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Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Published by Institut Manajemen Koperasi Indonesia
ISSN : 26852721     EISSN : 27751457     DOI : doi.org/10.32670/ecoiqtishodi
Core Subject : Religion, Economy, Social,
Religion Economics, Econometrics & Finance Social Sciences
FOCUS AND SCOPE Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah E-ISSN: 2775-1457 and P-ISSN: 2685-2721 contains articles on sharia economics and finance, which are generated from the results of research, reports / case studies, studies / literature reviews, which are oriented towards the latest in sharia economics and finance in order to become a source of scientific information capable of contributing to the development of Islamic economics and finance.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 79 Documents
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Analisis Iklim Komunikasi Organisasi Dalam Upaya Meningkatkan Kinerja Pengurus Syifa Digna Maoereta; Wawan Lulus Setiawan
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v14i2.3118

Abstract

The purpose of this study was to determine the organizational communication climate in the Margamulya Pangalengan Coffee Producers Cooperative (KPKMP) and to find out how the performance of the management of the Margamulya Pangalengan Coffee Producers Cooperative (KPKMP) was carried out by distributing questionnaires and interviewing members and administrators. The results showed that the Organizational Communication Climate in the Margamulya Pangalengan Coffee Producers Cooperative (KPKMP) was quite good, seen from two aspects of the nature of the organizational climate, namely supportive and defensive. The performance of the management at the Margamulya Pangalengan Coffee Producers Cooperative (KPKMP) is still quite good, which is caused by several factors such as the number of jobs, quality of work, level of punctuality, attendance and ability to cooperate.
Pengaruh Persepsi Label Halal Terhadap Keputusan Pembelian Produk Wardah Pada Masyarakat Desa Gandu Neli Purwanti; Tyara Aulia
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v14i2.3196

Abstract

Wardah is the originator of the trend for halal cosmetics in Indonesia. Wardah always carries a "halal" strategy in its advertising and marketing, so that Wardah is the most well-known halal cosmetic product in the community, because "halal" has become a separate brand image for Wardah. This study aims to determine the effect of perceptions of the halal label on purchasing decisions for Wardah products in the people of Gandu Village.The method used in this research is a quantitative method. Test techniques and data analysis include validity test, reliability test, percentage data description test, normality test, simple linear regression, Pearson correlation, t test and coefficient of determination (r2) using SPSS version 22.The results showed that the value of r2 was 0.293 which implies that the influence of the perceived halal label variable (X) on the purchase decision variable (Y) was 29.3% and the remaining 70.7% was influenced by other variables. The results of hypothesis testing using simple linear regression analysis show that perceptions of halal labels have a significant effect on purchasing decisions.The conclusion of the research results shows that the variable perception of the halal label and the purchase decision has a unidirectional relationship (b = 0.647), the level of closeness is moderate (r = 0.541), and the variable perception of the halal label contributes to the purchase decision variable by 29.3% with low criteria. Furthermore, based on the results of hypothesis testing (t test), it shows that the hypothesis (H1) is accepted, meaning that the perception variable of the halal label influences the purchasing decision variable.
Peran Koperasi Bagi Anggota Dan Harapan Anggota Terhadap Koperasi Shofwan Azhar Solihin
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 4 No. 2 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v4i2.3399

Abstract

Cooperatives exist as wheels of the economy that are able to fill every line of the economy, from micro to macro. As we know, Cooperative is a joint effort of a group of people who have the same interests with the aim of improving the welfare of its members. Cooperatives are business entities whose activities are managed by their own members, in Indonesia cooperative business entities are under the auspices of the Ministry of Cooperatives and Micro, Small and Medium Enterprises. Cooperatives as one of the people's economic institutions need to be developed and strengthened in order to foster economic democracy as one of the foundations for creating a prosperous and just society. Members hope that the cooperative can realize the desire regarding the establishment of a business unit for the procurement of raw materials, with this new business unit members can develop members' businesses even better by meeting all existing needs, in that way cooperatives can indirectly promote to the surrounding community or members bakers who have not yet joined the cooperative and can join in order to benefit from the cooperative.
Pengaruh Diterbitkannya Perppu Nomor 1 Tahun 2020 Terhadap Stabilitas Sistem Keuangan Bank Syariah Di Indonesia ely nurhayati; Amin Mansur; Hesty Juni Tambuati Subing
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3307

Abstract

The Covid-19 pandemic has shaken the national economy. This causes the wheels of the economy to not run, so that the business world loses demand and at the same time loses the ability to create supply. The spread of the corona virus has disrupted the performance and capacity of debtors from the business community in carrying out their credit obligations so that it has the potential to disrupt banking performance in managing credit which in turn can disrupt the stability of Islamic banks. One of the government's efforts to minimize the impact of the Covid-19 pandemic outbreak on the country's economy including the financial sector is to ratify Perppu No. 1 of 2020. This study analyzes how the effect of the issuance of Perppu No. 1 of 2020 has on the stability of the financial system of Islamic banks in Indonesia. The method used in this research is descriptive analysis method. The results of the analysis found that the issuance of Perppu No. 1 of 2020 has so far not had an impact on the stability of the financial system of Islamic banks in Indonesia. This is due to the fact that during the Covid-19 pandemic, no sharia bank has experienced a serious enough shock so that the various facilities offered through the Perppu have not been utilized by sharia banking
Pemetaan Penelitian seputar Variabel Determinan Return On Asset pada Perbankan Syariah: Studi Bibliometrik VOSviewer dan Literature Review Muhammad Susandra Rohmandika; Eka Wahyu Hestya Budianto; Nindi Dwi Tetria Dewi
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3607

