cover
Contact Name
Firdaus Annas
Contact Email
firdaus@uinbukittinggi.ac.id
Phone
+6285363466196
Journal Mail Official
ekonomikasyariah.uinbukittinggi@gmail.com
Editorial Address
Data Center Building - Kampus II Institut Agama Islam Negeri (IAIN) Bukittinggi. Jln Gurun Aua Kubang Putih Kecamatan Banuhampu Kabupaten Agam Sumatera Barat Telp. 0752 33136 Fax 0752 22871
Location
Kab. agam,
Sumatera barat
INDONESIA
EKONOMIKA SYARIAH : Journal of Economic Studies
Core Subject : Economy,
EKONOMIKA SYARIAH: Journal of Economic Studies is a journal that publishes research results related to the themes of economics, finance, and Islamic banking. It also provides an important role in promoting the process of knowledge, values and skills. Scientific texts that discuss the topics of economics, finance and Islamic banking are highly expected to be presented. Interdisciplinary approaches to Islamic studies are used as instruments to overcome and solve Islamic economic, financial and banking problems. The editorial team invited researchers, scholars, and Islamic studies and economic observers to submit research articles that had never been published in other media or journals. Ekonomika Syariah is published twice a year, in June and December. The editorial team received the research article, typed 1.15 cm in space on A4 paper, double column, 15-20 pages long or 7000 to 9000 words. Every article published has gone through a peer-review process to maintain the quality of the publication.
Articles 91 Documents
Upaya Bank Kaltim Syari’ah Unit Usaha Syari’ah (UUS) Dalam Menghindari Spekulasi Pada Produk Gadai Emas Alias Candra
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 3, No 2 (2019): Juli-Desember 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (621.622 KB) | DOI: 10.30983/es.v3i2.939

Abstract

The research was raised from the issue of speculation on gold pawning products, where gold pawning products were not used as they should. Based on the research objectives mentioned above, the design of the research is a field research using a qualitative method that uses a sample of 400 gold pawning product customers, as well as the Kaltim Syari'ah Bank Syariah Business Unit as a gold pawning product service provider, The research reveals that the practice of gold pawning can pose risks for both customers and banks, because basically Islam has banned this speculation practice so that unwanted risks occur in running a business. The research shows that the gold pawning product has been carried out according to Bank Indonesia regulations and avoided speculation, as well as the motives carried out by customers in conducting gold pawning transactions are in accordance with the main purpose of the gold pawning product, to meet urgent needs, such as education costs, fees health, housing construction, and venture capital. Penelitian ini diangkat dari masalah spekulasi pada produk gadai emas, di mana produk gadai emas tidak digunakan sebagaimana mestinya. Berdasarkan tujuan penelitian yang disebutkan di atas, desain penelitian adalah penelitian lapangan menggunakan metode kualitatif yang menggunakan sampel 400 pelanggan produk gadai emas, serta Unit Usaha Syariah Bank Syariah Kaltim Syari'ah sebagai layanan produk gadai emas Penyedia, Penelitian ini mengungkapkan bahwa praktik gadai emas dapat menimbulkan risiko bagi pelanggan dan bank, karena pada dasarnya Islam telah melarang praktik spekulasi ini sehingga risiko yang tidak diinginkan terjadi dalam menjalankan bisnis. Penelitian menunjukkan bahwa produk gadai emas telah dilakukan sesuai dengan peraturan Bank Indonesia dan menghindari spekulasi, serta motif yang dilakukan oleh pelanggan dalam melakukan transaksi gadai emas sesuai dengan tujuan utama produk gadai emas, untuk memenuhi kebutuhan mendesak, seperti biaya pendidikan, biaya kesehatan, pembangunan perumahan, dan modal ventura.
Profitability of Islamic Rural Banks in West Sumatra: Analysis of the Third Party Funds and Financial Ratios Husni Shabri; Anisa Azhari
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 5, No 2 (2021): July - December 2021
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (553.886 KB) | DOI: 10.30983/es.v5i2.4829

