Jurnal Ekonomi dan Bisnis Islam
Journal of Economics and Business Islamic (JEBIS) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include:
1. Islamic Finance and Capital Market
2. Islamic Banking
3. Management of Islamic Business and Entrepenuership
4. Islamic Financial Institution non Bank
Articles
142 Documents
<![CDATA[EFEKTIVITAS PEMBIAYAAN MUDHARABAH DALAM MENINGKATKAN KINERJA UMKM (STUDI KASUS PADA BMT NURUL JANNAH GRESIK) ]]>
<![CDATA[Rohmah Niah Musdiana]]>;
<![CDATA[Sri Herianingrum]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 1 (2015): Januari - Juni 2015 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v1i1.1435
<![CDATA[Financing is one of the products of Islamic banking, but because of the many requirements that must be complited by SME who need it then their capital needs are not fulfilled. One of the financial institutions that have the same product is Baitul Maal wat Tamwil (BMT).BMT present to fulfill the capital needs of the SMEs who have the problem of capital. By this existing phenomena, this study intends to look at the effectiveness of the financing in order to improve the performance of this SMEs. This research aims to determine whether the financing is provided by BMT Nurul Jannah Gresik effective in improving the performance of SMEs that become their customers and see what business improvement has been achieved such as increased turnover, business assets, revenues, and stability efforts. The results of this research to get the findings that the financing is provided by BMT Nurul Jannah Gresik very effective in improving the performance of SMEs who have become clients in addition to the financing is given BMT Nurul Jannah assist SMEs in meeting the other without prejudice to individual principles of trust and trust that they receive.Keyword : Effectiveness, mudharaba, Baitul Maal wat Tamwil, SMEs]]>
<![CDATA[ANALISIS KOMPARASI TINGKAT PENGEMBALIAN, RISIKO DAN KOEFISIEN VARIASI PADA PEMBIAYAAN PERBANKAN SYARIAH DI INDONESIA ]]>
<![CDATA[Nur Awwalunnisa]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 1 (2016): Januari - Juni 2016 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v2i1.1373
<![CDATA[AbstrakPenelitian ini bertujuan untuk melihat perbedaan antara tingkat pengembalian, risiko yang diukur dengan standar deviasi dan koefisien variasi antara pembiayaan mudharabah-musyarakah dan pembiayaan murabahah pada perbankan syariah.Penelitian ini menggunakan laporan keuangan Bank Syariah Mandiri (BSM), Bank Negara Indonesia Syariah (BNI Syariah) dan Bank Rakyat Indonesia Syariah (BRI Syariah) periode tahun 2010-2014. Teknik analisis menggunakan analisis uji-t dua sampel berpasangan (Paired Samples t-Test) untuk membandingkan selisih dua mean dari dua sampel yang berpasangan dengan asumsi data terdistribusi normal. Untuk menguji apakah data terdistribusi normal atau tidak, maka dilakukan uji normalitas dengan menggunakan One Sample Kolmogorov Smirnov Test. Data yang tidak berdistribusi normal menggunakan uji beda non parametrik dengan menggunakan Uji Peringkat Bertanda Wilcoxon (Wilcoxon Signed-Rank Test).Hasil penelitian menunjukkan bahwa tidak terdapat perbedaan yang signifikan antara tingkat pengembalian, risiko atau keofisien variasi pada pembiayaan mudharabah-musyarakah dan pembiayaan murabahah. Bank syariah diharapkan dapat meningkatkan pembiayaan baik pada pembiayaan mudharabah-musyarakah maupun pembiayaan murabahah. Bank syariah diharapkan dapat mempertahankan pendapatan dari pembiayaan murabahah yang diketahui sebagai pembiayaan yang menghasilkan pendapatan yang lebih besar jika dibandingkan dengan pembiayaan mudharabah-musyarakah. Bank syariah juga harus meningkatkan pendapatannya pada pembiayaan mudharabah-musyarakah karena pada dasarnya bank syariah itu dikenal dengan sistem pembiayaan dengan menggunakan akad profit loss sharing.Kata kunci: Tingkat pengembalian, Risiko, Pembiayaan Mudharabah-Musyarakah, Pembiayaan Murabahah.]]>
<![CDATA[DYNAMICS OF INFLATION DETERMINANTS UNDER DUAL MONETARY SYSTEMS: EMPIRICAL EVIDENCES FROM INDONESIA AND MALAYSIA ]]>
<![CDATA[Imamuddin Yuliadi]]>;
<![CDATA[Dimas Kusuma]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 2 (2016): JULI-DESEMBER 2016 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v2i2.2797
