cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
ali hardana
Contact Email
journalofshariabanking@gmail.com
Phone
+6282272398319
Journal Mail Official
hardanaali53@gmail.com
Editorial Address
Jalan T. Rizal Nurdin KM 4,5 Sihitang Kota Padangsidimpuan
Location
Kota padangsidimpuan,
Sumatera utara
INDONESIA
Journal Of Sharia Banking
Published by Institut Agama Islam Negeri Padangsidimpuan
ISSN : 28098781     EISSN : 28279344     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
journal of sharia banking is a sharia banking journal of the faculty of Islamic economics and business State Islamic Institute Padangsidimpuan which is published every two times a year.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 75 Documents
 3   4   5   6   7 
IAIN PADANGSIDIMPUAN STUDENTS' PERCEPTIONS OF INTERNET BANKING SERVICE SECURITY IN ISLAMIC BANKING TRANSACTIONS riani ade; replita replita; arti damisa; damri batubara
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5727

Abstract

Internet Banking service is one of the banking services that allows customers to obtain information, communicate, and perform banking transactions through the internet network. However, there are still a few who use or utilize internet banking services in transactions. This is due to the lack of customer knowledge about internet banking where there are still many customers who are still afraid to use this service for security reasons. Because technically, security refers to the existence of legal guarantees of privacy that must be fulfilled effectively. Often the bank neglects the internet banking security system. The purpose of this study was to determine how the perception of IAIN Padangsidmpuan students about the security of internet banking services. The theories used in this research are the theories put forward by Bimo Walgito which discusses the notion of perception, various perceptions, factors that influence perception, the characteristics of perception, the process of perception, understanding of security, types of security systems. network, security indicators, basic components of a security system, understanding of internet banking, benefits of internet banking, advantages of internet banking, and security of internet banking transactions. This research uses descriptive qualitative method. The subjects of this study were students of the Islamic Economics and Business Faculty of IAIN Padangsidimpuan class of 2017 and 2018 as many as 25 informants to describe research problems regarding the Perceptions of IAIN Padangsidimpuan Students About Internet Banking Service Security in Islamic Banking Transactions with the data sources used were primary data and secondary data. The technique of collecting data is by observation, interviews and documentation. The results of this study regarding the perceptions of IAIN Padangsidimpuan students about the security of internet banking services in Islamic banking transactions, the researchers conclude that the perceptions of IAIN Padangsidimpuan students about internet banking services are very good where internet banking services are one of the banking services that allow customers to make transactions via the internet network. . Because this service will really help students in making transactions such as checking balances, transferring money, paying tuition fees, buying credit vouchers and buying electricity tokens.
THE INFLUENCE OF PERSONAL SOCIAL FACTORS AND PSYCHOLOGY ON THE INTEREST IN TRANSACTIONS IN ISLAMIC BANKING aviva aviva; sunarji harahap; jafar nasution
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5690

Abstract

Islamic banking is very much needed by the community, as well as the people of Manunggang Jae Village, Southeast Padangsidimpuan District. The problem in this study is that people prefer to make transactions in conventional banking, moneylenders and cooperatives compared to Islamic banking where the location of Islamic banking is close to Manunggang Jae Village, Southeast Padangsidimpuan District. This study aims to determine the influence of social, personal and psychological factors on interest in transactions in Islamic banking (Case Study of Manunggang Jae Village Community, Southeast Padangsidimpuan District). The discussion of this research relates to the theory put forward by Philip Kotler that the factors that influence interest are cultural, social, personal and psychological factors. In this regard, the approach taken is theories related to transactional interest, social, personal and psychological factors.  And Abdul Rahman Saleh's theory says that interest is a tendency to give attention and action to activities, people or situations that are objects of interest accompanied by a sense of pleasure. This research is a descriptive quantitative research using primary data. The data collection technique used is documentation and questionnaires with a sample of 96 people with incidental sampling sampling technique using the Slovin formula, the data analysis method used is validity test, reliability test, normality test, multicollinearity test, heteroscedasticity test, multiple linear regression test , t test, f test and coefficient of determination test. Data processing was carried out with SPSS version 23.  Based on the results of the analysis conducted by researchers, the results of the partial study (t test) showed that social (-1.661 0.195 1.661), and psychology (-1.661 1.489 1.661) had no effect on interest in transactions in Islamic banking. And personal (41, 593 1.661) has an effect on interest in transactions in Islamic banking. Judging by the social, personal, and psychological F-tests have a simultaneous effect on interest in transactions in Islamic banking with a value (892.654 2.14).
THE ROLE OF ZAKAT IN ISLAMIC ECONOMIC DEVELOPMENT siti berlian; indah permatasasri; Windari windari; muhammad arif
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v1i1.5761

