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ACTIVA: Jurnal Ekonomi Syariah
ISSN : 26226936     EISSN : 26226936     DOI : -
Core Subject : Economy,
merupakan jurnal berorentasi economic concept,economic research,economic thought,economic law serta penemuan konsep-konsep baru terhadap ekonomi umum maupun syariah dalam perubahan kegiatan ekonomi secara trending topic maupun prediksi ekonomi di era global dalam menjawab tantangan dan solusi ekonomi modern.
Arjuna Subject : -
Articles 43 Documents
Hubungan Kepercayaan, Transparansi, Dan Akuntabilitas Terhadap Loyalitas Muzakki Pada Badan Amil Zakat (Studi Kasus di Kecamatan Tegalsari Banyuwangi) Nurul Inayah , Zahrotul Muanisah
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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The purpose of this discussion are: (1) To find out and analyze the relationship of muzakki trust (X1) to muzakki loyalty on BAZ (Amil Zakat Agency) in Tegalsari District, Banyuwangi Regency. (2) To find out and analyze the relationship of transparency (X2) to muzakki loyaitas in BAZ (Badan Amil Zakat) Tegalsari sub-district of Banyuwangi Regency. (3) To determine the accountability relationship (X3) to the muzakki loyalty in BAZ (Amil Zakat Agency) Tegalsari District, Banyuwangi Regency. Based on the results of Product Moment correlation testing using the SPSS 16.0 application obtained: (1) Partially the trust variable is significantly related, with a correlation coefficient (r) 0.380 with a significance of 0.012 <0.05. This means that the confidence variable is related to the level of loyalty of muzakki in service. (2) Partially the transparency variable relates significantly, with a correlation coefficient (r) 0.304 with a significance of 0.038 <0.05. This means that transparency variables relate to the level of loyalty of Muzakki, but some muzakki issue zakat not because of transparency but because of government programs in reducing poverty. And to (3) partially the accountability variable is not significantly related, with the correlation coefficient (r) 0.355> 0.05, accountability variables are not related to muzakki loyalty because some muzakki lack understanding about accountability. Keywords: Trust, Transparency, Accountability, Loyalty
Implikasi Cryptocurrency Bitcoin Terhadap Konsistensi Regulasi Keuangan Dalam Perspektif Islam Hanik Fitriani
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 1 (2018): April
Publisher : LP3M STITNU Al Hikmah Mojokerto

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Along with the development of online transactions, helped change the payment method. Online transaction payments do not only use nominal amounts of money, but use a virtual money-shaped payment alternative called bitcoin. Bitcoin is one of the few digital currencies that originally appeared in 2009 which was introduced by Satoshi Nakamoto based on cryptography. Bitcoin uses peer-to-peer and open source technology. The appearance of bitcoin is considered to threaten the stability of financial regulation because Bank Indonesia has not regulated and made the policy of bitcoin movement. In addition, bitcoin also has some elements that are contrary to Islam so in practice bitcoin users should pay attention to several aspects. Bitcoin implications on financial regulation in Indonesia are the transactions that are conducted will lead to the potential of illegal transactions such as money laundering because it contains high speculation. In the absence of an authority that controls bitcoin, bitcoin users should be careful to avoid major losses. The government should immediately create a policy and legal umbrella so that bitcoin users are not harmed. Shari'a mad} bitcoin bit is greater than its first since the first, bitcoin has a volatile value. Second: Contains element of speculation, third: money must have underlaying assets to serve as the basis of the transaction, fourth: big systemic risk.
