSS version 24 for processing and analyzing samples. The results showed only financial stability that has a significant influence on fraudulent financial statement, while Leverage, ineffective monitoring and independent audit committee partially has not significant influence toward fraudulent financial statement.Keywords: Stability, Leverage, Monitoring, Committee, Fraud* Department of Accounting, Bunda Mulia University Jl. Ancol Barat IV, RT.12/RW.2, Ancol, Kec. Pademangan, Kota Jkt Utara, Daerah Khusus Ibukota Jakarta 14430** Magister Program, Bunda Mulia University Jl. Ancol Barat IV, RT.12/RW.2, Ancol, Kec. Pademangan, Kota Jkt Utara, Daerah Khusus Ibukota Jakarta 14430  https://doi.org/10.21632/irjbs.13.2.161-172
Artificial Intelligence for a Better Employee Engagement Sari, Ria Emilia; Min, Siu; Purwoko, Hiskia; Furinto, Asnan; Tamara, Dewi
INTERNATIONAL RESEARCH JOURNAL OF BUSINESS STUDIES Vol 13, No 2 (2020): August-November 2020
Publisher : Universitas Prasetiya Mulya

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Abstract

Employee engagement is the positive attitude of each employee towards the business and the value of the organization. This research aims to see whether the use of AI-based technology, tools, and software can help management detect intangible things such as employee engagement level and provide clues as to what factors influence it and how management can improve it. This research is a qualitative approach. We interviewed the management and selected employees to determine employee engagement at SML before andafter implementing the AI-based application. The interview results compared with the results obtained from the application for six months (Feb - July 2020). The study was conducted on all SML employees, amounting to 39 people. This research has shown that the use of AI based software can significantly help management, not only to find out the status of each employee’s level of involvement but also to anticipate their attitudes and behaviors through predictive indicators. Thus, the company can proactively retain key employees. This research provides new and practical insights and opportunities for company owners and leaders to utilize technology to detect something that is naturally quite difficult because it requires specific knowledge and experienceKeywords: engagement, employee engagement, work engagement, technology, technology enabler, artificial intelligence, software, application.* Magister Manajemen BINUS Business School, Universitas Bina Nusantara, Jl. Hang Lekir I No. 6, Senayan, Kebayoran Baru, Jakarta Selatan, DKI Jakarta. https://doi.org/10.21632/irjbs.13.2.173-188

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