Abstract

This research examines the problem of profitability in Islamic Rural Bank (BPRS) in West Sumatra Province. The purpose of this study was to analyze Third Party Funds (DPK), Capital Adequacy Ratio (CAR) and Non Performing Financing (NPF) as determinants that affect Return on Asset (ROA) at BPRS in West Sumatra Province through the intervening variable Financing to Deposit Ratio (FDR) for the 2015-2020 period. The research method uses descriptive quantitative approach with statistical path analysis through Sobel test. This study uses secondary data obtained from the financial statements of the BPRS. The results showed that DPK, CAR and FDR had no direct effect on the ROA of BPRS in West Sumatra Province for the 2015-2020 period, only NPF had a direct effect on ROA. While indirectly through intervening variables, DPK and NPF have no effect on ROA, only CAR can be mediated by FDR on ROA. This research contributes to enriching knowledge about Islamic banking and can be used as consideration for entities in increasing the profitability of Islamic Rural Bank by looking at the factors that can affect profitability with FDR as the mediating variable. Penelitian mengkaji tentang masalah profitabilitas pada BPRS di Provinsi Sumatera Barat. Tujuan penelitian ini adalah untuk menganalisis DPK CAR dan NPF sebagai determinan yang mempengaruhi ROA pada BPRS di Provinsi Sumatera Barat melalui intervening variable FDR periode 2015-2020. Metode penelitian menggunakan kuantitatif deskriptif dengan pendekatan statistik path analysis melalui uji sobel. Penelitian ini menggunakan data sekunder yang diperoleh dari laporan keuangan BPRS. Hasil penelitian menunjukan bahwa DPK, CAR dan FDR secara langsung tidak memiliki pengaruh terhadap ROA BPRS di Provinsi Sumatera Barat periode 2015-2020, hanya NPF yang berpengaruh langsung terhadap ROA. Sedangkan secara tidak langsung melalui variable intervening, DPK dan NPF tidak memiliki pengaruh terhadap ROA, hanya CAR yang mampu dimediasi oleh FDR terhadap ROA. Hasil penelitian ini berkontribusi menambah khazanah ilmu pengetahun tentang perbankan syariah dan dapat digunakan sebagai bahan pertimbangan bagi entitas dalam meningkatkan profitabilitas Bank Pembiayaan Rakyat Syariah dengan memperhatikan fator-faktor yang dapat mempengaruhi profitabilitas dengan FDR sebagai variabel mediasi nya.      
ANALISIS TINGKAT KEPUASAN MASYARAKAT TERHADAP PELAYANAN PADA DINAS KEPENDUDUKAN DAN PENCACATAN SIPIL DI KABUPATEN PADANG PARIAMAN Era Sonita
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 1, No 1 (2017): Januari-Juni 2017
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (513.623 KB) | DOI: 10.30983/es.v1i1.445

Abstract

One of the main functions of the government is to serve the community then the government needs to keep on improving the quality of service. The measure of the success of service delivery is determined by the level of satisfaction of the service recipient. Community satisfaction as a service recipient becomes a benchmark to assess the level of service quality provided. The participation of the public in assessing the quality of service of the government apparatus is the right step in the involvement of society towards the public service policy taken. Salah satu fungsi utama pemerintaha adalah melayani masyarakat maka pemerintah perlu terus berupaya meningkatkan kualitas pelayanan. Ukuran keberhasilan penyelenggaraan pelayanan ditentukan oleh tingkat kepuasan penerima pelayanan. Kepuasan masyarakat sebagi penerima pelayanan menjadi tolak ukur untuk menilai tinmgkat kualitas pelayanan yang diberikan. Partisipasi masyarakat dalam menilai kualitas pelayanan aparatur pemerintah merupakan langkah tepat dalam keterlibatan masyarakat terhadap kebijakan pelayanan publik yang diambil.
Pengaruh Store Atmosphere Terhadap Impulse Buying Yang Dimoderasi Oleh Faktor Mashlahah Fitria Astari; Ismail Ismail; Anne Putri
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 3, No 1 (2019): Januari-Juni 2019
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (859.172 KB) | DOI: 10.30983/es.v3i1.974

