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Journal of Islamic Economics and Social Science (JIESS)

jiess
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Published by Universitas Mercu Buana

ISSN : 27227499 EISSN : 27227111 DOI : https://doi.org/10.22441/jiess

Core Subject : Economy, Science, Social,

Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

Journal of Islamic Economics & Social Sciences (JIESS) is a peer-reviewed journal that has focused on primary studies at Islamic Economics (Management & Business, Accounting, Banking, Finance, Marketing, and Entrepreneur) and Social Sciences (Tourism, Culture, Psychology, Education, and Sociology) from Islamic Perspective for initiating the development of global economic advantages. JIESS is dedicated to provide an intellectual space of scholarly discussion on how the Islamic economics are able to create the new global formation of Islamic economics, business and similar issues. Journal of Islamic Economics & Social Sciences (JIESS) is available in a Print version and Online version published by IAEI Komisariat Universitas Mercu Buana and was regularly published 2 (two) times in 1 (one) year, ie in May and November.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 28 Documents

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The Effect of Disclosure of Corporate Social Responsibility, Managerial Ownership, and Institutional Ownership on Company Value (Study on Consumer Goods Industry Sector Companies Listed on the Indonesia Stock Exchange (IDX) for the 2015-2019 Period) Winda Merliana
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

This study aimed to investigate the influence of managerial ownership, institutional ownership, and corporate social responsibility to firm value. Firm value in this study as a proxy for the Price Book Value. Collecting data using a purposive sampling method for consumer goods industry sector companies listed in Indonesia Stock Exchange in 2015 until 2019. A total of 65 consumer goods industry sector companies used as a sample. The method of analysis of this study used multiple regression. The result of this study indicates that corporate social responsibility and institutional ownership have an effect on firm value. While managerial ownership has no effect on firm value.

Analysis of Marketing Value Chain Development of Halal Food Products (Case Study of Kato Dehydrated Food Startup) Sugeng Santoso; Rian Ubaidillah; Puji Aprilia; Yustus Odena Haloho; Khairunnisa Kahfi; Afifah Ayati; Wiwik Widyaningsih
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

(The creative economy development policy, namely the development of economic activities based on individual creativity, skills, and talents to create individual creative and creative power that has economic value and affects the welfare of the Indonesian people. The creative economy, especially kato dehydrated food, displays creativity in the culinary field to offer food ingredients. both dried and ready-to-eat spices. The formulation of the problem is as follows: how is the development and innovation of the creative economy in the culinary field and what are the supporting and inhibiting factors in the development of the creative economy in the culinary field through the marketing mix (case study of Kato dehydrated food) ?. The results of this study are as follows: the existence of a creative economy based on drying dehydrated food kato food is sufficient to help the level of welfare and community needs. The marketing mix is the limitation of the creative economy development strategy carried out by Kato Dehydrated Foods, namely: products, prices, promotions and places / distribution channels. There are supporting factors, one of which is: The winner of the FSI who was awarded the ministry in 2020, and the other is also an inhibiting factor: Lack of public insight into the types of food ingredients that are dried in each dish.

Discourses of Islamic Performance Ratio Based on Tawhid String Relationship Lucky Nugroho; Tatik Mariyanti
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

This conceptual review aims to analyze the performance measurement of Islamic banks based on sharia principles using the Tawhid String Relationship (TSR) concept. The method used is descriptive and qualitative, where the data sources from previous studies in the form of journals and books related to the research topic. Therefore, the formulation of the problem in this conceptual review consists of research questions as follows: (i) How should the performance of Islamic banks be based on the perspective of the Tawhid String Relationship (TSR)?; (ii) How is the implementation of the TSR concept on the performance of Islamic banks?; (iii) What is the role of the government in supporting to achieve of excellence Islamic bank performance?. The study results are that Islamic banks based on TSR have four crucial pillars: spiritual aspects, financial aspects, social aspects, and environmental aspects. Furthermore, based on this, the performance measurement of Islamic banks needs to be equipped with an Islamic Performance Ratio (IPR). Further, the government also has a significant role in improving the performance achievemnet of Islamic banks through policies that support increasing market share, such as converting state-owned conventional banks into Islamic banks. The outcome of this research is to provide information to stakeholders of Islamic banks to use an additional ratio, namely IPR, to measure the performance of Islamic banks.

