cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Dwi Haryanto
Contact Email
haryantodwi2011@gmail.com
Phone
+6285227677704
Journal Mail Official
puslitdimasstmat@gmail.com
Editorial Address
Kampus C Trisakti Jl. Jend. A. Yani. Kav. 85, Jakarta Timur, DKI Jakarta 13210
Location
Kota adm. jakarta timur,
Dki jakarta
INDONESIA
Premium: Insurance Business Journal
Published by Sekolah Tinggi Manajemen Asuransi Trisakti
ISSN : 20868588     EISSN : 27463427     DOI : https://doi.org/10.35904/pre
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Premium Insurance Business Journal (PIBJ) adalah jurnal nasional yang dikelola oleh Pusat Penelitan dan Pengabdian Kepada Masyarakat (Puslitdimas) Sekolah Tinggi Manajemen Asuransi Trisakti. Jurnal Premium fokus menerbitkan artikel-artikel yang berkaitan dengan Asuransi, Aktuaria, Manajemen Risiko, Marketing, Manajemen Keuangan, Bisnis dan Ekonomi. Fokus dan Ruang Lingkup Asuransi (Umum, Jiwa, Syariah, Reasuransi, Broker, dll) Aktuaria Manajemen Risiko Marketing Manajemen Keuangan Ekonomi dan Bisnis
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 6 Documents
 1 
Search results for , issue "Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL" : 6 Documents clear
SIMULASI PEMODELAN PELUANG KEBANGKRUTAN (RUIN PROBABILITY) PERUSAHAAN ASURANSI DENGAN ANALISIS PENDAPATAN PREMI DAN BEBAN KLAIM Erizal; Mutia Rachmawati Septiadi
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Manajemen Asuransi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (671.124 KB)

Abstract

Ruin probability an insurance companies is defined as condition where the ttotal claim expense that has to be paid is greater than the premium income plus the company’s initial capital. The insurance company has the funds to pay claims that derived from accumulated initial reserve and income of insurance from premiums that has payed. If the company’s funds at time t is smaller than 0 then the insurance company will going bankruptcy. Therefor will be analyzed the premium income that must obtained and the value of claim expense that must be certified by the insurance companies. If the premium income that must obtained is greater, so the funds of insurance company will greater too at the time-t to cover the next claim expense. Ruin probability in the insurance company can be predicted from the simulation of ruin probability model with claim expense frequency which happened at the same time between 0 and t is assumed distribution poisson and claim expense size is distribution exponential. This model could be used by insurance company to take decision when determaining premium whether surplus or ruin.
GAMBARAN JENIS RISIKO PENGELOLAAN BANTUAN SOSIAL SELAMA PANDEMI COVID-19 DI INDONESIA I Made Indra; Wahyuari; C. Nike Septivani; Dedi Kusdani
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Manajemen Asuransi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1099.481 KB)

Abstract

Risk management is very important for the continuity of a business or activity. If a disaster occurs, such as fire or damage, the company will suffer huge losses, which can hinder, disrupt or even destroy business continuity or operations. Risk management is a tool to protect the company from any possible harm. So that in the management of logistical assistance, especially when a disaster occurs, both natural and non-natural, a risk management effort is needed in order to reduce the impact of losses in operations. This research uses explanatory type. The samples in this study were derived from elements of government, academia and society with qualitatively managed data. The results of the study found 8 risk categories that occurred in the logistical assistance process during the Covid-19 pandemic in Indonesia, namely: policy risk, compliance risk, legal risk, fraud risk, reputation risk, reputation risk and operational risk.
ANALISIS BIPLOT UNTUK RETURN ON ASSET (ROA) DAN RETURN ON EQUITY (ROE) PADA PERUSAHAAN ASURANSI JIWA NASIONAL Fanny Novika; Amelia Saptyarani
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Manajemen Asuransi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (631.509 KB)

Abstract

Biplot analysis is a type of multivariate analysis used to solve problems or process data that involves many variables. The number of variables in a data often makes it difficult to represent the results. Therefore, Biplot is a media solution for describing the data in the summary table in a two dimensional graph. This analysis can be applied to find out information about the relative position, similarity of characteristics between objects and the diversity of variables or variables in the elements of return on assets and return on equity in national life insurance companies related to aspects of a health assessment and company grouping. The results of the biplot analysis show two categories, namely grouping based on biplot points and year variability. There are differences in the results of national life insurance groupings, namely the AJB Bumiputera 1912 company, Central Asia Raya Life Insurance, Equity Life Indonesia, Heksa Solution Insurance, Jiwasraya Insurance, Indosurya Sukses Life Insurance. Meanwhile, national life insurance companies that have the same characteristics for return on assets and return on equity are divided into 3 (three) groups. In the management aspect, namely related to life insurance companies that are stable and healthy in investing, ROA and ROE are shown by group III. The greatest and most dominant diversity of years for return on assets lies in 2018, while for return on equity, the greatest diversity is in 2019. There is a difference in the results of the variation in ROA and ROE due to the variable used differently. ROA shows aspects of assets consisting of liabilities and equity. If the acquisition of large assets, it can be used to pay corporate liabilities. ROE only shows from the side of equity without paying attention to liabilities.
ANALISIS KEBUTUHAN ASURANSI UNTUK PESERTA OLAHRAGA DIVING Rukaesih A. Maolani; Robidi; Budi Marsanto
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Manajemen Asuransi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (640.956 KB)

