cover
Contact Name
Dzikrulloh
Contact Email
dzikrulloh@trunojoyo.ac.id
Phone
+62817772001
Journal Mail Official
dinarjurnal@gmail.com
Editorial Address
Jl. Raya Telang PO. BOX. 2 Kamal Bangkalan Madura
Location
Kab. pamekasan,
Jawa timur
INDONESIA
Dinar: Jurnal Ekonomi dan Keuangan Islam
ISSN : 24609889     EISSN : 25803565     DOI : https://doi.org/10.21107/dinar
Core Subject : Religion, Social,
Dinar adalah jurnal ilmiah yang diterbitkan oleh Jurusan Ekonomi dan Keuangan Islam Universitas Trunojoyo Madura. Terbit pertama kali Agustus 2015. Jurnal ini memfokuskan pada kajian Ekonomi Islam dalam berbagai sudut pandang keilmuan. Redaksi mengundang para ahli dan segenap sivitas akademika untuk menulis artikel sesuai dengan tema besar jurnal ini. Artikel yang dimuat tidak selalu mencerminkan redaksi ataupun institusi lain terkait dengan penerbitan jurnal.
Articles 94 Documents
ANALYSIS OF THE INFLUENCE OF FINANCING ON THE VALUE OF SHARIA BANKS WITH PROFITABILITY AS INTERVENING VARIABLES Azizuddin, Imam
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 1: Januari 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i1.10157

Abstract

This study aims to analyze the influence of NUC and NCC financing on Sharia commercial banks' value using variable profitability as variable intervening. The data used in exploring the impact of this financing is obtained from the financial statements issued by OJK with data from 2016-2019. The data analysis used in this study uses path analysis. This study shows that nuc has a significant effect on profitability but has no significant impact on the value of sharia banks. In contrast to the NCC results that have absolutely no significant impact on Sharia banks' profitability and value. This study also provides information that nuc has no effect on the importance of sharia banks with profitability as variable intervening, in contrast to NCC, which affects the value of sharia banks with profitability as variable intervening.
The Awareness of Sharia Financial Literacy in The Quarterlife Crisis Phase Rahmatia, Alfina
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.9339

Abstract

Nowadays, there are enormous challenges toward this era, especially the young generation between 20 and first 30 years old who will face quarterlife crisis phase in which one of the causes is literate or not literate to finance. The grand objective of this research is to analyze gender, income per month, and marital status toward the awareness level to sharia financial literacy in the quarterlife crisis phase for IAIN Palangka Raya Alumni in 2010-2015. Primary data applied in this study are compiled from questionnaires and interviews with mixed methods. This research uses multiple regression with SPSS application, while the interview data uses descriptive analysis. The result reveals that gender and income per month have no significant influence on the awareness level of sharia financial literacy, but marital status has a significant influence on the awareness level of sharia financial literacy for IAIN Palangka Raya Alumni on 2010-2015.
The halal fashion trends for hijabi community: Ideology and consumption Susilawati, Nilda; Yarmunida, Miti; Elwardah, Khairiah
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.9683

Abstract

The research is based on a large enough market potential for the development of the halal fashion industry in Indonesia. The hijab fashion trend is a production target that continues to develop with various technologies and innovations, which encourage the consumption of community groups to use hijab fashion to continue to increase. The study was conducted to determine the purpose of the hijab community in using halal hijab fashion as part of their identity in demonstrating the existence of the hijab group through the ideological and consumption approaches. Qualitative analysis is carried out to determine the ideological emphasis and consumption of the hijab community through open interviews to obtain a clear picture of the social situation. The results show that religious beliefs are the main basis in encouraging the use of hijab and necessity factors.
Analysis Of Factors Influencing The Intention To Use Bank Syariah Indonesia Mobile Banking With Trust As Mediation Mustika, Nindya; Puspita, Rosana Eri
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.9995

Abstract

This research is motivated by the problems that occur around students on Campus that they have a bank account in Bank Syariah Indonesia (BSI), but they have not mobile banking. This study has three independent variables, one dependent variable, and one mediating variable. This study investigates how perceived convenience, availability of Islamic features and risk perception are on intention-to-use BSI mobile banking with trust as the mediating variable. The grand theory of this study is the Technology Acceptance Model (TAM). The population is 3,650 students of the Islamic Business and Economics Faculty of IAIN Salatiga. The sample was taken by distributing questionnaires through purposive sampling technique. A criterion had been determined previously and was calculated using the Slovin formula so that the number of samples was 360 samples. The data was processed with IBM SPSS 23 and then analyzed using instrument tests, hypothesis testing, classical assumption tests, and path analysis. The first (partial) t-test shows that the perceived convenience variable and the availability of Islamic features have a significant positive effect on trustworthiness. In contrast, risk perception has a significant negative effect on trustworthiness. The second t-test results show the same results as the previous t-test for the intention-to-use BSI mobile banking. The path analysis results also show that the trust variable can mediate the perceived convenience, the availability of Islamic features, and the risk perception of the intention to use BSI mobile banking.
Digital Currency Studies In Islamic Perspective Santoso, Bedjo; Rahmana, MA Irfan; Surono, Atin Anggraini
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.9954

