cover
Contact Name
bakhrul huda
Contact Email
bakhrul.huda@uinsby.ac.id
Phone
+6281331303883
Journal Mail Official
el-qist@uinsby.ac.id
Editorial Address
Kampus Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya Jl. Jend. A. Yani 117 Surabaya 60237
Location
Kota surabaya,
Jawa timur
INDONESIA
El-Qist : Journal of Islamic Economics and Business (JIEB)
ISSN : 22527907     EISSN : 27160335     DOI : 10.15642/elqist.v10i1.267
el-Qist: Journal of Islamic Economics and Business (JIEB) Merupakan jurnal yang terbit dua kali dalam satu tahun, bulan April dan Oktober, berisi kajian-kajian Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian
Articles 12 Documents
Search results for , issue "Vol. 5 No. 2 (2015): eL-Qist" : 12 Documents clear
APLIKASI SISTEM KEUANGAN MUSYARAKAH MUTANAQISHAH SEBAGAI INSTRUMEN PERMODALAN UMKM DI INDONESIA Muflih, Muhammad; Setyowati, Diharpi Herli
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

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Abstract

This study is intended to give the solution of minimum rate of funding in the area of small and middle enterprise. So far, Islamic banking posses the system of musyaraqah mutanaqishah (MMQ) as the new way in enlarging the scope of business of profit sharing system. Unfortunately, in the real process, this system was intent on optimalizing the property business. This study tries creating the new direction of MMQ, namely to organize the potentiality of MMQ in lifting up its funding system for the existance as well as the sustainability of small and middle enterprise. By applied analysis approach, this study was successful in configurating the practice system of MMQ funding in the region of small and middle enterprise. To make easy the process of application, baitul mal wa tamwil is laid as the experiment place.
PERAN PEMERINTAH AMERIKA DALAM PENGEMBANGAN EKONOMI SYARIAH Kuba, Amiruddin
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Today, the development of Islamic economics has impacted not only in moslem countries but also in non moslem countries particularly in United State of America (USA).The evidence of itwhere there is a number of Islamic finance and banking significantly in Indonesia. The progress of Islamic economics is influenced by many factors. One of them is the role of the government in supporting and responding it emergence.Each country has different method and system in responding and to accommodate the emergence of Islamic economics.As a capitalistcountry, the USA has itself challenge to response the emergence of Islamic economics.One of the concernsisrelatedto the sustainability of Islamic economic.Such worriness might be because of some people still think that Islamic economics is Islam itself.While the USA government applies secular system that separate state and religion. On the contrary, a number of people still optimism that the Islamic economics will be developed and accommodated even the USA is the capitalist and secular country.
SEGMENTASI DAN BAND POSITIONING PADA INDUSTRI INDUSTRI KEUANGAN SYARIAH DI INDOENSIA Bakri, Adzan Noor; Ilham, Ilham
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

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Abstract

Studi ini bertujuan untuk mengeksplorasi kelompok nasabah lembaga keuangan dan perbankan syariah di Indonesia dan mengetahui hubungannya dengan posisi produk di pasar lembaga keuangan dan perbankan. Semua data dalam studi ini dikumpulkan dengan teknik wawancara mendalam dengan beberapa key person dan kredibel. ditemukan ada empat kelompok nasabah lembaga keuangan dan perbanan syariah yaitu: Religious conviction group; Religious conviction and economic rationality group; Ethical observant group; dan Economic rationality group.
KOMPENSASI PADA PENERIMA ZAKAT PERSPEKTIF EKONOMI ISLAM: Mentranformasikan Aspek Rasionalitas Zakat Pada Ilmu Ekonomi Islam Hamzah, Hamzah
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