Abstract

Along with the development of marine tourism in Indonesia, diving is a type of sport that is increasingly in demands. Many diving associations have sprung up, making diving a new trend in society. Diving is an outdoor activity in the open sea that has risks to health and safety compared to other outdoor activities. Diving or scuba diving is a fairly safe activity, but there are many health and safety risks that can occur that must be considered. Based on several events experienced by divers that resulted in the loss of their lives, the problem in this study is formulated as follows: 1). Does scuba diving need insurance to mitigate the risk of accidents that may be experienced while doing their activities, 2). What type of insurance is required. The results showed that scuba diving activities need insurance and the types of insurance required are: loss insurance and accident / life insurance. The research was conducted with a quantitative descriptive method. The results showed that the respondents are willing to participate in insurance
ANALISIS MODEL Z-SCORE UNTUK MEMPREDIKSI FINANCIAL DISTRESS PERUSAHAAN ASURANSI JIWA NASIONAL I Nyoman Winata
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Manajemen Asuransi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1294.942 KB)

Abstract

Hasil penilitian maenunjukkan: terdapat 1 (satu) perusahaan yaitu PT Equity Life Indonesia tahun 2017, masuk dalam kategori zona terindikasi bangkrut (distress zone); terdapat 7 (tujuh) prusahaan dan 14 (empat belas) sampel yang berklasifikasi zona ragu-ragu (grey area); terdapat 8 (delapan) perusahaan dan 15 (lima belas) sampel berkalsifikasi zona non-bangkrut (safe zone). Secara rata-rata Z”Score yang dicapai terdiri dari 2 (dua) kategori yaitu ragu-ragu (grey area) dan non-bangkrut (safe sone), tidak ada perusahaan yang mengalami kondisi terindikasi bangkrut (distress zone).
OPTIMALISASI DAN KONTRIBUSI USAHA TRAVEL AGENT KEPADA MASKAPAI PENERBANGAN DI MASA PANDEMI COVID-19 Primadi Candra Susanto; Ryan Firdiansyah Suryawan
Premium Insurance Business Journal Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL
Publisher : Pusat Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Manajemen Asuransi Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (499.52 KB)

Abstract

Tujuan penelitian ini bagaimana usaha travel agent kepada maskapai penerbangan, perubahan yang signifikan pada trend aktivitas wisata akibat munculnya pandemi Coronavirus (Covid-19) memberikan efek besar pada kebiasaan dan perilaku para turis local maupun turis asing, termasuk dalam sektor travel agent dan transportasi udara. Pandemi membuat batas antar-wilayah kembali menjadi jelas oleh karena limitasi-limitasi yang muncul membuat akses masyarakat untuk berpindah-pindah atau berlibur menjadi sangat terbatas. Kondisi demikian memberatkan mayoritas masyarakat di Indonesia karena umumnya kegiatan sektor pariwisata yang biasanya bebas mengunjungi suatu daerah untuk mengumjungi destinasi menarik di daerah tersebut sangat terbatas karena adanya kegiatan karantina wilayah, yang tentu saja artinya berkegiatan di luar rumah sangat terbatas. Hal ini mengakibatkan kompleksitas permasalahan turunnya penjualan tiket di usaha travel agent yang selama ini penjualan tiket pesawat tersebut mendukung perputaran ekonomi perusahaan penerbangan, pandemi covid-19 ini mengakibatkan seperti pemutusan hubungan kerja, perpindahan barang terbatas dan jasa travel juga terjadinya penurunan omset, pandemi covid-19 ini juga mengakibatkan penurunan okupasi sektor perhotelan dan pariwisata. Terkait percepatan pemulihan ekonomi nasional akibat pandemi, Indonesia perlu meningkatkan upaya melalui terobosan ekonomi dan industri kreatif di sektor pariwisata. Dengan optimalisasi moda transportasi udara dan tren pariwisata normal baru dapat menjadi jembatan penghubung dalam sektor pariwisata nasional. Pariwisata yang berbasis partisipasi masyarakat dan pemanfaatan sumber daya domestik sebagai lokasi wisata juga akan mendukung pemulihan ekonomi nasional, adaptasi kebiasaan pariwisata normal baru perlu didukung dengan penerapan kemudahan terbang dengan pesawat udara agar para turis tidak terkendala dengan peraturan yang ada, bila kemudahan tersebut diberikan pastinya usaha travel agent untuk menjual tiket pesawat terbang akan normal kembali.

Page 1 of 1 | Total Record : 6

 1 

Filter by Year

2021 2021


Reset
Filter By Issues
All Issue Vol. 9 No. 2 (2022): PREMIUM INSURANCE BUSINESS JOURNAL Vol. 9 No. 1 (2022): PREMIUM INSURANCE BUSINESS JOURNAL Vol. 8 No. 2 (2021): PREMIUM INSURANCE BUSINESS JOURNAL Vol. 8 No. 1 (2021): PREMIUM INSURANCE BUSINESS JOURNAL Vol. 7 No. 1 (2020): PREMIUM INSURANCE BUSINESS JOURNAL