Abstract

The obligation of zakat in Islam has a fundamental significance, other than closely related to aspects of divinity, is also closely related to the economic and social problems. Zakat became one of the instruments of collective social welfare achievement. But in reality, the economic potential of this promising and well-being not optimally managed, professional and accountable. This article offers an analysis of the charity as an instrument of economic development of the welfare of the Ummah with the first show reviews historicity zakat. Zakat as an instrument ekonommi and welfare of the community, efforts to optimize its management becomes a necessity because it is one of the pillars of Islam dimension ubudiyyah, ijtimaiyyah and iqtishadiyyah, which can contribute to enhancing the welfare of society and the stranding - rope of love between man (hablunminannas) as well as liaison komunikasi a servant to his Lord (hablunminallah).
ANALYSIS OF THE INFLUENCE OF EMPLOYEE DEVELOPMENT IN IMPROVING WORK QUALITY AT PT. BANK MUAMALAT PADANG SIDEMPUAN BRANCH erni nasution; darwis harahap; muhammad wandisyah
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5708

Abstract

The background of this research is tha Islamic banking is an institution that carries out three main functions, namely accepting deposits, lending money, and services. And Islamic Bank Indonesia Gunung Tua has made it easy for customers to pay zakat, because zakat is legally obligatory for every Muslim who has assets. Objects according to the provisions stipulated by Islamc Bank in attaracting the publicto pay zakat (case study of the Indonesia Islamic Bank branch of Gunung Tua). The purpose of this research is to find out the strategy of  Bank Syariah Indonesia branch Gunung Tua old). The theories that support this research consist of the notion of strategy, Islamic banking, Islamic banking principles, Islamic banking functions, Islamic banking as zakat management, zakat, zakat assets, zakat function, basic zakat obligations, zakat. This research is a qualitative research with a descriptive approach. The subjects of this research are employees and staff at Bank Syariah Indonesia Gunung Tua thchnical data collection using technical analysis of data using descriptive qualitative. Based on the results of research that has been carried out by researchehers in attracting the public to pay zakat at bank syariah Indonesia gunung tua by explaining what are the advantages that exist at bank syariah Indonesia gunung tua, and providing services for customers for transactions in paying zakat. The strategy carried out by bank syariah Indonesia in attracting the public to pay zakat is to use a marketing mix strategy, namely product, promotion, people, plce.
ANALYSIS OF HUMAN RESOURCE DEVELOPMENT AND ITS RELATION TO EMPLOYEE JOB SATISFACTION ON PT. BANK MUAMALAT KC PADANGSIDIMPUAN ayulina ayulina; nofinawati nofinawati; indah sari
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5724