Non Performing Financing, Efficiency, Fraud, and Good Corporate Governance influence on Profitability in Sharia Banks Mariyam Chairunisa
Journal of Islamic Economics and Social Science (JIESS) Vol 3, No 1 (2022): Inpress
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jiess.2022.v3i1.001

This study aims to examine impact of Non Performing Financing, Efficiency (BOPO), Fraud and Good Corporate Governance Influence on Profitability on sharia Commercial Bank in Indonesia. The independent variables used in this study are first, Non-Performing Financing, Secondly, Efficiency (BOPO), third, Fraud, fourth, the Sharia Supervisory Board and fifth, Audit Committee. While the dependent variable of this study is Profitability. The research method uses secondary data in the form of annual reports and good corporate governance reports of Islamic banks in Indonesia. The results showed a significant influence between BOPO and Audit Commitee on Profitability and insignificant influence between NPF, Fraud and the Sharia Supervisory Board on Profitability. Future studies are expected to test by adding other variables.

Assessing The Adaptability of Islamic Microfinance Loans to The Needs of Small Enterprises in Indonesia Meryem Afoukane; Wiwik Utami; Lucky Nugroho
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

Islamic microfinance aims to offer alternative financial products and services to the Muslim population through developing innovative microfinance services and products based on Islamic finance principles. Two main Islamic financing methods are used in Islamic microfinance: financings based on profit and loss sharing principle and financings using mark-up. The Muslim population represents more than 23% of the world population. A large part of this population is living with income below the poverty line. According to the Islamic Development Bank (2008), more than 500 million poor (with income below USD 1.25 per day) live in the five largest Muslim-majority countries (Indonesia, Bangladesh, Pakistan, Nigeria, and Egypt). Despite the enormous potential market for Islamic microfinance, Islamic Microfinance Institutions serve only 1.28 million clients, representing only 1% of the total outreach of microfinance. One possible explanation for this low outreach is that the products offered by Islamic microfinance institutions may not be well adapted to the needs of the customers. Therefore, this research aims to examine customers’ satisfaction with Islamic loans. Moreover, the study aimed to identify the loan’s selection criteria, and the areas of improvement, from the customers' perspective. This study focused on small businesses since micro-entrepreneurs have specific needs related to their businesses that differ from the other customers’ needs. The study was conducted in the context of Bank Syariah Mandiri, one of the largest Indonesian Islamic commercial banks. The study proceeded in two steps. The first step was to investigate the relevant literature on Islamic microfinance and customers’ satisfaction in the Islamic microfinance sector. The second step was collecting primary data among the customers of the micro Banking Division of Bank Syariah Mandiri. The literature review on Islamic microfinance revealed a lack of understanding of customers’ attitudes, perceptions, and preferences. Therefore, this study aimed to provide a modest contribution to the field. The survey questionnaire was used to collect primary data, and a random sampling method was used to select the participants for the survey. One hundred questionnaires were distributed to the customers who owned a micro business and had an outstanding loan balance with Bank Syariah Mandiri at the time of the survey. Descriptive and inferential statistics were used to analyze the data. The Statistical Package for Social Science (SPSS) Version 22.0 was used to generate the statistical analysis. The response rate was 100% since questionnaires were distributed to the respondents at their house or business location. The study revealed that most respondents were satisfied with the credit and its features (loan size, cost, collateral requirements, time to process the application, and application form). The credit served their business and helped them improve their sales and incomes. In addition, the study showed that the essential criteria in selecting a credit were the cost, Syariah compliance, and the process easiness. An essential finding of this study was that the religious character of the Islamic Microfinance Institution was not of great importance when selecting a microfinance institution; however, it becomes a significant concern when selecting a credit. This finding suggests the importance of enhancing Syariah compliant product innovation to increase customers’ satisfaction

