cover
Contact Name
Arifa Pratami
Contact Email
pratamiarifa@gmail.com
Phone
+628116332323
Journal Mail Official
mutlaqah@fai.uisu.ac.id
Editorial Address
Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Islam Sumatera Utara Jalan Sisingamangaraja, Teladan Barat, Medan Kota, Medan, Sumatera Utara, 20217
Location
Kota medan,
Sumatera utara
INDONESIA
Mutlaqah: Jurnal Kajian Ekonomi Syariah
ISSN : -     EISSN : 27752712     DOI : https://doi.org/10.30743/mutlaqah
Core Subject : Religion,
Mutlaqah: Jurnal Ekonomi Syariah, menerbitkan karya tulis ilmiah hasil kajian atau penelitian dan kajian pustaka dalam ruang lingkup dan fokus Kajian Ekonomi Syariah. Jurnal ini dikelola oleh Program Studi Ekonomi Syariah Fakultas Agama Islam Universitas Islam Sumatera Utara (UISU). Redaksi menerima jurnal tersebut belum pernah dipublikasikan di media lain dengan format penulisan seperti yang tertera pada halaman pedoman penulisan naskah. Jurnal ini berdiri pada tahun 2020, terbit dua kali dalam setahun, pada bulan Januari dan Juli Merupakan jurnal yang dikelola oleh program studi ekonomi syariah Universitas Islam Sumatera Utara (UISU), jurnal ini membahas ilmu bidang Ekonomi Islam, sebagai wadah untuk menuangkan hasil penelitian baik secara konseptual maupun teknis yang berkaitan dengan ilmu ekonomi syariah. Ekonomi Islam Perbankan Syariah Ekonomi ZISWA Akuntansi Syariah Manajemen Syariah Bisnis Syariah Dan lain-lain (topik lainnya yang berhubungan dengan ekonomi syariah)
Articles 47 Documents
PENGARUH ZAKAT PROFESI TERHADAP PENGENTASAN KEMISKINAN DI BAZNAS LUBUK PAKAM, SUMATERA UTARA Juli Puspita Sari Harahap; Ahmad Adib Nasution; Nahar Alang Abdul Ghani
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 2 (2022): Edisi Januari
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Abstract

Penelitian ini bertujuan untuk menganalisis seberapa besar pengaruh zakat profesi terhadap pengentasan kemiskinan di baznas lubuk pakam, sumatera utara . Variabel yang digunakan penelitian ini yaitu zakat profesi (X), terhadap pengentasan kemiskinan (Y). Pada Penelitian ini metode yang digunakan adalah jenis penelitian dengan pendekatan kuantitatif. Sumber data yang digunakan adalah data primer. Responden yang dijadikan sampel dalam penelitian ini sebanyak 97 orang. Proses analisis data dalam penelitian ini menggunakaan metode analisis regresi linear berganda dengan bantuan SPSS20 untuk mendapatkan gambaran umum tentang hubungan antara satu variabel dengan variabel lainnya. Hasil penelitian secara parsial menunjukan bahwa variabel zakat profesi memiliki pengaruh signifikan terhadap pengentasan kemiskinan.
ASURANSI UMUM SYARIAH: PROTEKSI KEKAYAAN Irine Ika Wardhani Arifa Pratami
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 1, No 2 (2021): Edisi Januari
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Abstract

Asuransi pada dasarnya merupakan persiapan yang dibuat oleh sekelompok orang yang masing-masing menghadapi kerugian kecil sebagai sesuatu yang tidak dapat diduga. Apabila kerugian itu menimpa salah seorang anggota dari perkumpulan tersebut, maka kerugian itu akan ditanggung bersama. Wealth protection adalah proses bagaimana melindungi harta keluarga dengan mekanisme tertentu. Masyarakat muslim sekarang sangat memerlukan asuransi untuk melindungi harta dan keluarga mereka dari akibat musibah. Asuransi memang tidak bisa mencegah musibah, tapi setidaknya bisa menanggulangi akibat keuangan yang terjadi. Penelitian ini merupakan penelitian kualitatif dan kepustakaan dengan fokus kajian pada asuransi umum syariah. Hasil penelitian ini menunjukkan bahwa asuransi syariah, asuransi umum syariah berbeda dengan asuransi konvensional dalam hal mengelola dan menangani klaim.
PENGARUH IKLAN DAN SERTIFIKASI PRODUK HALAL TERHADAP KEPUTUSAN PEMBELIAN KOSMETIK WARDAH Riska Amalia; Ahmad Adib Nasution; Syamsul Effendi
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
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Abstract