Abstract

The background of the problem in this research is the lack of human resource development and its relation to employee job satisfaction at PT.  Bank Muamalat KC Padangsidimpuan.  The results of observations of various problems that have occurred require complex thinking, this needs to be solved immediately, especially the problem of HR at PT.  Bank Muamalat KC Padangsidimpuan.  Some employees occupy fields of work that are not in accordance with their disciplinary background, besides that there are also complaints that there are difficulties in carrying out their duties as a result of decreased morale.  So that the formulation of the problem in this study is whether there is an influence of the program and HR development factors on employee job satisfaction.  Then the purpose of this study was to determine the human resource development program and what factors affect employee job satisfaction at PT.  Bank Muamalat KC Padangsidimpuan.  The theory presented in this study is the theory of human resource development, objectives, principles of human resource development, factors that influence human resource development, training theory, career development theory, compensation theory, job satisfaction theory and factors that influence job satisfaction.  work.  The research method used in this study is a qualitative method, with the research location at PT.  Bank Muamalat KC Padangsidimpuan with data collection techniques including observation, interviews, and documentation which aims to find out how Human Resource Development and its relation to employee job satisfaction at PT.  Bank Muamalat KC Padangsidimpuan The results of this study are, based on the discussion that has been presented, the results of the research show that the development of human resources in each company is very important to note because one of the factors that influence the development of human resources at PT.  Bank Muamalat KC Padansgsidimpuan will affect the level of progress of the company and will also affect the employees themselves in order to improve the quality and quantity of employee work so that employees will feel satisfied with the work results and positions or positions of employees at PT.  Bank Muamalat KC Padangsidimpuan.
RESILIENCE OF BUSINESS ACTORS IN THE MIDST OF THE COVID-19 PANDEMIC (CASE STUDY ON UD. SALACCA PARSALAKAN VILLAGE, WEST ANGKOLA DISTRICT, SOUTH TAPANULI REGENCY) Qisti Marhamah Nasution; muhammad yafiz; sri ramadhani
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5385

Abstract

The Covid-19 pandemic has an impact on various sectors of life, not only the health sector, the economic and business sectors are also experiencing a serious impact. At this time, many business actors experience various problems such as declining sales, lack of capital, hampered sales distribution and difficulties in raw materials. Therefore, a resilience is needed in order to continue to run in the midst of this difficult situation. The object of this research is UD. salacca. UD. Salacca is a business engaged in the salak processing industry with its address at JL. Sibolga KM. 11 Aek Nabara Village, Parsalakan, West Angkola District, South Tapanuli Regency. The purpose of this study was to determine the survival strategy of UD. Salacca in the midst of the Covid-19 pandemic. This research method is using a qualitative approach and then analyzed using SWOT analysis. The results of this study indicate that the results obtained from the SWOT matrix table, there are several alternative strategies for UD. Salacca to survive in the midst of the Covid-19 pandemic: (a) Alternative strategies for SO to maximize the use of digital technology to market processed salak products more widely which have guaranteed halalness, maintain cooperative relationships with distributors so that they have the opportunity to expand distribution networks outside the city and abroad, utilize social media to promote the location of business locations to attract customers and utilize digital technology to improve HR skills for the better. (b) Alternative ST strategy to reduce the number of employees so that UD. Salacca was able to survive because of the social distancing policy in the midst of the Covid-19 pandemic, declining market demand, so it had to reduce the amount of production and increase cooperation with suppliers of raw materials in order to increase the amount of production. (c) Alternative WO strategies utilize technological developments to make bookkeeping using a computer system and increase the use of technology and information to expand market share. (d) The alternative WT strategy is to utilize digital technology to increase sales turnover and utilize technology and information to establish communication with salak suppliers from various regions in order to continue to produce salak processed products.
DETERMINANTS OF SAVING PREFERENCES OF VEGETABLE TRADERS IN ISLAMIC FINANCIAL INSTITUTIONS (STUDY ON THE MARKET TRADITIONAL IN KOTANOPAN SUBDISTRICT) angga angga; muhammad isa; budi gautama
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5725

