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Digital Transformation of SMEs Financial Behavior in the New Normal Era Gendro Wiyono; Kusuma Chandra Kirana
Jurnal Keuangan dan Perbankan Vol 25, No 1 (2021): January 2021
Publisher : University of Merdeka Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26905/jkdp.v25i1.4954

Abstract

This study aims to determine whether there has been a digital transformation of financial behavior in the use of fintech by micro, small and medium enterprises (SMEs) in Indonesia with the Covid-19 Pandemic. The study used a population of SMEs in all provinces, while the sample collected was 84 SMEs from 19 provinces in Indonesia. Data analysis using variance-based SEM with SmartPLS 3.2.9 software tools. The results show that the Covid-19 pandemic has an effect on SMEs (old behavioral intention) in using fintech, and this is a strengthening of the influence on new behavior in using fintech (new behavioral intention). Meanwhile, the New Normal policy also has a positive and significant effect on the current behavior of using fintech (new behavioral intention). As for the new normal as a moderating variable, old behavioral intention to new behavioral intention has no significant role, this is because before the new normal, many SMEs used fintech. Suggestions for SMEs to continue to take advantage of fintech in carrying out their business activities to avoid the impact of Covid-19 and the smooth running of their business.DOI: https://doi.org/10.26905/jkdp.v25i1.4954 
PENGGUNAAN PINJAMAN MODAL KERJA PADA KOPERASI UNTUK PEMBERDAYAAN EKONOMI USAHA BATIK TULIS DI YOGYAKARTA Kusuma Chandra Kirana
Jurnal Ekonomi dan Bisnis Vol 19, No 2 (2018): JURNAL EKONOMI DAN BISNIS
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.19.2.121-128

Abstract

The purpose of this study is to analyze the Influence of fund on Cooperatie to assist economicempowerment the Business of Batik Writing. The object of research are batik writing owner atdistrict level in Yogyakarta Indonesia. Batik writing business that are members of Cooperatiesample are Yogyakarta City with 60 respondens. Type of data collected is of primary data andsecondary data. Methods of data analysis used in this research include test validity, reliabilitytest and regression analysis. Based on calculation of regression test to funding of capitalvariable is significant to economic empowerment on the business Batik Writing. Thus it can beconcluded that the more effective use of capital loans made by the authors of batik then theireconomic independence is increasing. This means that the economic welfare of the managedbatik business can be achieved.Keywords: Capital Funding, Cooperatie, Economic Empowerment, Batik Writing.
PENGGUNAAN PINJAMAN MODAL KERJA PADA KOPERASI UNTUK PEMBERDAYAAN EKONOMI USAHA BATIK TULIS DI YOGYAKARTA Kusuma Chandra Kirana
Jurnal Ekonomi dan Bisnis Vol 19, No 3 (2018): JURNAL EKONOMI DAN BISNIS : EDISI KHUSUS
Publisher : Department of Management, Faculty of Economics, Universitas Islam Sutan Agung, Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30659/ekobis.19.3.70-77

Abstract

The purpose of this study is to analyze the Influence of fund on Cooperatie to assist economicempowerment the Business of Batik Writing. The object of research are batik writing owner atdistrict level in Yogyakarta Indonesia. Batik writing business that are members of Cooperatiesample are Yogyakarta City with 60 respondens. Type of data collected is of primary data andsecondary data. Methods of data analysis used in this research include test validity, reliabilitytest and regression analysis. Based on calculation of regression test to funding of capitalvariable is significant to economic empowerment on the business Batik Writing. Thus it can beconcluded that the more effective use of capital loans made by the authors of batik then theireconomic independence is increasing. This means that the economic welfare of the managedbatik business can be achieved.Keywords: Capital Funding, Cooperatie, Economic Empowerment, Batik Writing.
INTENTION DETERMINANT OF POTENTIAL INDIVIDUAL INVESTORS IN DECISION MAKING OF SHARE INVESTMENT IN INDONESIA STOCK EXCHANGE Sri Hermuningsih; Kusuma Chandra Kirana; Ratih Kusumawardhani
Jurnal Akuntansi Vol 6 No 2 (2018): JURNAL AKUNTANSI VOL. 6 NO. 2 DESEMBER 2018
Publisher : Program Studi Akuntansi Fakultas Ekonomi Universitas Sarjanawiyata Tamansiswa

