cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Yosi Mardoni
Contact Email
yosimardoni@ecampus.ut.ac.id
Phone
+6221-7490941
Journal Mail Official
elqish@ecampus.ut.ac.id
Editorial Address
Fakultas Ekonomi Universitas Terbuka Jl. Cabe Raya, Pondok Cabe, Pamulang, Tangerang Selatan, Provinsi Banten, 15418
Location
Kota tangerang selatan,
Banten
INDONESIA
El-Qish: Journal of Islamic Economics
Published by Universitas Terbuka
ISSN : -     EISSN : 28093232     DOI : https://doi.org/10.33830/elqish
Core Subject : Economy,
Economics, Econometrics & Finance
El-Qish invites scholars, researchers, and students to contribute the result of their studies and research in the areas related to Islamic economics, Islamic Macroeconomics, Islamic Monetary, Islamic Microeconomics, Islamic finance, Islamic Business, Islamic Human Resource Management, Islamic Marketing Management, Halal industries, Zakat and Wakaf, and Islamic Entrepreneurship.
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 24 Documents
 1   2   3 
Discovering the Experience of Financial Technology (FinTech) Users in Paying Zakah, Infaq, and Sadaqah (ZIS) in East Java, Indonesia Maulida Dwi Agustiningsih; Novita Nurul Islami; Tiara Tiara; Widyo Pramono
El-Qish: Journal of Islamic Economics Vol. 1 No. 2 (2021)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v1i2.1842.2021

Abstract

COVID-19 impacts the people and some companies in different sectors. This pandemic creates online Zakah, Infaq, and Sadaqah (ZIS) payments which must be developed in line with FinTech services in Indonesia that increase continuously. However, many companies lack intentions on User Experience (UX) that can be a risk for services or products. This study explores the Experience of Financial Technology (FinTech) users in Paying Zakah, Infaq, and Sadaqah (ZIS). The quantitative method is used by collecting online questionnaires through FinTech users in East Java, Indonesia. PLS-SEM was used to analyze data. Findings. The result indicated that both information and system quality have no impact on the user experience. Meanwhile, service quality positively relates to user experience. As a result, this study disclosed the user experience of ZIS payment during COVID-19 that will lead to the user's intentions and net benefit.
Analysis of Sharia Financial Literature Factors and Planning Behavior Towards Intention to Using Sharia Banking Products During the Covid-19 Pandemic Muhammad Alfarizi
El-Qish: Journal of Islamic Economics Vol. 1 No. 2 (2021)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v1i2.1969.2021

Abstract

The pandemic is a real challenge for the business world, including the banking financial services industry. Islamic banks as public intermediary institutions that have funds with those who need funds are required to be able to carry out their activities amid the threat of exposure to COVID-19. Islamic banking has a strategic role in Indonesia's economic development. This study will examine the Islamic financial literacy of the community and the factors of planned behavior in the intention to use Islamic banking products during the Covid-19 pandemic. The Theory of Planned Behavior (TPB) is included in the variables of this study between the variables of financial literacy and intention to use Islamic banking products. This study uses a quantitative method with PLS-Structural Equation Modeling (SEM). The sampling techniques used in this study use convenience sampling techniques. Findings. The results of this study indicate that Islamic financial literacy influences awareness, public attitudes, subjective norms, and perceptions of behavioral control. In addition, the results of the study also show that awareness, subjective norms, and perceptions of behavioral control influence the intention to use Islamic banking products.
Digital Penetration of Halal Cosmetic Business in Indonesia During 4.0 Revolution Purwanto Purwanto; Fatimah Azzahra Abdurachman; Sarah Nurul Fadhila; Selaraswati Fajrin
El-Qish: Journal of Islamic Economics Vol. 2 No. 1 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i1.1618.2022

Abstract

The Government launched the Roadmap of “Making Indonesia 4.0” as one of the strategies for implementing industry 4.0 in Indonesia encourages the development of various industries, including E-Commerce. Many companies also apply this technology, one of which is by utilizing digital marketing. This study aims to see the effect of digitization on the halal industry in Indonesia, especially in the field of halal cosmetics. The method used in this research is literature review with the topic of digitization that focuses on digital marketing. The object of this research is Wardah Cosmetics. From this research shows that the digitization carried out by Wardah Cosmetics in the form of digital marketing with the use of media is proven to have an effect on increasing brand awareness and digital sales of its products. It can be argued that revolution 4.0 or digitalization is very significant for economic growth in Indonesia. In addition, digital media can increase business efficiency and profits as well as as a media da'wah for the halal industry. Further research is needed regarding the application of digitization in the Islamic economy to be an important part of the Indonesian Sharia Economics Master Plan (MEKSI).
Personal Prophetic Leadership, Sharia Compliance, and Islamic Corporate Governance: Sharia Banking Fraud Prevention Efforts Novendi Arkham Mubtadi; Hendri Hermawan Adinugraha
El-Qish: Journal of Islamic Economics Vol. 2 No. 2 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i2.1797.2022

