cover
Contact Name
bakhrul huda
Contact Email
bakhrul.huda@uinsby.ac.id
Phone
+6281331303883
Journal Mail Official
el-qist@uinsby.ac.id
Editorial Address
Kampus Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya Jl. Jend. A. Yani 117 Surabaya 60237
Location
Kota surabaya,
Jawa timur
INDONESIA
El-Qist : Journal of Islamic Economics and Business (JIEB)
ISSN : 22527907     EISSN : 27160335     DOI : 10.15642/elqist.v10i1.267
el-Qist: Journal of Islamic Economics and Business (JIEB) Merupakan jurnal yang terbit dua kali dalam satu tahun, bulan April dan Oktober, berisi kajian-kajian Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian
Articles 6 Documents
Search results for , issue "Vol. 11 No. 2 (2021): el-Qist" : 6 Documents clear
Balanced Scorecard Analysis of Amil Kompetensi Competence as a Model Rule for the Development of Zakat Institutions Resources (Study at LAZ Rumah Zakat Surabaya, East Java): (Analisis Balanced Scorecard terhadap Kompetensi Amil sebagai Rule Model Pengembangan Sumber Daya Lembaga Zakat (Studi di LAZ Rumah Zakat Surabaya, Jawa Timur)) Basar Dikuraisyin
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.164-181

Abstract

Abstrack: This study seeks to analyze the competence of amil zakat institutions based on performance and accountability. This analysis is essential considering that amil is a determinant of the productivity and success of zakat management. Meanwhile, the reality of the performance of amil in Indonesia still presents a worrying performance. The principles of accountability and competence as regulated in the law are not yet detailed. The impact on the irregularity of the concept of zakat management institutions so far, therefore, this study answers how to analyze the Balanced Scorecard approach to the competence and accountability of amil in zakat institutions. This study was approached qualitatively analytically, and the primary source was obtained from the amil work system with Balanced Scorecard analysis as the embodiment of the evaluation approach. Data was obtained through documentation, interviews with standardized, systematic guidelines. After conducting the research, significant findings were found: first, the performance of amil at LAZ Rumah Zakat adheres to the principle of proportional balance. It is autonomous based on both the work aspect of amil and mustahik and muzakki. Second, the results of the balanced scorecard analysis on the competence of amil zakat in LAZ Rumah Zakat resulted in the following findings: 1) from a financial perspective, LAZ Rumah Zakat is said to be effective because there are indications of an increase every year both in the aspect of raising funds, the number of muzakki and reducing mustahik. 2) customer perspective (mustahik-muzakki), mustahik are satisfied with the protection and assistance from LAZ Rumah Zakat. 3) internal business perspective, namely the planning made by LAZ Rumah Zakat following the reality in the field. 4) the perspective of needs and learning, the amil performance of each division works optimally and helps each other. Keywords: Balanced Scorecard, amil competence, zakat institution   Abstrak: Penelitian ini berupaya untuk menganalisis kompetensi amil lembaga zakat berdasar pada kinerja dan akuntabilitas. Analisis ini penting dilakukan mengingat amil merupakan penentu produktifitas dan keberhasilan pengelolaan zakat. Sementara realitas kinerja amil di Indonesia, masih menyuguhkan kinerja mengkhawatirkan. Prinsip akuntabilitas dan kompetensi yang diatur dalam undang-undang, masih belum rinci. Berdampak pada ketidak-teraturan konsep kelembagaan pengelola zakat selama ini. Oleh karena itu, penelitian ini menjawab bagaimana analisis pendekatan Balanced Scorecard terhadap kompetensi dan akuntabilitas amil di lembaga zakat. Penelitian ini didekati secara kualitatif analitis, sumber primer didapat dari system kerja amil dengan analisis Balanced Scorecard sebagai pengejewantahan pendekatan evaluasi. Data diperoleh melalui dokumentasi, interview dengan standart pedoman yang sistematis. Setelah dilakukan penelitian, ditemukan temuan penting, yaitu: pertama, kinerja amil di LAZ Rumah Zakat menganut prinsip keseimbangan proporsional (proportional balance) dan berbasis kewilayahan (autonomy based) baik pada aspek kerja amil maupun pada mustahik dan muzakki. Kedua, hasil analisis balance scorescard terhadap kompetensi amil zakat di LAZ Rumah Zakat menghasilkan temuan: 1) perspektif keuangan, LAZ Rumah Zakat dikatakan efektif karena ada indikasi peningkatan setiap tahunnya baik pada aspek penghimpunan dana, jumlah muzakki dan pengurangan mustahik. 2) perspektif pelanggan (mustahik-muzakki), mustahik puas dengan pengayoman dan bantuan dari LAZ Rumah Zakat. 3) perspektif bisnis internal, yakni perencanaan yang dibuat oleh LAZ Rumah Zakat sesuai dengan kenyataaan di lapangan. 4) perspektif kebutuhan dan pembelajaran, kinerja amil setiap devisi bekerja dengan maksimal dan saling membantu. Kata Kunci: Balanced Scorecard, kompetensi amil, lembaga zakat
Halal Certification Management Procedure for Cosmetic Products in Indonesia After Government Regulation Number 31 of 2019: Prosedur Pengelolaan Sertifikasi Halal pada Produk Kosmetik Pasca Peraturan Pemerintah Nomor 31 Tahun 2019 Azhar Alam; Refita Yunie Samhuri
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.114-135

