cover
Contact Name
Nonie Afrianty
Contact Email
noniafrianty.na@gmail.com
Phone
+6282282789014
Journal Mail Official
noniafrianty.na@gmail.com
Editorial Address
Jl. Raden Patah Pagar Dewa Kota Bengkulu, Indonesia Year of publishing start: 2015
Location
Kota bengkulu,
Bengkulu
INDONESIA
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah
ISSN : 24768774     EISSN : 2621668X     DOI : http://dx.doi.org/10.29300/aij.v5i1.1481
Core Subject : Economy,
This journal encompasses original research articles, review articles, and short communications, including: 1. Accounting, 2. Islamic Accounting, 3. Management, 4. Management of sharia, 5. Sharia Bussines Management, 6. Human Resource Management, 7. Economics Education, 8. Sharia Financial Banking.
Articles 141 Documents
Analisis Manajemen Strategi BAZNAS Kota Ambon Diar Muzna Tangke
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

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Abstract

Zakat has a very strategic role in efforts to reduce poverty or economic development. In the management of zakat, it is necessary to create a strategy so that there is a formula as a reference in its management. This study aims to determine strategic management in the management of Baznas Ambon City. The research method used is a qualitative method with analysis tools, namely SWOT analysis (Strengths, Weaknesses, Opportunities, Threats). From the results of organization profile analysis and environmental analysis, it is known that the strengths, weaknesses, opportunities, and threats (threads) of Baznas City. Baznas Ambon has a weakness in the form of not optimal socialization. There is no mustahik database, the office is not permanent (leased), the lack of support from UPZ as an extension of the Baznas Ambon City, lack of training and technical skills for Baznas management apparatus. By maximizing strength from the internal side and opportunities from the external side and utilizing the large potential of zakat, Baznas Ambon City can become an institution that the public can trust.
Analisis Risiko Operasional Bank Syariah Pada Masa Pandemi Covid-19 Heftika Nur Fauziah; Aini Nur Fakhriyah; Abdur Rohman
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

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Abstract

This study aims to determine the risk management carried out by PT.BNI Syariah KC Mataram during the COVID 19 pandemic. This study uses a qualitative method with a case study approach. The data collection technique used in this study was interviewed. The analysis technique used in this research is an explanation or explanation. The results of this study indicate that operational risk is divided into two, namely the risk to the customer and the risk to the bank, including limitation of service offices, increased operating expenses and decreased profit. The factors that cause operational risk are divided into internal factors from the bank and external factors from customers, the method used by BNI Syariah KC Mataram to overcome operational risk that occurs is to focus on these 2 factors, optimize controlling for all employees (internal) and also optimize controlling for customers (external).
Analisis Penerapan Etika Bisnis di Pasar Inpres Palu Nur Fitriani
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

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Abstract

The sale and purchase transaction also took place in the city of Palu at one of the traditional markets, namely the Palu Inpres Market. In this market, there are various kinds of staple goods traders ranging from vegetables, side dishes, spices, fruit, clothes and other basic necessities. This research aims at realizing Islamic business ethics in the market in Palu. This type of research is field research and a qualitative approach. Information in this research is sellers and buyers who carry out transactions in the presidential market in Palu. The results showed that some of the sellers had implemented Islamic business ethics while some had not applied Islamic business ethics with the reason of obtaining greater profits.
Pemberian Diskon Pada Aplikasi T-Money Bank Bengkulu Perspektif Hukum Islam Iwan Ramadhan Sitorus; Nofi Nurahma Ratri; Supardi Mursalin
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 6, No 2 (2020)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

