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EKSYA: Jurnal Ekonomi Syariah
Published by Sekolah Tinggi Agama Islam Negeri Mandailing Natal
ISSN : 27468925     EISSN : 27468933     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
EKSYA adalah Jurnal yang diterbitkan oleh Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal dengan scope ekonomi, ekonomi syariah, Hukum Ekonomi Syariah, Perbankan Syariah, keuangan syariah, dan bisnis syariah, Hukum Ekonomi dan Akuntansi Syariah
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 18 Documents
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Search results for , issue "Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH" : 18 Documents clear
IMPLEMENTASI JUAL BELI PESANAN (ISTISHNA’) PADA USAHA BENGKEL LAS YUDA DI KELURAHAN TAMBUN NABOLON Wina Nazliya; Nurhayati; Mawaddah Irham
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.725

Abstract

Abstract Istishna’ is a contrack of orders transaction made by producers and consumers to make an item with certain specifications with a payment system that canibe done at theibeginning, at the middleior at the end. This studyiiaims to find outiihow to carryiiout transaction and how to implement orders transaction (istishna’) at the Yuda Welding Workshop. This studyiuses qualitativeimethods withidata collectionitechniques throughiobservation, interviews, andidocumentation of business owners and customers involved in orders transaction at the Yuda Welding Workshop. Theiresults showedithatithe implementationiof transactionat the Yuda Welding Workshop was in accordanceiwith the pillars and conditions of transactioniniIslam. The perpetrators of the transaction are mutually pleased, the goods being traded are clear and lawful, and the price of the goods is known by the consumer. While the implementation of orders transaction (istishna’) carried out at the Yuda Welding Workshop has not fully complied with the terms of istishna’, namely ordered goods that are notiin accordanceiwith the specificationsidesired by consumers, the occurrence of delays in the completion of the ordered goods, and not timely repayment. Payments made by consumers. However, in terms of the payment system, it is iniaccordance with theiconcept of istishna’ thatiis, at theibeginning, at theimiddle, andiat theiend.
PENGARUH PEMBANGUNAN CITRALAND GAMA CITY DALAM MENINGKATKAN PENDAPATAN PEDAGANG DI KENANGAN BARU KECAMATAN PERCUT SEI TUAN Sri Agustina Hasibuan; Sugianto; Nur Ahmadi Bi Rahmani
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.726

Abstract

This studyiaiims to determineithe effect of the development of CitraiLaind Gaimai City in increaising the income of traiders in Kenaingain Bairu Percut Sei Tuain District. This reseairch wais conducted on Jailain BoulevairdiBairait Raiyai No. Kaiv 1, KenaingainiBairu Percut Sei Tuain District, DeliiSerdaing Regency, North Sumaitrai. Thisitype of reseairch is quaintitaitiveireseairch. Theisaimple used in thisistudy were traiders in Kenaingain Bairu, Percut Sei Tuain District. Daitai Cillection is done by distributing questionnaiires to 35 respondents. Thisistudy uses ai simpleilineair regression model test with the help of IBM SPSSiVersion 20. Theiresults of this studyiindicaite thait the development of CitraiLaind Gaimai City haisiai significaint positive effection the income of traiders in Kenaingain Bairu, Percut Sei Tuain District, this is indicaited by the results of the titest, it is knownithait the cailculaited t vailueiis 5,305 thisivailue is greaiterithain t taible 1,69236 with ai t vailueiof 0,000 sig <0.05. So thait the hypothesis testing of this study is thaitiHai is aiccepted, H0 isirejected.
PERSEPSI MASYARAKAT HURABA TERHADAP PINJAMAN PEMBIAYAAN OLEH BTPN SYARIAH DALAM PENINGKATAN USAHA DITINJAU DARI HUKUM ISLAM Siti Kholijah; Pitriani Gultom
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.727