Abstract

Abstract: In ensuring the halalness of a product, the Indonesian government issued Government Regulation no. 31 of 2019, following up on changes to the flow of halal certification as stated in the Halal Product Assurance Law Number 33 of 2014, which the Ministry of Religion manages, Division of the Halal Product Assurance Organizing Body (BPJPH). This study aims to reveal the differences in the management of halal certificates before and after the Halal Product Guarantee Act (UU JPH). In addition, this study also discusses the procedures carried out by LPPOM - MUI and BPJPH in the management of halal certificates for cosmetic products. This study uses a descriptive qualitative approach, with the research object being LPPOM MUI and BPJPH Banten Province. Data were obtained from interviews, literature documents. The study results indicate significant changes that occur with the emergence of the role of BPJH as the central institution authorized in the halal certification process. The management of halal certification for cosmetic products is adjusted to the tariff with categories ranging from large, medium, medium, or home industry businesses. Keywords: Cosmetics, LPPOM MUI, BPJPH, Halal Certification   Abstrak:Dalam menjamin kehalalan suatu produk, maka pemerintah Indonesia mengeluarkan Peraturan Pemerintah No. 31 Tahun 2019 menindaklanjuti perubahan alur pembuatan sertifikasi halal sebagaimana tertuang dalam Undang-Undang Jaminan Produk Halal Nomor 33 Tahun 2014 yang dikelola oleh Kementrian Agama Divisi Badan Penyelenggara Jaminan Produk Halal (BPJPH). Penelitian ini bertujuan untuk mengungkapkan perbedaan pengelolaan sertifikat halal sebelum dan sesudah adanya Undang Undang Jaminan Produk Halal (UU JPH). Selain itu penelitian ini juga membahas prosedur yang dilakukan LPPOM – MUI dan BPJPH dalam pengelolaan sertifikat halal pada produk kosmetik. Penelitian ini menggunakan pendekatan kualitatif deskriptif dengan objek penelitian adalah LPPOM MUI dan BPJPH Provinsi Banten. Data diperoleh dari hasil wawancara, dokumen literatur. Hasil Penelitian menunjukkan adanya perubahan yang signifikan yang terjadi dengan munculnya peran BPJH sebagai lembaga utama yang berwenang dalam proses sertifikasi halal. Pengurusan sertifikasi halal produk kosmetik disesuaikan besaran tarifnya dengan kategori jenis mulai dari besar, menengah, sedang, atau usaha industri rumah tangga. Kata Kunci : Kosmetik, LPPOM MUI, BPJPH, Sertifikasi Halal.  
Inheritance Law in Minangkabau: A Comparative Study of the Application of Islamic and Customary Inheritance Law in Koto Tangah Subdistrict and Nanggalo Padang City: (Hukum Waris di Minangkabau: Studi Komparatif Penerapan Hukum Waris Islam dan Adat di Kec. Koto Tangah dan Nanggalo Kota Padang) Rahmadanil Rahmadanil; Rifka Zuwanda
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.151-163

