MES Management Journal
MES Management Journal is a peer-reviewed national journal published by Masyarakat Ekonomi Syariah (MES) Bogor in collaboration with Institut Agama Islam Nasional (IAI-N) Laa Roiba Bogor, Ikata Ahli Ekonomi Islam (IAEI), and Intelectual Association for Islamic Studies (IAFORIS) . This journal contains scientific papers from academics, researchers and practitioners in the fields of Islamic management, management, economics, finance, industries and business research.. E-ISSN 2830-7089
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50 Documents
<![CDATA[Analisis Terhambatnya Pencairan Pembiayaan Murabahah Nasabah Pensiunan Perkebunan pada PT BPRS Amanah Bangsa ]]>
<![CDATA[Hana Nafisah]]>;
<![CDATA[Ahmad Perdana Indra]]>
<![CDATA[ MES Management Journal Vol. 2 No. 1 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i1.65
<![CDATA[The Amanah Bangsa Sharia People's Financing Bank (BPRS) located in Kab. Simalungun is one of the financial institutions that has a murabahah financing program for employees who have retired from plantations. The installment payment system is adjusted to the amount of income received by the customer. However, there are still customers who experience delays in disbursing murabahah funds due to the lack of complete administrative data. This study aims to determine the completeness of the data that must be met by customers in order to avoid delays in the disbursement process and to know the procedures for disbursing murabahah financing. The results showed that this personal data file can be applied in accordance with what has been set by the BPRS Amanah Bangsa Kab. Simalungun to overcome obstacles such as the delay in the process of disbursing murabahah financing. By completing the personal data file, following this structured mechanism in order to expedite the process of disbursing murabahah financing. Keyword : BPRS Amanah Bangsa, Financing, Requirements]]>
<![CDATA[ Mekanisme Transaksi pada Sistem Informasi Akuntansi dan Penerapan pada Perbankan Syariah ]]>
<![CDATA[Yulita Astri]]>;
<![CDATA[M. Irwan Padli Nasution]]>
<![CDATA[ MES Management Journal Vol. 2 No. 1 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i1.66
<![CDATA[The purpose of this study was to determine the extent of the mechanism and application of the accounting information system in Islamic banking. This research uses the library method which is part of the qualitative method. In collecting data the researchers used a literature study where data sourced from previous researchers were then analyzed so as to answer the existing problems, for supporting data the researchers found from various other sources such as books and articles that were accurate. The results of this study indicate that the mechanism and application of accounting information systems in Islamic banking is in accordance with the relevant theory or in accordance with sharia principles. Nevertheless, Islamic banking is still expected to provide the latest innovations or changes to the accounting information system to support efficiency and effectiveness in the performance of Islamic banking. Keywords: Transaction Mechanism, Accounting Information System, Islamic Banking]]>
<![CDATA[Peran Perbankan Syariah Dalam Pengimplementasian Keuangan secara Global di Indonesia ]]>
<![CDATA[Risma Haryani Siregar]]>;
<![CDATA[M. Irwan Padli Nasution]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.73
<![CDATA[The purpose of this study was to investigate how Islamic banks helped to implement financial inclusion in Indonesia.Financial inclusion is the process of making formal financial access available to those with low incomes who are unbanked.Mixed research was used in the design of this study, which combined qualitative and quantitative methods.Using Straruss and Corbin's theory, the qualitative data were analyzed in three main steps:selective coding, open coding, and axial coding.Comparative analysis of financial statements and financial ratios like CAR, ROA, ROE, NPF, and FDR were used to conduct a quantitative analysis of the data from 2010 to 2014.A significant increase in funding and financing between 2010 and 2014, as well as the findings of a financial ratio analysis, indicate that Islamic banking's performance and financial condition are excellent. This study demonstrated that Islamic banking had great potential for implementing financial inclusion. Keywords: Islamic banks; financial inclusion; financial exclusion.]]>
<![CDATA[Analisis Efektivitas Produk Rahn Tasjily Tanah Dalam Kemudahan Permodalan dan Peningkatan Perekonomian Nasabah pada PT Pegadaian Syariah Cabang Setia Budi Medan ]]>
<![CDATA[Atika Pratiwi]]>;
<![CDATA[Tuti Anggraini]]>;
<![CDATA[Nusantri Yanti]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.78
