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Contact Name
sutikno
Contact Email
sutikno@unsera.ac.id
Phone
+6281286259610
Journal Mail Official
sutikno@unsera.ac.id
Editorial Address
Editorial Team EditEdit Editorial Team Penanggung Jawab : Suhartini , Direktur Program Pendidikan Vokasi,Universitas Serang Raya,Indonesia Pemimpin Redaksi : Sutikno , Keuangan dan Perbankan,Universitas Serang Raya,Indonesia Anggota Redaksi : Nursaman , Keuangan dan Perbankan,Universitas Serang Raya,Indonesia Tri Wahyuni ​​Sukiyaningsih ,Akuntansi, Universitas Serang Raya, Indonesia Peninjau Sejawat : 1. Denny Saputera , Perdagangan Internasional, Universitas Widyatama, Indonesia 2. Siska Yuli Anita , Manajemen Keuangan,Universitas Islam Negeri Raden Intan,Indonesia 3. Wulan Rahma Dewi , STIE Insan Pembangunan, Tangerang, Indonesia 4. Sukirno , Manajemen Keuangan, Universitas Serang Raya, Indonesia 5. Ahmad Firdaus , Lembaga Bank Perkreditan Rakyat, Indonesia 6. Dr. Muhammad Yusuf , Akuntansi Perbankan Syariah, Institut Teknologi dan Bisnis Bank Rakyat Indonesia 7. Dr. Sri Budi Cantika Yul , Keuangan, Universitas Muhammadiyah Malang, Indonesia 8. Mohammad Sofyan , Keuangan, Institut Ilmu Sosial dan Manajemen STIAMI, Indonesia 9. Dr.Evan Hamzah Muchtar , Perbankan Syariah, STAI Asy-Syukriyyah, Indonesia 10. Dr.Muliyati , Manajemen,Institut Bisnis dan Informasi Kosgoro 1957, Indonesia 11. Wenny Desty Febrian , Keuangan dan Perbankan, Universitas Dian Nusatara, Indonesia 12. Erwin Harinurdin , Keuangan d
Location
Kota serang,
Banten
INDONESIA
Jurnal Keuangan dan Perbankan(KEBAN)
ISSN : -     EISSN : 28086430     DOI : https://doi.org/10.30656/jkk.v1i2
Core Subject : Economy,
Fokus dan Lingkup Jurnal ini mencakup ilmu disiplin keuangan dan perbankan (syariah dan konvensional) dari segala bidang yang membahasnya, diantara lain; Sistem Pembayaran,Hukum Keuangan dan Perbankan;Akuntansi dan Pelaporan Keuangan; Investasi Alternatif; penilaian aset; Perilaku Keuangan; keuangan perusahaan; Tata Kelola dan Etika Perusahaan; Penetapan Harga Derivatif dan Lindung Nilai; Keuangan Empiris; Akuntansi Keuangan; Aplikasi Keuangan Teori Keputusan atau Teori Permainan; Aplikasi Keuangan Simulasi atau Metode Numerik; Ekonomi Keuangan; Rekayasa Keuangan; Peramalan Keuangan; Manajemen dan Analisis Risiko Keuangan; Teknologi Keuangan dan Perbankan; keuangan internasional; Optimalisasi Portofolio dan Perdagangan; Keuangan Real Estat; Regulasi Pasar dan Lembaga Keuangan; Keuangan Pedesaan; Model Stochastic untuk Harga Aset dan Instrumen; Risiko Sistemik; Perpajakan;Efisiensi Perbankan; Peraturan Perbankan; Solvabilitas dan Struktur Permodalan Bank; Manajemen Bank; Pengelolaan Dana Bank, Bank Sentral; Perbankan Konvensional versus Non-Konvensional; peringkat kredit; Bank CSR; Stabilitas Keuangan; Perbankan Elektronik; Manajemen Valuta Asing, Perbankan Investasi; Perbankan Internasional; internet bank; Perbankan Syariah; Manajemen Likuiditas; Perbankan Pedagang; Perbankan Seluler; Pengambilan Keputusan Kebijakan Moneter dan Fiskal; Perbankan secara online; Perbankan Lepas Pantai; Perbankan ritel; Perbankan UKM;Pemasaran Perbankan;sumber daya Keuangan dan Perbankan,
Articles 5 Documents
Search results for , issue "Vol. 1 No. 1 (2021): Juli-Desember" : 5 Documents clear
Finance Technology as a Solution to Get Capital for Small Business Today: Teknologi Finance Sebagai Solusi Mendapatkan Modal Bagi Usaha Kecil Saat Ini Sutikno Sutikno; Duminda Kuruppuarachchi
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 1 No. 1 (2021): Juli-Desember
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.287 KB) | DOI: 10.30656/jkk.v1i1.3964

