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INDONESIA
Journal of Business and Banking
Published by Universitas Hayam Wuruk Perbanas
ISSN : 20887841     EISSN : 23033460     DOI : http://dx.doi.org/10.14414/jbb
Core Subject : Economy,
Economics, Econometrics & Finance
Arjuna Subject : -
Articles 10 Documents
 1 
Search results for , issue "Vol 11, No 2 (2021): November 2021 - April 2022" : 10 Documents clear
Does super deduction R&D financial policy in the pandemic Covid-19 give a super reaction? Cahyani Tunggal Sari; Eni Puji Estuti; Ariyani Indriastuti
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2711

Abstract

This research was motivated by the announcement of the super deduction R&D finan- cial policy (PMK 153/2020) issued by the Indonesian government during the Covid-19in 2020. This study tried to test and empirically prove either the presence or absence ofabnormal returns on the day around the announcement, before and after the announce-ment optimal portfolio of pharmaceutical and health sector stocks during the observationtime around the announcement of the super deduction R&D financial policy. This isa quantitative research with event study using hypothesis testing from one samplet-test and paired sample t-test. The results showed that there was 1 day of observation,which indicated an abnormal return around the announcement day. Overall, beforeand after being announced based on the results of the paired sample t-test, it did notshow any abnormal returns. The highest optimal portfolio analysis is on stock of Darya Varia Laboratoria company which have a weighting of 40.86% and there are two stocks that are not optimal. This study shows that there is a reaction of market participants to pharmaceutical and health stocks on the announcement even though the reaction is very small. Based on the result, there is a need for information related to research and development activities of pharmaceutical and health companies for investors if they want to improve their stock performance.
Pembelian impulsif pada e-commerce shopee (studi pada konsumen shopee di Jakarta Selatan) Simon Tumanggor; Prasetyo Hadi; Rosali Sembiring
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2733

Abstract

Competition in the e-commerce world is rising so competitively. Every time e-commerce offers their products or services to their consumers attractively. This condition causes the consumers to vae more alternatives to shop, especially at Shopee Indonesia. The purposeof this study was to find out and analyze the effect of sales promotion, product quality,and electronic word of mouth on impulsive buying. This study used e-commerce Shopeeas the object. This is a quantitative study using primary data. The sample was taken using a purposive sampling technique with 75 respondents selected based on criteriathat had been determined. The data were analysed using SmartPLS. The result showedthat sales promotion have no significant effect on impulsive buying with the value of significance of 1,994. Another finding showed that product quality and electronic word of mouth have significant effect on impulsive buying with the value of significant is 2,475 and 3,679. Therefore, e-commerce Shopee must take advantage of product quality andelectronic word of mouth in order they have a competitive advantage.
The influence of perceived environmental friendly-office program regulation and public service motivation on pro-environmental behavior of civil servants with OCBE as intervening variable Bayu Nugroho; Widhy Setyowati; Taufiq Andre Setiyono
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2776

Abstract

Environmental problems such as air pollution, global warming and water scarcity pose a threat to environmental sustainability. One of the causes is the administration of public services. To reduce environmental damage, public organizations must support the implementation of activities that are more environmentally friendly and their employees must display pro-environmental behavior. The research was expected to contribute practical ideas in the form of optimal implementation of environmentally friendly office programs, and theoretical contributions because there were still few researches on pro-environmental behavior of public employees. The study examined the influence of Perceptions of Regulations on the Implementation of Environmentally Friendly Office Programs and Public Service Motivation on the Pro-Environmental Behavior of Civil Servants through Organization Citizenship Behavior Toward Environment (OCBE) as Intervening Variables. The research sample was West Semarang KPP Pratama employees who had implemented an environmentally friendly program. The theoretical basis was TPB (Theory of Planned Behavior) which had been widely used to test pro-environmental behavior. The results showed that the perception of regulation had no significant effect on pro-environmental behavior. Meanwhile, Public Service Motivation and OCBE had a significant influence. Then OCBE mediated the perception of regulation with pro-environmental behavior  fully, and public service motivation partially mediated pro-environmental behavior partially.
Pengaruh model bisnis canvasing terhadap risiko pada industri fintech P2P lending Indonesia Mohammad Fahmi Arkanuddin; Bernardus Yuliarto Nugroho; Chandra Wijaya
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2845

