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Nusantara Science and Technology Proceedings
Published by Future Science
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Articles 9 Documents
Search results for , issue "3rd Economics, Business, and Government Challenges 2020" : 9 Documents clear
The Role of Organizational Commitments in Mediating the Locus of Control on Auditor Performance Sundari, Siti; Hastuti, Sri; Sari, Rida Perwita; Sari, Rika Puspita
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1301

Abstract

This study aims to prove the role of organizational commitment as a mediator on the effect of locus of control on auditor performance. The research data were collected by questionnaire, with a sample of 88 auditors working in public accounting firms in the cities of Surabaya and Malang, East Java. Data analysis was done using Path Analysis with Smart PLS software. The research shows that locus of control has a positive effect on auditor performance, organizational commitment has a positive impact on auditor performance, and organizational commitment is a mediator of locus of control on auditor performance.
The Effect of Product Quality on Customer Loyalty with Customer Trust and Customer Satisfaction as Intervening Variables in Using Consumer Credit at Bank BJB - Surabaya Branch Office Purwanto, Eko; Hapsari, Fani Rachma
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1302

Abstract

The study of marketing strategies on improving product quality carried out by Bank BJB was carried out to examine whether this creates a sense of trust and customer satisfaction to make them loyal customers in using BJB bank products. Consumer loans are loans that are consumptive for permanent employees with payment from income. The sample in this study were 98 consumer credit customers at Bank BJB - Surabaya Branch took by simple random sampling technique and the calculation of the Slovin formula. The research data consisted of primary and secondary data. Primary data was obtained from questionnaires and secondary data was obtained from the company. The analytical tool used in the present research was Partial Least Square (PLS). The results of this study indicated that product quality contributed to customer satisfaction and trust and resulted in inconvenience to customers. Customer satisfaction and trust contributed to customer loyalty.
Study on Online Purchase Decisions on The Online Shopee Selling Site Herawati, Ratna; Chasanah, Amalia Nur; Perdana, Tito Aditya; Wardhani, Masitha Fahmi
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1303

Abstract

The state of the environment for consumers to get information, namely electronic word of mouth and the promotional mix will affect consumer decision-making when shopping. This study aims to determine the effect of promotional mix variables and electronic word of mouth on purchasing decisions on the online buying and selling site Shopee. Promotion mix variables used are advertising and sales promotion. The sample used in this study were Semarang residents who had shopped on the Shopee online buying and selling site with a sample size of 100. The data analysis technique used was multiple regression with the classical assumptions of multicollinearity, autocorrelation, heteroscedasticity, and normality. The results showed that the variables of advertising, sales promotion, electronic word of mouth had a significant positive effect on online purchasing decisions. The adjusted r square value is 0.496, which means that the variables of advertising, sales promotion, and electronic word of mouth can explain online purchasing decisions by 49.6%. In contrast, the rest is explained by other variables, not in this study.
Indonesia’s Economic Growth from 2019 -2021: An Economic Overview Before and During COVID 19 Pandemic Priana, Wiwin; Sawitri, Dewi Khrisna
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1304

Abstract

Almost all countries suffer from The Covid 19 pandemic which has emerged since late 2019. This pandemic has greatly impacted the nation's economic growth. Indonesia is also one of many nations with high cases of COVID 19 victims which have experienced the decline of economic growth. Economic growth is also a measure of the economic performance of a nation’s community, the more productive the people in that nation than the higher the economic growth of the nation will be. Economic growth will be obtained from the increase of GDP from year to year. This study has an objective to analyze economic growth in Indonesia which happened before COVID 19 in 2019 until the year 2021 in which this pandemic has still given its economic impact on the nation. Indonesia’s economic growth in 2019 was 5.03%, in 2020 was -2.20% and in 2021 the 2nd Quarter has reached 7.07%. The research method is conducted by analyzing the Report of GDP and Economic growth released by the Central Statistics Agency (BPS). The sample of this research is the year 2019, 2020, and 2021.
The Role of Financial Services Authorities in Strengthening the Banking Industry in Indonesia (Study During the Covid-19 Pandemic) Setiawati, Ririt Iriani Sri; Pusporini, Arin Yuni
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1305

Abstract

The purpose of this study is to determine the role of the Financial Services Authority in strengthening the Banking Industry in Indonesia during the Covid-19 Pandemic. Qualitative research based on library research is the method used in this research. The type of library research used is textbook analysis. The results of the study show that during the COVID-19 pandemic, OJK has issued several policies to maintain payment traffic flow and financial stability. And the Bank's financial institution
Mawar (Melawan Rentenir): Integrated Msme’s Financial Inclusion Strategy in Sharia-Based Chasanah, Amalia Nur; Budiantoro, Risanda Alirastra; Putra, Febrianur Ibnu Fitroh Sukono; Herawati, Ratna
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1306

Abstract

Allah has provided Islam as life guidance to be used in taking and undergoing all life aspects, including management and business financing. In the perspective of Islamic finance, financing venture capital through moneylenders will make the borrower in a difficult situation. This research aims to analyze the integrated financial inclusion strategy in sharia-based MSME's financing in the Semarang City with the MAWAR Program. Mawar program is a funding assistance program for potential micro small and medium entrepreneurs based on sharia with Murabahah by collaborating through a memorandum of understanding with several other agencies, such as Sharia People Financing banks, Semarang City Amil Zakat Agency, Semarang Syariah Economic Community, Semarang City Cooperatives and Micro Enterprises Agency, telecommunications companies, branchless banking agents and financial technology institutions. The benefit obtained can provide scientific contributions to empowerment management and can be developed into a study material for long-term planning programs by the Semarang City Government in empowering micro, small and medium enterprises so they can be competitive, independent, prosperous, and cultured based on religiosity values. The approach method used qualitative research with analytical tools is the business model canvas. Data collection method used observation, interviews, and literature study. The results of this research are with the MAWAR Program, the Semarang City Government does not charge any additional costs to the borrowers (MSME's). The legal basis of this program is based on a memorandum of understanding between the stakeholders involved and Islamic sharia.
Analysis of Factors Affecting Capital Buffer in Sharia Commercial Banks in Indonesia S. Muljaningsih; Muchtolifah; Asmara, Kiky
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1307