Ekonomi Kreatif Berbasis Kearifan Lokal Di Bangka Belitung Syariful Syariful
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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Pengembangan ekonomi kreatif berbasis budaya di Indonesia perlu ditingkatkan. Ekonomi kreatif Indonesia sebagai kekuatan baru menuju 2025 tidak hanya sebatas semangat tetapi juga mission statement untuk berkreasi dengan mengatasnamakan identitas budaya Indonesia pada setiap karya kreatif yang diciptakan oleh anak bangsa. Perkembangan ekonomi kreatif juga tidak dapat terlepas dari generasi muda sebagai gudang kreativitas. Generasi muda adalah sumber daya produktif yang dengan ide kreatifnya dapat membuka sebuah usaha (wirausaha) yang juga membantu pemerintah dalam mengurangi tingkat pengangguran di angkatan kerja produktif. Semakin banyak anak muda yang berkecimpung di dunia wirausaha, semakin banyak pula produktivitas yang dihasilkan sehingga berdampak pula pada meningkatnya perkembangan ekonomi nasional. Analisis SWOT yang lakukan menghasilkan kegiatan pengembangan wirausaha muda dalam ekonomi kreatif berbasis budaya melalui program pelatihan, pengembangan serta pemodalan
Persepsi Karyawan Perempuan Terhadap Posisi Account Officer (Studi pada karyawan perempuan di PT BRIsyariah Kantor Cabang Madiun) Yulia Anggraini
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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The position of the Account Officer is a very important position in the banking industry, the position of Account Officer at PT Bank BRIsyariah Tbk Madiun Branch Office is in addition to the task of finding financing customers, handling the provision of financing and supervising and controlling payments from the financing that has been provided based on sound financing feasibility so it is very good relationships with customers are needed. This position is also a ladder to become a permanent employee (the initial entry is as a contract employee) even this position is important to occupy a higher position. However, the conditions in the field, the very strategic position of Account Officers are dominated by men. This research was conducted at BRIsyah Syariah Madiun Branch Office and focused on female employees who were not in the Account Officer position. Data collection techniques were carried out by in-depth interviews which were then analyzed inductively. Based on the results of the study, it was explained about the perception of women who are in positions not account officers about the position. The researcher found a uniform answer from five female employees in the Customer service position, Teller and Administration and can be identified and analyzed the causes of the gender gap in the position of this Account Officer.
Relevansi Nilai Pengetahuan Tentang Investasi Dan Manfaatnya Bagi Investor Kelompok Mahasiswa Febi Iain Ponorogo Yunaita Rahmawati
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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Pasar Modal merupakan sarana edukasi publik yang intensif dan berkelanjutan guna mengubah paradigma masyarakat dari saving society ke investing society.Investasi di Pasar Modal membuka peluang semakin mudahnya berinvestasi. Diperlukan pengetahuan yang cukup, pengalaman serta naluri bisnis untuk menganalisis efek-efek mana yang akan dibeli dalam melakukan investasi di pasar modal. Institut Agama Islam Negeri Ponorogo melalui Fakultas Ekonomi dan Bisnis Islam telah bekerjasama dengan PT. Bursa Efek Indonesia dan PT. Bahana Sekuritas mendirikan galeri investasi yang diberi nama dengan Galeri Investasi FEBI IAIN Ponorogo.Mahasiswa sebagai generasi penerus bangsa di masa depan membutuhkan keberadaan galeri investasi sebagai sarana dan tempat untuk mengaplikasikan teori investasi dan praktiknya. Studi ini bertujuan menelaah tentang relevansi nilai pengetahuan tentang investasi dan manfaatnya bagi investor kelompok mahasiswa FEBI IAIN Ponorogo. Hasil penelitian menunjukkan bahwa :nilai pengetahuan tentang investasi di Pasar Modal merupakan isu yang sangat penting dan menjadi pertimbangan dalam pembuatan keputusan investasi, sehingga dapat dikatakan bahwa pengetahuan tentang investasi di Pasar Modal bermanfaat (useful) bagi investor. Analisis studi ini menggunakan pendekatan kualitatif (qualitative approach).Pengumpulan data dilakukan dengan metode wawancara semi-terstruktur (semi–structured interview method). Informan dalam studi ini ialah mahasiswa semester 5 Tahun ajaran 2018/2019 jurusan Perbankan Syariah FEBI IAIN Ponorogo sebanyak 5 orang. Pemilihan informan menggunakan teknik snowball. Hasil studi mengindikasikan bahwa pengetahuan tentang investasi memberikan makna manfaat bagi investor.Oleh karena itu, temuan studi ini menambahkan kekuatan konsep relevansi nilai pengetahuan tentang investasi serta kebermanfaatan pengetahuan tersebut bagi pelaku pasar (investor).
