cover
Contact Name
Esti Alfiah
Contact Email
babul.ilmi@iainbengkulu.ac.id
Phone
+6281366369609
Journal Mail Official
babul.ilmi@iainbengkulu.ac.id
Editorial Address
Jl. Raden Fatah Pagar Dewa Kec. Selebar Kota Bengkulu
Location
Kota bengkulu,
Bengkulu
INDONESIA
Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah
ISSN : 25274163     EISSN : 2654332X     DOI : 10.29300
FOCUS :The focus of Jurnal Baabul Al Ilmi is to provide scientific article of islamic economic that developed in attendance through the article publications, research reports, and book reviews. SCOPE :Jurnal Baabul Al Ilmi welcome papers from academicians on theories, philosophy, conceptual paradigms, academic research, as well as religion practices. In particular, papers which consider the following general topics are invited.
Articles 111 Documents
The Relationship Of Knowledge On The Perception Ofdevelopment Zakat-Based Economic (PEZ) Asnaini, Asnaini; Ilmi, Muhammmad Izdad
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (150.425 KB) | DOI: 10.29300/ba.v4i2.2417

Abstract

This study aims to examine the relationship between knowledge about zakatalerts maal to the perception of economic development based on zakat funds. This research uses simple regression analysis. The study was tested on 30 respondents in the city of Bengkulu using two questionnaire models. Namely tests for knowledge and scale 1-5 for perception. From the results of the analysis note that the variables are positively related. The regression equation of X to Y is Y = 60.489 + 1,176X1.The implication of the results of this study is the importance of continuing BAZNAS socialization to increase public knowledge and understanding of zakat alerts and the need for concrete efforts from the government and related parties in improving the performance of the National Zakat Board (BAZNAS) to foster public trust in zakat management by institutions BAZNAS so that his perception of economic development based on zakat funds is getting better and optimistic.
JUAL BELI EMAS SECARA TIDAK TUNAI Susilawati, Nilda
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 2 (2017)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (651.109 KB) | DOI: 10.29300/ba.v2i2.1055

Abstract

Buying and selling gold in cash is a golden treasure transfer contract from someone to someone else who is done by cash or credit. the purpose of this study is to analyze the system of indirect buying and selling that occurs in society today. this research includes the type of descriptive qualitative research, by reviewing various literature literature and criticize existing problems in the field If the contract of sale and sale is done not cash in the context of gold as currency, then the sale and purchase law is forbidden because it contains elements of usury, and should only be traded gold when the contract is in cash and equal in value but if the status of gold as a commodity then the sale and purchase of gold is not cash law mubah.Keywords:  Jual beli emas, tidak tunai
PERAN DEWAN PENGAWAS SYARIAH TERHADAP PENETAPAN MARGIN MURABAHAH PADA PT BANK PEMBIAYAAN RAKYAT SYARIAH SAFIR BENGKULU Elwardah, Khairiah; Khayati, Mar’atul
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (642.346 KB) | DOI: 10.29300/ba.v3i1.1475

Abstract

The many theories of rejection of margin technique in murabahah financing which is considered to be the same as the practice of fixed interest, are the focus of researcher  to answer the concern and problem about their ability as sharia financing product. Sharia supervisory board\ (DPS) as an extension of the DSN-MUI is known to have the duty and function to oversee the implementation of sharia aspects, including overseeing sharia aspects in the use of margin techniques in murabahah financing products. This study aims to determine the working mechanism of the DPS as well as its role in determining the murabahah margin at PT BPRS Safir Bengkulu. This study uses descriptive qualitative research methods. The results of this study reveal that DPS has carried out a working mechanism by playing a role in the establishment of SRB Safir SOPs and periodic supervision of the implementation of BPRS Safir murabahah financing. DPS did not find any practice of irregularities in sharia aspects in the use of margin techniques on murabahah financing products. It's just that the marketing pattern used by BPRS Safir is to attract the interest of prospective debtor customers, it is known that there is a gap in the indication of the practice of fixed interest so that it needs more attention from DPS to be reviewed again.
IMPLEMENTASI SISTEM PENGENDALIAN INTERN PEMERINTAH (STUDI EMPIRIS PADA SATUAN KERJA PERANGKAT DAERAH KABUPATEN BENGKULU TENGAH) Afrianto, Jamil
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 1 (2016)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (420.366 KB) | DOI: 10.29300/ba.v1i1.854