Abstract

The aim of this research is to analyze the influence of store atmosphere on impulse buying which is moderated by mashlahah factor. This research tries to investigate the role of mashlahah factor in affecting relationship between store atmosphere and impulse buying. The study population is all visitors of fashion retail stores in Bukittinggi. Sampling method used in this research is purposive sampling method, final sample counted 152 respondents. The study used a moderated regression analysis (MRA) tool with the SPSS program to test the hypothesis.The findings showed that store atmosphere variable positively affect the impulse buying. The results also prove the mashlahah factor negatively moderating the relationship between store atmosphere and impulse buying.
Analisis Biaya Produksi dan Keuntungan Bagi Peternak Muslim di Kawasan Sentra Produksi (KSP) Payakumbuh Sumatera Barat Deltri Apriyeni; Wati Wati; Meri Rahmania
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 4, No 2 (2020): Juli-Desember 2020
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (563.735 KB) | DOI: 10.30983/es.v4i2.3730

Abstract

This study aims to describe the advantages of the Payakumbuh Production Center Area (popular as  KSP) as a suitable production area in terms of production cost efficiency and business profits obtained by Muslim stockbreeder in the Payakumbuh area of West Sumatra. The study was conducted on Payakumbuh KSP and as comparative data taken business locations that are outside Payakumbuh KSP. The data used are primary data obtained from laying hens breeders. The total number of breeders in the KSP location was made as research objects i.e. 67 people and as a comparison data using 67 farmers who had business locations outside the KSP. The analyszed data using statistics with different test formulations between the two business locations. The results showed that there was no characteristic difference between breeders who tried at the Payakumbuh KSP business location and outside the Payakumbuh KSP. Based on the difference test between the two business locations, there is a significant difference in production costs and business profits obtained between breeders located on the Payakumbuh KSP and outside the Payakumbuh KSP. This study recommends the importance of the Payakumbuh KSP in determining the sustainability of the business run by breeders. Penelitian ini bertujuan untuk memaparkan keunggulan Kawasan Sentra Produksi (KSP) Payakumbuh sebagai kawasan produksi yang sesuai dari segi efisiensi biaya produksi dan keuntungan usaha yang diperoleh para peternak muslim di daerah Payakumbuh Sumatera Barat. Studi dilakukan di KSP Payakumbuh dan sebagai data pembanding diambil lokasi usaha yang berada di luar KSP Payakumbuh. Data yang digunakan merupakan data primer yang diperoleh dari peternak ayam petelur. Jumlah total peternak di lokasi KSP dijadikan sebagai objek penelitian yaitu 67 orang dan sebagai data pembanding menggunakan 67 peternak yang memiliki lokasi usaha di luar KSP. Data dianalisis menggunakan statistik dengan formulasi uji yang berbeda antara dua lokasi usaha. Hasil penelitian menunjukkan bahwa tidak ada perbedaan karakteristik antara peternak yang mencoba di lokasi usaha KSP Payakumbuh dengan di luar KSP Payakumbuh. Berdasarkan uji beda antara kedua lokasi usaha, terdapat perbedaan yang signifikan antara biaya produksi dan keuntungan usaha yang diperoleh antara peternak yang berada di KSP Payakumbuh dan di luar KSP Payakumbuh. Studi ini merekomendasikan pentingnya keberadaan KSP Payakumbuh dalam menentukan kelangsungan usaha yang dijalankan oleh para peternak.
MANAJEMEN LABA RIIL DAN RELEVANSI NILAI PERUSAHAAN SETELAH KONVERGENSI IFRS DI INDONESIA Ilham Illahi
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 2, No 2 (2018): Juli-Desember 2018
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (578.528 KB) | DOI: 10.30983/es.v2i2.688