Analisis Hubungan Antara Inflasi, Nilai Tukar, Dan Indeks Harga Saham Gabungan Dengan Pendekatan Vecm Dan Vecmx Ni Putu Nanik Hendayanti , Maulida Nurhidayati
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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Perkembangan pasar modal di Indonesia banyak dipengaruhi oleh berbagai regulasi pemerintah mengingat peranan pasar modal yang sangat penting bagi pertumbuhan ekonomi nasional dan investor asing yang menanamkan dananya di pasar modal indonesia. Karena pentingnya pasar modal dalam perekonomian indonesia, maka nilai Indeks Harga Saham gabungan (IHSG) dapat menjadi leading indicator economic pada suatu negara. Pergerakan pasar yang sedang mengalami perbaikan atau mengalami penurunan dapat dilihat pada naiknya nilai-nilai saham yang tercatat pada Indeks Harga Saham gabungan (IHSG). Pergerakan Indeks Harga Saham Gabungan sangat dipengaruhi oleh beberapa faktor seperti internal dan eksternal. Faktor internal biasanya berasal dari tingkat pendapatan nasional, jumlah uang beredar, kurs valuta asing, tingkat inflasi, dan tingkat suku bunga domestik pada negara tersebut. Banyak metode yang dapat digunakan untuk mencari hubungan antara variabel macroekonomi yang ada di Indonesia salah satunya yaitu Vector Error Correction (VECM). Model VEC adalah pengembangan model VAR untuk deret waktu yang tidak stasioner dan memiliki hubungan kointegrasi. Penelitian ini menggunakan jenis data sekunder dengan tahapan pengujian yaitu uji stasioneritas, uji lag optimal, uji kointegrasi, pendugaan parameter model VEC, dan pemeriksaan diagnostik. Penelitian ini bertujuan untuk menganalisis hubungan antara inflasi, nilai tukar, dan indek harga saham gabungan dengan VECMX. VECMX adalah metode analisis menggunakan VECM (Vector Error Correction Model), tetapi di dalamnya ada variabel eksogen. Hasil penelitian ini menunjukkan bahwa model yang digunakan untuk menentukan hubungan antara inflasi dan nilai tukar adalah model VECM(2) sedangkan untuk menentukan hubungan antara inflasi, nilai tukar, dan IHSG adalah model VECMX(1). Untuk mengetahui model terbaik selanjutnya digunakan kriteria AIC dan SC. Berdasarkan kriteria tersebut, diketahui bahwa model VECMX(1) menghasilkan nilai AIC dan SC lebih kecil dibandingkan dengan model VECM(2). Sehingga model yang terbaik adalah model VECMX(1).
Perbandingan Kualitas Layanan Antara Bank Syariah Dengan Bank Konvensional Ditinjau Dari Kepuasan Nasabah Di Kabupaten Pacitan Mansur Azis
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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This research aims to make data services between Sharia Bank and Conventional Bank in Pacitan Regency in terms of customer satisfaction. Satisfaction on the service quality is viewed from the five service dimensions such as responsiveness, assurance, tangible, empathy and reliability. The data in this study were obtained from questionnaires of customer satisfactions over the service quality between Sharia and Conventional banks. Afterwards, by using random sampling, it was found 4 feasible samples; 2 Sharia Banks and 2 Conventional Banks. The analysis technique used to see the comparison of service quality between Sharia Bank and Conventional Banks was the ANAVA method. The analysis conducted in the study showed that there were differences in the level of satisfaction between Sharia Bank and Conventional Bank in Pacitan Regency, yet it was not quite significant. There were significant interactions over the influence of service quality towards customer satisfactions which were showed that the higher service quality, the better customer satisfactions. The customers satisfaction of Conventional Bank was not higher than the customers satisfaction of Sharia Bank in groups that received high quality services, Sharia Bank satisfaction was not better than Conventional Bank satisfaction in groups of customers who received low quality services in Pacitan Regency.