Abstract

BTPN Syariah is a financial institution whose main business is to provide credit and other services in payment traffic and money circulation, and operates according to sharia principles. In addition to these main businesses, BTPN Syariah also provides business capital financing loan programs to the public. The business capital financing loan is intended to empower the community, especially women so that their welfare increases. One of the communities empowered by the BTPN Syariah financing program is the Huraba I Village community, Kec. Siabu Kab. Christmas Mandailing. This study uses a qualitative method with a descriptive analytical approach. Methods of collecting data obtained through direct observation, interviews and documentation. The data analysis technique was carried out by means of data reduction, the last data display was concluded. The subjects in this study were the people of Huraba I Village, Kec. Siabu Kab. Mandailing Natal and or BTPN Syariah bank customers and BTPN Syariah parties. The results of the study concluded that the practice of accounts payable with both parties benefited from each other, namely Muqtarid (the borrower) getting a loan so that he could meet his needs. Meanwhile, Muqrid (who provides loans) also gets what he is entitled to, namely profits from the results of his sacrifices and the reason behind the practice of debt is because of the convenience in covering the needs of the local community and the process is easy, fast and does not have to leave collateral. According to Islamic law, financing loans provided by BTPN Syariah in business development contain elements of usury because the principle between the borrower and the BTPN Syariah bank uses the interest principle and depends on the interest system applied to conventional banks. Therefore, any addition to the loan amount from the debtor is said to be usury, but it depends more on the background and the consequences. As with the additions contained in the debt transactions that occurred in Huraba I Village, Kec. Siabu Kab. The additional Mandailing Natal in the debt transaction is an addition that can be taken because the average loan is for business capital and with this addition it does not cause a downturn in economic life.
TINJAUAN FIKIH EKONOMI TERHADAP PRAKTIK JOKI GAME ONLINE PLAYER UNKNOWN BATTLE GROUND (STUDI KASUS DI DESA PANYABUNGAN III KECAMATAN PANYABUNGAN KABUPATEN MANDAILING NATAL Muhammad Yasir Nasution; Zainuddin
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.728

Abstract

This article examines the economic fiqh review of the practice of online game jockey player unknown battle ground (PUBG) in Panyabungan III Village, Panyabungan District, Mandailing Natal Regency. The problem is how the legal practice of jockey games online player unknown battle ground (PUBG) in Panyabungan III Village, Panyabungan District, Mandailing Natal Regency. The type of research used is a qualitative approach field research. The source of the data in this study was obtained from interviews with online game jockey players unknown battle ground (PUBG) in Panyabungan III Village, Panyabungan District, Mandailing Natal Regency. The data is processed by analyzing the phenomenon and associated with the study of Islamic economic jurisprudence. The results obtained are in the perspective of economic fiqh, the practice of jockey games online player unknown battle ground (PUBG) in Panyabungan III Village, Panyabungan District, Mandailing Natal Regency using a lease agreement (ijarah) using the services of samsarah. Using the services of a jockey client will feel a loss for himself because his game account will not provide much benefit for him as well as only raising the Tier on his account is just a pleasure, actually in Islam this is an excessive and wasteful act. So it can be concluded that the PUBG Online Game Jockey in Panyabungan III Village, Panyabungan District, Mandailing Natal Regency is haram because it does not meet the pillars and conditions such as containing immoral and haram elements.
ANALISIS PRAKTIK JUAL BELI KARET DI DESA KAYU LAUT KECAMATAN PANYABUNGAN SELATAN DALAM PERSPEKTIF EKONOMI ISLAM Jureid
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.733

Abstract

Buying and selling is a transaction carried out by both parties, namely the seller and the buyer in terms of transferring ownership rights to an object which is preceded by a contract and delivery of a predetermined amount of money. This study aims to find out how the practice of buying and selling rubber latex in the Kayu Selatan Village of Panyabungan, and how its status is reviewed according to Islamic law. The research method used is a field research method, and the nature of the research is descriptive qualitative and juridical. Sources of data collected are primary data and secondary data. The data collection is by using, interviews, observation and documentation. The result of the research is that the practice of buying and selling rubber sap in Kayu Laut village occurs in several stages, namely: first, rubber farmers harvest, usually every week on weekends (Tuesday) and sell it to a rubber sap agent or Toke, Toke will weigh the sap that has been harvested, after the sap is weighed in a sack or hanging scale. The buying and selling of rubber in Kayu Laut Village occurs normally. However, in practice there are deviations that occur, namely cutting the scales by 1 kg every 20 Kg. This is done as an anticipation of losses due to shrinkage of the sap after drying. In addition, there are deviations in the form of adding particles by Penderes as an effort to get more profit and anticipating the cuts made by Toke. In addition, there was also an abnormal weighing, the sap being weighed was still shaking but it had been calculated by the toke. This abnormal scale is also the reason for Penderes adding particles to their sap. The practice of cutting the scales, adding particles and weighing scales that are calculated when shaking is a practice that is not in accordance with Islamic law. This clearly violates the terms of sale and purchase on the object of buying and selling and attitudes on the subject of buying and selling. In addition, there are also dishonest, untrustworthy attitudes, categories of giyas and tathfif which are strictly prohibited in Islamic law.
STRATEGI DAN TANTANGAN PENGUMPULAN DANA HASIL KOIN NU PADA UPZIS NU KECAMATAN BATANGHARI LAMPUNG TIMUR Ansori Yahya; Khoirul Abror; Erike Anggraeni
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.734