Abstract

Penelitian ini menguji pengaruh manajemen laba riil terhadap relevansi nilai. Penelitian ini diperluas dengan dengan menambahkan variabel kepemilikan keluarga sebagai pemoderasi hubungan antara manajemen laba riil dan relevansi nilai. Hal ini disebabkan karena terdapat dua teori yang dikemukakan Wang (2006) yaitu entrenchment effect and alignment effect. Sampel pada penelitian ini ialah perusahaan non-keuangan yang terdaftar di Bursa Efek Indonesia mulai dari tahun 2012 s.d 2015. Pengujian hipotesis dilakukan menggunakan regresi linier berganda. Hasil pengujian menunjukkan manajemen laba riil berpengaruh negatif terhadap relevansi atas informasi akuntansi perusahaan. Pada pengujian variabel moderasi diperoleh hasil bahwa kepemilikan keluarga dalam perusahaan terbukti dapat memperlemah hubungan antara manajemen laba riil dengan relevansi atas informasi akuntansi yang dipublikasi perusahaan.
ANALISIS PENGARUH ANGKATAN KERJA DAN INFLASI TERHADAP PERDAGANGAN INTERNASIONAL DI INDONESIA DALAM KAJIAN EKONOMI MAKRO ISLAM Amsah Hendri Doni; Iiz Izmuddin
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 2, No 1 (2018): Januari-Juni 2018
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (746.142 KB) | DOI: 10.30983/es.v2i1.537

Abstract

This article focused on analyse (1) influence of labor force and consumer price index to international trade in Indonesia. Data used time series data of (2002 - 2016). This article use analyzer model multiple linear regression method. The result of research conclude that (1) labor force have an effect on by signifikan to international trade in Indonesia. The increase of to labor force, will be the increase of international trade in Indonesia. (2) inflation (consumer price index) have an effect on by signifikan to international trade in Indonesia. The increase of to inflation (consumer price index), will be the increase of international trade in Indonesia. (3) labor force and inflation (consumer price index) simultan have an effect on by signifikan to international trade in Indonesia. The increase of to labor force and inflation (consumer price index) simultan will be the increase of international trade in Indonesia.
Kajian Ekonomis Penyelesaian Sengketa Bisnis melalui ADR (Alternative Despute Resolution) Miswardi Miswardi
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 4, No 1 (2020): Januari-Juni 2020
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (567.176 KB) | DOI: 10.30983/es.v4i1.3281

Abstract

 In line with the increasing demands of the business in the era of globalization, especially related to the resolution of business conflicts, business people have tried to find alternative dispute resolution methods other than justice. This is because the judicial institution as a legal institution that should be able to play its role in efforts to resolve various kinds of business conflicts, is in reality not as expected by business people. There is support for normative formalities. Therefore alternative dispute resolution institutions can be used as a very possible choice. This alternative institution is considered more effective in various aspects of business dispute resolution, in response to the demands of very fierce business competition. Some economic benefits gained from choosing a solution through ADR (Alternative Despute Resolution) are that this model is not formal, saves more time and also minimize costs in dispute resolution. 
The Influence of Financial Ratio and Corporate Governance on Financial Distress in Indonesian Islamic Banking Period 2013 – 2019 Rizki Syaepullah
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 5, No 2 (2021): July - December 2021
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (789.424 KB) | DOI: 10.30983/es.v5i2.4857

