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<![CDATA[PERAN MODERASI NILAI PERUSAHAAN PADA PENGARUH RISIKO KREDIT DAN TINGKAT KECUKUPAN MODAL TERHADAP TINGKAT PROFITABILITAS: Studi Pada Perusahaan Perbankan Yang Terdaftar Di BEI Tahun 2008-2017 ]]>
<![CDATA[Zachari Abdallah]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v2i2.948
<![CDATA[This study aims to analyze the effect of Credit Risk, Capital Adequacy Level which is moderated by the value of the company on the Profitability Level in Banking Companies. The analysis technique in this study uses linear regression analysis with moderation variables. Based on the results of the study indicate that credit risk has no significant effect on the level of profitability, the level of capital adequacy has no significant effect on the level of profitability, credit risk and the level of capital adequacy has no significant effect on the level of profitability with company value as a moderating variable. The magnitude of the effect of Credit Risk and Capital Adequacy Level on Profitability is moderated by the Company Value of 57.9%.]]>
<![CDATA[PENGARUH DANA PIHAK KETIGA DAN PERTUMBUHAN PEMBIAYAAN TERHADAP PROFITABILITAS BANK UMUM SYARIAH PERIODE 2015-2019 ]]>
<![CDATA[Elex Sarmigi]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v2i2.953
<![CDATA[The main objective of this research is to identify and analyze the contribution of third party funds and the growth of financing in determining profitability in Islamic commercial banks in Indonesia for the period 2015-2019. Where profitability is the dependent variable and third party funds and financing growth is the independent variable. This Research type represent the quantitative research is comparability origin.. The data used in this study are secondary data, namely the financial statements of 6 Islamic public banks from the 2015 - 2019 period. The statistical method in this research is multiple linear regression analysis and correlation analysis using IBM SPSS Statistic 25.The results of this study indicate that simultaneously third party funds and financing growth have a significant effect on the profitability of Islamic Commercial Banks. As partially, the Current Party Fund has a significant effect on the profitability of Islamic Commercial Banks, and financing growth does not have a significant effect on the profitability of Islamic Commercial Banks.]]>
<![CDATA[PENGARUH BONUS DAN LINGKUNGAN KERJA TERHADAP PRESTASI KERJA KARYAWAN PADA PT. PRUDENTIAL LIFE ASSURANCE CABANG KOTA SUNGAI PENUH ]]>
<![CDATA[Edia Satria]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v2i2.954
<![CDATA[Tujuan dilakukannya penelitian ini yaitu untuk menguji apakah ada pengaruh yang diberikan oleh variabel bonus dan lingkungan kerja terhadap prestasi kerja. Sampel dalam penelitian ini berjumlah 30 orang karyawan yang bekerja di PT. Prudential Life Assurance Cabang Kota Sungai Penuh. Alat analisis data yang digunakan yaitu analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa secara parsial maupun simultan terdapat pengaruh dari variabel bonus dan lingkungan kerja terhadap prestasi kerja, dengan besaran pengaruhnya yaitu 68,4%.]]>
<![CDATA[PENGARUH LITERASI KEUANGAN TERHADAP MINAT INVESTASI SAHAM SYARIAH : Studi Kasus Galeri Investasi Syariah IAIN Kerinci ]]>
<![CDATA[Samsul Bahry Harahap]]>;
<![CDATA[Yuserizal Bustami]]>;
<![CDATA[Syukrawati Syukrawati]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v2i2.955
<![CDATA[This study was conducted to examine the effect of financial literacy on student interest in investing in Islamic stocks at the Sharia Investment Gallery of IAIN Kerinci. Therefore, the sample used in this study amounted to 70 people. This research data analysis tool uses simple linear regression analysis. Where the results of the study indicate that financial literacy has a positive and significant effect on student interest in investing in sharia shares at the Sharia Investment Gallery of IAIN Kerinci, with the magnitude of the influence being 42.4%.]]>