Abstract

Abstract: Inheritance, according to Minangkabau custom, is given to girls, not boys. In Islam, property inheritance is regulated by Far?i? fiqh, which gives to daughters, sons, spouses of heirs (husband or wife) and even the inheritor's parents. Property inherited from generation to generation in the Minangkabau community is called "pusaka tinggi” which means high heritage. In contrast, the legacy of the parents' livelihood is called "pusaka rendah” which means low inheritance. This article wants to answer about how the inheritance of the Minangkabau community in Koto Tangah Subdistrict and Nanggalo Padang City Subdistrict. The authors use a qualitative research model and an empirical juridical approach, with the data in this article obtained from interviews, observations and document studies. The result is that the distribution of the Minangkabau community's inheritance in Koto Tangah Subdistrict and Nanggalo Padang City Subdistrict is divided into two. "Pusaka tinggi" which is the people's property and cannot be traded, will always be inherited, controlled and owned from generation to generation from the traditional female line. While the "pusaka rendah" is individual property, the inheritance distribution follows the Heir religion; if Moslem, then Far?i? fiqh can be applied. Keywords: Inheritance Law; High Heirloom; Low Inheritance; Minangkabau custom.   Abstrak: Harta peninggalan menurut adat masyarakat Minangkabau diberikan kepada anak perempuan bukan kepada anak laki-laki. Sedangkan dalam Islam, peninggalan harta diatur oleh ilmu Far?i? yang memberikan kepada anak perempuan, anak laki-laki, pasangan pewaris (suami atau istri) bahkan orang tua pewaris. Harta hasil warisan turun temurun di masyarakat Minangkabau disebut “pusaka tinggi” sedangkan peninggalan hasil pencaharian orang tua disebut “pusaka rendah”. Artikel ini ingin menjawab tentang bagaimana pembagian harta waris masyarakat Minangkabau di Kecamatan Koto Tangah dan Nanggalo Kota Padang. Penulis menggunakan model penelitian kualitatif dan pendekatan yuridis empiris, dengan data dalam artikel ini diperoleh dari hasil wawancara, observasi dan studi dokumen. Hasilnya, bahwa pembagian harta waris masyarakat Minangkabau di Kecamatan Koto Tangah dan Nanggalo Kota Padang dibedakan menjadi dua. “Pusaka tinggi’ yang merupakan harta Kaum dan tidak dapat diperjualbelikan akan selalu diwarisikan, dikuasai dan dimiliki secara turun temurun dari garis perempuan secara Adat. Sedangkan “pusaka rendah” yang notabennya harta individual, pembagian warisnya mengikuti agama Pewaris, jika Muslim maka ilmu Far?i? dapat diterapkan. Kata Kunci: Hukum Waris; Pusaka Tinggi; Pusaka Rendah; Adat Minangkabau.
Analysis of The Covid-19 Pandemic Impact on Operational Risk At Muamalat Bank Lamongan Sub-Branch Office: Analisis Dampak Pandemi Covid-19 Terhadap Risiko Operasional Pada Bank Muamalat Kantor Cabang Pembantu Lamongan Nikmatus Sholikhah; Baharudin Fakih; Moh. Nabel Felamani; Bakhrul Huda
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.136-150