Abstract

This research is quantitative research looking at the implementation of the government’s internal control system of local government performance: the structural official involvement as moderating variable at the official work unit, the District of Central Bengkulu. Data were obtained through questionnaires in 243 officers in all offices of the local work unit the district of Central Bengkulu. The analytical method used is a multiple linier regression by using statistical software. The results showed that the application of the system of internal control in the government agencies working unit in Central Bengkulu proved to affect the performance of official work unit in Central Bengkulu. The Structural official involvement proved to strengthen the implementation of internal control systems in the government work unit of central Bengkulu. The office work unit at Central Bengkulu has implemented the internal control system with good government. Keywords : Intern Government Control System, Structural Official Involvement,Local Government Performance
PENGARUH PEMBIAYAAN MUSYARAKAH TERHADAP PROFITABILITAS PADA BANK UMUM SYARIAH (BUS) PERIODE 2015-2017 Auditya, Lucy; Afridani, Lufika
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 2 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (659.744 KB) | DOI: 10.29300/ba.v3i2.1541

Abstract

The purpose of this study was to determine the effect of musyarakah financing on profitability in Sharia Commercial Banks in Indonesia for the 2015-2017 period and to find out how much influence musyarakah financing had on profitability in sharia commercial banks for the period 2015-2017. The limitation of the problem of this research is on the profitability of financial ratios ROA (Return On Assets) and ROE (Return On Equity). To disclose these issues in depth and thoroughly, researchers used a quantitative approach with secondary data collection techniques in the form of financial statements of each sharia bank for three consecutive years and provided quarterly financial reports, obtained by 5 Islamic banks to obtain 60 data. The data analysis technique used is simple linear regression using the SPSS version 16. Then the data is described, analyzed and discussed to answer the problems raised. From the results of the study it was found that musyarakah financing had a significant effect on ROA at alpha 5%. This is evidenced by the significance value (Sig.) (0.002) <(α) 0.05. While musyarakah financing has no significant effect on ROE at alpha 5%. This is evidenced by the significance value (Sig.) (0.669)> (α) 0.05.
FAKTOR-FAKTOR YANG MEMPENGARUHI KEBIJAKAN PENGUNGKAPAN TANGGUNGJAWAB SOSIAL DAN LINGKUNGAN PADA PERUSAHAAN YANG TERDAFTAR DI BURSA EFEK INDONESIA Herlina, Herlina
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 1, No 2 (2016)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (457.426 KB) | DOI: 10.29300/ba.v1i2.874

Abstract

Factors That Influence The Policy Of Social Disclosure And Environmental Responsibility In Companies Listed On The Indonesia Stock Exchange. The aim of this study is to examine and provide empirical evidence about the factors that influence the policy of social disclosure and environmental responsibility in companies listed on the indonesia stock exchange, the observation period from 2007 until 2013. The sample obtained by 46 companies with 322 observations. The result  of  hypothesis  test  showed  that  the  size  of  the  company's significant   impacts  on  the  policy  of  social  disclosure  and  environmental responsibility.  The result  of  hypothesis  test  showed  that  the  leverage  had  no significant  impacts  on  the  policy  of   social  disclosure  and  environmental responsibility. The result of hypothesis test showed that  the profitability had no significant  impacts  on            the  policy  of  social  disclosure  and   environmental responsibility.   The   result   of   hypothesis   test   showed   that   the   board   of commissioners had no significant impact on the  policy of social disclosure and environmental responsibility. The result of hypothesis test showed that the size of the  company's  significant   impacts  on  the  policy  of  social  disclosure  and environmental responsibility. The result of hypothesis test showed that managerial ownership had no significantly impacts on the policy of  social disclosure and environmental responsibility. And The result of hypothesis test results  showed that the age of firm had no  significant impacts on the policy of social  disclousure and environmental responsibility.Keyword :   leverage, profitability, board of commissioners, size of company, managerial ownership, age of firm, CSR
TINGKAT PERSAINGAN DAN EFISIENSI BANK PEMBIAYAAN RAKYAT SYARIAH DI INDONESIA Afrianty, Nonie; Anto, Moh. Bekti Hendrie
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 2, No 1 (2017)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1396.946 KB) | DOI: 10.29300/ba.v2i1.955