The purpose of this study was to determine the effect of advertising (X1), Halal Certification (X2) on purchasing decisions (Y) with a population of 578 people. From this population, a sample of 100 people was taken from the students of the Faculty of Islamic Religion at the Islamic University of North Sumatra. This type of research is descriptive quantitative where the relationship of variables to the object under study is more cause and effect, so that in this research there are independent variables and dependent variables. As for the independent variable in this study is Advertising and Halal Certificate, while the dependent variable is Wardah Cosmetics Purchase Decision. The technique used for data collection is to use a questionnaire given to each respondent. The data is processed using SPSS version 22.0 for windows. The data analysis technique used is Multiple Linear Regression, with the formula Y = a + b1X1 +b2X2 + e. To find out the effect of advertising and Halal Certification on Wardah Cosmetics purchasing decisions, a comparison technique is used tcount with ttable equal to tcount ttable thus Ha is accepted because tcount ttable. From the results of the validity test and questionnaire reliability test, each statement item is declared valid and reliable if rcount is greater than rtable with Cronbach's Alpha value 0.60. And obtained the Regression equation Y = 6.984 + 0.432 X1 + 0.366 X2 + e, meaning that every 1% increase in Halal Advertising and Certification will cause an increase in purchasing decisions by 0.432 %. While the value of the determinant coefficient (r2) was obtained at 0.702 or 70.2%. Therefore, it can be concluded that Halal Advertising and Certification or the independent variables have a significant effect on the decision to purchase Wardah Cosmetics or the Bound Variable for Students of the Faculty of Islamic Religion at the Islamic University of North Sumatra. by 70.2%.
PENGARUH BAGI HASIL TERHADAP NASABAH DALAM MEMILIH TABUNGAN AKAD MUDHARABAH PT. BANK SYARIAH INDONESIA Salman Alfarisi; Nahar Alang Abdul Ghani; Sulaiman Tamba
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 2 (2022): Edisi Januari
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Abstract

Penelitian ini menjelaskan apakah sistem bagi hasil berpengaruh terhadap nasabah dalam memilih tabungan akad mudharabah PT. Bank Syariah Indonesia, apakah manfaat sistem bagi hasil terhadap nasabah dalam memilih tabungan akad Mudharabah PT. Bank Syariah Indonesia, dan bagaimanakah penyebab nasabah memilih tabungan akad Mudharabah PT. Bank Syariah Indonesia. Metode dalam penelitian ini adalah deskriptif dengan pendekatan kuantitatif. Jumlah populasi yang terdapat dalam penelitian ini adalah 200 nasabah. Sedangkan yang dijadikan responden sebanyak 50 nasabah dengan teknik pengambilan sampel teknik accidental sampling. Teknik pengumpulan data dengan observasi, kuesioner, wawancara, dan dokumentasi. Teknik analisis data yang digunakan adalah Uji Validitas, Uji Reliabilitas, Uji Normalitas, Analisis Regresi Linear Sederhana, Uji t Statistik, dan Koefisien Determinasi. Berdasarkan hasil Analisis Regresi Linear Sederhana diketahui bahwa sistem bagi hasil berpengaruh signifikan terhadap nasabah dalam memilih tabungan akad mudharabah PT. Bank Syariah Indonesia. Hal tersebut dibuktikan melalui uji t, nilai thitung sebesar 3.180 ttabel 1.677. Hal ini juga mengindikasikan Ha diterima dan H0 ditolak. Berdasarkan uji koefisien determinasi diperoleh nilai R square sebesar 0,174. Artinya, variabel nasabah dalam memilih tabungan akad mudharabah dapat dijelaskan oleh variabel system bagi hasil produk PT. Bank Syariah Indonesia sebesar 17.4%, sedangkan 82,6%%  dijelaskan oleh variabel lain di luar penelitian.
PENGARUH PEMBANGUNAN INFRASTRUKTUR DAN RESPON MASYARAKAT TERHADAP POTENSI AKAN DIBUKANYA WISATA HALAL DI KABUPATEN BATUBARA Reza Suganda Putra
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 1 (2021): Edisi Juli
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Abstract

