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INDONESIA
Jurnal Ekonomi dan Bisnis Islam
Published by Universitas Airlangga
ISSN : 24426563     EISSN : 25273027     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Journal of Economics and Business Islamic (JEBIS) accepts original manuscripts in the field of Islamics Economics, including research reports, case reports, application of theory, critical studies and literature reviews. The spread of Islamic Economics include: 1. Islamic Finance and Capital Market 2. Islamic Banking 3. Management of Islamic Business and Entrepenuership 4. Islamic Financial Institution non Bank
Arjuna Subject : -
Articles 142 Documents
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MODEL PENDAYAGUNAAN ZAKAT PRODUKTIF OLEH LEMBAGA ZAKAT DALAM MENINGKATKAN PENDAPATAN MUSTAHIQ Tika Widiastuti
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 1 No. 1 (2015): Januari - Juni 2015
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (457.193 KB) | DOI: 10.20473/jebis.v1i1.1424

Abstract

The research objective was to determine the Zakat Productive Utilization Optimization by charity organizations in Mustahiq Revenue Increases In Surabaya. The research methodology used to be a qualitative approach, with the strategy case study. Data collected by interview mustahiq thirteen recipients of zakat funds productively and two management staff related charity organizations. The analysis technique used is descriptive analysis.The result showed that the Reform zakat productive institutions in this regard PKPU channeled through seven flagship program. One of the programs in order to empower people to improve their economic program is PROSPECTS. This Prospects program, in which there are programs SHG (Self Help Groups) and KUB (Joint Business Group), is a model of productive utilization of zakat by PKPU in increasing revenue mustahiq which according to researchers is optimal. This PROSPEK program, in which there are programs SHG (Self Help Groups) and KUB (Joint Business Group), is a model of productive utilization of zakat by PKPU in increasing revenue mustahiq which according to researchers is optimal. This is evidenced by the increase in revenue mustahiq, smoothness installment payments as well as the ability to sadaqah. Keyword: Mustahiq, Zakat Productive, Utilization
BUSINESS MODEL FINANCIALLY VIABLE FOR A RADIO FREQUENCY IDENTIFICATION (RFID) APPLICATION TO HALAL FOOD SYSTEM Artya Lathifah; Winda Narulidea
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (923.738 KB) | DOI: 10.20473/jebis.v3i1.3169

Abstract

Recently, the halal concept has acquired a raising attention. This is as a result of the number of global Muslim population increasing annually. Halal concept has become more popular since Halal food consumers more aware and concern about the integrity of Halal status. Consumers also inquisitive about all the activities involved along the supply chain whether the products that they purchased were truly Halal. In order to accomplish the intent to further develop halal sector, something need to be done to introduce a comprehensive and suitable tracking and tracing technology for the sustainability of the halal product integrity. So, a proper technological framework that can support the entire supply chain of halal product process is needed. This paper discusses a financially viable business model for a Radio Frequency Identification (RFID) application to a halal food traceability system. We use a case study of RFID implementation in the chain of convenience stores from previous research. RFID will give benefits for integrity of the Halal Supply Chain by branding of the trustworthy of the “Halal” itself. For the economic aspect, RFID give advantage not only in responsess to the product availability and customer’s satisfaction but also real time information about demand.  Keywords: Financially viable; Halal Supply Chain integrity, RFID, Traceability
COASTAL MOSLEM’S CREATIVE ECONOMY DEVELOPMENT MODEL : CASE STUDY IN KENJERAN SURABAYA Tika Widiastuti; Sunan Fanani; Imron Mawardi
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3272.234 KB) | DOI: 10.20473/jebis.v3i2.6722

Abstract

The aim of this study is to understand how coastal moslem’s creative economy development are. This study has used qualitative approach with study case strategy.  Data collection has done by interviewing the informants i.e. Head of Kelurahan Sukolilo and Creative Industry’s stakeholder nearby Kenjeran, Surabaya. The result of this study is an appropriate model to develop coastal moslem’s socio-economics is a holistic-integrated developments. The model involved sort of stakeholders viz. fishermans, seafood crackers producers, the government, NGO’s, and universities.  Keywords : Coastal Communities, Creative Economy,  Kenjeran, Sosio-Economic Development
PENGARUH KUALITAS LAYANAN TERHADAP LOYALITAS NASABAH BANK SYARIAH DENGAN KEPUASAN NASABAH SEBAGAI VARIABEL INTERVENING Muhammad Zakiy Ishak; Evrita Putri Azzahroh
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (822.63 KB) | DOI: 10.20473/jebis.v3i1.3599