<![CDATA[Achieving monetary stability is a primary goal promoted by monetary authority, including through reaching low and stable the rate of inflation. Indonesia and Malaysia are the two countries which have been implementing dual monetary system where conventional and Islamic system running side by side. Due to inflation is always a monetary phenomena, it is interesting to look at some determinants which generate the rate of inflation. The paper attempts to investigate which variables, either individually or accumulately, form the inflation in the both countries. Subsequently, which system is more stable in terms of generating inflation rate in both countries?. The paper employs several monetary variables which proxy of conventional and Islamic group spanning from January 2012 till April 2015. By using vector autoregressive (VAR) approach, the results reveal that inflation generating under conventional system is unstable compared to Islamic system due to an inherent instability of interest rate and fractional reserve banking in both countries. Moreover, the Islamic monetary system can reduce the generated inflation in both countries around 25-50% if was practically implemented. Therefore, continous effort in terms of establishing institutional and instrumental arrangements should be gradually developed to further accomodate and enhance the effectiveness of monetary policy particularly in curbing inflation rate under dual monetary systems. ]]>
<![CDATA[KONSEP PENAWARAN DALAM PERSPEKTIF ISLAM ]]>
<![CDATA[Abdul Hafid]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 2 (2015): Juli - Desember 2015 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v1i2.1437
<![CDATA[The purpose of this paper is to describe how the concept of Islamic economy in the perspective of supply and what are the factors that influence the supply. Research methods in this paper using the quantitative method with study literature. The results of this paper concludes that in the analysis of Islam, offer maximum efficiency of production will occur if the concept in Islamic economic instruments for selected results than using conventional economic interest in the instrument. So the existence of this new discovery, and discourse, which is much better than the side of the theory or practice will be more assured that the Islamic Economic system is a "healthy". Keyword : Conventional supply concept, Islamic supply concept, Assumption]]>
<![CDATA[MEKANISME PASAR ISLAMI DALAM KONTEKS IDEALITA DAN REALITA (STUDI ANALISIS PEMIKIRAN AL-GHAZALI DAN IBNU TAIMIYAH) ]]>
<![CDATA[Mul Irawan]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 1 (2015): Januari - Juni 2015 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v1i1.1434
<![CDATA[This paper discusses the Islamic market mechanism in terms of the thought of Al-Ghazali (1058-1111 AD) and Ibn Taymiyyah (1263-1328 AD). Their thought constitute intellectual treasures were very helpful in finding idealistic notions, as well as to becoming a contemporary Islamic economic thought. Al-Ghazali and Ibn Taymiyyah thoughts in relation to the Islamic market mechanisms has enriched Islamic economics with a wider range for the conceptualization and application. In the context of idealita, Islamic market mechanisms can generate a fair price for producers and consumers, as long as the market mechanisms work perfectly. It became the correction solution-on the realities of the present market mechanisms are still many colored fraud and injustice. Keyword : Islamic market mechanism, idealistic, realistic]]>
<![CDATA[SHARIAH GOVERNANCE DALAM PENGUNGKAPAN ISLAMIC SOCIAL REPORTING INDEX DAN GLOBAL REPORTING INDEX PADA PERBANKAN SYARIAH PERIODE 2010-2013 ]]>
<![CDATA[Citra Sunarto]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 1 (2016): Januari - Juni 2016 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v2i1.1964
<![CDATA[Penelitian ini bertujuan untuk menguji pengaruh shariah governance yang diukur dengan direksi bank syariah, dewan pengawas syariah dan komite audit terhadap pengungkapan Islamic Social Reporting Index (ISRI) dan Global Reporting Index (GRI). Perbankan syariah saat ini masih menggunakan indeks Social Reporting Index (SRI) dan juga Global Reporting Index (GRI). Penelitian ini menggunakan metode kuantitatif dengan menggunakan teknik purposive sampling. Teknik analisa yang digunakan adalah teknik regresi berganda (multiple regression) dan Independent Samples T-test. Hasil penelitian ini menemukan bahwa peran direksi bank syariah berpengaruh terhadap pengungkapan dengan indeks ISR, sedangkan dewan pengawas syariah berpengaruh dalam pengungkapan dengan menggunakan indeks GRI. Dari hasil independent samples T-test ditemukan bahwa pengungkapan dengan indeks ISR lebih tinggi dibandingkan dengan indeks GRI.]]>
<![CDATA[PENGARUH GAYA KEPEMIMPINAN DAN BUDAYA ORGANISASI TERHADAP KINERJA LEMBAGA KEUANGAN MIKRO SYARIAH ]]>
<![CDATA[Anas Alhifni]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 1 (2015): Januari - Juni 2015 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v1i1.1419