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Abstract

This study aims to determine the provision of discounts on transactions using the Bengkulu Bank T-Money Application in Islamic Law review. This type of research used in this research is qualitative, using descriptive methods. The results of this study found that the giving of discounts on the T-Money Bank Bengkulu application was given in the form of cashback during launching and events that were planned to be held periodically. The discount given at launch came from Bank Bengkulu and Telkom, while the discount for the event was fully borne by Bank Bengkulu. Giving discounts on the T-Money application of Bank Bengkulu with an Islamic legal perspective is that the contract in the implementation of T-Money is the Wadiahyad Dhamanah contract and giving discounts in the form of cashback by sharia provisions because, in the Wadiahyad Dhamanah contract, fund depositors are allowed to give bonuses to fund owners. Until now there has been no argument that prohibits the use of T-Money and in its use, there are problems for mankind.
Perdagangan Saham di Pasar Modal Syariah (Studi Kasus Bursa Efek Indonesia) Gusniarti Gusniarti
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (206.624 KB) | DOI: 10.29300/aij.v1i1.764

Abstract

The purpose of this research is to know how  sharia’ application on stock trading at Islamic Capital Market not only primary market but also secondary market are good in Islamic perspective.We can use the question words of “what”, “what for” and “how” from Islamic perspective to identify that stock transaction in capital market allowed by Islam or not. The question of “what” is what is transaction object which traded in Islamic Capital Market.  Are they suitable with shariah principle. The question of “what for” is what is the purpose of stock trading in capital market and the question word of “how” is  how  is the process of transaction in capital market especially secondary market.  Are there prohibition activities there like speculation, short selling, netting, insider traiding, etc causing the price not reflection of the company fundamental.Stock transaction in Indonesian Stock Exchange as the place of research  only can answer the question of “what”. This is related to transaction object in Islamic Capital Market.  In this case, the shariah stock but another question cannot be answered well because still many prohibitions are done, no different from convensional capital market. In the fact, Islamic Capital Market only focuses on products. It has Islamic Index namely Jakarta Islamic Index filtering products is not prohibited in Islam.
ANALISIS ANOMALI HOLIDAY EFFECTTERHADAPRETURNSAHAM SYARIAH DI JAKARTA ISLAMIC INDEX (JII) PERIODE 2012-2014 deni dwi sandi
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (186.13 KB) | DOI: 10.29300/aij.v1i1.765

Abstract

A market anomaly techniques that seems contradictory development strategies Market with efficient process. The market efficiently process the anomaly should not occur . In financial theory, known at least four kinds of anomalies in the market. The fourth anomaly is anomalous Company ( anomaly companies ) , or seasonal calendar anomalies ( anomalies calendar / seasonal anomalies ) , anomalous events or Genesis ( anomalous event) and accounting anomalies ( anomalies accounting ) . The holiday effect is the prayer calendar anomaly Part of one important holiday hearts or more calendar contains the holiday effect in which Revenue Shares in the day - Toward the High Holidays much more than the day - a normal day.The issues raised in this research is : how is the stock return of sharia in Jakarta Islamic Index ( JII ) before and after the New Year Holidays Hijri , the Prophet's Birthday , Isra ' Mi'raj , Idul Fitri , Idul Adha and overall Holidays Islam (Islamic Holiday ) . This study propose to analyze the stock return of sharia in Jakarta Islamic Index ( JII ) before and after Holidays Islam (Islamic Holiday ) . Research using quantitative approach . The sample used a number of 10 shares of the population of Jakarta Islamic Index ( JII ) 2012-2014 , they were taken by using purposive sampling.The results of data analysis with Test Paired samples t-test showed that H0 is accepted on Holidays New Year Hijrah , the Prophet's Birthday , Eid al-Fitr , Eid al- Adha and the overall Holidays Islam (Islamic Holiday) in the sense that there is no significant difference between before ( pre- holiday ) and after the Islamic holidays ( post- holiday ) on stock returns JII index 2012-2014 ( holiday effect phenomenon unidentified ) and H0 is rejected on Holidays Isra ' Mi'raj in the sense that there are significant differences between the before ( pre- holiday ) and after the Islamic holidays ( post- holiday ) on stock returns JII index 2012-2014 ( holiday effect phenomenon identified ).
PENERAPAN TOTAL QUALITY MANAGEMENT (TQM) DALAM PERGURUAN TINGGI Kustin Hartini
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (133.659 KB) | DOI: 10.29300/aij.v1i1.766