Abstract

Abstract: The role of risk management in banking is crucial in realizing a good and healthy banking industry. This research aimed to determine how the Covid-19 pandemic impacted operational risks at the Muamalat bank Lamongan branch office. The research method used is a qualitative research method using a case study approach. This research describes how the current Covid-19 pandemic impacts banking operational risks at the Muamalat Lamongan bank branch office. The results of this research are that several operational risks must be faced by the Muamalat bank Lamongan branch office, namely reduced banking operating hours, implementation of WFH (work from home) policies for banking employees, and increased bank operational costs. There are two operational risk factors, namely, internal and external factors. To overcome operational risks during the Covid-19 pandemic, the Muamalat bank Lamongan branch office made several efforts, including implementing health protocols, opening accounts for new customers outside the office, maximizing existing technology, and restructuring financing for customers affected by Covid-19. Keywords: Pandemic Impact, Covid-19, Operational Risk,  Muamalat bank Lamongan sub-branch Office.   Abstrak: Peran manajemen risiko dalam perbankan sangat penting dalam mewujudkan industri perbankan yang baik dan sehat. Penelitian ini bertujuan untuk mengetahui bagaimana dampak pandemi Covid-19 terhadap risiko operasional pada Bank Muamalat Kantor Cabang Lamongan. Metode penelitian yang digunakan adalah penelitian kualitatif dengan menggunakan pendekatan studi kasus. Penelitian ini fokus ingin mendeskripsikan tentang bagaimana dampak pandemi Covid-19 saat ini terhadap risiko operasional perbankan di kantor cabang bank Muamalat Lamongan. Hasil dari penelitian ini adalah beberapa risiko operasional yang harus dihadapi bank Muamalat kantor cabang Lamongan yaitu pengurangan jam operasional perbankan, penerapan kebijakan WFH (work from home) bagi pegawai perbankan, serta peningkatan biaya operasional bank. Ada dua faktor risiko operasional, yaitu faktor internal dan faktor eksternal. Untuk mengatasi risiko operasional di masa pandemi Covid-19, Bank Muamalat kantor cabang Lamongan melakukan beberapa upaya, antara lain menerapkan protokol kesehatan, pembukaan rekening bagi nasabah baru di luar kantor, memaksimalkan teknologi yang ada, dan melakukan restrukturisasi pembiayaan bagi nasabah yang terdampak Covid-19. Kata Kunci: Dampak Pandemi, Covid-19, Risiko Operasional,  Bank Muamalat Kantor Cabang Pembantu Lamongan.
Analysis of Mahada Cooperative System in Relation to Hatta Cooperative and Shariah Cooperative Concept: Analisis Sistem Koperasi Mahada Dan Relevansinya Dengan Konsep Koperasi Hatta dan Koperasi Syariah Moh. Nurul Qomar; Anissatus Salamah
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.182-196

Abstract

The proliferation of cooperatives in the community has become a phenomenon. This phenomenon can be classified into positive and negative side. Positive feedback can be seen from public access to capital, as it has been demonstrated that cooperatives provide business loans or consumption to the community through a mechanism that is simpler than banks. A negative assessment can be seen in the practice of loan sharks operating under the guise of saving and loan cooperative. This is in contrast to previous research, which still focuses on comparing the concept of Hatta cooperatives with the Islamic economic system. This study will look into how the cooperative system works in an Islamic boarding school. Is the system used Sharia-based, or does it refer to Hatta cooperatives' thinking? This study employs a qualitative research method (case study). The case study meant here is the existence of cooperatives under the auspices of boarding schools, but the cooperatives do not declare themselves to be sharia cooperatives. The findings show that community-based cooperatives can work great when their focus is not solely on profit. Keywords: Cooperatives, Shariah Cooperative Concept, Hatta Cooperative Concept.   Abstrak: Menjamurnya badan koperasi di masyarakat sudah menjadi sebuah fenomena. Fenomena ini dapat diklasifikasikan menjadi hal yang positif dan negatif. Umpan balik positif dapat dilihat dari akses masyarakat terhadap permodalan, seperti yang telah ditunjukkan bahwa koperasi memberikan pinjaman usaha atau hal yang bersifat konsumtif kepada masyarakat melalui mekanisme yang lebih sederhana dari pada bank. Penilaian negatif terlihat pada praktik rentenir yang berkedok koperasi simpan pinjam. Hal ini berbeda dengan penelitian sebelumnya yang masih fokus membandingkan konsep koperasi Hatta dengan sistem ekonomi syariah. Kajian ini akan melihat bagaimana sistem kerja sama di sebuah pondok pesantren. Apakah sistem yang digunakan berbasis syariah, atau mengacu pada pemikiran koperasi Hatta? Penelitian ini menggunakan metode penelitian kualitatif (studi kasus). Studi kasus yang dimaksud di sini adalah adanya koperasi yang bernaung di bawah pondok pesantren, namun koperasi tersebut tidak menyatakan diri sebagai koperasi syariah. Temuan menunjukkan bahwa koperasi berbasis masyarakat dapat bekerja dengan baik jika fokus mereka tidak semata-mata pada keuntungan. Kata Kunci: Koperasi, Konsep Koperasi Syariah, Konsep Koperasi Hatta.
Filantropi Islam: dari Teologi ke Pemberdayaan Masyarakat di Era Pandemi Covid-19 (Studi Kasus Pengelolaan Zakat di LAZISNU Rejoso-Nganjuk): Islamic Philanthropy: from Theology to Community Empowerment in the Era of the Covid-19 Pandemic (Case Study of Zakat Management at LAZISNU Rejoso-Nganjuk) Akhmad Jazuli Afandi
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 11 No. 2 (2021): el-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2021.11.2.197-214