Abstract

Financial technology in Indonesia has enormous potential and is easy to manage compared to banks. Financial technology is also easier to use as a source of capital for both stable companies and start-ups. Despite the fact that the great potential can be felt by the public. Other current financial technology companies can integrate funding, financing, and profit distribution systems. In the current era, it is supported by the use of digitalization process technology and using the Financial Technology (FinTech) system so that it is economical and efficient. The benefits of this research are expected to be a solution to capital problems that have been faced by small businesses. In addition, it also encourages the growth and development of entrepreneurship for young people, which can be started by establishing a startup company. This research approach is descriptive qualitative. The data taken is primary data with focus group discussions and interviews as data collection techniques. The research object consists of 30 startups owned by youth in Jakarta. The results of this study can be used as an alternative economical solution to capital problems for small businesses and startup companies. The Financial Technology System is a system that is able to integrate funding, financing, investors, startup companies, Financing Guarantee Institutions, and Banks
The Impact of Islamic Banks in Financing MSMEs in Serang City : Dampak Bank Syariah Dalam Pembiayaan Umkm Di Kota Serang Sutikno Sutikno; Nurdianawati Irwani Abdullah
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 1 No. 1 (2021): Juli-Desember
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (437.503 KB) | DOI: 10.30656/jkk.v1i1.3965

Abstract

This study aims to determine the impact of BSM in financing MSMEs in Serang City. The impact of BSM in financing MSMEs in Serang City is currently focused on providing business capital and business assistance. To what extent does Serang Branch BSM play an active role in empowering the community's economy in increasing the business of micro customers by continuing to provide capital financing for entrepreneurs who have prospects and meet the requirements in applying for financing The research method used is qualitative research by collecting data. The results of the study found that the factors that influence BSM in financing MSMEs in Serang City are seen from the types of products that are in demand where people's business loans are used as financing that helps small and medium enterprises in running their business
Restructuring As An Effort To Reduce The Impact Of Problem Financing On Griya Ib Hasanah Produc: Restrukturisasi Sebagai Upaya Mengurangi Dampak Pembiayaan Bermasalah Pada Produk Griya Ib Hasanah Devi Liaanjani; Sutikno Sutikno
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 1 No. 1 (2021): Juli-Desember
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (355.347 KB) | DOI: 10.30656/jkk.v1i1.3969

Abstract

Impact of non-performing financing on the iB Hasanah home product at BSI KC Cilegon, How is the process of implementing restructuring on Griya iB Hasanah products at BSI KC Cilegon.Purpose : to determine the impact of non-performing financing and restructuring on Griya iB Hasanah products at BSI KC Cilegon.Methodology : This research was conducted using a qualitative descriptive method with the theory of problematic financing restructuring. As for the population, the Indonesian sharia bank KC. Cilegon as many as 2 informants, namely the collection assistant division and the Remedial Recovery Assistant. This research was conducted at Bank Syariah Indonesia KC. Cilegon in April to June. Data were collected through interviews and analyzed by data reduction.Results/Findings : Financing is a bank activity to channel funds to the public. The distribution of funds in the form of financing must be based on the trust given by the bank to customers who want to do financing. Banks must have confidence in customers that the funds provided will run properly and can be paid off, because the risk of financing is a big risk that results in problematic or bad financing. The impact of non-performing financing will disrupt bank operations and liquidity, the increasing NPF will greatly affect the bank and customer confidence in the bank will decrease, the lack of bank ability to expand financing will have a negative impact on the economy.To overcome the problem financing, the bank has a strategy in solving problem financing, namely by way of billing by telephone, giving warning letters or warnings, restructuring, namely Rescheduling, Reconditioning, Restructuring).Paper type : data reductio
Risk Management in Gaining Profitability of Banking Companies Denny Saputera
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 1 No. 1 (2021): Juli-Desember
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (452.619 KB) | DOI: 10.30656/jkk.v1i1.3998

Abstract

Profitability is a bank's ability to earn a profit during a certain period. The amount of profitability of a company tends to be influenced by various kinds of risks. The risks that occur will cause losses to the bank if it is not detected and not managed properly. The purpose of this study is to determine the effect of credit risk, operational risk, and liquidity risk on the profitability of rural banks in the city for the 2019 period. The number of samples taken is 10 rural banks, through purposive sampling technique. The data collection method used is the non-participant observation method with multiple linear regression data analysis techniques. Based on the results of the analysis, it was found that credit risk had no significant positive effect on profitability. Operational risk has a significant negative effect on profitability. Liquidity risk has a significant positive effect on profitability
Management of Risk Management on Banking Financial Performance Wulan Rahma Dewi
Jurnal Keuangan dan Perbankan (KEBAN) Vol. 1 No. 1 (2021): Juli-Desember
Publisher : Universitas Serang Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (497.932 KB) | DOI: 10.30656/jkk.v1i1.3999

Abstract

Risk management is very important for companies. The purpose of this study is to examine and analyze the impact of credit risk, market risk, operating efficiency, capital, and liquidity on bank financial performance. This research uses a quantitative research design. The data used in this study is based on private banks listed on the Indonesia Stock Exchange (IDX) for the next three years. The type of data is secondary data. Technical analysis using multiple linear regression. The results show that market risk and operating efficiency have a significant effect on the financial performance of the bank. Meanwhile, credit risk, capital, and liquidity have no significant effect on the bank's financial performance

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