Abstract

This study aims to discuss the chances of developing the concept of prophetic leadership, sharia compliance, and Islamic corporate governance can be linked as very important elements in preventing fraud in Islamic commercial banks. This type of research conducted in this research is qualitative research. The data collection technique used is literature study by collecting information and data with the help of various materials in the library such as documents, books, journals, notes, or by internet searching. The data analysis method using inductive and deductive thinking frameworks. The result of this study is that personal prophetic leadership (Perpec-L), sharia compliance, and Islamic corporate governance are an effort of Islamic banking to prevent fraud (corruption). This can be done by adopting the values ​​contained in Perpec-L. Then by assessing the indicators contained in sharia compliance. Furthermore, by taking the existing principles of Good Corporate Governance (GCG) that are in accordance with Islamic norms and values.
The Effect of Macroeconomic Variables on the Growth of Corporate Sukuk Issuance Indar Fauziah Ulfah; Yosi Safri Yetmi; Indah Khairunnisa
El-Qish: Journal of Islamic Economics Vol. 2 No. 1 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i1.3173.2022

Abstract

Sukuk is a reliable instrument in obtaining medium-term financing sources with sharia principles. Many companies have started issuing Sukuk, seeing the opportunity for the majority of the Muslim population in Indonesia. The returns provided are relatively more profitable for investors. Still, in 2019 the COVID-19 pandemic began to have an impact on the economy. Macroeconomic variables caused people's purchasing power and investment interest to decline so that many companies began to experience difficulties both in terms of sales and capital. This study aims to analyze the effect of to analyze the effect of macroeconomic variables, namely the dollar exchange rate, inflation, money supply, and the BI Rate on Corporate Sukuk Issuance in Indonesia for the 2015-2020 period. The type of research used is quantitative associative with secondary data. The method for taking samples uses the purposive sampling method using specific criteria or considerations. The sample taken is corporate Sukuk in Indonesia. The analytical method used is quantitative analysis with an associative approach. Meanwhile, to answer the hypothesis using a linear regression test consisting of t-test and F test and test the coefficient of determination (R2). This study partially shows that the exchange rate has no significant effect on the Issuance of Corporate Sukuk in Indonesia. In contrast, Inflation, Money Supply, and the BI Rate significantly affect the Issuance of Corporate Sukuk in Indonesia. Meanwhile, simultaneously, the exchange rate, inflation, money supply, and the BI Rate significantly affect the Issuance of Corporate Sukuk in Indonesia. With a coefficient of determination of 94.9%.
Analysis of Saving and Loan Cooperative Business Development Strategy and Sharia Financing on Interest in Becoming a Member Selamet Selamet; Suhartono Suhartono
El-Qish: Journal of Islamic Economics Vol. 2 No. 2 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i2.3545.2022

Abstract

The development of organizations in Indonesia is increasing rapidly in competition. One of the organizations that is growing rapidly in Indonesia is cooperatives. A competitive strategy is a formulation to increase the competitiveness of the company to create an attraction for members or consumers to buy products or services in the company to create a business development strategy. This type of research is descriptive Qualitative. Data collection techniques are carried out by means of observation, interviews, documentation, and questionnaires. data processing methods using descriptive analysis, porter's five force analysis, SWOT/SWOT Matrix analysis, Internal Factor Evaluation, and External Factor Evaluation. An alternative strategy for the company (KSPPS) BMT SM MWC NU Warureja Tegal to provide progress and business development, namely according to the explanation of the results of the SWOT diagram through point x, (KSPPS) BMT SM MWC NU Warureja Tegal is in quadrant I, That to carry out business development using an aggressive strategy, meaning a strategy to grow well, because the company has enough strength to be able to take advantage of the available opportunities. Based on the SWOT Matrix in Quadrant I, the steps that must be carried out by the company (KSPPS) BMT SM MWC NU Warureja Tegal using SO (strengths and Opportunities). 
The Urgency Of Sharia Economic Transformation In Facing The Global Economy Alfian Sani
El-Qish: Journal of Islamic Economics Vol. 2 No. 2 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i2.3596.2022