Abstract

This research aims to examine the role of customer satisfaction as a mediating variable to connecting service quality to customer loyalty in Islamic Banks. This study also tested compliance as the dimension for measure quality service in Islamic Bank. This research was conducted in five Islamic Banks which are in Indonesia. Data were collected using a questionnaire, distributed through are online and offline to the Islamic Bank customer. There are 100 questionnaires were successfully collected and analyzed using Structural Equation Modeling (SEM) to test the hypothesis with the application of Smart-PLS 3.0. the result of this study indicate that customer satisfaction is able to mediate (full mediation) in influence the service quality to customer loyalty in Islamic Banks. Penelitian ini bertujuan untuk menguji peran variabel pemediasi yaitu kepuasan nasabah yang menghubungkan antara kualitas layanan dengan loyalitas nasabah Bank Syariah. Penelitian ini juga menguji dimensi pengukuran yang dikhususkan untuk mengukur kualitas layanan dari Bank Syariah yaitu compliance. Penelitian ini dilakukan di 5 Bank Syariah yang berada di Indonesia. Data dikumpulkan menggunakan kuesioner, didistribusikan melalui online dan fisik ke nasabah Bank Syariah. Sebanyak 100 kuesioner berhasil dikumpulkan dan dianalisis menggunakan Structural Equation Modeling (SEM) untuk menguji hipotesis dengan aplikasi Smart-PLS 3.0. Hasil penelitian ini menunjukkan bahwa kepuasan nasabah mampu memediasi secara penuh (full mediation) pengaruh kualitas layanan terhadap loyalitas nasabah Bank Syariah.
PENGARUH ZAKAT TERHADAP KONSUMSI RUMAH TANGGA MUSTAHIK (STUDI PADA PENERIMA ZAKAT DARI BAZNAS KOTA PROBOLINGGO) Elok Nurlita; Marlina Ekawaty
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (3734.969 KB) | DOI: 10.20473/jebis.v3i2.6329

Abstract

This article aims to analyze the effect of zakat directly and indirectly on household consumption of mustahik. The approach of this research is quantitative. Data obtained from 50 mustahik (receiver of zakat) BAZNAS Probolinggo Municipality with Proportional Random Sampling method and analyzed by Path Analysis. The results showed that zakat and the number of household members directly and indirectly affect the household consumption of mustahik. Furthermore, household income as an intermediate variable also affects the household consumption of mustahik, whereas education and age have no effect on the household consumption of mustahik, either directly or indirectly.Keywords: Poverty, Consumptive Zakat, Productive Zakat, Household Consumption, BAZNAS Probolinggo Municipality.
ANALISIS PERBEDAAN PERSEPSI AKADEMISI AKUNTANSI TERHADAP PENERAPAN MATA KULIAH AKUNTANSI SYARIAH ( Studi Kasus pada Universitas Muhammadiyah Surabaya ) Rieska Maharani; Fitri Nuraini; Andrianto A
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (665.906 KB) | DOI: 10.20473/jebis.v3i1.3517

Abstract

This study aims to determine differences in perceptions of academics of accounting on the application of sharia accounting courses at the University of Muhammadiyah Surabaya. The object of this study is the perception of accounting academics on the application of sharia accounting subjects with the sampling technique is purposive sampling. The method used deskrip qualitative research by distributing questionnaires and interviews. Results are used to deploy as many as 7 lectures and 21 accounting students who took thesis.Based on the results of questionnaires and interviews can be concluded that there are no differences in the perception of accounting academics of sharia accounting courses at the University of Muhammadiyah Surabaya. And both parties agree will demonstrate the application of sharia accounting subjects, with the course is expected to prospective accountant can apply. Keywords: Perception, Islamic Accounting
IDENTIFIKASI POTENSI NASABAH BARU BANK SYARIAH DITINJAU DARI CUSTOMER SWITCHING INTENTION Aqidah Asri Suwarsi; Nanda Putri Wulandari
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 2 (2017): JULI-DESEMBER 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (2056.618 KB) | DOI: 10.20473/jebis.v3i2.6808

Abstract

This research aims to identify potential new customers Syariah banking regarding factors that cause the customer has customer switching intention. The research methodology used is a naturalistic approach to qualitative research. Researchers using primary data sources with the techniques of data collection via an in-depth interview. The subjects of this study are the conventional banking that has customer switching intention to Islamic banks. The method of the validity used is the using the extension of observation, whereas his credibility using triangular theory. The dwarf in the taking of the sample used was snowball sampling. Researchers using the method of analysis of Milles and Huberman, namely the reduction of data, data display, conclusion. Results found in this study is the potential of the new Islamic bank clients can be identified through the factors that cause the customer switching behavior intention is extrinsic factors include; sales promotion and brand quality and intrinsic factors include: variety seeking, consumer loyalty, the perception of consumers, consumer preferences, attitudes, knowledge of consumers, quality of service and religiosity.Keywords: Customer switching intention, Variety Seeking ,Consumer perception, Consumer knowledge , Religiousity
PEMBIAYAAN BPR SYARIAH DALAM PENINGKATAN KESEJAHTERAAN UMKM : BEDASARKAN MAQASHID SHARIA Rachma Indrarini
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 3 No. 1 (2017): JANUARI-JUNI 2017
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (584.873 KB) | DOI: 10.20473/jebis.v3i1.3206