Abstract

The Zakat Infaq and Shodaqoh Nahdlatul Ulama Management Unit (UPZIS NU) of Kecamatan Batanghari has formed several NU UPZIS at the village or sub-district level. The program currently being carried out by the Infaq Zakat Management Unit and Shodaqoh Nahdlatul Ulama at the village level is the "Nahdlatul Ulama Infaq Box Movement" (KOIN NU). However, in its implementation there are several obstacles experienced by several UPZIS NU at the village level in Kecamatan Batanghari. Some of these obstacles include the distribution of Infaq Boxes to the community that has not been maximized, there are still pros and cons and even rejection in the community regarding the implementation of activities. The purpose of this study was to find out what caused the NU KOIN Program to not be maximized as well as the pros and cons and even rejection in the community about the implementation of activities in several villages in Kecamatan Batanghari. This research was conducted using a qualitative descriptive method, namely research that utilized qualitative data and then described it descriptively. Data collection in this study was carried out using primary data and secondary data. The result of this research is that the response of the people of Batanghari Sub-district to the KOIN NU program is very good. However, due to the lack of socialization, the vastness of the area and the absence of a special team tasked with socializing activities in the community, the implementation of activities in the community has not been maximized and there are still pros and cons and even rejection in the community. The solutions offered by researchers related to this problem are First, UPZIS NU Management at all levels must be more aggressive in conducting socialization in the community, including forming a special team to conduct socialization directly or through social media; Second, the results of the infaq box must be immediately distributed to the community; Third, always coordinate with religious leaders and community leaders; Fourth, submit reports related to the management of KOIN NU results to the community for the sake of transparency.
EFEKTIVITAS PENGELOLAAN DANA DESA DALAM MENINGKATKAN PEMBANGUNAN DESA MENURUT PERSPEKTIF EKONOMI ISLAM (STUDI KASUS DESA SIJABUT TERATAI KECAMATAN AIR BATU KABUPATEN ASAHAN) Nurbaiti; Nursantri Yanti; Trisnawati
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.736

Abstract

This study aims to determine the effectiveness of village fund management in improving village development, inhibiting factors in village development, and village development in an Islamic economic perspective. The research methodology used is qualitative research. Data collection techniques with the method of observation, interviews, and documentation. The results of this study are the Effectiveness of Village Fund Management in Sijabut Teratai village of 80.87%, including in the category of quite effective. Factors that hinder the effectiveness of village fund management in improving village development include land acquisition for residents, electricity poles, large trees and weather constraints. The effectiveness of village fund management in improving village development according to an Islamic economic perspective has five foundations for Islamic development. Islamic development describes five foundations, namely monotheism, caliphate, justice, tazkiyyah and al-falah. Village development is closely related to Islamic economics which can be linked to monotheism, namely the development carried out aimed at meeting the needs of the village community to assist the community in carrying out activities. The caliphate is closely related to the development carried out by the village with the aim of community welfare including the human function as caliph. Justice is closely related to development, namely the development carried out in the village of Sijabut Teratai does not only focus on one hamlet, but in every hamlet. Tazkiyyah relates to the development carried out by the village as the responsibility of the village government which has been given a mandate by the central government. And Al-Falah relates to the success that has been achieved by the village because it has succeeded in carrying out development that leads to community welfare.
PERAN PEMERINTAH MELALUI PROGRAM PELATIHAN DAN JOB FAIR DALAM MENGURANGI JUMLAH PENGANGGURAN MENURUT PERSPEKTIF EKONOMI ISLAM (STUDI PADA DINAS KETENAGAKERJAAN KABUPATEN ASAHAN) Suci Ramadhani Siregar; Zuhrinal M. Nawawi; Mawaddah Irham
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.737