Abstract

This study discusses the urgency of Islamic Economics's transformation in breaking through the global economy. The research method uses qualitative method and descriptive analysis. The research results indicate that to strengthen Islamic Economics, it must have a strategy that goes beyond the global economy and must be based on sharia principles,  referring to the Qur'an and Hadith. The transformation that can be felt now with the presence of the Islamic Economy is the establishment of Islamic Financial Institutions and Islamic Banking which supports the development of the real sector. Islamic economics builds the integrity of Muslims who run the economic wheel under Islamic teachings by adhering to the privileges of Islamic economics itself, namely by avoiding all forms of activities that contain elements of usury which have an impact on harm to others. The challenge faced by the sharia economy is that people still need clarification in understanding the essential characteristics that underlie the sharia banking operational system, namely the profit-sharing system.
Sharia Financial Management Alternative Sources In Encouraging Micro, Small And Medium Enterprises Expansion In Indonesia Nur Suraiya
El-Qish: Journal of Islamic Economics Vol. 2 No. 2 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i2.3604.2022

Abstract

Micro, Small, And Medium Enterprises (MSME) is one of the pillars of the Indonesian economy. Data in 2021 shows that the number of MSME in Indonesia has reached 64.2 million business units. However, it does not mean that MSME in Indonesia is far from all the problems. One of the problems experienced by MSME is that many business entrepreneurs do not understand how to manage the finances and assets they get. Hence, many MSME in Indonesia has gone bankruptcy. This study use qulitative methods. The data are obtained from existing scientific journals and provided by related parties as well as books that discuss financial management and MSME. The results obtained from this study are about how SME practices simple and easy to understand accounting activities and applies Islamic values. On the other hand, this study explains the way SME subjects invest with limited capital and also how to get capital that is far from riba (Interest).
How Will Indonesia's Remittance Value for The Next 5 Years Due to Covid-19? (Autoregressive Integrated Moving Average Approach) M. Zidny Nafi' Hasbi
El-Qish: Journal of Islamic Economics Vol. 2 No. 1 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33830/elqish.v2i1.4147.2022

Abstract

This study aims to explore how the value of Indonesia's remittances for the next 5 years due to the Covid-19 pandemic. Preliminary data obtained from the World Bank 1985-2020. By using the autoregressive integrated moving average approach, researchers can forecast the remittance value for the years 2021-2025. After processing the data, the forecast value of remittances for 5 consecutive years is 20.65%, 23.01%, 20.73%, 20.76%, and 2078%. The results of the study show that the value of Indonesian remittances has decreased by due to the pandemic compared to 2020, which is 22.95%. The decline was around 2.27%. This is interesting because although the number of Indonesian remittance transactions has decreased, the volume of remittances has increased. The remittances made large-scale remittances due to restrictions imposed by the government so that the remittance value remained stable when compared to 2008 which experienced a drastic decline. This achievement cannot be separated from government policies that have taken good preventive measures. However, it is hoped that from the forecast results, the government will continue to maximize its policies so that the value of Indonesia's remittances will increase rapidly and will make a large contribution to growth.
The Effect of Profitability, Independent Commissioner, Audit Committee, and Managerial Ownership on Disclosure of Islamic Corporate Social Responsibility Surepno Surepno; Zunaefa Ermia Wirdamita
El-Qish: Journal of Islamic Economics Vol. 2 No. 1 (2022)
Publisher : LPPM Universitas Terbuka

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This study aims to determine the effect of profitability, independent commissioners, audit committees, and managerial ownership on the disclosure of Islamic Corporate Social Responsibility in health sector companies. This type of research is a quantitative study with a population of health sector companies listed on the Indonesian Sharia Stick Index (ISSI) in 2018-2020. Determination of the sample in this study using purposive sampling method with pretermined criteria, in order to obtain 13 of 23 companies in the health sector. The research period was 5 years, so that 39 samples were obtained. The analytical methods used include descriptive statistics, classical assumption test, multiple linear regression analysis test, and hypothesis test. The results show that simultaneously the variables of profitability, independent commissioners, audit committees, and managerial ownership have an effect on the disclosure of Islamic Corporate Social Responsibility. While partially, the independent commissioner variable has an effect on the disclosure of Islamic Corporate Social Responsibility in health sector companies listed. The variables of profitability, audit committees, and managerial ownership have no effect on the disclosure of Islamic Corporate Social Responsibility in health sector companies listed on the Indonesian Sharia Stock Index (ISSI) in 2018-2020.

Page 2 of 3 | Total Record : 24

 1   2   3 

Filter by Year

2021 2022


Reset
Filter By Issues
All Issue Vol. 2 No. 2 (2022) Vol. 2 No. 1 (2022) Vol. 1 No. 2 (2021) Vol. 1 No. 1 (2021)