<![CDATA[This study aims to determine the level of effectiveness of Rahn Tasjily's soil products in facilitating capital at PT. Pegadaian Syariah Setia Budi Medan Branch and to determine the level of effectiveness of Rahn Tasjily's land products in improving the economy of customers at PT. Pawnshop Syariah Setia Budi Medan Branch. This study uses qualitative methods with primary and secondary data sources and data collection methods using observation, interviews, and documentation, while data analysis uses descriptive analysis methods. Based on the results of the study, it can be concluded that the land yields of Rahn Tasjily found at the Pawnshop Syariah Setia Budi Medan are in accordance with the indicators of the effectiveness of the ease of capital, as evidenced by explanations from staff and customers who use Rahn Tasjily's produce. Rahn Tasjily's land yield is also in accordance with the indicators of the effectiveness of improving the economy as evidenced by the explanations of several customers whose economy has improved after using this product. Although in the manufacture of this product there are still several obstacles such as a long and difficult process and full caution in choosing prospective customers who will use this product and a great risk if the customer fails to pay, this product is still quite popular among the public so that this product is considered effective, because in its implementation Rahn Tasjily's financing of this land has met the effectiveness aspects, and indicators of the effectiveness of the ease of capital and economic improvement. In the perspective of Islamic economics, this financing is also in accordance with the principles of Islamic economics, such as there is no element of usury, the transactions carried out are permissible transactions and not prohibited activities. Keywords: Effectiveness, Rahn Tasjily Tanah, Sharia Pawnshop.]]>
<![CDATA[Kemampuan Perbankan Syariah Dalam Mengoptimalkan Eksistensi Pada Era Digital 4.0 ]]>
<![CDATA[Ade Syafitri]]>;
<![CDATA[M. Irwan Padli Nasution]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.64
<![CDATA[This study aims to analyze the capabilities possessed by Islamic banking institutions in Indonesia to maintain their existence in the current era. Islamic banking in Indonesia has the potential to maintain its existence in the digital era, namely with human resource skills and making the most of existing technology through the existence of fintech. This is library research. The type of secondary data used in this study is in the form of library information for reading and recording online books, journals, and scientific articles. The results of the research are that the challenges that exist in the digital era now need to be faced by increasing the skills of Indonesian workers to understand the use of IOT (internet of things) technology in industry and using digital technology to understand competitiveness and increase productivity, technological innovation in banking products, as well as the use of digital technology by industry players. Keywords: ability, Existence, Islamic Banking]]>
<![CDATA[Perbandingan Implementasi Prinsip Good Corporate Governance pada Bank Konvensional dan Bank Syariah ]]>
<![CDATA[Cantika Florentina Br Bangun]]>;
<![CDATA[Nadya Ervina Saragih]]>;
<![CDATA[Vira Yuniar]]>;
<![CDATA[Juliana Nasution]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.83
<![CDATA[In principle, the relationship between the bank and its customers are saving money in the bank based on the relationship of trust, so that each bank is required to have to continue to maintain the level of health. Solutions that can be taken by the banks, both conventional banks and Islamic banks, to maintain the existence and level of health is with the implementation of the principles of good corporate governance. Therefore, it is interesting to examine the comparison of implementation of the principles of good corporate govenance in conventional banks and Islamic banks. The method used in this study is a normative legal research. This research use approach legislation. The results showed that in essence, the implementation of the principles of good corporate governance in conventional banks and Islamic banks are the ‘same’, because it refers to the “Code of Good Corporate Govenance Indonesian Banking” issued by the National Committee on Governance (NGG). The fundamental difference lies in Islamic principles used by Islamic bans. In addition to guided and supervised by the Financial Services Authority as conventional banks, Islamic banks are also supervised by the National Sharia Board MUI and Sharia Supervisory Board who served in each Islamic bank. Keywords: The Principles of Good Corporate Governance]]>
<![CDATA[Manajemen Strategik dan Manajemen Operasional serta Implementasinya pada Lembaga Pendidikan ]]>
<![CDATA[Cindy Shelina]]>;
<![CDATA[Latifah Hanum Br Panjaitan]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.84
<![CDATA[Education is a long-term investment in order to fulfill Indonesia's future pattern of human life. First, education as a project meant to enhance the human body's intellectual potential through a teaching and learning procedure Second, education contributes to the formation of an ethnically diverse society through the transmission of the values it includes. Third, education is one of the guarantees of a better, more honorable existence. Education must develop and evolve in educational institutions in a better path in order to become an investment. The use of operational and strategic management in educational institutions is one of the theoretical ideas put forth. The management of educational institutions is anticipated to be able to direct and impact the quality of educational products/outcomes including curriculum, institutional management administration, and student affairs through these two theoretical notions.]]>