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (393.162 KB)

Abstract

Capital market is a vehicle that can mobilize long-term fundraising from the society to be channeled into productive sectors through the sale of stocks, bonds, mutual funds and derivatives. Investment decision-making is a process of selecting the best alternative from a number of alternatives available under the influence of complex situations, will be greatly influenced by the received information, the level of capability and knowledge of the investors about investment. Financial behavior aims to understand the behavior of investors in making investment decisions. The purpose of this study is to examine and obtain empirical evidence of potential individual investors’ determination in making decision of stock investment. This type of research is quantitative research with purposive sampling technique. The population used in this research is the students of the Faculty of Economics, University of Sarjanawiayata Tamansiswa Yogyakarta. The sample used is 50 UST students who want to be a share investor in Indonesia Stock Exchange. The methods of data collection use questionnaires and structured questions. Data analysis technique use Structural Equation Modeling. The results of this study noted that the quality of accounting information, subjective norms, perceptions of behavior control and risk perceptions do not systematically affect on the intention of prospective individual investors in decision-making stock investment in Indonesia Stock Exchange. Keywords: Intention, Investor. Indonesia Stock Exchange
MANAGING PUBLIC SECTOR BUSSINESS kusuma chandra kirana
UPAJIWA Vol 1 No 1 (2017): JURNAL UPAJIWA
Publisher : Prodi Magister Manajemen FE-UST

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (335.319 KB) | DOI: 10.26064/upa.v1i1.1683

Abstract

Object: The objective of this study is to knows how can good managing Public Sector Bussines with understand the influence of marketing mix ( Product, price, place and promotion) on Passenger’s Satisfaction of Batik Trans Solo. This research was conducted in April 2016 with the object of research Passenger’s Satisfaction of Batik Trans Solo. Method: Data were analysis using the software program 15.00 to test the validity and reliability, the classic assumption deviation, dual of regression, as well as the Determination Coefficient (R2). Predictor variables consist of product, price, place, and promotion. Dependent variable is only one, that is, Passenger’s Satisfaction. Result: This research is a analysis quantitative study with a random sampling method. Data were collected by means of questionnaires with cluster method. The subject of this study are Passenger’s Satisfaction of Batik Trans Solo. Conclusion: Based on the research, it can be concluded that marketing mix partially influences customer’s satisfaction with equation Y = 4,554-0,116X1+ 0,069X2 + 0,137X3 + 0,132X4 but simultaneous marketing mix does not influence Passenger’s satisfaction of Batik Trans Solo. The subject of this study are Passenger’s Satisfaction of Batik Trans Solo. Keyword: Batik, Trans, Passenger, Satisfaction
ANALYSIS OF THE IMPACT OF WORKLOAD AND WORK STRESS ON JOB SATISFACTION WITH MOTIVATION AS INTERVENING VARIABLE Kusuma Chandra Kirana; Ambar Lukitaningsih; Dorce Marchiliya Londin
Jurnal Aplikasi Manajemen Vol 19, No 4 (2021)
Publisher : Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jam.2021.019.04.08

Abstract

This study aims to analyze the impact of workload and work stress on job satisfaction with the motivation of a solution to the intervention of the nurse team covid-19 Maluku Southeast. Data collection was carried out through the distribution of questionnaires to 33 nurses. As for the method used in this study, there are modeling research methods using partial analysis tools at least square. The findings of this study are: The workload is not proven to have a negative and significant effect on motivation, work stress is not proven to have a negative but significant impact on motivation, the workload is not proven to have a negative and significant impact on job satisfaction, the work stress is proven to have a negative but insignificant effect on job satisfaction, the motivation proven to have a positive and significant impact on job satisfaction, Workloads have not proved to affect work satisfaction through motivation, work stress has proved to affect work satisfaction through motivation. The author suggests that research on job satisfaction can use variables other than workload, job stress, and motivation to reveal other contributions outside of these variables.
ANALISIS KINERJA BERBASIS BEBAN KERJA DAN KONFLIK KERJA DENGAN MEDIATOR STRES KERJA Risa Umami Danarsih; Gendro Wiyono; Kusuma Chandra Kirana
Efisiensi : Kajian Ilmu Administrasi Efisiensi Vol.18 No. 2 Agustus 2021
Publisher : Jurusan Pendidikan Administrasi FE UNY & ASPAPI PUSAT