Abstract

This quantitative study aims to analyze the significant effect of the application of the canvasing business model on risk. The data were analysed using structural equation modeling (SEM) on 100 respondents through the distribution of questionnaires. In addition, interviews were also conducted with several P2P lending fintech stakeholders to obtain an in-depth analysis of the problem. The result showed that the canvasing business model variable has a significant effect on risk with an estimate of 0.871. The P2P lending fintech industry has an inherent risk, namely credit risk and there are 7(seven) components of the canvasing business model (CBM) that have a correlation to credit risk and the risk of the COVID-19 pandemic. Credit risk due to NPL caused by unbanked and underserved can be mitigated by implementing the CBM components and the customer segments. The application of customer segments and keys of partnership can mitigate fraudster. Over debt can be mitigated by the application of a key of partnership. Meanwhile, the risk of pandemic-covid 19 is one type of risk that is added for research in addition to 8 (eight) types of risk, which can be mitigated by implement-ing one component or element of CBM. CBM is a channel, by utilizing e-channels, through the use and use of mobile applications.
Faktor yang mempengaruhi adopsi dengan mediasi peran intention to use mandiri mobile banking di Surabaya Dimaz Brahmantyo Hari Pratama Putra; Basuki Rachmat
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2795

Abstract

This study was aimed to determine the effect of the perceived usefulness, perceived ease of use, perceived Trust, Social Influence, perceived risk, and Perceived Security on Adoption, with the Mediation Role of Intention to Use Mobile banking by Bank Mandiri Customers in Surabaya. This is a quantitative research with survey approach with the sample of 180 respondents. They were taken from from Bank Mandiri customers in Surabaya who have used Mobile banking services. The data were analyzed and the hypotheses were tested using the structural equation model method with the Smart-PLS program. The result showed that each of Perceived Usefulness, Perceived Ease of Use, Perceived Trust, Social Influence, Perceived risk, and Perceived Security had a significant effect on Intention to Use. Meanwhile, Intention to Use has a significant effect on Adoption. Each independent variables, namely Perceived Usefulness, Perceived Ease of Use, Perceived Trust, Social Influence, Perceived risk, and Perceived Security toward Adoption is mediated by Intention to Use. It can be implied that the important role of Intention to Use Mobile banking which must be continuously encouraged by Bank Mandiri. Intention to Use can push effect of Perceived Usefulness, Perceived Ease of Use, Perceived Trust, Social Influence, Perceived risk, and Perceived Security on Mobile banking Adoption at Bank Mandiri in Surabaya. 
Kemampuan dan kepemimpinan transformasional dalam mempengaruhi kinerja karyawan melalui komitmen organisasional dan motivasi Indro Kirono; Sukaris Sukaris; Abi Hanif Dzulquarnain; Abdurrahman Faris Indriya Himawan; Anita Akhiruddin
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2745

Abstract

This study aims to determine the relationship between employee ability and leadership through commitment and motivation towards the employees’ performance at PT. X that are engaged in logistics. The results showed that the model placing organizational com- mitment as a construct proved to be better than the one measuring organizational com- mitment as a multi-construct affective commitment, continuous commitment, and nor- mative commitment. It also showed that between commitment dimensions are highly correlated with each other and therefore it leads to residues correlate with each other’s. Based on the path coefficient test on the modification model, namely placing commitment as a construct, it indicated as follows: Transformational leadership has a significant positive influence on organizational commitment. Transformational leadership has a significant effect on employee work motivation, organizational commitment proved to have a significant positive effect on employee work motivation, work motivation proved to have a significant positive effect on employee performance. The employees’ ability proved to have a significant positive effect on employee performance. The research implication of this study is a form of human resources development in the company, especially in terms of performance by manipulating its internal leadership and commitment. In the future this can be one way to develop its internal HR.
Building business strategies through entrepreneurship competence and product innovation to improve performance Hariyanti Hariyanti; Nuryati Nuryati
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2723

Abstract

The purpose of the study was to determine and empirically test the relationship between entrepreneurial competence and product innovation on performance through business strategies for PKK women, Banjarsari District, Surakarta City, Central Java, Indonesia. The sample consists of 100 PKK women who have a business or side business of batik patchwork, taken using a purposive random sampling technique. The data were analyzed concerning the Validity and Reliability test, Linearity, t-test, F-test, Coefficient of Determination, Path analysis and Correlation. The results of the test partially that product innovation and entrepreneurial competence and business strategy have a positive and significant effect on performance. Entrepreneurial competence and product innovation have a positive and significant effect on business strategy partly. The variables of entrepreneurial competence, product innovation and business strategy were able to contribute to improving performance by 78.22%, and the rest is explained by other variables such as entrepreneurial orientations, environment, competitive advantage and others. From the path analysis, it was found that business strategy could better mediate the effect of entrepreneurial competence and product innovation on performance. To improve performance through business strategies it is more effective if by increasing product innovation, after that entrepreneurial competence.
Hubungan kompensasi CEO terhadap manajemen laba: Apakah kondisi pandemi Covid-19 ikut memengaruhi? Yulius Jogi Christiawan; Elizabeth Jessica; Vania Nanda Djaja
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2834