Abstract

The role of the government through training activities and job fairs to reduce unemployment in Asahan Regency is seen from 3 indicators from the vision of the Asahan Regency Manpower Office, namely creating a competitive, productive, and prosperous workforce. This study aims to determine how the government's role in training programs and job fairs and the results of the analysis of the government's role in training and job fairs to reduce the number of unemployed according to the perspective of Islamic economics. The research methodology used is a qualitative research. Data collection techniques using interviews and documentation. The results of this study can be concluded that the government's role in reducing unemployment through training programs and job fairs is seen from the 3 indicators from the vision of the Asahan District Manpower Office that has played an optimal role and the results of the analysis of the government's role in training and job fairs to reduce the number of unemployed workers have not been able to reduce unemployment. The number of unemployment rates in Asahan Regency is still increasing every year, when viewed from the basic values ​​of Islamic Economics, the government's role in conducting training programs and job fairs to reduce the unemployment rate is fair and responsible, but the social security provided by the government can be said to be lacking effective because there are still many people who have not got a job after participating in the job fair.
ANALISIS PEMBIAYAAN MUDHARABAH PADA PT. BANK SUMUT KCP SYARIAH STABAT ( Tinjauan Fiqih Muamalah) Ayu Liviana; Anjur Perkasa Alam; Azhar
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.738

Abstract

The purpose of this study was to determine the process of financing the mudharabah contract at PT. Bank Sumut Kcp Syariah Stabat. To find out the review of Fiqh Muamalah on the process of financing the mudharabah contract at PT. Bank Sumut Kcp Syariah Stabat. To find out the products that exist at Bank Sumut Kcp Syariah Stabat which sell mudharabah contracts. This type of qualitative research is used in this study using descriptive analysis methods. Descriptive analysis is used to explore the collected data and describe clearly the problems and research results. Data collection is done through observation, interviews or structured interviews, and documentation. The results of this study indicate that financing in general is the provision of money or an equivalent claim, based on an agreement or agreement between the bank and another party that requires the party being financed to return the money or bill after a certain period of time with a reward or profit sharing. The principle of mudaraba, the depositor acts as shahibul maal (owner of capital) and the bank as mudharib (manager). The funds are used by the bank to finance murabahah or ijarah as previously described. The bank can also use the funds to carry out mudharabah financing. The results of this business will be divided according to the agreed ratio. In the event that the bank uses it to carry out mudharabah financing, the bank is fully responsible for the losses that occur. The pillars of mudharabah are perfectly fulfilled (there are mudharib, there are owners of funds, there is a business that will be shared, there is a ratio, there is consent and acceptance). This mudharabah principle is applied to time deposit and time deposit products.
PEMAHAMAN MASYARAKAT TENTANG PERBANKAN SYARIAH (STUDI KASUS DI DESABARU HINAI KABUPATEN LANGKAT) Dewi Elvita Sari; Anjur Perkasa Alam; Diyan Yusri
EKSYA : Jurnal Ekonomi Syariah Vol. 3 No. 1 (2022): JURNAL EKSYA: JURNAL EKONOMI SYARIAH
Publisher : Program Studi Ekonomi Syariah Sekolah Tinggi Agama Islam Negeri Mandailing Natal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56874/eksya.v3i1.739

Abstract

In terms of development, Islamic banks are currently not behind with progress like conventional banks. Conventional banking that implements the interest system goes hand in hand with Islamic banking that implements a profit-sharing system. The problem faced by Islamic banks is the low level of public knowledge about Islamic banking, especially due to the dominance of conventional banking so that Islamic banking is still considered one eye. The purpose of this study was to find out how the public's understanding of Islamic banking in Baru Hinai Village. This type of research is a field research (Field Research) conducted in the village of Baru Hinai. The nature of this research is a qualitative descriptive method. There are two sources of data in this study, namely primary data sources and secondary data sources. The primary data sources were obtained directly from the community while the secondary data sources that the researchers used were in the form of documents from the Baru Hinai Village and from various books. To obtain valid data, researchers used data collection methods, namely interviews. After the data was collected, the researchers analyzed using qualitative data analysis techniques using inductive methods. The results of research in the field show that the understanding of the community about Islamic banks in Baru Hinai Village is that people only know about Islamic banks but do not understand Islamic banks in detail. Only some people understand about Islamic banks and some even don't know anything about Islamic banks. Most people do not know what products and services are in Islamic banks. The lack of understanding from the public is due to the lack of information obtained from Islamic banks and media such as television, print media and social media which causes people not to know what Islamic banks are and what products are available in Islamic banks

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