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/efisiensi.v18i2.41527

Abstract

Abstrak: Analisis Kinerja Berbasis Beban Kerja Dan Konflik Kerja Dengan Mediator Stres Kerja. Stres adalah faktor umum yang sewaktu-waktu dapat dialami oleh manusia, khususnya pekerja. Studi ini berupaya untuk menganalisis beban kerja dan konflik kerja karyawan di PMI Kota Yogyakarta dengan mediator stres kerja. Studi diterapkan melalui eksplanatori, dimana pendekatan kuantitatif terletak pada sampel berjumlah 77 informan dengan metode sensus. Mereka di interview dengan kuesioner tertutup. Pengujian instrumen diterapkan melalui metode korelasi bivariate Pearson untuk menguji validitas dan Cronbach’s Alpha untuk menguji reliabilitas. Hasilnya, kami menemukan jika beban kerja mempunyai pengaruh positif tidak signifikan pada stres kerja sedangkan konflik kerja mempunyai pengaruh positif signifikan pada stres kerja. Temuan lain mempresentasikan bahwa beban kerja mempunyai pengaruh positif tidak signifikan pada kinerja karyawan, sedangkan konflik kerja mempunyai pengaruh positif signifikan, dan stres kerja justru berdampak negatif tidak signifikan. Hanya dua hubungan yang pengaruhnya telah terbukti signifikan dan stres kerja tidak memberikan efek mediasi yang searah sesuai usulan hipotesis.Kata kunci:Beban Kerja; Konflik Kerja; Mediasi; Stres Kerja; Kinerja Karyawan  Abstract: Analysis of Workload Based Performance And Work Conflict With Job Stress Mediators. Stress is a common factor experienced by humans at any time, especially workers. This study attempts to analyze the workload and workconflict of employees at PMI Yogyakarta City with work stress mediators. The study applies an explanatory method with quantitative approach and census technique using a sample of 77 informants. The participants are interviewed with a closed questionnaire. For the instrument testing, Pearson's bivariate correlation method is used to test the validity while Cronbach's Alpha is applied to test the reliability. The result shows that the workload has an insignificant positive effect on work stress while the work conflict has a significant positive effect on work stress. Another finding shows that workload has an insignificant positive effect on the employee performance while the work conflict has a significant positive effect but work stress has an insignificant negative impact. Only two relations have a significant effect and work stress does not provide a direct mediating effect according to the proposed hypothesisKeywords:Workload; Work Conflict; Mediation; Job Stress; Employee performance
Pengaruh kecerdasan emosional, lingkungan kampus, dan penggunaan media sosial terhadap prestasi belajar Betris Juliana Situmorang; Kusuma Chandra Kirana; Ignatius Soni Kurniawan
Jurnal Pembangunan Pendidikan: Fondasi dan Aplikasi Vol 8, No 2 (2020): December
Publisher : Graduate School, Universitas Negeri Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21831/jppfa.v8i2.38514

