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Tejo Waskito
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INDONESIA
International Research of Economic and Management Education
ISSN : 27217973     EISSN : 28096320     DOI : -
International Research of Economic and Management Education is a Journal published by Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung. The journal will focus on providing quality research in the areas of economics, and management. The goal of the journal is to cover topics that are paramount in economics and management. Accordingly, papers that focus on emerging and interdisciplinary topics are encouraged. In addition, the goal of the journal is to provide research that is relevant and applicable to a diverse set of education researchers and professionals. The Journal is published twice a year in January and July. The aim of the journal is to disseminate the economic and management research done by researchers.
Articles 7 Documents
Search results for , issue "Vol 1, No 1 (2021)" : 7 Documents clear
Behavior of Muslim Investors on Investment Decision Making in Sharia Capital Market Marendra Marendra; Yuli Dahlia Saputri; Fahmi Muhammad Irfan; Heni Noviarita
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

In this study, the main issue is what influences the behavior of Muslim investors in making investment decisions in the Islamic capital market. Because the investment decisions taken by a Muslim investor must be decided carefully. The purpose of this study is to examine and obtain empirical evidence of the behavior of Muslim investors towards investment decision-making in the Islamic capital market. This type of research is quantitative research. With a population of 60 and with this sampling technique the subject is less than 100 respondents, so the sample obtained in this study is 60 respondents. Data collection using field research (field research) by distributing questionnaires as a data collection tool. The results of this study partially and simultaneously that Investor Behavior (quality of accounting information, subjective norms, perceptions of behavioral control, and sharia principles) have a positive and significant influence on Islamic investment decision making.
Challenging on Business Risk of Motor Vehicle Insurance in PT. Asuransi Astra Buana Indonesia Luthfiyah Itsnaeni Shufroh; Lulu Qoury; Yuniar Nastiti; Siti Khalishah
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

This paper discusses the obligation of PT. Asuransi Astra Buana in Motor Vehicle Insurance. The goal is to discover the shape of an obligation of PT. Asuransi Astra Buana for Motor Vehicles and recognize the Insurance Claim Process at PT. Asuransi Astra Buana. Via way of means of studying and decoding library substances that exist withinside the literature, the Legislative Invitations, and provisions regarding coverage agreements. Data used on this examination is secondary data, after which accomplished a qualitative analysis. The effects of this examination are PT. Asuransi Astra Buana needs to be accountable to the insured who has participated in motor car coverage due to the fact it's miles sure via way of means of the agreement, particularly in Article 1 paragraph (1) of Law Number 40 of 2014 regarding Insurance, PT. Asuransi Astra Buana is obliged to offer the obligation to the insured if withinside the implementation of repayment the insurer will remember the top rate this is nevertheless owed for the continuing coverage duration for the car, the insured need to deliver the insurer the possibility to test the harm earlier than repairing or changing the car, the insured need to observe the provisions that are according with the process via the stairs that need to be executed on the time of filling out the shape need to be authentic and sincere due to the fact in case you make the slightest mistake then the declare submission will maximum probably be canceled. The end of this study is PT. Asuransi Astra Buana is obliged to offer repayment withinside the policy.
Health Insurance Financing: A Comparison Study of Insurance Between Indonesia and Malaysia Mohd Shahril Ahmad Razimi; Anisa Trixie Aurora; Fira Julia; Nissa Alya Salsabilla
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (235.945 KB)