Determination Profitability of Islamic Banks with Exchange Rate as Moderating Variable Budhi Pribadhi Ishak
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22441/jiess.2021.v2i1.003

This study aims to analyze the factors that can affect Islamic banks' return on assets (ROA) in Indonesia. These factors include independent variables consisting of the ratio of operating costs to operating income (BOPO), Financing to Deposit Ratio (FDR), the ratio of financing income to total income, which is moderated by the exchange rate, the ratio of securities income to total income which moderated by the exchange rate, and also the exchange rate. The method used to analyze the determination of ROA is regression analysis with Error Correction Models (ECM). The research sample used is the entire research population, namely monthly data in 2016-2020 of Islamic Bank, including in the group of BUKU II published by the Financial Services Authority (OJK) and Bank Indonesia (BI). Therefore, the number of data observations in this study is 60 (sixty) data. The results of this study indicate that the long-term analysis: (i) BOPO has a negative and significant effect on ROA; (ii) FDR has no significant effect on ROA; (iii) The ratio of financing distribution moderated by the exchange rate has a positive and significant effect on ROA; (iv) Securities income ratio moderated by exchange rate has a negative and significant effect on ROA; (v) Exchange rate has a negative and significant effect on ROA.Meanwhile, for the short term are: FDR does not affect ROA. Furthermore, the results of the study for short-term analysis: (i) BOPO has a negative and significant effect on ROA; (ii) FDR has no significant effect on ROA; (iii) The ratio of financing distribution moderated by the exchange rate has a positive and significant effect on ROA; (iv) Securities income ratio moderated by exchange rate has no significant effect on ROA; (v) Exchange rate has a negative and significant effect on ROA. The implication of this research is to provide input and repertoire of knowledge for academics and practitioners related to the factors that affect the performance of Islamic banks (ROA). Therefore, based on this research, Islamic banks BUKU II to maintain their financial performance, Islamic banks must be able to develop financing products that are following the expectation and needs of the community. The originality of this study is to analyze the determination of ROA moderated by macroeconomic variables (ROA)

Discourses of Muslim-Friendly Tourism (Indonesia Empirical Cases) Febrina Mahliza; Lucky Nugroho; Yananto Mihadi Putra; Erik Nugraha; Wiwin Sukiati
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 1 (2021)
Publisher : Universitas Mercu Buana

The tourism sector in the period before the Covid-19 Pandemic contributed significantly to the country's revenues. In addition, as a country with the largest Muslim population in the world, Indonesia has the potential to develop Muslim-friendly tourism. Furthermore, the Indonesian government plans to make Indonesia the center of the world's Islamic economic and financial ecosystem. Therefore, this conceptual paper aims to know the concepts and services of Muslim-friendly tourism in Indonesia. The methods used using qualitative methods derived from research and scientific articles related to research questions are as follows: (i) i) How is the concept of Muslim-friendly tourism?; (ii) How to tour Muslim-friendly services?. The result of this conceptual paper is the concept of Muslim-friendly tourism and its implementation strategy. The implication of this research is to provide scientific characteristics both for academics and practitioners in tourism

Students Perceptions of Service Quality and Promotion of Interest in Using Wadiah Contract in Islamic Banks Ellisa Nur Amelia; Mira Rahmi; Lili Puspita Sari
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 2 (2021)
Publisher : Universitas Mercu Buana