Abstract

Total Quality Management (TQM) is an approach manejemen used to enhance the competitiveness of companies in the long run in a globalized world to be able to compete on a competitive basis. Companies need for radical change to the management system, in order to produce goods or services in accordance with the demands of the times and consistently produce high quality goods or services. Total Quality Management (TQM) or Integrated Quality Management is often linked to other terms such as Quality Improvement Program (QIP) despite having a different principle but interrelated and refer to the same purpose namely improving the quality (quality). Quality factor is very important, because one of the standards of global competition factors other than price(price),and service factors(service).Characteristics of globalization demanding quality requirements not only penetrated the world of business and enterprise but in all aspects and areas of life including education. 
ELEKTRONIK COMMERCE (JUAL BELI ONLINE) DI TINJAU DARI SISI MASLAHAH wahyu abdul jafar
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (166.579 KB) | DOI: 10.29300/aij.v1i1.768

Abstract

This study describes the the law of electronic commerce transactions (buying and selling online) viewed from the side maslahah.In this study described how ber-istinbath using maslahah,starting with electronic commerce persolan description in detail, followed by synchronization and verification of the condition argues maslahah with the benefits of manfat contained in electronic commerce and final legal justification process electronic commerce transactions (buying and selling online ). From this study obtained two conclusions: First, the benefits of electronic commerce transactions already meet the requirements for use as the basis ofber-proof using maslahah. Secondly, the law of electronic commerce transactions (buying and selling online) can be changed to follow the situation and conditions of the transaction, which could turn out to be permissible and could also turn out to be illegitimate. Permissible if electronic commerce transactions could lead to the realization of intiqolil Milki (in accordance with the transfer of ownership of goods purchased) from the seller into the hands of the buyer. While electronic commerce laws turn out to be illegitimate if it does not materialize intiqolil Milki (transfer of ownership in accordance with the purchased goods).
PESANTREN KESEJAHTERAAN: REKONSTRUKSI PERAN SOSIAL-EKONOMI UNTUK KEADILAN SOSIAL R Lukman Faroni
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (121.77 KB) | DOI: 10.29300/aij.v1i1.770

Abstract

Demands a stronger social role directing boarding on expanding its role to create social welfare . Welfare of the students and the community can be achieved through the optimization of leadership functions supported by a network of economic business schools . Al – Ittifaq Boarding schools realize social welfare through a system of collegial business network : kopontren as the core plasma, farmer groups , DKM , and alumni as a standalone plasma . The gift of God's power management based on high trust of the pesantren . As a source and motor of Islamic economics , thereby boarding schools can realize the prosperity that is boarding the welfare of society simultaneously .
HUBUNGAN FAKTOR INDIVIDU, LINGKUNGAN DAN FAKTA SOSIAL DENGAN ENTERPRENEURSHIP MAHASISWA UIN SYARIF HIDAYATULLAH JAKARTA Nurhasanah Nurhasanah
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 1, No 1 (2015)
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (145.896 KB) | DOI: 10.29300/aij.v1i1.771

Abstract

According to Peggy A. Lambing and Charles R. Kuehl in his entrepreneurship books, there are three factors that influence the determination of the behavior of entrepreneurs: the individuals, the ethno cultural environment, the circumstance in society. 50 student entrepreneur found in UIN SyarifHidayatullah Jakarta with diverse types of businesses, that showed students UIN has the potential to create national independence through entrepreneurship. A tangible manifestation of this potential will be implications for the strengthening of the nation's economic fundamentals. In this context, the researchers wanted to see how the relationship of individual factors, environmental and social facts with their entrepreneurship. How big are the correlation coefficient and which factors are more dominant. From the research it was found that all factors had a significant relationship to student entrepreneurship UIN Jakarta and the individual factors dominate.

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