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Business and Finance Journal
ISSN : 25274872     EISSN : 2477393X     DOI : https://doi.org/10.33086/bfj
Core Subject : Economy,
Business and Finance Journal UNUSA (p-ISSN: 2527-4872; e-ISSN: 2477-493X) is a scientific peer-reviewed journal published by Faculty of Economics and Business, Universitas Nahdlatul Ulama Surabaya, Indonesia. Since Established in 2016, BFJ is intended Provide a medium for dissemination of original and quality research on various topic in business, finance and economics.
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Articles 171 Documents
Tinjauan Aspek Keuangan dalam Kelayakan Usaha Pendirian Bank Perkreditan Rakyat Wulanditya, Putri
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.432

Abstract

In the framework of establishment of the BPR, one of the main aspects of therequirements is the receipt of the feasibility study. From some aspects evaluated in thebusiness feasibility of BPR, one of which is the financial aspect. Based on this, the insideof this article would like to express a problem about How to perform feasibility analysisBPR establishment in terms of financial aspect? According to the problems disclosed, thepurpose of this research is to know how to calculate, assess, and analyze the feasibility ofthe viewpoint of the financial aspects. This study uses data projected financial statementsfor the first 5 years of operations of PT BPR Elbaghraf. The method used included explorativedescriptive analysis using quantitative and qualitative approaches. The results of thefeasibility analysis of investment is reflected in the value of IRR of 17.89%, PP by 4.96and Benefit and Cost Ratio (B/C) ratio of 1.68. Indicates that the planned establishmentof PT BPR Elbaghraf feasible to be realized from the financial feasibility assessment.While based on the financial performance of the financial projections for 5 years initialoutline operational bank is also considered feasible. Based on the analysis of the feasibilitystudy, the project is expected investment in PT BPR Elbaghraf in Sumenep can beimmediately executed. For Commissioners and Board of Directors, will be able to makeprojections on the financial statements as a reference in pengoperasional BPR during thefirst 5 years. So that with the presence of the new BPR in Sumenep can contribute directlyto encourage the economic growth rate in the area of Sumenep.
Pengaruh Pendidikan, Pelatihan, Disiplin, dan Motivasi Kerja terhadap Kinerja Perangkat Desa Gebang Gisik Cemandi Kecamatan Sedati – Kabupaten Sidoarjo wati, Emmy
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.433

Abstract

As Servants (PNS) must work and devoted loyalty to the state and nation. The village created to manage the rules villagers to meet villages respectively, to the village with good conduct all its activities and can meet the needs of the document will be of residence. Therefore it is necessary to village adequate qualification in order to help citizens properly. The purpose of this study was to determine and analyze the influence of education, training, discipline and motivation to work on the performance of the device Gebang village beach Cemandi Sidoarjo. The data used in this study are primary data and secondary data. This study population by 78 respondents and the sample of 65 respondents, with non-probability sampling technique samples. Test equipment used is linear regression analysis with SPSS 16.0 software. After testing the above hypothesis, the obtained regression coefficient of 2.881 education, training amounted to 5.628, 2.706 and working discipline of work motivation variable of 2.217. And F test value of F count 40.791 larger than f Table 2.52 with a significance of 0.000 <á of 0.50, which means that the variables of education, training, work discipline and motivation simultaneously significant effect on employee performance. The test results T education is worth the t count 2,881> t table 2.000, training variable value t count 5.628> t table 2,000, variable labor discipline worth t count 2,706> t table  2,000, variable motivation worth t count 2,217> t table 2,000, which means that the variable education, training, discipline and motivation is partially significant effect on the variable Employee performance. And in this study, it turns out the variables of education, training, discipline and motivation influence on employee performance 73.10% and the remaining 26.90% influenced by other variables outside the model.
Inklusi dan Literasi Keuangan (Studi pada Masyarakat Kota Surabaya) Murtadho, Muis
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.435