Abstract

Meningkatnya populasi angkatan kerja di Indonesia menjadikan pencari kerja terus bertambah. Akan tetapi perbandingan antara angkatan kerja dengan lapangan pekerjaan yang tersedia menunjukan lebih besarnya angkatan kerja sehingga terjadi pengangguran. Ketika seorang individu menganggur maka individu tersebut tidak bisa secara keseluruhan memenuhi kebutuhan hidupnya yang berakibat menurunnya kesejahteraan. Salah satu cara penanggulangan masalah pengangguran adalah mendorong masayarakat untuk berwirausaha dan memberikan pembiayaan pada UMKM (Usaha Mikro Kecil Menengah). Diharapkan dengan adanya pembiayaan maka UMKM dapat meningkatkan kesejahteraannya. Penelitian ini merupakan penelitian kualitatif deskriptif yang meneliti Pembiayaan BPRS Dalam Peningkatan Kesejahteraan UMKM dengan indikator kesejahteraan adalah maqashid syariah (Agama, Jiwa, Akal, Keturunan dan Harta). Hasil penelitian ini adalah adanya peningkatan kesejahteraan pada nasabah UMKM setelah mendapatkan pembiayaan dari BPRS.Kata Kunci : Pembiayaan, UMKM, Maqashid sharia
ANALISIS PERBANDINGAN INTERNET FINANCIAL REPORTING INDEX BANK UMUM SYARIAH DI INDONESIA, MALAYSIA, IRAN, DAN SUDAN Putri Hayati; Noven Suprayogi
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 4 No. 1 (2018): JANUARI-JUNI 2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (488.848 KB) | DOI: 10.20473/jebis.v4i1.10064

Abstract

The purpose of this study was to determine the differences of Internet Financial Reporting Quality. This study was using quantitative approach with one way anova and kruskal wallis. The population of this study was official website of islamic banks in Indonesia, Malaysia, Iran, Sudan. The data was collected from official website sentral bank in each country and official website of islmaic bank in each country. Data that being used was primary data. The result of this study showes that there was significant differences of Internet Financial Reporting Quality between Indonesia, Malaysia, Iran, Sudan. The difference is caused there are significant differences between the quality of content, timeliness, user support components. Meanwhile, there is no differences between technology components.Keywords:  Internet Financial Reporting, Indonesia, Malaysia, Iran, Sudan
KONSEP PENGELOLAAN KEUANGAN ISLAM MENURUT PEMIKIRAN ABU UBAID Mohammad Ghozali; Ria Khoirunnisa
Jurnal Ekonomi dan Bisnis Islam | Journal of Islamic Economics and Business Vol. 4 No. 1 (2018): JANUARI-JUNI 2018
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (455.164 KB) | DOI: 10.20473/jebis.v4i1.10068

Abstract

The State compile a variety of planning that aims to realize the prosperity evenly. In the concept of BaitulMaal it is balance budget. The concept that emphasizes on the balance between the budget accepted by the budget issued. Thus, Islam allows the debtor but does not recommend. In the management of State finances, the Messenger as the leader is always trying to implement policies aimed at kemashlahatan of the Muslims. Abu Ubaid in Al-Amwal, who explained that the distribution of wealth in a fair and equitable should be based on the principles of good fiscal justice and perfect as possible. One of the biggest sources of funding over the financing of all government spending gained at this time is through taxes. In Indonesia it is the backbone of the tax revenue of the State. Therefore, in order for tax not incriminating peng in the community then the Government of Indonesia to make related the poll rules. The existence of such a regulation is expected to appropriate tax proportional voting so that no one is harmed. Therefore, the Government of Indonesia sought to maintain the principle of fairness in the poll tax, namely by improving tax laws if found weaknesses in it. However, improvements for the sake of improvement Government Indonesia has done is not bearing fruit, even saw unfairly. So from this it takes an alternative rule that can manifest justice in society. This research uses a type of research literature (library research) with the theoretical approach. This research study using the method of analysis and critique of the study research. This research using primary and secondary data. Methods of data analysis, using inductive techniques descriptive. The results of this research is the essence of thought Abu Ubaid on managing the finances of the State. This can be substantiated after review paradigm revenue from public ownership and State As like, sadaqah, kharaj, & ursy and khumus zakat, Jizya, and others that are tied to the halal-haram defined by Sharia law.Keywords: Management of Public Finances of Abu Ubayd, Baitul Maal

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