<![CDATA[PENGARUH STRATEGI PROMOSI TERHADAP KEPUTUSAN NASABAH MEMILIH TABUNGAN SIPINTAR PADA PT. BANK PERKREDITAN RAKYAT PEMBANGUNAN KERINCI ]]>
<![CDATA[Eka Putra]]>;
<![CDATA[Eva Sumanti]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v2i2.956
<![CDATA[Penelitian yang dilakukan ini bertujuan untuk menelusuri apakah pada PT. Bank Perkreditan Rakyat Pembangunan Kerinci strategi promosi dapat mempengaruhi nasabah dalam memilih menggunakan produk tabungan SIPINTAR. Untuk mendukung penelitian ini, maka diambil 80 responden yang merupakan nasabah tabungan SIPINTAR dengan metode pengambilan sampel yaitu convenience sampling. Teknik analisis data yang digunakan dalam penelitian ini yaitu analisis regresi linear sederhana dengan bantuan aplikasi IBM SPSS.26. Hasil penelitian ini menyatakan bahwa strategi promosi berpengaruh positif dan signifikan terhadap keputusan nasabah dalam memilih tabungan SIPINTAR pada PT. Bank Perkreditan Rakyat Pembangunan Kerinci dengan besaran pengaruh yaitu 47,2%.]]>
<![CDATA[PENGARUH EKSPEKTASI RETURN DAN RISIKO INVESTASI TERHADAP MINAT INVESTASI MAHASISWA DI GALERI INVESTASI SYARIAH IAIN KERINCI ]]>
<![CDATA[Alek Wissalam Bustami]]>;
<![CDATA[Elvi Nilda]]>;
<![CDATA[Nevia Sukma Dewi]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 2 No. 2 (2021): Al-Fiddhoh: Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v2i2.957
<![CDATA[This study was conducted with the intention of analyzing the effect of expected return and investment risk on student interest in investing in Islamic stocks at the Islamic Investment Gallery IAIN Kerinci. Therefore, as many as 59 students of IAIN Kerinci were taken as samples, where these students were students who had made investments. Data analysis was carried out using multiple linear regression, where the results showed that partially expected return had a positive and significant effect on student interest in investing in Islamic stocks at the Sharia Investment Gallery IAIN Kerinci, while investment risk had no significant effect. Simultaneously, the expected return and investment risk affect the interest of students to invest in Islamic stocks at the Sharia Investment Gallery of IAIN Kerinci, with the magnitude of the influence being 52.7%.]]>
<![CDATA[PENGARUH BAURAN PEMASARAN TERHADAP KEPUTUSAN NASABAH MEMILIH PRODUK TABUNGAN SIMASKER PT. BANK PEMBANGUNAN RAKYAT KERINCI ]]>
<![CDATA[Gampo Haryono]]>;
<![CDATA[Sri Fitriya]]>;
<![CDATA[Salamah Salamah]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v3i1.959
<![CDATA[This study aims to determine the effect of the marketing mix, namely product, price, location, and promotion, on customer decisions to choose Simasker savings products PT. Kerinci People's Development Bank. In this study using quantitative methods by processing primary data through questionnaires given to customers of Bank Kerinci as many as 50 respondents with Non Probability Sampling technique. The analysis used in this research includes instrument test, statistical test, classical assumption test, and multiple linear test. Based on the results of research tests conducted, namely: 1) Product variable (X1) has a positive and significant effect on Customer Decisions (Y); 2) Price variable (X2) has no effect on customer decisions (Y); 3) Location variable (X3) has no effect on customer decisions; 4) Promotion variable (X4) has a positive and significant effect on customer decisions.]]>
<![CDATA[PENGARUH PERSEPSI DAN RELIGIUSITAS TERHADAP MINAT MASYARAKAT KABUPATEN BIMA MENJADI NASABAH DI BANK SYARIAH DENGAN PENGETAHUAN SEBAGAI VARIABEL MODERASI ]]>
<![CDATA[Waadarahmah Waadarahmah]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v3i1.1038