Abstract

This research is a survey conducted on 500 people in the city of Surabaya. The purpose of this research was to assess the level of financial inclusion and financial literacy in the community of Surabaya City. So it can be known how much knowledge people of Surabaya towards the use of products services banking and financial institutions. This Research was conducted in the community of Surabaya City, because Surabaya is a business city and trading town in East Java. This research method using descriptive qualitative research that can be clearly describe on the level of financial inclusion and financial literacy in the community of Surabaya City. The results of this research are the level of financial inclusion in the community of Surabaya City is very high at 73.6% and level of financial literacy shows excellent condition in which the community knowledge about the products of financial institutions is quite good and can be implemented well.
Cognitive Trust di Dalam Bisnis Keluarga (Studi Kasus pada PT Dharma Samudera Fishing Industries tbk.) Christina, Christina; Paulina, Paulina; Saputra, Teddy
Jurnal Bisnis dan Keuangan Vol 1 No 2 (2016): October
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i2.436

Abstract

Family business experts suggested that family business is a cyclical cycle of trust that must be kept and maintained by all members of the family in order to maintain the harmonization of relations between the company and the family. The family business is certainly not immune from the variety of issues that are sometimes difficult to solve. One problem is the mistrust among the members of the family. As a result, it is often family business in decline, even forced to close as a result of the ongoing conflict. This study aims to explore the beliefs, especially cognitive trust of first and second generation at PT Dharma Samudera Fishing Industries Tbk. The method used in this research is qualitative descriptive. Results showed that inter-personal trust and confidence of competence has awakened among first and second generation, but the first generation not yet demonstrated their confidence in the system that strives to be built and run by the secondgeneration. They deepened the distrust their generation gap that occurred and led to the second generation chose to leave the company. 
Analisis Gaya Kepemimpinan, Komitmen, dan Kedisiplinan Terhadap Peningkatan Motivasi Kerja Pegawai Kantor Kec. Tegalsari Surabaya Suwaningsih, Iwang
Jurnal Bisnis dan Keuangan Vol 1 No 1 (2016): March
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i1.438

Abstract

This study aims to determine the effect of Leadership Commitment and Disciplinesignificant effect partially and simultaneously to Increase Employee Work MotivationTegalsari Surabaya District Office. This study uses survey research approachEksplanaratif by enforcing data via the primary data of the data relating to the variablescollected from respondents using questionnaires. This type of research, including researchkoresional who want to see the relevance of independent variables with the dependentvariable. The population is Tegalsari Surabaya District Office Employees. This study wasconducted involving 30 respondents and using multiple linear regression analysis. Theregression equation is: Y = 3.441 + 0.266 + 0.104 X1 + 0.132 X2 X3. From this researchit was discovered and drawn the following conclusions: (1) Leadership, Commitmentand Discipline significant effect partially to Increase Motivation Employee Work DistrictOffice Tegalsari Surabaya, (2) leadership, commitment and discipline significant effectsimultaneously to Increase Motivation Employee Work Office Tegalsari District ofSurabaya, (3) Leadership dominant influence significantly the Employee Work MotivationImprovement District Office Tegalsari Surabaya.
Analisis Manajemen Laba dan Kinerja Operasi Terhadap Profitabilitas pada Perusahaan Go Public yang Melakukan Initial Public Offering (IPO) Sulistiani, Dwi; Oktora Maha, Finta Widya
Jurnal Bisnis dan Keuangan Vol 1 No 1 (2016): March
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i1.459

Abstract

This study aimed to determine whether the publicly traded company initial public offering (IPO) using the earnings management policies, as well as to see the effect of earnings management and operating performance on profitability in the company went public policy that performs an (IPO) in 2008. The results showed that the test is based on one- sample t test proved that the company indicated use of earnings management around IPOs. While based on paired samples t - test , and Wilcoxon signed rank the result that there are differences in operating performance and profitability of the company went public between before and after the policy does IPO. It results that the most influential variable is the current ratio dan 62% of the level of profitability of companies doing an IPO is influenced by variables of earnings management and operating performance. Through the F test can be seen that all the independent variables simultaneously affect the dependent variable. Hypothesis testing using T test showed that of the three independent variables found to significantly affect the dependent variable.
Analisis Kinerja Keuangan Perusahaan dengan Menggunakan Pendekatan Economic Value Added (EVA) dan Market Value Added (MVA) (Studi Kasus pada PT Astra International, Tbk. Periode Tahun 20082012) Hamid, Abdul
Jurnal Bisnis dan Keuangan Vol 1 No 1 (2016): March
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i1.460

