cover
Contact Name
Muchamad Rizky Fauzi
Contact Email
mrizkyfauzi77@gmail.com
Phone
+6285648150511
Journal Mail Official
jibiainutuban@gmail.com
Editorial Address
INSTITUT AGAMA ISLAM NAHDLATUL ULAMA TUBAN Jl. Manunggal No. 10-12 Sukolilo, Tuban 62318 Telp. (0356) 331572 Fax (0356) 331572
Location
Kab. tuban,
Jawa timur
INDONESIA
JIB : Journal Islamic Banking
ISSN : -     EISSN : 29857708     DOI : -
Core Subject : Economy,
JIB : Jurnal Perbankan Syariah is the journal published by IAINU Tuban Islamic Banking Study Program. It’s dedicated for the publication of scientific articles in the field of Islamic Financial Institution, Contempopary muamalat jurisprudence, entrepreneurship and creative economy, and Islamic economics and business. The languages used in this journal are Indonesian and English. This journal published twice a year in June and Desember in a print and online version. Editors accept scientific articles, academics and researchers that have not been published in other journals.
Articles 5 Documents
Search results for , issue "Vol 1 No 1 (2021): JULI" : 5 Documents clear
STRATEGI PENANGGANAN PEMBIAYAAN BERMASALAH PADA PRODUK PEMBIAYAAN DALAM PERSPEKTIF MANAJEMEN RESIKO SYARIAH Khurul Aimmatul Umah; Istiqomah Nur Hidayatul; Aprilia Silvia Dwi
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (142.516 KB)

Abstract

Abstract: The troubled financing is financing which does not smoothly provided to members who do not meet the requirements or the obligation to pay back the funds that had loaned earlier upon due date. The handling of the troubled financing can be done in a way that is effective, as do the legal effort for the sake of saving funds that have been given to the customer. This research aims to know the risk management implementation of Sharia in financing at the BMT Mandiri Sejahtera Blimbing. This type of research is research using a qualitative descriptive method. From the results of research that has been done indicates that the BMT Mandiri Sejahtera Blimbing has been very good in anticipation of emerging risks. BMT Mandiri Sejahtera Blimbing in applying some of the ways on the risk assessment process with initial steps being undertaken is identifying risks, emotional approach than risk measurement, monitoring and controlling risk, risk, as well as perform analysis with principle 5c that is, character, capacity, collateral, condition, capital. BMT Mandiri Sejahtera Blimbing in saving troubled financing only use rescheduling (scheduling) in accordance with the agreements that have been made Abstrak: Pembiayaan bermasalah merupakan pembiayaan yang tidak lancar yang diberikan kepada anggota yang tidak dapat memenuhi persyaratan atau kewajiban untuk melunasi kembali dana yang telah dipinjamkan sebelumnya pada saat tanggal jatuh tempo. Penanganan pembiayaan bermasalah bisa dilakukan dengan cara yang efektif, seperti melakukan upaya hukum demi menyelamatkan dana yang telah diberikan kepada nasabah. Penelitian ini bertujuan untuk mengetahui implementasi manajemen resiko syariah pada pembiayaan di BMT Mandiri Sejahtera Blimbing. Jenis Penelitian ini adalah penelitian menggunakan metode deskriptif kualitatif. Adapun metode pengumpulan data yang diperoleh dengan cara wawancara kepada bagian remedial, marketing, dan dokumentasi. Dari hasil penelitian yang telah dilakukan menunjukan bahwa BMT Mandiri Sejahtera Blimbing sudah sangat baik dalam mengantisipasi resiko yang muncul. BMT Mandiri Sejahtera Blimbing dalam menerapkan beberapa cara pada proses penilaian resiko dengan langkah awal yang dilakukan adalah mengidentifikasi resiko, melakukan pendekatan emosional kemudian pengukuran resiko, pemantauan resiko, dan pengendalian resiko, serta melakukan analisis dengan prinsip 5C yaitu, character, capacity, collateral, condition, capital. BMT Mandiri Sejahtera Blimbing dalam menyelamatkan pembiayaan bermasalah hanya menggunakan cara reschedullling (penjadwalan kembali) sesuai dengan kesepakatan yang telah dibuat. Kata Kunci : Manajemen Resiko Syariah, Pembiayaan Bermasalah, BMT
KEWIRAUSAHAAN DALAM MENINGKATKAN KEMAMPUAN ENTERPRENEUR PADA SISWA SMK YPM Nur Hidayatul Istiqomah; Supriyanto Supriyanto
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (292.592 KB)