Abstract

The relationship between CEO compensation and earnings management has been studied by the researchers since Healy’s research in 1985. In its development, there are many conditions that can affect this relationship. One of the conditions is the condition of the Covid-19 pandemic. This Co-vid-19 pandemic has a significant role in the economic downturn, which in turn, it could affect the company’s profit target. Profits that do not reach the target may lead the CEOs to do earnings management. This study is aimed to determine the effect of the Covid-19 pandemic on the relationship between CEO compensation and earnings management. Earnings management is measured using discretionary accrual proxy with Modified Jones Model. The study was done on 217 non-financial companies listed in Indonesia Stock Exchange (IDX) in 2019 and 2020. The data analysis technique utilized panel data regression with the program GRETL. This study proved that the more compensation the CEOs receive, the less inclined they are to do earnings management. However, during the Covid-19 pandemic, this relationship tends to weaken, meaning that the CEOs would be more willing to manage earnings. The result of this study is expected to help shareholders in deciding CEO compensation in the midst of a pandemic situation.
Peran locus of control pada pengujian model perencanaan dana pensiun karyawan sektor swasta di Surabaya Ismawati Ismawati; Rr. Iramani
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2890

Abstract

This study investigates the factors affecting retirement planning by examining therelationship between financial literacy, locus of control, materialism, future orientation,and saving orientation. It used a questionnaire on 128 private sector employees inSurabaya and the data were analyzed using PLS. It was found that locus of control, future orientation, and saving orientation have an effect on retirement planning. Another one shows financial literacy has an insignificant positive effect on retirement planning and external locus of control mediating the effect of financial literacy on pension planningbehavior. Materialism has no effect on retirement planning. Future orientation has a positive effect on retirement planning and saving orientation is able to mediate the effect of future orientation on retirement planning. It can be implied that—if an individual has a better future orientation and saving orientation—the better the retirement plan he has;an individual who has high financial literacy must be accompanied by good self-controlin order to be able to plan his retirement wisely. It can be used for a useful reference for organizations to develop retirement planning in the context of a developed city such as Surabaya.
Analisis perilaku mahasiswa terhadap pemanfaatan mobile commerce Mukhammad Idrus; Samirah Dunakhir
Journal of Business & Banking Vol 11, No 2 (2021): November 2021 - April 2022
Publisher : STIE Perbanas Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14414/jbb.v11i2.2862

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh dimensi perilaku mahasiswa sebagai konsumen, yang meliputi kepercayaan, keamanan dan kemudahan, terhadap minat menggunakan mobile commerce bagi mahasiswa akuntansi. Penelitian ini mengambil responden terdiri dari 43 mahasiswa aktif pada Program Studi Akuntansi Univeristas Negeri Makassar yang dipilih dengan menggunakan metode purposive sampling. Mahasiswa yang dipilih adalah mahasiswa yang telah memprogramkan mata kuliah pengantar pemasaran. Data dikumpulkan melalui kuesioner yang selanjutnya diolah menggunakan metode analisis regresi linear berganda. Hasil penelitian ini menunjukkan bahwa kepercayaan mahasiswa atas aplikasi dan kemudahan menggunakan aplikasi berpengaruh positif terhadap minat mahasiswa menggunakan mobile commerce. Akan tetapi, faktor keamanan rupanya belum menjadi prioritas utama bagi mahasiswa dalam memilih dan menggunakan aplikasi mobile commerce. Meskipun salah satu variabel ditemukan tidak mempengaruhi minat menggunakan Mobile Commerce, namun secara simultan tingkat kepercayaan, keamanan dan kemudahan berpengaruh terhadap Minat Menggunakan Mobile Commerce. Secara keseluruhan, dapat disimpulkan bahwa pemanfaatan mobile commerce oleh mahasiswa ditentukan oleh kepercayaan mahasiswa terhadap suatu aplikasi, beserta keamanan dan kemudahan penggunaan aplikasi tersebut.

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