Abstract

This study is a qualitative study using a case study approach to the PT. Astra International, Tbk. The object of this research is PT. Astra International, Tbk. PT. Astra International, Tbk is a company engaged in six business sectors, namely: automotive,financial services, heavy equipment, mining and energy, agribusiness, information technology, infrastructure and logistics. Researchers chose PT. Astra International, Tbk as research objects due in the year 2012, PT. Astra International, Tbk managed to rank first in the list of 100 Best Companies to Go Public by the 2011 financial performance of Fortune magazines Indonesia. The data used in this research is secondary data, the financial statements. Astra International, Tbk 20082012. Other secondary data used is the interest rate of Bank Indonesia Certificates (SBI), the Jakarta Composite Index (JCI), and thecompanys stock price began the year 20082012. This study aims to determine the companys financial performance by the use of EVA and MVA approach, therefore the data analysis technique used is the EVA and MVA. Based on the value EVA of the year 2008 2012, PT. Astra International, Tbk has good financial performance that managed to meet the expectations of the company and the investors. Based on the value of MVA during the years 20082012, PT. Astra International, Tbk managed to create wealth and prosperity for companies and investors. It concluded that financial performance. AstraInternational, Tbk for five years was satisfactory.
Analisis Karakteristik Kemasan Teh Angry Birds Terhadap Keputusan Pembelian Konsumen (Studi pada STIE Mahardhika Surabaya) Lazuardi, Sofyan
Jurnal Bisnis dan Keuangan Vol 1 No 1 (2016): March
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v1i1.461

Abstract

This study aimed to analyze the influence of the characteristics of the Angry Birds packaging (packaging size, packaging, color packaging, packaging materials) partially have a significant influence on consumer purchasing decisions (STIE Mahardhika case study in Surabaya). The analysis model used is the t test regression analysis to see the effect of the variable characteristics of the packaging (packaging size, packaging, color packaging, packaging materials) on consumer purchasing decisions. This study was conducted in STIE Mahardhika Surabaya. Samples taken are students STIE Mahardhika Surabaya totaling 100 people. The analysis technique used is multiple linear regression using SPSS. Based on t test known that the size of the packaging and the packaging forms a partial no significant influence on purchase decisions Mahardhika STIE student. The different thing is indicated by the color variables packaging and packaging materials, both variables have a significant influence on purchasing decisions.
Pengambilan Keputusan sebagai Wirausaha Muda dan Faktor Eksternal yang Memengaruhinya di Institut Bisnis dan Informatika Stikom Surabaya Candraningrat, Candraningrat
Jurnal Bisnis dan Keuangan Vol 2 No 1 (2017): March
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v2i1.462

Abstract

lyze the influence of external factors consisting of family support and Business capital to the students decision-making at the Business Faculty of the Institut Bisnis dan Informatika Stikom Surabaya. The research was conducted from 42 students were taken by the purposive sampling method which were active students who own businesses or who are interested in entrepreneurship in the future, survey method used for data gathering with instrument questionnaire and analyzed by SPSSversion 21 to examine the research hypothesis. The result of multiple regression analysis showed that the variable family role and business capital is predicted to increase the student interest in entrepreneurship therefore the stated hypothesis 1 were accepted, but as partially the role of family able to increase the interest in entrepreneurship of the student, although that business capital not necessarily increase the interest of the students to entrepreneurship so the second hypothesis was rejected..
Pengaruh Lingkungan, Fasilitas, dan Insentif Terhadap Motivasi dan Kinerja Karyawan PT PAL Indonesia Divisi Rekayasa Umum Istiqfari, Shintya Vira; Syairudin, Bambang; Anshori, M. Yusak
Jurnal Bisnis dan Keuangan Vol 2 No 1 (2017): March
Publisher : UNUSA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33086/bfj.v2i1.463

Abstract

PT PAL Indonesia is one of the largest company engaged in the maritime field, the existence of competition at national and international very tight then the company should always have a good strategy in the field of technology and human resources, so in this study focused on the performance of employees in the engineering division general. The study is aim to determine the effect of environment, facilities, incentives and motivation to employees performance in PT PAL Indonesia general engineering division. Using the technique of analysis Structural Equation Modelling (SEM) - Partial Least Square (PLS). The result of this study is performance variable explained by environmental, facilities, incentives and motivation only 64,4%, while 35,6% explained by other variables, significant effect on the environment of motivation with the value of t statistic 3,412, significant effect on environment of performance variable with the value of t statistic 1,97, and significant effect on motivation of performance variable with the value of t statistic 1,82.

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