Abstract

Abstract: The purpose of this study was to examine the effect of the entrepreneurship education program on the interest of YPM Tuban Vocational High School students in starting a business. This study used linear regression analysis on 90 students of YPM Tuban Vocational High School whose data were taken using a questionnaire and purposive sampling technique. The results of this study revealed that the entrepreneurship education program had a positive and significant effect on the interest of the YPM Tuban Vocational School students in entrepreneurship. The application of entrepreneurship program practices is considered to be more effective in developing student interest compared to delivering entrepreneurship in the classroom. Abstrak: Tujuan penelitian ini adalah untuk menguji pengaruh program pendidikan kewirausahaan pada minat siswa SMK YPM Tuban dalam memulai sebuah usaha. Penelitian ini mengunakan analisis regresi linier pada 90 siswa SMK YPM Tuban yang pengambilan datanya diambil dengan kuesioner dan teknik purposive sampling. Hasil dari penelitian ini mengungkapkan bahwa program pendidikan kewirausahaan berpengaruh positif dan signifikan pada minat siswa SMK YPM Tuban dalam berwirausaha. Penerapan praktik program kewirausahaan dianggap lebih efektif mengembangkan minat siswa dibandingkan dengan penyampaian materi kewirausahaan di dalam kelas.
ANALISIS STRATEGI PENERAPAN PEMAHAMAN ETIKA BISNIS ISLAM TERHADAP TINGKAT KINERJA KARYAWAN PADA BMT BINA INSAN MANDIRI (BIM) TUBAN Khurul Aimmatul Umah; Istiqomah Nur Hidayatul; Aula Putri Elok Chotimatul
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (185.174 KB)

Abstract

Abstract: Business ethics in Islam is something important and needs to be considered in all business or business, because it will be a strength in the company which will eventually become a stimulus and have an impact on consumer loyalty to the company it self. This study aims to determine whether BMT Bina Insan Mandiri (BIM) Tuban has implemented Islamic business ethics in accordance with Islamic law. The results showed that BMT Bina Insan Mandiri (BIM) Tuban, has instilled religious values ​​in their daily lives, behaves and speaks politely to each of its members, in its marketing there is no element of lying and is very transparent, and maintains good relations with its members. This shows that the BMT Bina Insan Mandiri (BIM) Tuban has implemented Islamic business ethics. Abstrak: Etika bisnis dalam Islam merupakan sesuatu yang penting dan perlu diperhatikan dalam semua bisnis atau bisnis, karena akan menjadi kekuatan dalam perusahaan yang pada akhirnya akan menjadi stimulus dan berdampak pada loyalitas konsumen terhadap perusahaan itu sendiri. Penelitian ini bertujuan untuk mengetahui apakah BMT Bina Insan Mandiri (BIM) Tuban telah menerapkan etika bisnis syariah sesuai dengan syariat Islam. Hasil penelitian menunjukkan bahwa BMT Bina Insan Mandiri (BIM) Tuban telah menerapkan etika bisnis yang sesuai dengan prinsip-prinsip etika bisnis syariah.
MEKANISME ATAS WAKAF UANG STUDI KASUS PADA KSPPS BMT MANDIRI SEJAHTERA CABANG KRANJI Siswoyo Siswoyo; Nur Hidayatul Istiqomah
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (249.488 KB)

