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Al-Maslahah

Almaslahah
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Published by Institut Agama Islam Negeri Pontianak

ISSN : 19070233 EISSN : 25028367 DOI : -

Core Subject : Religion, Economy,

Religion Economics, Econometrics & Finance

Al-Maslahah (ISSN: 1907-0233, E.ISSN: 2502-8367) is a scientific journal in the fields of syari’ah that published by Syari’ah and Islamic Economic Faculty. Pontianak State Institute of Islamic Studies. This journal contains the masterpiece of professional writers and researchers. The vission of the journal is to be qualified Syari'ah journal either locally or internationally level. Meanwhile, the mission of Al-Maslahah is disseminating professional ideas of Syari'ah study to lectures, researcher, and those who have concern of this field. This journal warmly welcomes contribution from scholars and experts of related disciplines. Al-Maslahah is published biannually i.e. April and October.

Arjuna Subject : -

Articles 119 Documents

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ANALISA KINERJA PERBANKAN SYARIAH DI INDONESIA DENGAN MENGGUNAKAN PENDEKATAN ISLAMICITY PERFORMANCE INDEX DAN ISLAMIC CORPORATE GOVERNANCE Sabirin Sabirin
Al-Maslahah : Jurnal Ilmu Syariah Vol 14, No 2 (2018)
Publisher : Fakultas Syariah (Syari'ah Faculty )

This research attempts to disclose the implementation of sharia principles in islamic banking performance in Indonesia during 2013-2017 by using Islamicity Performance Index and Islamic Corporate Governance. Purposive sampling technique is used to determine the samples of the research. The samples are 10 Islamic Commercial Banks which their annual report are available in each corporate website. The results of this research show that islamic banking performance in Indonesia is good enough. However, there are two ratios which are less satisfactory, namely zakat performance ratio and director-employee welfare ratio. This shows that zakat which is paid by Islamic banks in Indonesia is still low and there is still a huge gap between directors’ and employees’ welfare.

UPAYA ISLAMISASI ILMU EKONOMI SEBAGAI SOLUSI MENUJU MASYARAKAT YANG BERKEADILAN Ahmad Nurcholis
Al-Maslahah : Jurnal Ilmu Syariah Vol 9, No 2 (2014)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Keterjebakan Indonesia di dalam hutang luar-negeri tidak terlepas dari hegemonisme dan berkembangnya kapitalisme serta imperialisme baru. Kita melihat bukti yang makin nyata dari hari ke hari terjadinya disempowerment terhadap bangsa dan negara Indonesia. Kita menyaksikan pula bahwa yang terjadi saat ini pembangunan pihak asing di Indonesia dan bukan pembangunan Indonesia. Disempowerment ini berkelanjutan dengan makin dibiarkannya pengangguran dan kemiskinan rakyat makin meluas. Kebijaksanaan ekonomi yang mengutamakan pertumbuhan dan mengabaikan perluasan lapangan kerja bukanlah hanya suatu kelengahan (mindset dari kelompok market fundamentalists), tetapi patut diwaspadai sebagai suatu kepentingan untuk mendominasi dan melanggengkan ketergantungan nasional. Maka perlu upaya islamisasi ilmu ekonomi yang mengarah pada keselarasan antara dimensi etis ekonomi dan dimensi praktisnya (bisnis) dalam pengertian yang integratif, tidak parsial dengan tujuan membangun masyarakat yang berkeadilan. Hal ini tentunya berbeda dengan aksioma kapitalis bahwa kegiatan ekonomi (bisnis) itu mempunyai tujuan ekonomis yaitu keuntungan meteriil sehingga keuntungan menjadi ideologinya dalam berbisnis meskipun harus mengorbankan nilai-nilai moral ethics.

PERLINDUNGAN KORBAN PERKAWINAN BAWAH TANGAN (KAJIAN VICTIMOLOGI) Yusuf yusuf hadziq
Al-Maslahah : Jurnal Ilmu Syariah Vol 14, No 1 (2018)
Publisher : Fakultas Syariah (Syari'ah Faculty )

MANAJEMEN DANA BANK SYARIAH Nurma Sari
Al-Maslahah : Jurnal Ilmu Syariah Vol 12, No 1 (2016)
Publisher : Fakultas Syariah (Syari'ah Faculty )

The fund given to third party should be well-saved and secured. Therefore, the process of fund pooling and receiving must be based on the rule of Indonesian Bank, DSN, and Islamic bank. Besides, there must be a guarantee of the fund for its safety and cleanliness. Since Islamic bank dominates the use of sharing model, Muāmalah Māliah, for profit and risk,it must provide professional investment management. Moreover, Islamic bank should be careful in selecting investment in order to secure client’s fund. The main purpose of asset management is to maximize profit, minimize risk, and provide sufficient liquidity. Islamic bank has possible risk as well as conventional bank except interest risk as Islamic bank is according to profit and loss sharing. Bank cannot persuade its clients to invest their money without guarantee for security and withdrawal. Thus, bank must consider the risks that can influence the sum of profit: the assessment of budget and planning profit, company investment effectiveness, asset distribution, and strategy asset management implementation. Asset management strategy must be based on the source of fund and investment characteristics.

