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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

Studi Etnometodologi Tentang Penerapan Biaya Pernikahan Gorontalo dalam Adat Tolobalango dan Dutu Nur Ainun Nisya Mohi; Niswatin; Nilawaty Yusuf
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 5 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i5.2166

Abstract

This research aims to determine the implementation of Gorontalo wedding costs in Tolobalango and Dutu customs. This research method uses qualitative research methods with an ethnomethodological study approach. Data collection methods were carried out by means of interviews, observation and documentation in the form of notes, photos and recordings. The research location is in Hulonthalangi District, Tenda Village, Gorontalo City. The research results show that there are accounting values ​​contained in Tolobalango and Dutu customs. This is proven by the existence of actions to minimize costs because in this research the two customs were carried out together. This indicates that costs are not just about generating profit or income, but also have important value when viewed from a cultural perspective. And it shows that there are expenses incurred in this wedding ceremony, including: 1) traditional costs, 2) operational costs. Customary fees consist of 1) Tonggu fees; 2) Dingo Fee; 3) Maharru fees; 4) Bungalow Fee. Operational costs consist of 1) Clothing Costs; 2)Makeup Fees; 3)Henna Cost; 4) Catering Costs; 5) Host Fee. The Tolobalango and Dutu traditional processions also contain family values, the value of love and the value of trust.
Blue Accounting dan Wirausaha Teripang Laut: Studi Kasus di Desa Torosiaje, Kecamatan Popayato, Kabupaten Pohuwato Helton Wira Nugraha R.A Umar; Nilawaty Yusuf; Muliyani Mahmud
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i8.2188

Abstract

This research aims to find forms of Blue Accounting practices in sea cucumber entrepreneurs (Case Study in Torosiaje Village, Popayato District, Pahuwato Regency). This research uses descriptive qualitative methods, data collection uses observation, interviews and documentation. Based on the research results, it can be stated that sea cucumber entrepreneurs in Torosiaje Village have implemented the principles of Blue Accounting where the fishing community and sea product collectors focus on sea cucumbers, starting from cultivating sea cucumbers naturally by avoiding catching young sea cucumbers or too small can help ensure that they have a chance to reproduce before being caught. So Blue Accounting has a big impact on sea cucumber entrepreneurship, where the big impact of Blue Accounting itself can be seen from how it helps sea cucumber entrepreneurs monitor and manage sea cucumber stocks in a sustainable manner and run businesses by prioritizing the environment as an asset in their business activities.
Analisis Kredit Macet dalam Menentukan Kebijakan Restrukturisasi Ibnu Hadi Bidja; Sahmin Noholo; Nilawaty Yusuf
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 9 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i9.2245

Abstract

This research aims to find out how bad credit is resolved by credit restructuring at BRI Central Unit. This research uses descriptive qualitative research methods. The data source used in this research is primary data obtained from interviews and secondary data obtained from the agency, namely Bank BRI Central Unit. Data collection methods were carried out using observation, interviews and documentation methods. Based on the research results, it shows that resolving bad credit or problematic credit in the BRI Central Unit implements a restructuring policy as an effective and efficient way to reduce the level of bad credit. BRI Central Unit creditors have carried out credit restructuring in accordance with applicable banking laws and internal bank regulations. In settlement using the restructuring method, the creditor adheres to the conditions issued by BI, in accordance with the provisions regarding credit restructuring was first regulated in Bank Indonesia Directors’ Decree No. 31/150/KEP/DIR dated 12 November 1998 concerning Credit Restructuring which was later changed to Bank Indonesia Regulation No. 2/15/PBI/2000 concerning Credit Restructuring