Abstract

This study aimed to analyze the factors that affect the financial distress in the Islamic Bank in Indonesia. The scope of this research is focused on the financial ratio variables that is operational cost and operating income, capital adequacy ratio and current ratio, and also focused on the corporate governance variables such as the board of commissioners and the board of directors. The sample was selected by purposive sampling method as many as 14 Islamic bank companies listed on the Indonesian Stock Exchange, which use the data collected within period 2013 – 2019. The data used is secondary data. The analyzing data using the fixed estimation model and classic assumption test. The results of this research showed that the financial ratio variables and corporate governance variables simultaneously affect financial distress conditions. The conclusion is the Board of Directors has no significant positive effect on financial distress conditions, but the Capital Adequacy Ratio and Current Ratio have a significant positive effect on financial distress conditions. While inversely proportional with the Operational Costs and Operational Income and the Board of Commissioners have a significant negative effect on financial distress. Penelitian ini bertujuan untuk menganalisis pengaruh financial ratio variables yaitu biaya operasional pendapatan operasional, capital adequacy ratio dan current rasio serta difokuskan pada corporate governance yang terdiri dari dewan komisaris dan dewan direksi yang mempengaruhi financial distress pada perbankan syariah. Sampel dipilih dengan purposive sampling method sebanyak 14 perbankan syariah yang terdaftar di Bursa Efek Indonesia dengan jangka waktu data pengambilan data selama 2013 – 2019. Data yang digunakan adalah secondary data. Analysis data menggunakan fixed effect model estimation dan classic assumption test. Hasil penelitian menunjukkan bahwa financial ratio variable dan corporate governance secara simultan berpengaruh terhadap kondisi financial distress. Penelitian ini menyimpulkan bahwa dewan direksi tidak berpengaruh secara signifikan secara positif terhadap kondisi financial distress, tetapi capital adequacy ratio dan current ratio berpengaruh secara signifikan secara positif terhadap kondisi financial distress. Sedangkan biaya operasional pendapatan operasional dan dewan komisaris yang berpengaruh signifikan secara negatif terhadap kondisi financial distress.
PERANAN FIKIH MUAMALAH DALAM PENYELESAIAN SENGKETA PADA LEMBAGA KEUANGAN SYARIAH DI INDONESIA Raymond Dantes
EKONOMIKA SYARIAH : Journal of Economic Studies Vol 1, No 1 (2017): Januari-Juni 2017
Publisher : Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (575.415 KB) | DOI: 10.30983/es.v1i1.450

Abstract

The development of sharia financial institutions is growing rapidly in Indonesia, such as sharia banking, sharia insurance, capital market with its bonds and shariah mutual funds, sharia pawnshops, sharia pension funds, shariah micro finance institutions, and others. The huge number of Indonesian people who work in sharia economics, it is very possible the legal disputes in the field of Islamic economics occure. In the contracts of sharia financial institutions, it is also known as the principle of consensualism in which the contract is said that there will be a contract if there has been an agreement or willingness of agreement between the parties who make the contract. As contained in the treaty law, it is recognize as the open system including the choice of law by the parties to be enacted in the agreement and settlement of disputes if disputes arise among them and completed it in settled arbitration. On the choice of this law, the parties must have agreed before signing the agreement or right at the moment of the resolve the dispute. For the settlement of the dispute, the legality of the Fiqih muamalah as the basis in solving the dispute sharia economy can be seen from two points of view, the use of Fiqih muamalah bound to a particular school, and the use of Fiqih muamalah which is unbound to the particular school. Perkembangan lembaga-lembaga keuangan syariah tumbuh pesat di Indonesia, seperti perbankan syariah, asuransi syariah, pasar modal dengan instrumennya obligasi dan reksadana syariah, pegadaian syariah, dana pensiun syariah, lembaga keuangan mikro syariah, dan lainnya. Dengan banyaknya masyarakat Indonesia yang beraktivitas dalam ekonomi syariah, maka sangat dimungkinkan terjadinya sengketa hukum di bidang ekonomi syariah. Dalam kontrak lembaga keuangan syari’ah dikenal juga dengan asas konsensualisme (the principle of consensualism), dimana kontrak dikatakan lahir jika telah ada kata sepakat atau persesuaian kehendak diantara para pihak yang membuat kontrak tersebut. Sebagaimana yang termuat dalam hukum perjanjian kita kenal adanya istilah sistem terbuka termasuk didalamnya mengenai pilihan hukum oleh para pihak yang akan diberlakukan dalam perjanjian dan penyelesaian perselisihan sengketanya jika di antara mereka terjadi persengketaan dan diselesaikan secara arbitrase. Tentang pilihan hukum ini para pihak harus sudah sepakat sebelum penandatanganan perjanjian atau pada saat terjadinya kesepakatan untuk menyelesaikan sengketanya. Untuk penyelesaian sengketa tersebut maka dibutuhkan legalitas penggunaan fikih muamalah sebagai dasar dalam menyelesaikan sengketa ekonomi syari’ah dapat dilihat dari dua sudut pandang yakni, penggunaan fikih muamalah yang terikat dengan mazhab tertentu dan penggunaan fikih muamalah yang tidak terikat dengan mazhab tertentu.

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