Abstract

Abstract :  The development of sharia banking in Indonesia can not be separated from its important  role  as  an  intermediary  institution  as  well  as  developing  the economy by channeling  funds for productive businesses, especially middle, small and micro entrepreneurs. Sharia banking that has a strategic role in funding for micro business is one of them is the Sharia Rural Bank (BPRS). Therefore, BPRS must operate efficiently to promote economic growth and competitiveness so as to survive in the face of tight financial industry competition in Indonesia. This research is conducted to analyze the level of competition / competition and efficiency of Sharia Rural Bank (BPRS) in Indonesia. The data used in this research is the financial report of 113 BPRS in Indonesia obtained from Bank Indonesia. The methods used to analyze the level of competition are Herfindahl-Hirschman Index (HHI) and Concentration Ratio (CR). The analysis of this level of competition includes three variables, including assets, Third Party Funds (DPK) and Financing. While the methods used to analyze the level of efficiency include two input variables and three output variables,  including  DPK,  Operational  Costs,  Financing  Disbursed, Current  Assets  and  Other  Operating  Income.Analisis  of  BPRS competition level in Indonesia in 2011-2015 shows that BPRS in Indonesia tend to experience competition or competition between BPRS and not controlled by several BPRS. While at the level of efficiency of BPRS in Indonesia 2011-2015 using Data Envelopment Analysis (DEA) approach resulted 5 (five) BPRS with efficiency value 1 or 100%. In addition, for SRBs in inefficient conditions the DEA method also provides a reference or reference in order to be able to achieve efficient conditions.Keywords: Competition,         HHI         and         CR,         Efficiency,         DEA,         SR
PENYELESAIAN PEMBIAYAAN BERMASALAH DALAM PRODUK PEMBIAYAAN MURABAHAH (STUDI PADA PT. BPRS MUAMALAT HARKAT SUKARAJA) Elwardah, Khairiah
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 1 (2019)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (157.163 KB) | DOI: 10.29300/ba.v4i1.1859

Abstract

The purpose of this study was to determine the causes of problematic financing that occurred in murabahah financing products and explain the procedure for solving problematic financing in murabahah financing products at PT. BPRS Muamalat Harkat Sukaraja with DSN-MUI Fatwa No: 48 / DSN-MUI / II / 2005 concerning the Rescheduling of Murabahah and Fatwa Bills for the National Sharia Board No: 25 / DSN-MUI / III / 2002 About Rahn. To disclose the matter, researchers use a qualitative approach. Data was obtained through interviews with employees of BPRS Muamalat Harkat in the Finance section and customer service of BPRS Muamalat Harkat Sukaraja. Data is also obtained from brochures of BPRS Muamalat Harkat Sukaraja. The data analysis technique used was the interactive model of Miles and Huberman. The results of the study conclude that the problematic financing that occurred in murabahah financing products at BPRS Muamalat Harkat Sukaraja was caused by a decrease in the level of debitor income. The settlement of problematic financing cases conducted by BPRS Muamalat Harkat Sukaraja is in accordance with the Fatwa of the National Sharia Board No: 48 / DSN-MUI / II / 2005, and the Fatwa of the National Sharia Council No: 25 / DSN-MUI / III / 2002.
PENGARUH KOMPENSASI, DAN MOTIVASI TERHADAP KINERJA DOSEN DAN KARYAWAN STIE-STMIK MURA LUBUKLINGGAU Nurhab, Badaruddin
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 3, No 1 (2018)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (625.356 KB) | DOI: 10.29300/ba.v3i1.1467

Abstract

This study aimed to investigate the effect of compensation and motivation on the performance of faculty and staff STIE-STMIK MURA Lubuklinggau research uses quantitative methods melaului nalisisi analisisi descriptive view of the help lines sofwe SPSS 18, the respondents in this study amounted to 100 men, results showed that compensation has a relationship strong, positive and significant impact on the value of the variable Motivation 0:46 hubungaan Compensation has a strong, positive and significant impact on the performance of lecturers with a value of 0.25. sedangakan hubungaan Motivation has a strong, positive and significant impact on performance value of 0.56
Wawasan Alqur’an Dan Hadis Tentang Harta dan Kepemilikan wahyuni, Firma Lovi
Jurnal BAABU AL-ILMI: Ekonomi dan Perbankan Syariah Vol 4, No 2 (2019)
Publisher : Institut Agama Islam Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (151.033 KB) | DOI: 10.29300/ba.v4i2.2416

Abstract

Alquran Insight and Hadith about Property and Ownership. Property is anything that pleases humans and they maintain, both in material form and in the form of benefits. Islam regulates the problem of property and its exchange, namely matters relating to exchange of assets, including the sale and purchase (ba'i), rent (ijarah), debt, and other matters related to muamalat. In Islam assets have a high value. Assets are only a mandate that must be maintained in order to bring good in the world and at the same time salvation and happiness in the hereafter. Property ownership is a relationship between humans and assets determined by syara in the form of special treatment of the property, which makes it possible to use it in general until there is a prohibition on using it.

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