Abstract

This study aims to determine the development of research around Return On Asset/ROA in Islamic Banking. The research was conducted from 2011 to 2022, by searching national journals indexed by Sinta via the Garuda website, with the keyword “Return On Asset”. Based on the search results, there were 114 research articles, then inputted into the VOSviewer application and analyzed descriptively through a literature review study. The results showed that the number of publications had increased significantly every year. Furthermore, based on the results detected using the VOSviewer application, research related to Return On Asset/ROA is divided into 8 clusters and 123 items. Meanwhile, based on the results of a literature review study, there are 3 main themes related to Return On Asset/ROA in Islamic Banking.
Pendapatan Nasional Dalam Perspektif Ekonomi Islam Asyari Hasan; Alim Saparuddin Harahap; Maulida Tsaqifa Az-Zahra; Muhamad Ibrahim; Annisa Amalia Zahra
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3608

Abstract

The understanding of national income in both conventional and Islamic economics is examined in detail in this study. This study aims to comprehend the definition of national income, Islamic economics' perspective on the national approach, and the factors that influence the national approach. The strategy utilized in this examination is a library of research techniques and decisive reasoning from the creator. The literature review and a number of pertinent works related to the main topic of discussion serve as the basis for the discussion in this study. According to the findings of this study, a nation's national income is the total amount a community in a country receives in a single year. Public pay can likewise be estimated utilizing pointers like GDP (Gross domestic product) or Gross Public Pay (GNI), which measure the worth of all labor and products created within the limits of a nation or by residents of a country. From the point of view of Islamic economics, ghanimah, zakat, alms, infaq, ushr, jizyah, kharaj, mining taxes and waqf are all sources of national income. Factors that impact pay incorporate total interest and supply, utilization and reserve funds, and venture.
Analisis Zakat Hewan Ternak Dan Zakat Hewan Ternak Yang Diperdagangkan Intan Nur Apriliani
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3609

Abstract

This research is motivated by the phenomenon of the difference between zakat on livestock and zakat on traded livestock. In Indonesia, in the implementation of zakat, the zakat for livestock and the zakat for traded livestock are often considered the same, even though there are differences. In the zakat on livestock, it discusses provisions that are different from the zakat on traded livestock which is included in the zakat on trade. The purpose of this study is to analyze the zakat on livestock and the zakat on livestock traded. The research method used is a qualitative method with descriptive analysis and a normative approach. In the qualitative method, the researcher aims to obtain subjective results by using library research including written works, both journals and scientific articles. The results of this study concluded that zakat for livestock and livestock for traded livestock have differences in the provisions on the amount of zakat. Zakat on livestock is issued when the number of livestock has reached the nisab of zakat for livestock traded, so the zakat is the same as trade zakat and is calculated according to the count, not the appropriate number of zakat for livestock which makes the amount of these animals the benchmark for zakat payment his. The zakat nisab for traded livestock is worth 85 grams of gold, the zakat rate is 2.5 percent which is issued once a year.
Pandangan Pemikir Ekonomi Islam Mengenai Riba Perspektif Al-Ghazali dan Al-Maududi Widi Lailatul Fajar; Syifa Syafiatul Huda; Elga Achmad Firdaus; Lina Marlina
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3610

Abstract

The existence of usury is a practice that is strictly prohibited, especially in economic activities. The prohibition is not without reason, but there are many negative impacts that will arise from the practice of usury which has been clearly explained in the Qur'an regarding its prohibition. The purpose of this study is to find out and present the concept of economic thought put forward by Imam Al-Ghazali and Abu A'la Al-Maududi, especially regarding the views of each figure on the practice of usury. The method used in this research is by studying literature obtained from various books and journals. Al-Ghazali's view of usury is that usury is a form of deviation from the function of money which should only be used as a medium of exchange, not as a commodity that can be traded. As for Al-Maududi's view that in order to realize an Islamic economy, all forms of usury practices must be eliminated. Both figures have the same view that the practice of usury is a form of human moral decline in the form of excessive greed and love of wealth so that they do not care about other humans.
Mekanisme Penerapan Denda Keterlambatan Pembayaran Dalam Akad Murabahah Pada Koperasi Simpan Pinjam Dan Pembiayaan Syariah Baitul Maal Wa Tamwil Nusa Ummat Sejahtera Cabang Tanjungsari Nurhana Safira Putri Wahyudi; Nanang Sobarna
Eco-Iqtishodi : Jurnal Ilmiah Ekonomi dan Keuangan Syariah Vol. 5 No. 1 (2023): Eco-Iqtishodi: Jurnal Ilmiah Ekonomi dan Keuangan Syariah
Publisher : Program Studi Ekonomi Syariah Institut Manajemen Koperasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32670/ecoiqtishodi.v5i1.3715

Abstract

This study aims to determine the mechanism for applying late fines in murabahah contracts at the Baitul Maal wa Tamwil Nusa Ummat Sejahtera Sharia Cooperative, Tanjungsari branch (KSPPS BMT NU Sejahtera, Tanjungsari branch). The method used in this research is a qualitative descriptive approach. To obtain the necessary data using primary data techniques, namely interviews. From this study it can be seen that the mechanism for applying late fines in murabahah contracts at KSPPS BMT NU Sejahtera Tanjungsari branch is not applied to all members who are late in making installment payments, if members experience force majeure then members will not be fined. The mechanism for implementing late fines at KSPPS BMT NU Sejahtera Tanjungsari branch is appropriate because it is in accordance with the Fatwa of the National Sharia Council NO: 17/DSN-MUI/IX/2000 fatwa regarding sanctions for able customers who delay payments.

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