Abstract

Abstrak: Penelitian ini bertujuan untuk menelaah signifikansi peran Lembaga Filantropi yang berbasiskan Islam dalam mengelola dana umat untuk pemberdayaan ekonomi masyarakat. Kondisi perekonomian masyarakat yang mengalami tekanan, khususnya di masa pandemi covid-19 saat ini, merupakan sebuah tantangan, dan membutuhkan perhatian dari berbagai pihak. Dan Lembaga LAZISNU Rejoso – Nganjuk sebagai salah satu Lembaga filantropi memiliki beberapa program yang dipandang dapat menjawab tantangan tersebut. Penelitian ini menggunakan pendekatan kualitatif, dan menggunakan teknik observasi partisipan dalam pengumpulan data. Peneliti kemudian memaparkan data tersebut secara deskriptif analitis. Penelitian ini berusaha untuk menjawab bagaimana gerakan Filantropi yang memiliki landasan teologis dalam Islam mampu untuk menjadi solusi pemberdayaan ekonomi masyarakat, khususnya di masa pandemi covid-19. LAZISNU - Rejoso - Nganjuk dipilih sebagai locus penelitian karena lembaga ini memiliki beberapa program unggulan. Dan Penelitian ini menunjukkan bahwa program-program tersebut yang di antaranya adalah Santuy Dua, Pena, Portal, One Week One Manja, Abya, Dan Lazis Skill mampu untuk menjadi alternatif pemberdayaan masyarakat sekitar. Kata Kunci: Filantropi Islam, Pengelolaan Zakat, Lazisnu Rejoso.   Abstract: This study aims to examine the significance of the role of Islamic-based Philanthropic Institutions in managing people's funds for community economic empowerment. The economic condition of the people who are experiencing pressure, especially during the current covid-19 pandemic, is a challenge, and requires attention from various parties. And the LAZISNU Rejoso – Nganjuk Institution as one of the philanthropic institutions has several programs that are considered to be able to answer these challenges. This study uses a qualitative approach, and uses participant observation techniques in data collection. The researcher then presented the data in an analytical descriptive manner. This study seeks to answer how the Philanthropy movement which has a theological foundation in Islam is able to become a solution for community economic empowerment, especially during the COVID-19 pandemic. LAZISNU - Rejoso - Nganjuk was chosen as the research locus because this institution has several excellent programs. And this research shows that these programs, which include Santuy Dua, Pena, Portal, One Week One Manja, Abya, and Lazis Skill, are able to become an alternative to empowering the surrounding community. Keywords: Islamic Philanthropy, Zakat Management, Lazisnu Rejoso.

Page 1 of 1 | Total Record : 6