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui pengaruh kecerdasan emosional, lingkungan kampus dan penggunaan media sosial  secara parsial bersama-sama terhadap prestasi belajar mahasiswa, pengaruh kecerdasan emosional terhadap prestasi belajar mahasiswa, pengaruh lingkungan kampus terhadap prestasi belajar mahasiswa, pengaruh penggunaan media sosial terhadap prestasi belajar mahasiswa. Metode penelitian yang digunakan adalah survey. Jumlah sampel 82 orang mahasiswa program studi manajemen angkatan 2017 Fakultas Ekonomi Universitas Saarjanawiyata Tamansiswa (UST) Yogyakarta. Teknik sampling yang digunakan yaitu accidental sampling. Hasil penelitian: 1.) Terdapat pengaruh positif dan signifikan kecerdasan emosional terhadap prestasi belajar mahasiswa; 2.) Terdapat pengaruh positif dan signifikan lingkungan kampus terhadap prestasi belajar mahasiswa; 3.) Terdapat pengaruh positif dan signifikan penggunaan media sosial terhadap prestasi belajar mahasiswa; dan 4.) Terdapat pengaruh positif dan signifikan kecerdasan emosional, lingkungan kampus dan penggunaan media sosial secara bersama-sama terhadap prestasi belajar mahasiswa.AbstractThis study aimed to determine the effect of emotional intelligence, campus environment, and the use of social media simultaneously on student achievement, the influence of emotional intelligence on student achievement, campus environment on student achievement, the use of social media on student achievement. The research method used was a survey. The total sample is 82 students batch 2017 of the management study program, Faculty of Economics, Sarjanawiyata Tamansiswa University (UST). The sampling technique used is accidental sampling. Research results: 1.) there is a positive and significant effect of emotional intelligence on student achievement; 2.) There is a positive and significant influence of campus environment on student achievement; 3.) There is a positive and significant influence of the use of social media on student achievement: 4.) There is a positive and significant influence of emotional intelligence, campus environment, and the use of social media simultaneously on student achievement.
Efek Impresi Fintech Terhadap Perilaku Keuangan Usaha Kecil Menegah (UKM) Gendro Wiyono; Kusuma Chandra Kirana
JURNAL ILMIAH MANAJEMEN & BISNIS Vol 21, No 1 (2020): April - September
Publisher : UNIVERSITAS MUHAMMADIYAH SUMATERA UTARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jimb.v21i1.3889

Abstract

The purpose of this study was to determine the Impression of finance technology (Fintech) in the form of benefits as well as theeasy to use that has an impact on SME intentions to use it, even though problems in its implementation are indicated. The sample used was 80 SMEs spread in the Special Region of Yogyakarta. Data collection using purposive sampling technique provided that the respondents chosen already use fintech. Data analysis using SmartPLS software. The results showed that the benefits of fintech had a positive and significant effect on the financial behavior of SMEs to intend to use it. The more the benefits increase, the behavior of using fintech is growing. It is human's rational nature that what is beneficial to him will encourage behavior. The impression of ease of use of fintech has no positive and significant effect. It is generally known that the attitude towards computer use is a significant determinant of the intention to use fintech. However, the impression of simplicity did not encourage the intention to utilize fintech. Although fintech is perceived as easy, if the benefits are low, UKM does not intend to use it. The implemantation problem has not been proven to have an effect on preventing SMEs from using fintech. Public awareness of the importance of security has not been considered, this is because the community has never felt the impression of the impact of cyber risk. That the problem of fintech implementation is realized is a risk that has a negative effect on the intention of adopting fintech. However, the problems that arise do not reduce the interest of SMEs to use fintech.
MEMPERKUAT OCB: PERAN KEPEMIMPINAN TRANSFORMASIONAL, BUDAYA ORGANISASI DAN MOTIVASI INTRINSIK: STUDI PADA SATUAN POLISI PAMONG PRAJA KOTA YOGYAKARTA Kusuma Chandra Kirana; Nurita Dewi Setyawati; Ignatius Soni Kurniawan
Derivatif : Jurnal Manajemen Vol 15, No 2 (2021): November
Publisher : Universitas Muhammadiyah Metro Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jm.v15i2.567