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Abstract

Penelitian ini bermaksud untuk mengungkap konpensasi yang dibebankan oleh ilmu ekonomi Islam terhadap penerima zakat. Penerima zakat cenderung menganggap zakat sebagai pemberian biasa yang sama saja dengan transaksi lainya seperti jual beli dan wakaf serta hadiah. Akibatnya, zakat sebagai rukun Islam kurang memberikan dampak yang signifikan bagi penerima zakat. Tujuan mulai zakat sebagai pelaksanaan rukun Islam yang secara khusus mendinamisir problem umat Islam dalan pelaksanaan ibadah kehartaan, terutama bagi sang peneriam zakat secara sosio-ekonomi tidak terwujud. Bahkan jauh lebih bergaung pelaksanaan ibadah haji dari sisi sosio-ekonomi dibanding ibadah zakat. Diduga kuat bahwa salah satu penyebabnya, karena secara konseptual tidak ditemukan konpensasi zakat terhadap penerimanya. Dengan teori rasionalitas yang dikenal dalam Ilmu ekonomi dan didukung teori lainnya, penelitian ini mengemukakan secara konseptual tentang konpensasi bagi penerima zakat yang menjadi beban dan harus diwujudkan pasca penerimaan
ANALISIS TINGKAT KESEHATAN BANK SYARIAH MANDIRI PERIODE 2011-2013 DALAM PERSPEKTIF RASIO CAMELS Muttaqin, Muh. Syaukin
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

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Abstract

This study aims to measure the health of commercial banks based on Islamic principles by using CAMELS ratio. Contributions from the application of the CAMELS ratio against the Bank Syariah Mandiri in order to assess the factors Capital, Assets, Management, Profitability, Liquidity and Sensitivity. If Bank Syariah Mandiri attention to the ratio of C (Capital) maintain and anticipate emerging risks. Additionally, using the ratio of A (Asset) anticipate the risk of default of the financing provided. The ratio of M (Management) to manage and run the business in accordance with the principles of risk management and capital adequacy of the precautionary principle. The ratio E (Earnings) address the problem of losses, raising capital in creating a profit during a predetermined period and can control the operating expenses to operating income. Then, the ratio L (Liquidity) keeping and maintaining a sufficient level of liquidity, and the latter ratio S (Sensitivity) made into a very low market risk and market risk management is carried out effectively and consistently. In this case, the study of Bank Syariah Mandiri period 2011-2013 using CAMELS ratio obtains a good picture of the plight, healthy or not healthy cycle of Bank Syariah Mandiri or financial position of the Bank Syariah Mandiri. Researcher expects that Bank Syariah Mandiri can predict bankruptcy and financial benefit ratio test in predicting a good profit in the period 2011-2013 and the future.
ANALISIS APLIKASI 5C (CHARACTER, CAPACITY, CAPITAL, CONDITIONAL, AND COLLATERAL) PADA PEMBIAYAAN MURABAHAH DI BMT MANDIRI UKHUWAH PERSADA Qomariyah, Qomariyah
el-Qist : Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Program Studi Ekonomi Syariah, Fakultas Ekonomi dan Bisnis Islam UIN Sunan Ampel Surabaya

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Abstract

This research aims to answer questions about how the application of the existing 5C in BMT Ukhuwah Persada Mandiri--particularly for customer of murabaha financing--in determining a client's deserve murabaha financing. This research is a qualitative research. Research data gathered from the interview directly with 17 customers, AO and Manager of BMT Mandiri Ukhuwah Persada in Kedinding Lor gang Tanjung Surabaya. This research analyzed using descriptive analysis method. The results of this research show that the financing customer in BMT Ukhuwah Persada Mandiri Surabaya feel particularly liked doing the murabaha financing because the process is quick and easy. It makes the customer has in good faith to make installment payments in accordance with a defined period of time.
APLIKASI SISTEM KEUANGAN MUSYARAKAH MUTANAQISHAH SEBAGAI INSTRUMEN PERMODALAN UMKM DI INDONESIA Muhammad Muflih; Diharpi Herli Setyowati
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.2.1020-1041