Abstract

Financial institutions are institutions whose business activities are related to the financial sector. Islamic financial institutions are one of the instruments used to regulate Islamic economic rules. Islamic financial institutions as part of the sharia economic system in running a business and business cannot be separated from sharia filters. The development of Islamic financial institutions in improving the quality of the economic activities of small and small entrepreneurs by encouraging saving activities and supporting the financing of their economic activities and has made it easier for people to use the services of Islamic financial institutions from various circles of society who have micro businesses, especially in market areas. The use of Islamic financial institutions as an alternative service by traders with ease of transactions without the need to come to Islamic financial institutions to save or withdraw savings. The purpose of this study is to determine whether there is an influence of social factors and service quality on saving preferences in Islamic financial institutions. This research is a quantitative study, using 82 samples of primary data. Data collection techniques are observation, interviews and questionnaires. The data analysis techniques used are validity test, reliability test, normality test, descriptive analysis test, classical assumption test (multicollinearity test and heteroscedasticity test), multiple linear regression analysis test, and hypothesis testing (R2, Ujif and Ujit) with data processing used through the SPSS 22 program. The results of the t-test hypothesis indicate that there is an influence of social factors on saving preferences in Islamic financial institutions as evidenced by that tcount ttable is 1.829 1.664 and there is an influence of service quality on saving preferences in Islamic financial institutions as evidenced by tcount ttable ie 1.696 1.664. Furthermore, this study has a coefficient of determination (R2) obtained R2 of 0.751 or (75.1%). This means that 75.1% of the independent variables affect the dependent variable, while the remaining 24.9% is contributed by other variables outside this research model.
BANK SYARIAH INDONESIA'S STRATEGY IN ATTRACTING THE PUBLIC TO PAYING ZAKAT (CASE STUDY OF BANK SYARIAH INDONESIA GUNUNG TUA BRANCH) lili anggraini; azwar hamid; sulaiman efendi
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5688

Abstract

The background of this research is tha Islamic banking is an institution that carries out three main functions, namely accepting deposits, lending money, and services. And Islamic Bank Indonesia Gunung Tua has made it easy for customers to pay zakat, because zakat is legally obligatory for every Muslim who has assets. Objects according to the provisions stipulated by Islamc Bank in attaracting the publicto pay zakat (case study of the Indonesia Islamic Bank branch of Gunung Tua). The purpose of this research is to find out the strategy of  Bank Syariah Indonesia branch Gunung Tua old).             The theories that support this research consist of the notion of strategy, Islamic banking, Islamic banking principles, Islamic banking functions, Islamic banking as zakat management, zakat, zakat assets, zakat function, basic zakat obligations, zakat.             This research is a qualitative research with a descriptive approach. The subjects of this research are employees and staff at Bank Syariah Indonesia Gunung Tua thchnical data collection using technical analysis of data using descriptive qualitative.Based on the results of research that has been carried out by researchehers in attracting the public to pay zakat at bank syariah Indonesia gunung tua by explaining what are the advantages that exist at bank syariah Indonesia gunung tua, and providing services for customers for transactions in paying zakat. The strategy carried out by bank syariah Indonesia in attracting the public to pay zakat is to use a marketing mix strategy, namely product, promotion, people, plce.
ANALYSIS OF THE ROLE OF MICROFINANCE AT BANK SYARIAH MANDIRI TO THE DEVELOPMENT OF MICRO, SMALL BUSINESS CUSTOMERS, AND MEDIUM (MSMES) (CASE STUDY ON ISLAMIC BANKS INDEPENDENT KCP. GUNUNG TUA, PADANG REGENCY NORTH OLD) mulya mulya; armyn hasibuan; adanan murrah
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5726