Halal tourism aims to increase satisfaction to the community or tourists in the tourism industry on Pandang Island, Tanjung Tiram District, Batubara Regency. The main problem in this research is the background because there is still infrastructure that is not yet available and the weakness of halal tourism in terms of facilities, services, and cleanliness in tourist objects. This study aims to determine how the influence of infrastructure development for Pulau Pandang Halal Tourism on the public's response to the potential for the opening of Pulau Pandang Halal Tourism, Tanjung Tiram District, Batubara Regency. In writing this thesis, the author uses a field research approach, data analysis with validity tests, reliability tests, and simple regression tests using the SPSS 20.0 application. The results of the study indicate that the infrastructure development of Pulau Pandang Halal Tourism has a significant influence on the public's response to the potential for the opening of Pulau Pandang Halal Tourism, Tanjung Tiram District, Batubara Regency. The level of influence can be seen from R square is 58.4%, while the remaining 41.6% is influenced by other factors
Analisis Pengaruh Zakat, Infak dan Shadaqah Terhadap Pertumbuhan Ekonomi di Provinsi Sumatera Utara Periode 2016-2018 (Studi Kasus Baznas Sumatera Utara) Ade Rahma; Nahar Abdul Ghani; Arifa Pratami
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 1, No 1 (2020): Edisi Juli
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Abstract

This study aims to analyze the influence of Zakat, Infak and Sadaqah on Economic Growth in North Sumatra Province for the period 2016-2018. The variables used in this research are Zakat (X1), Infak and Sadaqah (X2), and Economic growth (Y). The data used in this research is secondary data, the method used is multiple linear regression analysis with the help of SPSS23 to get an overview of the relationship between one variable and another. The results of the study indicate that the zakat variable has a partially significant effect on economic growth. Meanwhile, infak and shadaqah do not have a partially significant effect on economic growth. The results of simultaneous regression analysis show that zakat, infak and shadaqah together affect growth rates.
PENGARUHPRODUK PEMBIAYAAN MULTIGUNA TERHADAP MINAT NASABAH DI PT BANK SUMUT KANTOR CABANG SYARIAH MEDAN RINGROAD Atang Gunawan; Syamsul Effendi
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
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Abstract

The purpose of this study is to determine the effect of multipurpose financing products on customer interest in using the services of PT Bank Sumut Syariah Medan Ringroad Branch Office, the factors that influence customers to choose multipurpose financing products at PT Bank Sumut Syariah Medan Ringroad Branch Office, and the benefits of multipurpose financing products for customers. at PT Bank Sumut Syariah Branch Office Medan Ringroad. The research technique used is probability sampling technique with the sampling used is simple random. The data collection technique used is a questionnaire (questionnaire), analyzed using SPSS (Statistical Product and Service Solution). The results of the study show that: 1) Multipurpose Financing Products have a significant effect on customer interest in using the services of PT Bank Sumut Syariah Branch Office Medan Ringroad. This is evidenced by the t-test, the value of tcount is 6655 ttable 1.701. This also indicates that the variable of customer interest in using the services of PT Bank Sumut Syariah Branch Office Medan Ringroad can be explained by the multipurpose financing product variable of 59.9%, the remaining 40.1% is explained by other variables outside the study; 2) The factors that influence customers to choose multipurpose financing products at PT Bank Sumut Syariah Medan Ringroad Branch include religious factors, social factors, personal factors, cultural factors, and psychological factors. they choose the multipurpose financing product. Dominant factors influencing customers to choose these products are personal factors where for their needs in fulfilling life needs and for other interests it is personal and they make loans according to their needs or there are urgent needs; and 3) Benefits of Multipurpose Financing Products for Customers at PT Bank Sumut Syariah Medan Ringroad Branch Office, among others: avoiding usury, based on Islamic Sharia, profits are given based on profit sharing, guaranteed by the Deposit Insurance Corporation (LPS), Sharia Banks are equipped with Net Banking facilities , the profit sharing system is more fair and transparent, imposes a low savings balance, the customer is a partner of the bank, the customer's funds are used in accordance with sharia, there is an early warning about danger due to its transparent nature, the funds are intended for the benefit and benefit of the people
ANALISIS SISTEM BAGI HASIL PADA PENDAPATAN MASYARAKAT NELAYAN DI DESA SINGKUANG KECAMATAN MUARA BATANG GADIS KABUPATEN MANDAILING NATAL Adriana Sari; Nahar Alang Abdul Ghani; Eli Agustami
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 1 (2022): Edisi Juli
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Abstract