Users of wadiah savings accounts are more desirable in Islamic banks, this can be seen from the amount of wadiah savings in the financing data and third party funds of Islamic commercial banks in Islamic Banking Statistics 2020. The increase in users of wadiah savings accounts occupies 1.2% compared to mudharabah savings. The purpose of this study was to determine student perceptions of service quality and promotion of interest in using wadiah contracts in Islamic banks. This analysis uses service quality and promotion as independent variables. The dependent variable is interest. The sample of this research is students who have savings at Bank Syariah Mandri, Bank Negara Indonesia Syariah and Bank Rakyat Indonesia Syariah. Collecting data using a questionnaire that was distributed directly as many as 100 questionnaires. The method used in this research is multiple linear regression analysis, with hypothesis testing t test and f test. The results of this study indicate that service quality has a significant positive effect on interest, while promotion has a positive but not significant effect on interest. For service quality and promotion together have a significant positive effect on interest. The results of this study in the future contribute to the increase in Islamic bank customers through the use of wadiah contracts by improving the quality of services they have and increasing the promotions created.

The Effect of The Digitalization of Banking Services on Customer Satisfaction at BCA Syariah KCP Kranji Lisana Aliya; Fitri Yetty; Siwi Nugraheni
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 2 (2021)
Publisher : Universitas Mercu Buana

A quantitative research that aims to understand the effect of digitizing syariah banking services on customer satisfaction in services that are fast, easy, and can be controlled by customers. The population chosen in this study is people who have or already know the use of mobile banking by distributing questionnaires to 100 respondents. The sampling technique used purposive sampling technique with a Likert scale. This analysis uses IBM SPSS Statistics Version 25.0 software. The results of this study indicate that the Digital Banking System, Service, Easiness, Comfort variable has a positive linear relationship to Customer Satisfaction, namely an increase in Digital Banking System, Service, Easiness, and Comfort will increase Customer Satisfaction as well. Digital Banking System is the only variable that has no significant effect on Customer Satisfaction, while Service, Easiness, Comfort has a significant influence on BCA Syariah Customer Satisfaction due to the rapid development of today's technology that accommodates banking industry services in Indonesia.

The Effect of Halal Awareness and Lifestyle on The Purchase Decision of Japanese Food in Jakarta Alifah Nurfajrina; Tati Handayani; Lili Puspita Sari
Journal of Islamic Economics and Social Science (JIESS) Vol 2, No 2 (2021)
Publisher : Universitas Mercu Buana

This study uses independent variables, namely halal awareness and lifestyle to know and analyze the influence of these two variables on Muslim consumers' purchasing decisions on Japanese food in Jakarta. This research study uses quantitative methods. The source of the population taken by the researcher comes from Muslim consumers who have visited or have purchased food products from Japanese restaurants in Jakarta. For the number of samples in this study using as many as 150 respondents from consumers of Yoshinoya, Pepper Lunch, and Ramen Seirock-Ya restaurants in the Jakarta area. The data collection instrument studied was obtained by distributing questionnaires. To determine the magnitude of the influence of variables in this study, the analytical technique used is multiple linear analysis. SPSS (Statistics Package for Social science) software version 20 is the tool used to process this study. The results of the tests carried out showed that the variables of halal awareness and lifestyle had a positive and significant effect partially and jointly on the purchasing decisions of Muslim consumers on Japanese food in Jakarta.

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Yananto Mihadi Putra

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yananto.mihadi@mercubuana.ac.id

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+6289661079005

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editor.jiess@mercubuana.ac.id

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Home Page

OAI Link

Editorial Team

Contact

Reviewer

Google Scholar

Contact Name Yananto Mihadi Putra

Contact Email yananto.mihadi@mercubuana.ac.id

Phone +6289661079005

Journal Mail Official editor.jiess@mercubuana.ac.id

Location Kota adm. jakarta barat, Dki jakarta INDONESIA

Abstract

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Abstract

Contact Name
Yananto Mihadi Putra

Contact Email
yananto.mihadi@mercubuana.ac.id

Phone
+6289661079005

Journal Mail Official
editor.jiess@mercubuana.ac.id

Location
Kota adm. jakarta barat,

Dki jakarta

INDONESIA