Konsep Dan Implementasi Jaminan Fidusia Dalam Perjanjian Sewa Guna Usaha Kendaraan Bermotor Anjar Kususiyanah
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 2 (2018): Oktober
Publisher : LP3M STITNU Al Hikmah Mojokerto

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Improved services and provision of convenience facilities held by market participants, rather than not risky for investment, therefore investors prefer a service product that has legality aspects. Leasing agreements are agreements where the price of goods can be paid in installments, while the goods can be handed over to buyer. Even though the goods have been handed over to the buyer, the ownership rights are still available to the seller so that the payment during the installment period is considered as a lease until all prices are met. Ownership of new goods is transferred to the buyer when the last installment has been paid by offering or not buying options. Because the buyer has not become the owner of the goods purchased, he is not allowed to sell or act other laws that are required to be the owner of the goods, such as multiplying, hypnotizing and others. If this is done, the buyer has committed no embezzlement.
Relevansi Pemikiran Ekonomi Islam Abu Ubaid Dengan Perekonomian Modern Fitra Rizal
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 1 (2018): April
Publisher : LP3M STITNU Al Hikmah Mojokerto

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The history of Islamic economic thought dates back to the time of the Prophet Muhammad, namely when the al-Quran and al-Hadith were revealed. Muslim scholars basically try to develop Islamic concepts in accordance with the situation and conditions faced, while still relying on the al-Quran and al-Hadith. It must be admitted that the Muslim scholars of the past read a lot of the works of Greek and Roman thinkers, but they did not trace the writings, but deepened, developed, enriched and modified according to Islamic teachings. The Abu Ubaid Economic Outlook that is relevant to the modern economy includes; 1) International trade is trade between countries that cross the boundaries of a country. Long before the theory of international trade was found in the West, Islam had applied the concepts of international trade. Abu Ubaid has highlighted this, especially imports and exports. 2) International trade, international trade The idea of ​​Abu Ubaid on import export can be divided into three parts, namely: the existence of tariffs in international trade, excise of basic food ingredients is cheaper, and there are certain limits for excise tax. 3) The Function of Money, Abu Ubaid acknowledges the existence of two functions of money, namely as a standard of exchange rates and exchange media. Keywords: Abu Ubaid,Islam economic, modern economic
The Application Of The Rules Of Syari'ah As The Effect Of Islamic Economic Education Improvement Moh. Arifin ,Ridan Muhtadi, Denizar Abdurrahman Mi’raj
ACTIVA: Jurnal Ekonomi Syariah Vol 1 No 1 (2018): April
Publisher : LP3M STITNU Al Hikmah Mojokerto

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Since the enactment of Law No. 22 of 1999 on Regional Autonomy which had been renewed by Law No. 32 of 2004 and renewed again Law No 24 of 2014 on Regional Government as the implementation of regional autonomy, Local Government has wide authority in the management of its area. With this wide authority, the implementation of the Regional Regulation (PERDA) of Islamic Sharia becomes more in line with the local Islamic wisdom in Madura. Currently, the development of Islamic economic education has become an interesting topic in Indonesia. After the Asian economic crisis in 1997, the neo-classical economic approachs got harsh criticism. Then it makes the widespread of Islamic economic education’s discourse. Especially for Indonesia as the largest Muslim population country. Global financial crisis in 2008 increasingly made Islamic economics ogled many economists and practitioners as one alternative to the prevention of economic crisis. Islamic Economic Education in Indonesia is very important. Especially if you see the growth of the financial industry and sharia business is quite rapid. So it is very necessary for the effort of planting the science of divine economics to the areas especially in Madura. To improve sharia economic education in Madura, the need for proper regulation and in accordance with the local wisdom of religious Madurese by applying and enacting the Sharia law. Keyword: Madura, Application of Sharia law, and Islamic Economic Education.