Abstract

This study is intended to give the solution of minimum rate of funding in the area of small and middle enterprise. So far, Islamic banking posses the system of musyaraqah mutanaqishah (MMQ) as the new way in enlarging the scope of business of profit sharing system. Unfortunately, in the real process, this system was intent on optimalizing the property business. This study tries creating the new direction of MMQ, namely to organize the potentiality of MMQ in lifting up its funding system for the existance as well as the sustainability of small and middle enterprise. By applied analysis approach, this study was successful in configurating the practice system of MMQ funding in the region of small and middle enterprise. To make easy the process of application, baitul mal wa tamwil is laid as the experiment place.
PERAN PEMERINTAH AMERIKA DALAM PENGEMBANGAN EKONOMI SYARIAH Amiruddin Kuba
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.2.1042-1061

Abstract

Today, the development of Islamic economics has impacted not only in moslem countries but also in non moslem countries particularly in United State of America (USA).The evidence of itwhere there is a number of Islamic finance and banking significantly in Indonesia. The progress of Islamic economics is influenced by many factors. One of them is the role of the government in supporting and responding it emergence.Each country has different method and system in responding and to accommodate the emergence of Islamic economics.As a capitalistcountry, the USA has itself challenge to response the emergence of Islamic economics.One of the concernsisrelatedto the sustainability of Islamic economic.Such worriness might be because of some people still think that Islamic economics is Islam itself.While the USA government applies secular system that separate state and religion. On the contrary, a number of people still optimism that the Islamic economics will be developed and accommodated even the USA is the capitalist and secular country.
SEGMENTASI DAN BAND POSITIONING PADA INDUSTRI INDUSTRI KEUANGAN SYARIAH DI INDOENSIA Adzan Noor Bakri; Ilham Ilham
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.2.1062-1083

Abstract

Studi ini bertujuan untuk mengeksplorasi kelompok nasabah lembaga keuangan dan perbankan syariah di Indonesia dan mengetahui hubungannya dengan posisi produk di pasar lembaga keuangan dan perbankan. Semua data dalam studi ini dikumpulkan dengan teknik wawancara mendalam dengan beberapa key person dan kredibel. ditemukan ada empat kelompok nasabah lembaga keuangan dan perbanan syariah yaitu: Religious conviction group; Religious conviction and economic rationality group; Ethical observant group; dan Economic rationality group.
KOMPENSASI PADA PENERIMA ZAKAT PERSPEKTIF EKONOMI ISLAM: Mentranformasikan Aspek Rasionalitas Zakat Pada Ilmu Ekonomi Islam Hamzah Hamzah
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 5 No. 2 (2015): eL-Qist
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2015.5.2.1084-1098

Abstract

Penelitian ini bermaksud untuk mengungkap konpensasi yang dibebankan oleh ilmu ekonomi Islam terhadap penerima zakat. Penerima zakat cenderung menganggap zakat sebagai pemberian biasa yang sama saja dengan transaksi lainya seperti jual beli dan wakaf serta hadiah. Akibatnya, zakat sebagai rukun Islam kurang memberikan dampak yang signifikan bagi penerima zakat. Tujuan mulai zakat sebagai pelaksanaan rukun Islam yang secara khusus mendinamisir problem umat Islam dalan pelaksanaan ibadah kehartaan, terutama bagi sang peneriam zakat secara sosio-ekonomi tidak terwujud. Bahkan jauh lebih bergaung pelaksanaan ibadah haji dari sisi sosio-ekonomi dibanding ibadah zakat. Diduga kuat bahwa salah satu penyebabnya, karena secara konseptual tidak ditemukan konpensasi zakat terhadap penerimanya. Dengan teori rasionalitas yang dikenal dalam Ilmu ekonomi dan didukung teori lainnya, penelitian ini mengemukakan secara konseptual tentang konpensasi bagi penerima zakat yang menjadi beban dan harus diwujudkan pasca penerimaan

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