PERSEPSI DAN PERILAKU MASYARAKAT PONTIANAK TIMUR TERHADAP PERBANKAN SYARIAH Yulia Yulia
Al-Maslahah : Jurnal Ilmu Syariah Vol 11, No 2 (2015)
Publisher : Fakultas Syariah (Syari'ah Faculty )

This research was qualitative descriptive through deep interview with people of KecamatanPontianak timur. The data sources were taken by means of cluster sampling. According to data analysis, 88.33% informants stated that there must be a fatwa of MUI which declares that interest of bank is haram. The perceptions of people of Kecamatan Pontianak Timur regarding Islamic banking were grouped into three groups: first was a group of people that had positive perception. Second was a group of people who possessed negative perception. Third was a group of people who were doubtful. Based on people’s perception of market system of Islamic banking, there were 5.88% people acknowledged the system. Meanwhile, according to rent expense system of Islamic banking, all informants confessed that they did not recognize it. The attitude of people of Pontianak Timur toward Islamic banking can be categorized into two board groups. First group, 20.58 % were customers of Islamic bank. They stated that they became customers of Islamic bank because 1) they lived near the bank. 2) They were curious about Islamic banking.3) They considered that Islamic banking fit Islamic syari’ah. Second group, 79.42%were not customers of Islamic bank. They stated that were not Islamic bank customers because 1)their salary were paid into conventional bank account. 2) They never performed transaction in Islamic bank before. 3) They considered that the process of transaction was very time consuming. 4) They thought that both of Islamic bank and conventional bank were just the same.

KONSEP AWAL BULAN MENURUT MUHAMMAD MA'SHUM BIN ALI (Telaah terhadap Kitab Badī’ah al-Miṡāl) Maesyaroh Maesyaroh
Al-Maslahah : Jurnal Ilmu Syariah Vol 13, No 2 (2017)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Abstract The beginning of Islamic month is related to Muslim worship. Muhammad Ma’shum bin Ali or popularly known as Ma’shum bin Ali is one of Indonesian Islamic astronomers that applied the technique of haqiqi bi tahqiq. His thought on the concept of beginning of month was written in Badī’ah al-Miṡāl book. He stated that the prerequisite of beginning of month is the emergence of Ijimak (moon and sun are at the same longitude) because it constitutes the main requirement of the appearance of hilal. This concept is according to hadd ar-rukyah in which the limit of hilal to be able to see must be in two conditions: irtifa’ hilal and nurul hilal. Hilal can only be seen at 60 with 2/3 uṣbu’. It means that if the height of hilal is less than 60, that day will be considered as the last month. Ma’shum bin Ali also purposed a hisab method based on spherical trigonometry theory. But for the finishing it refers to rubu’ mujayyab which has high accuracy that is almost as acurate as contemporary hisab.Keywords: Beginning of Islamic Month, Height of Hilal, Nurul Hilal. Abstrak Penetapan awal bulan kamariah erat kaitannya dengan pelaksanaan ibadah umat Islam. Muhammad Ma'shum bin Ali atau lebih dikenal dengan nama Ma'shum bin Ali merupakan salah satu tokoh falak di Indonesia yang beraliran haqiqi bi tahqiq. Pemikirannya tentang konsep awal bulan dituangkan dalam kitab Badī’ah al-Miṡāl. Menurutnya syarat untuk penetapan awal bulan adalah terjadinya ijtimak (bulan dan matahari dalam garis bujur yang sama),karena ijtimak merupakan syarat nampaknya hilal. Konsep awal bulan yang ditawarkan oleh Muhammad Ma’shum bin Ali menganut hadd ar-rukyah. Dalam hal ini, batasan hilal yang dapat dirukyat sebagai pertanda awal bulan harus memenuhi dua syarat kumulatif yaitu tingginya hilal atau irtifa’ hilal dan nurul hilal. Hilal yang dapat dirukyat dengan ketinggian minimal 60 dan nurul hilal sebesar 2/3 uṣbu’. Artinya jika ketinggian hilal kurang dari enam derajat maka pada saat itu dihitung sebagai hari terakhir dari bulan yang sedang berlangsung. Adapun metode hisab yang ditawarkan oleh Ma'shum bin Ali berdasarkan teori spherical trigonometry, hanya saja penyelesaiannya dengan menggunakan rubu’ mujayyab. Hasil hitungannya memiliki tingkat akurasi yang cukup tinggi hampir sama dengan hisab kontemporer.Kata kunci: Penetapan awal bulan hijriyah, ketinggian hilal, nurul hilal.