<![CDATA[The success of financial institute in achieving a good teamwork is based on leadership style and organization culture. This research aims to investigate the effect of leadership style and organizational culture toward LKMS performance (BMT). The method used in this research is structural equation modelling. The result of data analysis showed that organizational culture had the positive effect toward LKMS performance with a significant relation, yet leadership style had no effect toward LKMS performance, eventhough it still had effect toward LKMS performance based on indicators, as it was described in participatory indicator as much as 66,7% and dimentional indicator in orgazational culture granted the opportunity to develop as much as 60,6%. Keyword: Leadership style, Organization Culture, Syariah Microfinance Institution Performance.]]>
<![CDATA[ANALISIS MEKANISME TRANSMISI MONETER JALUR PEMBIAYAAN BAGI HASIL DI INDONESIA ]]>
<![CDATA[Sri Herianingrum]]>;
<![CDATA[Ummi Muthi`ah Fathy]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 2 (2016): JULI-DESEMBER 2016 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v2i2.3143
<![CDATA[This research is aimed to determine the importance of profit loss sharing financing in the monetary transmission process in the Indonesian economy. The study analyzes the effective of profit loss sharing financing in channelling the monetary policy effecs to the real economy. This research used the quantitative research method and used granger causality test, impulse response functions and variance decomposition analysis, focusing on the period from January 2010 to Aprl 2015. The results showed that there granger causality in the monetary transmission process there is causality in one direction from the variable FASBIS to FLPS, FASBIS to DPK.There is a two-way causality between variables CPI to / from FLPS, deposits to / from FLPS, SBIS to / from FASBIS.Funding for the results (FLPS) responds variable shock SBIS, FASBIS, deposits and CPI based on test results IRF.In general FLPS response to all variables fluctuate at the beginning of the period (period-1 to period 8), and starts balanced in the period from the 9th or the 25th month.Funding for the results contribute to the ultimate objective of monetary policy is inflation (CPI), but the contribution of financing for the results is relatively small, because although ranked second, but the contribution is only 2.57%. ]]>
<![CDATA[UJI KETAHANAN KRISIS TERHADAP PERBANKAN SYARIAH DI INDONESIA DENGAN UKURAN IBC (INDEKS BANKING CRISIS) TAHUN PERIODE 2006-2012 ]]>
<![CDATA[Muhammad Eka Rahman]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 1 (2015): Januari - Juni 2015 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v1i1.1433
<![CDATA[This study aims to prove that the financial system Islamic economy , able to contribute to monetary conditions of a country, the Islamic banking in Indonesia is not affected significantly to the global crisis that occurred , using data obtained BI in the form of banking statistics Indonesia at the start of 2006 -2012 , the global crisis in 2008 the world economy experienced a crisis , a crisis of items originating from the United States because of the problems of non -performing loans in the field of property resulting systemic failure in the conventional banking sector in the United States , using the index as a parameter for the banking crisis measuring the condition of Islamic Banking in Indonesia in times of crisis and when passing through critical . Keyword : Global Crisis, Index Banking Crisis, Islamic Bangking Indonesia, Crisis and Post Crisis]]>
<![CDATA[THE IMPACT OF MACROECONOMIC VARIABLES ON INDONESIA ISLAMIC BANKS PROFITABILITY ]]>
<![CDATA[Cupian Amzal]]>
<![CDATA[ Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 2 No. 1 (2016): Januari - Juni 2016 ]]>
Publisher : <![CDATA[Universitas Airlangga ]]>
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DOI: 10.20473/jebis.v2i1.1968
<![CDATA[Economic development of Indonesia has an important role in the growth of Islamic banking sector. It is clear that the Islamic banking sector in Indonesia needs a conducive economic situation to make a better performance. The objective of this study was to investigate the influence of macroeconomic variables on the profit of Islamic Banks in Indonesia. Macroeconomic variables used in this study were Gross Domestic Product (GDP), Inflation rate and BI Rate (interest rate of the central bank of Indonesia). In addition, Non Performing Financing (NPF) was included in this model to represent another determinant for banks in gaining profit. Econometric model by formulating a multiple regression model was used to estimate the impact of GDP, BI Rate, Inflation rate and NPF on the profit of Islamic banks.The results of this study showed that partially, all explanatory variables (GDP and BI Rate, Inflation Rate and NPF) have a significant effect on the Profit of Islamic Banks.Keywords: Macroeconomic variables, Islamic banks, Non Performing Financing]]>