Abstract

Abstract: Baitul Maal Wat Tamwil (BMT) as a financial institution in the economic realm This is a breath of fresh air for people who are starting to worry about the many practices of usury in conventional banking, especially in the microeconomic community. Institution. Sharia-based finance can be an alternative for people who avoid financial economy based on usury on conventional financial institutions. BMT is included in cooperative legal entity that is subject to Law no. 25 of 1992 About Cooperatives, PP RI No. 9 of 1995 concerning the Implementation of Savings and Loan Business Activities by cooperatives, Decree of the State Minister of Cooperatives and Small and Medium Enterprises No 91/Kep/M. KUKM/IX/2004 concerning Guidelines for the Implementation of Service Cooperative Business Activities Sharia Finance, and Regulation of the State Minister for Cooperatives and Small and Medium Enterprises The purpose of this study is to find out about the implementation of financing and use qualitative methods knowing the solution path taken if BMT members do a problem The approach method used in this research is qualitative approach that conducts primary data research in the field. The juridical approach to researching regulations regarding the implementation of waqf and empirical not only as a set of rules, but as behavior in society The results of this study indicate that in the implementation of financing murabaha, BMT must be flexible with caution with 5C ratings on members who propose financing, preventive and preventive actions as well as kinship is prioritized in overcoming defaults committed by BMT customers. The judicial route can be one of the alternative solutions for defaults that occur carried out by customers and to protect assets from BMT and provide protection and legal certainty. Keywords : Mekanisme, Wakaf Uang BMT Abstrak: Abstrak memuat uraian singkat mengenai tujuan penulisan, metode yang digunakan, dan hasil penelitian (bila hasil dari penelitian). Abstrak berisi 200-300 kata. Abstrak ditulis dalam Bahasa Indonesia dan Bahasa Inggris. Pengetikan abstrak dilakukan dengan spasi tunggal dengan margin yang lebih sempit dari margin kanan dan kiri teks utama. Kata kunci perlu dicantumkan untuk menggambarkan ranah masalah yang diteliti dan istilah-istilah pokok yang mendasari pelaksanaan penelitian. Kata-kata kunci dapat berupa kata tunggal atau gabungan kata. Jumlah kata-kata kunci 3-5 kata. Kata-kata kunci ini diperlukan untuk komputerisasi. Pencarian judul penelitian dan abstraknya dipermudah dengan kata-kata kunci tersebut.
CRYPTOCURRENCY: SEJARAH DAN PERKEMBANGANNYA Supriyanto Supriyanto; Siswoyo Siswoyo; Rustyawati Dian
Jurnal Perbankan Syariah Vol 1 No 1 (2021): JULI
Publisher : Program Studi Perbankan Syariah, Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Nahdlatul Ulama Tuban

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (227.163 KB)

Abstract

Abstract: The Abstract contains a brief description of the purpose of writing, the method used, and the results of the study (if the results of the research). Abstract contains 200-300 words. Abstract written in Indonesian and English. Abstract typing is done single-spaced with narrower margins than the right and left margins of the main text. Keywords need to be included to describe the area of ​​the problem being studied and the main terms that underlie the implementation of the research. Key words can be single words or combinations of words. Number of keywords 3-5 words. These keywords are required for computerization. Searching for research titles and abstracts is made easier with these key words. Abstrak: Abstrak memuat uraian singkat mengenai tujuan penulisan, metode yang digunakan, dan hasil penelitian (bila hasil dari penelitian). Abstrak berisi 200-300 kata. Abstrak ditulis dalam Bahasa Indonesia dan Bahasa Inggris. Pengetikan abstrak dilakukan dengan spasi tunggal dengan margin yang lebih sempit dari margin kanan dan kiri teks utama. Kata kunci perlu dicantumkan untuk menggambarkan ranah masalah yang diteliti dan istilah-istilah pokok yang mendasari pelaksanaan penelitian. Kata-kata kunci dapat berupa kata tunggal atau gabungan kata. Jumlah kata-kata kunci 3-5 kata. Kata-kata kunci ini diperlukan untuk komputerisasi. Pencarian judul penelitian dan abstraknya dipermudah dengan kata-kata kunci tersebut.

Page 1 of 1 | Total Record : 5