Abstract

This paper discusses the obligation of PT. Asuransi Astra Buana in Motor Vehicle Insurance. The goal is to discover the shape of an obligation of PT. Asuransi Astra Buana for Motor Vehicles and recognize the Insurance Claim Process at PT. Asuransi Astra Buana. Via way of means of studying and decoding library substances that exist withinside the literature, the Legislative Invitations, and provisions regarding coverage agreements. Data used on this examination is secondary data, after which accomplished a qualitative analysis. The effects of this examination are PT. Asuransi Astra Buana need to be accountable to the insured who has participated in motor car coverage due to the fact it's miles sure via way of means of the agreement, particularly in Article 1 paragraph (1) of Law Number 40 of 2014 regarding Insurance, PT. Asuransi Astra Buana is obliged to offer the obligation to the insured if withinside the implementation of repayment the insurer will remember the top rate this is nevertheless owed for the continuing coverage duration for the car, the insured need to deliver the insurer the possibility to test the harm earlier than repairing or changing the car, the insured need to observe the provisions that are according with the process via the stairs that need to be executed on the time of filling out the shape need to be authentic and sincere due to the fact in case you make the slightest mistake then the declare submission will maximum probably be canceled. The end of this study is PT. Asuransi Astra Buana is obliged to offer repayment withinside the policy.
Sharia Financial for Market Management Apps in the Money Market Simon Grima; Firdauska Darya Satria; Joko Purwanto; Diyah Anggraeni
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The industrial revolution 4.0 facilitates people to access all information with smartphones connected to the internet. This is an opportunity for the Islamic finance industry to innovate digitally. There are various sharia financial apps technology that has been registered to OJK, but there should be necessary to adjusted application features with the concept of maqashid sharia (Dharuriyyah, Hajiyat and Tahsiniyat) and analyze the implications of digital applications on sharia financial literacy and inclusion. The division of the dharuriyyah is categorized into 5 basic namely 1) Religion, 2) Soul, 3) Descendants,4) Intellect and 5) Assets. The results of the study indicate that the digital innovation of "Connected, One Stop Solution" is appropriate with the concept of maqashid sharia and could help increase the level of sharia financial literacy and inclusion as well as support halal needs according to maqashid sharia.
The Effect of Products and Promotions on Investment Interest of Graduate Students of UIN Raden Intan Lampung in Sharia Mutual Funds Siti Maisaroh; Dian Ekawati; Heni Noviarita
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The choice of placing funds in Mutual Fund products by investors is increased by 3.14% from 2020 to 2021 with a total NAV of IDR 77.51 trillion. However, there are several obstacles that affect the development of investment in Sharia Mutual Fund products. The study aims to examine the effect of products and promotions on the investment interest of students in sharia mutual funds. The method of research used is quantitative and data analysis used multiple regression tests. Collecting data using a questionnaire with respondents coming from Postgraduate Students of UIN Raden Intan Lampung. The results of this study indicate that the results of the determination test of the magnitude of the product's influence on investment interest are 76.4%. The remaining 23.6% is influenced by other variables and the effect of promotion on investment interest is 22.1%, the remaining 77.9% is influenced by other variables not discussed in this study.
The Influence of Corporate Governance on Companies Profitability with Capital Structure as Intervening Auwal Salisu; Nindi Riyana Saputri
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

The study's goal is to examine if the structure, process, or principle has a role in corporate governance in terms of increasing profitability. This research use quantitative methodologies in conjunction with descriptive data analysis. Non-random sampling was used to determine the research sample. The study included a total population of 469 firms, with 18 organizations being sampled each year in line with the study. Secondary data on ROA, corporate capital structure, board size, board independence, and audit committee, as well as company financial reports (annual reports) in the form of audit repute and ownership concentration, was accessible through Bloomberg. The first equation is the relationship between capital structure and company profitability, and it is concluded that there is no relationship between board size and ownership concentration on the capital structure of the company, but an independent board, audit committee, and reputation audit show the opposite results. The second equation investigates the relationship between corporate governance and capital structure and profitability, concluding that there is a link between board independence, audit reputation, ownership concentration, and capital structure and company profitability, but no link between board size and audit committee. According to the results of the mediation test (using the Sobel test), the capital structure acts as an intermediary variable between board independence and audit committee on profitability, but it has no influence on board size, audit committee, or ownership concentration on profitability.
Innovation of Hajj and Umrah Worship Services in The Pandemic Time in Indonesia (in Sharia Insurance Perspective) Reza Ronaldo; Yul Maulini
International Research of Economic and Management Education Vol 1, No 1 (2021)
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Islam Lampung

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Abstract

This study aims to innovate the implementation of the Hajj and Umrah pilgrimages in order to improve the welfare of the guests of Allah SWT who fulfill the fifth pillar of Islam as well as to improve the image of the Government of the Republic of Indonesia, which has the largest Muslim community in the world. The research method used is a qualitative method with data support. The analytical technique is used to explain the findings by observing and conducting an inventory of previous studies related to the Organization of the Hajj and Umrah. This finding shows that in general the implementation of the Hajj and Umrah in Indonesia still needs to be improved, especially from the insurance aspect. Innovation in the Sharia insurance sector can be done through bundling life insurance products and general insurance, with a compensation value and greater for pilgrims who have died as well as providing compensation to the heirs of the congregation who have experienced a disaster as well as additional insurance coverage for pilgrims affected by Covid-19. The extent of insurance coverage can be innovated by increasing the value of the guarantee for the goods/baggage of the congregants who lost as well as an increase in the value of hospitalization guarantees in hospitals for pilgrims who experience accidents, heart attacks, and others. Sharia insurance is the main choice according to the fatwa of the National Sharia Council (DSN) to provide protection as well as innovation. With better service for the congregation, the level of satisfaction of the congregation with the government will increase.

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