<![CDATA[The purpose of this study was to measure the factors that influence the interest of the people of Bima district to become customers with knowledge as a moderating variable. This research is a descriptive quantitative research by distributing questionnaires as a data collection method. The sample in this study was 100 respondents, namely people in Bima district. The data analysis technique used the STATA version 16 application. To see the results of the test the researchers used Moderated Regression Analysis (MRA). The results of the study show that the variables of perception and religiosity have no effect on interest in becoming a customer in Islamic banks. Then the Knowledge variable can moderate Perception and Religiosity towards Interest in Becoming a Customer in Islamic Banks. The results of this study are expected to be useful for financial institutions as a source of reference and information in making decisions and increasing public knowledge.]]>
<![CDATA[ANALISIS KINERJA KEUANGAN UNIT PENGELOLA KEGIATAN (UPK) SIMPAN PINJAM PEREMPUAN (SPP) KECAMATAN SIULAK KABUPATEN KERINCI PERIODE 2016-2020 ]]>
<![CDATA[Rio Baviga]]>;
<![CDATA[Zachari Abdallah]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v3i1.1096
<![CDATA[This study aims to assess and analyze the financial performance of the women's savings and loan management unit (SPK) Siulak District, Kerinci Regency. Financial performance assessment is seen from two aspects, namely aspects of financial management and aspects of loan management. This study uses secondary data from the financial statements of UPK SPP Siulak District, Kerinci Regency, in the form of UPK income statement and other related reports from 2016 to 2020. Data were analyzed using a financial ratio analysis approach. The results showed that the financial performance of UPK SPP Siulak Subdistrict Kerinci Regency viewed from the aspects of financial management from 2016 to 2020 ranged from intervals of 17.77% -21.15%, including the category of underperformance, while the financial performance of UPK SPP Subdistrict of Siulak District of Kerinci Regency viewed aspects of loan management from 2016 to 2020 ranged from intervals of 1.92% -2.52% including underperforming categories. The results of UPK SPP health assessment in Siulak District Kerinci Regency from 2016 to 2020 were 61.66, including the quite healthy category.]]>
<![CDATA[ANALISIS KINERJA KEUANGAN PT. BANK 9 JAMBI PERIODE 2017-2019 ]]>
<![CDATA[Silvia Rahayu]]>
<![CDATA[ Al Fiddhoh: Journal of Banking, Insurance, and Finance Vol. 3 No. 1 (2022): Al-Fiddhoh FEBI IAIN Kerinci: E-Journal of Banking, Insurance, and Finance ]]>
Publisher : <![CDATA[Institut Agama Islam Negeri Kerinci ]]>
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DOI: 10.32939/fdh.v3i1.1129
<![CDATA[ABSTRACT The purpose of this research is to find out how the performance of PT. Bank 9 Jambi based on Financial Ratio Analysis for the period 2017-2019. The data used is secondary data published through the official website of bank jambi, namely BankJambi.co.id. then analyzed using the ratio of Liquidity, Solvency and Profitability. The data used used is annual data from 2017-2019. The results of the Quick Ratio in 2017-2019 is said to be Not Good. Based on the results of the Banking Ratio in 2017-2019 it is said to be less good. Based on the results of the Asset To Loans Ratio in 2017-2019 it is said to be very good. While the solvency Ratio based on the results of the Primary Ratio in 2017-2019 is said to be Good. Based on the Capital Ratio in 2017-2019 it is said to be not Good. Based on the results of the Capital Adequacy Ratio in 2017-2019 it is said to be very Good. While the Profitability Ratio based on the result of the Gross Profit Margin is said to be very Good . based on the results of Return On Asset said to be very Good. Based on the result of Return On Equity said to be very Good.]]>