Abstract

Financing is the provision of capital from the financing party to parties who need capital to run a business. In general, MSMEs rely on their own capital in running their businesses, and they are usually trapped by loan sharks, given the low accessibility to formal sources of financing. Every year the MSME business unit in Indonesia develops from 2017 to 2018 because the data available at the ministry of cooperatives and small and medium enterprises is managed from the Central Statistics Agency (BPS 2019) data from 2017 to 2018. MSMEs in the Padang Lawas area North 2020 is still classified as stagnant, it's just that it has decreased in its income from the average government-programmed restructuring proposal of 50-75 percent. With the Bank Syariah Mandiri KCP. Gunung Tua is expected to be able to help people or customers who need micro-financing for the development of businesses run by customers, for example street vendors, handicrafts, souvenir businesses and other businesses. This study aims to determine how the role of Bank Syariah Mandiri in the business development of MSME customers. This type of research is qualitative research, while the data collection techniques in this study use documentation observation and interviews. As for the data analysis technique in this study, the process of systematically searching and compiling the data obtained. From the research results it is known that the role of microfinance in Bank Syariah Mandiri KCP. Gunung Tua in developing MSME businesses greatly affects the increase in customer business income.
RESILIENCE OF BUSINESS ACTORS IN THE MIDST OF THE COVID-19 PANDEMIC (CASE STUDY ON UD. SALACCA PARSALAKAN VILLAGE, WEST ANGKOLA DISTRICT, SOUTH TAPANULI REGENCY) ridwan muhammad; abdul nasser hasibuan; Ali hardana
Journal Of Sharia Banking Vol 3, No 1 (2022): Perbankan Syariah
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v3i1.5689

Abstract

Banks as intermediary institutions have a very important role in driving the Indonesian economy, so Banks must be managed carefully and require special supervision from the government. The Bank's valuation methods continue to evolve, namely the CAMELS and RGEC methods. The formulation of the research problem is how the health level of PT. Bank Mega Syariah Tbk and PT. Bank Panin Dubai Syariah Tbk using the CAMELS and RGEC methods. This study aims to determine the health level of PT.Bank Mega Syariah Tbk and PT. Bank Panin Dubai Syariah Tbk. The discussion of this research relates to the assessment of Bank soundness level based on Bank Indonesia regulation Number: 6/10/PBI/2004 and Bank Indonesia regulation Number: 13/1/PBI/2011. The aspects related to the assessment of the Bank's Soundness Level in this thesis include aspects of CAMELS (Capital, Asset, Management, Earning, and Liquidity) and RGEC (Risk Profile, Good Corporate Governance, Earning, and Capital). This research is a quantitative research, the population in this study is the financial statements of PT. Bank Mega Syariah Tbk and PT. Bank Panin Dubai Syariah Tbk 2015-2019. The sampling technique in this study uses purposive sampling, namely the bank's financial statements. The data collection technique in this research is by downloading the financial statements from the official bank website www.megasyariah.co.id and www.panindubaisyariah.co.id. The data analysis technique used is descriptive analysis using the CAMELS and RGEC methods to determine the soundness of a bank which is classified as a bank soundness rating. The results showed that at PT. Mega Syariah Tbk for the 2015-2019 period using the CAMELS Bank method is categorized as HEALTHY. Meanwhile, using the RGEC method in 2015 the tires were categorized as LESS HEALTHY, in 2016-2017 the Bank was categorized as HEALTHY and in 2018-2019 the Bank was categorized as ENOUGH HEALTHY. Then at PT. Panin Dubai Syariah Tbk using the CAMELS method in 2015-2016 the Bank was categorized as HEALTHY, in 2017 the Bank was categorized as LESS HEALTHY and in 2018-2019 the Bank was categorized as HEALTHY. Meanwhile, by using the RGEC method in 2015-2016 the Bank was categorized as ENOUGH HEALTHY, in 2017 the Bank was categorized as LESS HEALTHY and in 2018-2019 the Bank was categorized as ENOUGH HEALTHY.

Page 5 of 8 | Total Record : 75

 3   4   5   6   7 

Filter by Year

2020 2023


Reset
Filter By Issues
All Issue Vol 4, No 2 (2023): Journal Of Sharia Banking Vol 4, No 1 (2023): Journal Of Sharia Banking Vol 3, No 2 (2022): Perbankan Syariah Vol 3, No 2 (2022): Vol 3, No 1 (2022): Perbankan Syariah Vol 2, No 2 (2021) Vol 2, No 1 (2021) Vol 1, No 2 (2020) Vol 1, No 1 (2020)