TINJAUAN AL-QUR’AN TERHADAP NIKAH BEDA AGAMA MEMAHAMI Q.S. AL-BAQARAH AYAT 221 Syaiful Ilmi
Al-Maslahah : Jurnal Ilmu Syariah Vol 9, No 2 (2014)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Nikah beda agama dapat ditetapkan dengan pendekatan maqashid al-syar’i. di mana salah satu poin dalam maqashid al-Syar’i adalah hifdz al-nasab. Dengan kembali menimbang, bahwa maqashid al-Syariah sebagai tujuan yang dikehendaki oleh syari’at, sebagaimana pernyataan Al-Syathiby dalam al-Muwafaqat fi Ushul al-Syari’ah bahwa salah satu tujuan tersebut bersifat kebutuhan (hajjiyyah), yaitu segala yang diperlukan oleh manusia untuk menghindarkan diri dari kesulitan, guna menghilangkan kepicikan. Dengan melihat melihat fakta dan realitas yang berkembang pada era sekarang serta atas dasar kemaslahatan, hukum larangan pernikahan antara laki-laki muslim dengan wanita nonmuslim merupakan satu hal yang dapat dipertimbangkan kembali.

KAJIAN ILMU FALAK PERBEDAAN PENENTUAN AWAL BULAN KAMARIAH: Antara Khilafiah Dan Sains Jayusman Jayusman
Al-Maslahah : Jurnal Ilmu Syariah Vol 11, No 1 (2015)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Abstract There are distinctions between Islamic astronomers in Indonesia on how to determine the beginning of kamariah. Some of them prefer using rukyatul hilal while some others tend to employ hisab. The disparities emerge because the Islamic astronomers have different understanding of shar’i argumentation and its application. The development of Islamic astronomy in determining the beginning of kamariah is not in line with the development of science. For instance, there are some Islamic astronomers who still make use of traditional method even though the result is not accurate. This article is not aimed at integrating the method of hisab and rukyat but to explain the construct/form of disparity in determining the beginning of kamariah. This article also conveys the view of syar’i especially Islamic astronomy in dealing with the differences.

TOKO BAITUL PANGAN: PROMOTING THE MOSQUE ECONOMY THROUGH COLLABORATION STRATEGY Ihsan Rahmat; Armin Tedy
Al-Maslahah : Jurnal Ilmu Syariah Vol 14, No 2 (2018)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Tulisan ini bertujuan untuk membahas praktik terbaik pemberdayaan ekonomi masjid. Disfungsi masjid merupakan masalah utama dalam studi manajemen masjid dan telah menjadi konsentrasi di Kementerian Agama Republik Indonesia. Toko Baitul Pangan atau Tobatan dianggap eksis di tengah sumber daya yang terbatas melalui strategi kolaboratif. Logika kualitatif digunakan untuk mendukung penelitian ini. Kami menemukan sejarah, manajemen Islam, dan proses membangun kolaborasi. Tobatan lahir melalui perspektif orang dalam. Ini memberikan pengetahuan baru dalam studi masjid yang harus dikembangkan berdasarkan kebutuhan lokal. Selanjutnya, kemampuan Takmir untuk berinovasi menjadi kunci utama dalam mengatur manajemen Tobatan. Mulai dari rekrutmen, keuangan, hingga rantai suplai kolaborasi. Skema Tobatan telah dijelaskan dalam kekuatan nilai-nilai Islam (ta'awun, ifa al-'Aqd, al-'adl, amanah, iman). Selanjutnya, terdapat tiga tahap dalam membangun kolaborasi, yakni penilaian, negosiasi, dan implementasi. Studi ini merekomendasikan pentingnya mempromosikan nilai-nilai Islam dan mengidentifikasi kebutuhan masjid daripada mengikuti tren masa lalu.

TREND CIVITAS AKADEMIKA UIN SUNAN KALIJAGA DALAM MEMBAYAR ZAKAT Zulkipli Lessy
Al-Maslahah : Jurnal Ilmu Syariah Vol 12, No 2 (2016)
Publisher : Fakultas Syariah (Syari'ah Faculty )

Empowerment of the poor is a long run program. Modern zakat institution is one of the zakat managements to have long run programs than the mosque takmir. As academicians, lectures and professors at UIN Sunan Kalijaga knew the existence and performance of modern zakat management. The research was aimed to explore zakat payment trends conducted by the lecturers and professors. First, the attitude of those lecturers and professors in giving their zakat either fitrah or maal; whether the payment was done by giving direct cash to zakat institutions or to mustahiq and the mosque takmir. Second, reasons that lay beyond choosing the payment methods. The results indicated the respondents tended to conserve the traditional method in giving zakat to the poor and the mosque. From 95 respondents surveyed, fifty five respondents paid their zakat fitrah and maal directly to individuals because they witness living poor individuals in their neighboorhood, and fourty respondents chose the modern method. And, from 95 respondents, twelve of the did not trust zakat institutions. Therefore, they paid their zakat directly to the poor. Keywords: Trend, zakat, institution, mosque, individual. Kata-kata kunci: trend, zakat, lembaga, masjid, individu

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