Abstract

Capital buffer serves to anticipate the risk of unexpected banking systemic risks. Capital buffer is derived from the difference between banks’ capital adequacy ratio (CAR)and the minimum capital adequacy ratio (minimum CAR) regulated by policymakers. This research is made to know what factors affect capital buffer in Indonesia Islamic Commercial banks. These factors include Return On Equity (ROE), Non-Performing Finance (NPF), Financing to Deposit Ratio (FDR), and Gross Domestic Product (GDPG). This study uses secondary data obtained from the official website of OJK, the official website of the Islamic banks, and BPS Agency for a period of 5 years in 2014-2018 on quarterly data. The analysis technique used is Multiple Linear Regression Analysis. The results show that the Return on Equity (ROE), Non-Performing Finance (NPF), Financing to Deposit Ratio (FDR), and Gross Domestic Product (GDPG) affected Capital Buffer in Islamic Commercial Banks in Indonesia simultaneously. While it is partially obtained that the Financing to Deposit Ratio (FDR) variable has a significant and negative effect on the Capital Buffer. Return On Equity (ROE) and Non-Performing Finance (NPF) has insignificant and negative effects on the capital buffer. Gross Domestic Product Growth has an insignificant and positive effect on the capital buffer at Islamic Commercial Banks in Indonesia.
The Effect of Corporate Governance on Investor Reaction in Mediation of Internet Financial Reporting Puspaningrum, Faluthia Fitri; Priono, Hero; Sulistyowati, Erna; Muslimin; Hidajat, Sjarief
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1308

Abstract

Internet Financial Reporting can help investors more quickly access company information as a basis for decision making. The sooner the information will make it easier for investors to react. Investor's reaction to information is indicated by a reaction to information that is valuable to investors, both good news or bad news. Corporate governance has developed as a reaction to various corporate failures as a result of bad corporate governance, so that information about corporate governance in the company can cause investor reactions, because the good or bad implementation of corporate governance in the company is one of the factors in decision makings, especially in investing in a company. This study aims to analyze and prove the effect of corporate governance on investor reaction mediated by internet financial reporting. The method used in this research is the quantitative method. The object of research used is companies included in Indonesia's Corporate Governance in collaboration with SWA magazine for the period 2013 - 2017. The population in this study is ninety-nine companies that are included in the Indonesian of Corporate Governance in collaboration with SWA magazine for the period of 2013 - 2017. To determine the research sample, the probability sampling method is used. The samples in this study were eight companies that were included in the Indonesia Most Trusted Company ranking in Indonesia's list of Corporate Governance in collaboration with SWA magazine for the period 2013-2017. Data collection techniques used were secondary data collection techniques, namely data obtained indirectly by studying documents related to research. Secondary data in the form of data on company financial statements included in Indonesia's of Corporate Governance in collaboration with SWA magazine for the period 2013 - 2017 published on the official website of the IDX. The analytical method used is Partial Least Square (PLS) which is assisted with Warp PLS 6.0 software. The results showed that Corporate Governance does not affect Internet Financial Reporting; Corporate Governance does not affect Investor Reaction; Internet Financial Reporting affect Investor Reaction, and Internet Financial Reporting does not mediate Corporate Governance to Investor Reactions.
Analysis of The Effect Locus of Control and Leadership Style on Auditor Performance with Job Satisfaction as A Mediation (Study at Audit Board of the Republic of Indonesia Representative of East Java Province) Tri Maryanti; Endah Susilowati
Nusantara Science and Technology Proceedings 3rd Economics, Business, and Government Challenges 2020
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/nstp.2021.1309

Abstract

Locus of control is an indicator that affects job satisfaction and performance. The aspects that are assessed on the performance of the Audit Board auditors cannot be separated from the locus of control, leadership style, and job satisfaction. All these aspects are assessed proportionally by giving a more dominant weight to work performance without neglecting the aspects of work behavior. The selection of Audit Board Representative of East Java Province auditors cannot be separated from the locus of control and leadership style to create auditor performance which is mediated by job satisfaction in East Java, both because of internal and external factors. The purpose of this study is to analyze the effect of locus of control on job satisfaction of auditors at Audit Board Representatives of East Java Province, analyze the effect of job satisfaction on auditor performance, analyze the effect of locus of control on auditor performance, analyze the effect of leadership style on auditor performance, analyze the effect of job satisfaction mediates locus of control on auditor performance and analyzes job satisfaction mediates leadership style on auditor performance. This research used quantitative methods, while the sampling technique is based on purposive sampling and data processing use Partial Least Square (PLS) analysis with SMART PLS software. The results show that each variable affects each of the other variables. This research contributes to Audit Board Representatives of East Java Province paying close attention to the locus of control of auditors and considering work management mechanisms that harmonize the relationship between superiors and auditors. Therefore, further research requires more diverse and in-depth interviews, as well as various respondents.

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