The profit-sharing system is a system in which an agreement or joint bond in the business is agreed upon for the sharing of profits or losses that will be shared between two or more parties. This study aims to determine the cooperation agreement between toke and fishermen in Singkuang Village, Muara Batang Gadis District, Mandailing Natal Regency and to determine the implementation of the profit sharing system between toke and fishermen carried out in Singkuang Village, Muara Batang Gadis District, Mandailing Natal Regency. This type of research is quantitative research. Collecting data in the form of a questionnaire. The data analysis method used is descriptive quantitative. The results of this study indicate that 1. The system of cooperation agreements carried out between toke and fishermen in Bagan Deli Village, Medan Belawan District, is by using a profit-sharing system whose agreement has been carried out for generations, namely by using a method that is only done verbally and trusting each other. one another. 2. The implementation of the profit sharing system carried out by the toke with the fishermen, namely there are 2 types of distribution, the first type of profit sharing is the profit sharing system between the toke and the fisherman whose marine products must be sold with the toke in question and is carried out by means of five divisions, namely the toke gets 1 share and fishermen get 4 shares and that includes deductions from boat rental fees and oil money when going to sea or in percentage terms, which is 80% for fishermen and 20% for toke. While the second type of profit-sharing system is a profit-sharing system by means of three divisions, namely 2 parts for fishermen and 1 part for toke or in terms of the percentage, which is 65% for fishermen and 35% for toke.
ANALISIS PENGARUH DANA TABARRU TERHADAP TOTAL PENDAPATAN ASURANSI SYARI’AH DI INDONESIA (PERIODE 2019-2020) Mona Ratuliu; Ahmad Adib Nasution; Parianto Parianto
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 2, No 2 (2022): Edisi Januari
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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Dana Tabarru’ terhadap Total Pendapatan Asuransi Syari’ah di Indonesia Variabel yang digunakan dalam penelitian ini yaitu, Dana Tabarru’(X1), Pendapatan (Y). Data yang digunakan dalam penelitian adalahdata skunder, metode yang digunakan adalah analisis regresi linear berganda dengan bantuan SPSS23 untuk mendapatkan gambaran umum tentang hubungan antara satu variabel dengan variabel lainnya.Hasil dari penelitian menunjukkan bahwa variabel dana tabarru’ memiliki pengaruh yang signifikan terhadap pendapatan total asuransi syari’ah secara parsial. 
ANALISIS PENGARUH EMOTIONAL MARKETING DAN PELAYANAN TERHADAP LOYALITAS MUZAKKI DALAM MEMBAYAR ZAKAT ONLINE PADA LAZ DT PEDULI SUMATERA UTARA Santi Arafah; Jeroh Miko
MUTLAQAH: Jurnal Kajian Ekonomi Syariah Vol 3, No 2 (2023): Edisi Januari
Publisher : Universitas Islam Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30743/mutlaqah.v3i2.6745

Abstract

Zakat merupakan hal penting bagi sumber dana tetap dan potensial berbasis sosial yang dimanfaatkan untuk memajukan kesejahteraan umum bagi seluruh masyarakat. Penelitian ini bertujuan untuk mengetahui pengaruh emotional marketing dan pelayanan terhadap loyalitas muzakki dalam membayar zakat online pada laz dt peduli medan.Penelitian ini menggunakan pendekatan kuantitatif dengan menggunakan 86 muzakki di LAZ DT Peduli Sumatera Utara. Teknik sampelnya berupa nonprobablity sampling dengan pemakaian purposive sampling yang di analisis dengan menggunakan regresi linier berganda. Hasil penelitian ini menjelaskan bahwa emotional marketing dan pelayanan berpengaruh positif signifikan. Variasi faktor berdasarkan hasil analisis regresi linier berganda bahwa variabelmemotional marketing dan pelayanan mampu menerangkan variasi financial inclusion sebesar 90,3%, Sedangkan sisanya sebesar 9,7% dijelaskan oleh variabel lain di luar model.