Abstract

Organizational Citizenship Behavior(OCB) pada anggota organisasi meningkatkan kontribusi pada pencapaian tujuan organisasi. OCBpada organisasi publik menjadi perhatian terkait kinerja yang buruk atau baik dirasakan secara langsung oleh masyarakat. Penelitian ini bertujuan menguji variabel kepemimpinan transformasional, budaya organisasi, dan motivasi intrinsik sebagai anteseden OCB. Penelitian dilakukan pada Satuan Polisi Pamong Praja Kota Yogyakarta,  data primer diambil menggunakan kuesioner dan dianalisis menggunakan regresi berganda. Hasil penelitian menemukan bahwa  kepemimpinan transformasional, budaya organisasi, dan motivasi intrinsik berpengaruh positif dan signifikan pada OCB.Kata kunci:Budaya Organisasi, Kepemimpinan Transformasional, Motivasi Intrinsik, Organizational Citizenship Behaviour
Co-Authors Abd Jalil Abdul Rajab Adi Saputra Aditya Utama Ahmad Ahmad Aknesta Aknesta Ali Syaifudin Amaliya Dwi Anjani Ambar Lukitaningsih Ana Marfuah Ana Suyanti Ana Suyanti Ance Andriani Songjanan Andhi Setyawan Andri Purwanta Anisya Widyaningrum Aprilia Jenianti Muti RIu Ardya Widarma Arina Fauziah Artika Dwi Puspitasari Atik Susilowati Azmah Othman Bekti Widanta Betris Juliana Situmorang Cut Khairunnisa Desratri Nisa Romadhani Diana Riski Puspitasari Didik Subianto Didik Subiyanto Didik Subiyanto Didik Subiyanto Didik Subiyanto Didik Subiyanto Didik Subiyanto Didik Subiyanto Didik Subiyanto Dimas Jayamahe Susanto Dita Fariska Dorce Marchiliya Londin E. Didik Subiyanto E. Didik Subiyanto E. Didik Subiyanto Edy Wibowo Susanto Efni Pebrianti Elmalia Yuniar Hastari Eni Rahmawati Epsilandri Septiarini Septiarini Epsilandri Septyarini Epsilandri Septyarini Epsilandri Septyarini Epsilandri Septyarini Epsilandri Septyarini Erry Kurniawati Widodo Erwin Hanggoro Agung Nugroho Estu Gustari Evi Zulfiah Faris Arya Wiratama Feriyati Suharto Fredy Wahyu Hendra Gendro Wiyono Gendro Wiyono Hardika Dwi Hermawan Hasna Zulfa Nurfauziah Henny Welsa Heny Septianingsih Ignatius Soni Kurniawan Ignatius Soni Kurniawan Intri Ayu Murti Irfan Irfan Jajuk Herawati Jajuk Herawati Jalal Firdaus Jihan Lestari Juwarso Juwarso Kartika Kurniasari Khoirul Arifin Kristi Wardani Kurniasari Tripambudi Kusrini Kusrini Landriana Trilvita Lina Afifah Lukas Lamere Lukito Oki Hermawan Lutfi Prajayanti M. Idris Purwanto Matias Yoq Meliza Prawita Mellia Fitriani Merlinnia Sandra Dewi Mochammad Iqbal Haras Moh. Rusnoto Susanto Muhamad Nasrip Muhammad Hengki Setiawan Muzhaffar Rafiif M Butudoka Nikolaus Oktovianus Ladoopun Moton Nita Novia Nugraha Putri Nooria Kuncoro Wijayanti Nover Iradat Martinus Sinurat Novi Krista Hermawan Nur Fajar Pono Nurita Dewi Setyawati Nurul Arifin Prayekt Prayekt Prayekti Prayekti Prayekti Prayekti, Prayekti Puri Muhammad Fathurrahman Rahayu Retnaningsih Ratih Kusumawardhani Retno Dwi Astuti Revisan Prisintava Hia Risa Umami Danarsih Rya Febi Mahanani Selamet Hartanto Setiani Kartika Wati Sintya Kartika Dewi Siti Hidayati Siti Kusandhitasari Jayaningrum Sri Hermuningsih Suseno Syamsul Hadi Syamsul Hadi Syamsul Hadi Syamsul Hadi Syamsul Hadi Taufiqurrahman S.Lihan Tegas Tri Sakti Tri Haryani Tri Mega Nur Utami Tri Ratna Purnamarini Umi Hanik Ampreliana Vira Aliffia Nadya Sivi Yogananda Enggara Putra Hana