Abstract

This study aims to determine the best type of Digital currency according to Islam. This study uses the Analytical Hierarchical Process (AHP) method by developing several alternative digital currencies and attributes (indicators). In addition, this study also uses deductive qualitative analysis. Respondents in this study amounted to 100 people with the sampling technique Area Stratified Purposive Sampling and several selected respondents were interviewed. The results show that Gold-based Digital Money is the best type of Digital currency according to Islam. The main attribute of ownership in Gold-based Digital Money is Usury abolishment capability. Other factors are Gharar Eraducation, Maysir Eraducation, Justice / Fairness Principles, Medium of exchange, Measurement of value, Store of value and Differed payment instrument. In addition, this model can accommodate 7 criteria for the role of currency in the economy.
Ta’awun based muhammadiyah solidarity buying To support the economy resilient of street vendors during covid-19 period in north lampung Prihatmojo, Agung; Badawi, Badawi; Nugroho, Purna Bayu
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 1: Januari 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i1.9827

Abstract

The purpose of this study was to determine the impact of solidarity buying on the economic resilience of street vendors' families during the Covid-19 pandemic. This study uses a qualitative research method with a descriptive approach. Determination of the subject using purposive to be determined according to the purpose of the study. The subjects in this study amounted to 5 street vendors in Kotabumi, North Lampung. The technique of collecting data is semi-structured interview. Data analysis technique with steps of data reduction, data presentation, and verification. Testing the validity of the data using data triangulation. The results of the ta'awun-based Solidarity buying research were able to increase the income of street vendors during the pandemic. The income of street vendors can increase not only from the profit of buying and selling but from the ta'awun of buyers who often overspend or give alms. Ta'awun really helps street vendors in setting aside money to pay debts. Ta'awun Muhammadiyah activities in North Lampung during the pandemic also helped fulfill the food needs of street vendors, namely the distribution of free basic-necessities to street vendors.
The Use Of Conventional Banks By Sharia Economic Law Students: Practice, Factors, And Laws Thamrin, Dzaky Adam; Athief, Fauzul Hanif Noor
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.9150

Abstract

This study aims to reveal the factors and reasons behind the large number of Islamic Economic Law students using conventional banks which are then analysed with an Islamic law approach.The method used in this study is descriptive quantitative and qualitative study. Data collection by survey and interview methods. The data analysis used descriptive and deductive analysis approach.The results of this study found that most students use conventional banks, although half of them are aware of the concern of usury on interest. Nevertheless, in practice, only a small percentage of them separate bank interest from their savings. The majority of the reasons they use conventional banks are based on facilities, family and work. Under Islamic law, the use of conventional banks is haram, although there are cases where it is permissible under Islamic law.
Implementation Of Good Corporate Governance (Gcg) And Profit-Sharing Financing On Profitability In Sharia Commercial Banks Kurniawati, Sri Lestari; nasution, Zubaidah
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 8, No 2: Agustus 2021
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v8i2.10959

Abstract

This study aims to determine the effect of Good Corporate Governance and profit-sharing financing on the performance of sharia commercial banks in Indonesia as measured by profitability. This study is quantitative by using Profitability variables (ROA and ROE) as the dependent variable and Good Corporate Governance and profit-sharing financing (mudharabah, musyarakah) as independent variables. The purposive sampling was used as the sampling method in order to obtain 10 Sharia Commercial Banks (SCB) with a study period of 2009-2018. The analysis technique used is descriptive analysis and statistical analysis of panel data with eviews 8.0. The results of the study stated that Good Corporate Governance and mudhorobah profit-sharing had a significant positive effect on profitability (ROA and ROE).
The Effect of Income with Household Consumption on The Welfare of Dodol Potato Businesses Assessed From Islamic Economic Concept Cendra, Cendra; Fauzi, Muhammad; Arzam, Arzam; Novia, Aidil; Hulwati, Hulwati; Bustami, Yuserizal; Syarif, Dafiar; Mursal, Mursal
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.11214

Abstract

The purposed of this study was to analyze the influence between income and household consumption on the welfare of potatoes taffy business in Lubuk Nagodang Village, Siulak Subdistrict, Kerinci regency. This study was assessing the welfare of taffy business in Islamic economic concepts and indicators. Field research with quantitative-qualitative (Mixed Method) as the method and approach used in this research. The research data was sourced from primary data, using multiple linear regression equations as a data analysis tool. This study was shown that the income partially has a significant effect on the welfare of potatoes taffy business that assessed from the Islamic economic concept. Then, household consumption partially has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics. Besides, the income with household consumption simultaneously has a significant effect on the welfare of potatoes taffy business assessed from the concept of Islamic economics with a significance value of 0.000 0.05, and both variables contribute 69.2% together, while the remaining 30 ,8% influenced or explained by other factors not discussed in this study.
Comparative Analysis Of The Thoughts Of Fahim Khan And Muhammad Abdul Mannan About The Concept Of Islamic Consumption Puspitasari, Dini
Dinar : Jurnal Ekonomi dan Keuangan Islam Vol 7, No 2: Agustus 2020
Publisher : Universitas Trunojoyo Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/dinar.v7i2.9301

Abstract

Increasing income at some point, the community has shifted its consumption pattern from food to non-food. This research is in response to the current phenomenon of society as well as problem solving and evaluation of the shift of public consumption patterns into modern consumption patterns due to increasing income. The focus of this paper is about the concept of Islamic consumption from the thinking of contemporary figures, namely Fahim Khan and Muhammad Abdul Mannan. The method used is descriptive qualitative with library research and a primary source used from the book Essays in Islamic Economics by Fahim Khan and Islamic Economics; Theory and Practice by Muhammmad Abdul Mannan. The results of this study show that the thoughts of Fahim Khan and Muhammad Abdul Mannan have similarities on indicators of Islamic consumption balance, the concept of Islamic needs and the concept of preference in Islamic consumption. And there are differences in surveillance in Islamic consumption, namely on the institutional framework. 

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