<![CDATA[Penerapan Sistem Informasi Perbankan pada PT Bank Sumut ]]>
<![CDATA[Melisa Lubis]]>;
<![CDATA[M. Irwan Padli Nasution]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.85
<![CDATA[Technology is an important influence for the progress of a company's information system. This is inseparable from the increasingly sharp competition between banking companies, therefore companies need to apply an information system technology to banks. Information systems in banking aim to provide comfort, convenience and satisfaction to consumers or customers and also for modern information system technology companies capable of improving company operations. The purpose of this study was to find out about the bank information system at PT. SUMUT Bank. The discussion technique used is descriptive method. Data collection techniques were carried out to the library of several scientific books and writings related to the discussions carried out as well as journals related to this thesis. The bank information system at Bank SUMUT is internet banking or what is known as e-Banking. The term e-Banking is making transactions, payments and other transactions via the internet with a bank's website that is equipped with a security system. The advantage of eBanking is that customers do not need to stand in line to make financial transactions. Customers can immediately carry out banking activities at home and anywhere. Apart from that, it also saves time, customers do not need to spend all day just to complete various financial transactions. However, the drawback of this bank information system is that it is prone to burglary. Lost funds often cannot be returned and customers experience losses. Apart from that, there are other disadvantages, namely depending on the internet, it is impossible to carry out e-banking transactions in areas where there is no internet network. It is expected that the internet network speed must also be faster, if the internet network is old then e-Banking will experience transaction failures. Keywords: information system, banking]]>
<![CDATA[Implementasi Good Corporate Governance (GCG) pada Pengukuran Resiko dan Kinerja Keuangan Bank Syariah: Studi Kasus Pada Bank Umum Syariah ]]>
<![CDATA[Risma Warti]]>;
<![CDATA[Dea Dara Audina]]>;
<![CDATA[Adelia Azizi]]>;
<![CDATA[Juliana Nasution]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.86
<![CDATA[Good Corporate Governance (GCG) is one of the key elements in increasing economic efficiency that can help create a conducive and accountable relationship between elements of the company (board of commissioners, directors, and shareholders) in order to improve the company's financial performance. This study aims to determine the effect of Good Corporate Governance (GCG) as proxied by managerial ownership, institutional ownership, independent commissioners and sharia supervisory boards in measuring the risk of financial performance of Islamic banks in Indonesia. The results of this study as a whole can be concluded that, Good Corporate Governance (GCG) in measuring the risk and financial performance of Islamic banks has no significant effect.And to evaluate the concept of managing Islamic Commercial Banks in the implementation of Good Corporate Governance based on existing regulations on financial performance and financing risk at Islamic Commercial Banks in Indonesia which are registered with the Financial Services Authority. Keywords: GCG, Measurement Risk, Financial Performance, Islamic Banking.]]>
<![CDATA[Good Corporate Governance dan Penerapannya di Perbankan Syariah ]]>
<![CDATA[Sri Wahyuni]]>
<![CDATA[ MES Management Journal Vol. 2 No. 2 (2023): MES Management Journal ]]>
Publisher : <![CDATA[MES Bogor ]]>
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DOI: 10.56709/mesman.v2i2.87
<![CDATA[Good Corporate Governance is a set of laws, rules and regulations that must be followed; can also encourage the performance of business resources to function effectively in order to provide long-term economic benefits for shareholders and the surrounding community. This investigation is a type of field research. Adam Malik from Bank Syariah Indonesia KCP Medan conducted this research. Secondary data is a source of information used. Observation and interviews are one of the data collection techniques used by researchers. The conclusions that can be drawn based on the findings of hypothesis testing and referring to the formulation and objectives of the study: The profitability of Islamic banking is positively and significantly influenced by the quality of GCG implementation. According to research findings, GCG has a good and quite large influence on the profitability of Islamic banking. So that there is a positive relationship because the greater the GCG score, the better the performance, and the healthier the bank, the better the relationship. Good corporate governance (GCG) that is not implemented consistently has an impact on the bank's financial performance.]]>
