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All Journal Jurnal Dinamika Ekonomi dan Bisnis Jurnal Ekonomika Al-Mal:Jurnal Akuntansi dan Keuangan Islam EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Jurnal Ekonomika Ar-Ribhu: Jurnal Manajemen dan Keuangan Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Dedi Suselo
Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung
Agriculture, Biological Sciences & Forestry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Social Sciences

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Journal : Al-Kharaj: Jurnal Ekonomi, Keuangan

 1 
Analisis Kinerja Keuangan Perbankan Syariah Indonesia Sebelum dan Sesudah Merger Bank Syariah Indonesia Shaima Asifaul Afnani; Dedi Suselo
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 4 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i4.1089

Abstract

This research is motivated by the measurement of financial performance in Islamic banking. The existence of financial performance in Islamic banking will affect the good value for the banking company, because it will become a reference for investors and become a reference in how much the value of the stock price will be determined by investors. This study aims to analyze the existence of financial performance in Islamic banking in Indonesia before and after the merger. The data in this study were obtained and obtained from the financial reports of Islamic banking in Indonesia. This study uses secondary data by taking data sources on the internet. The method of data analysis used is comparative analysis. The results of this study provide an indication that there are significant differences between profitability, liquidity, solvency, activity ratios, and market ratios before and after the merger to become Bank Syariah Indonesia, with the merger making Bank Syariah Indonesia experience rapidly increasing revenues. This means that Working Capital has a significantly positive influence on the results of operations at Bank Syariah Indonesia.
Pengaruh Pengetahuan dan Perilaku Nasabah terhadap Keputusan Nasabah dalam Memilih Produk Tabungan Simpel (Simpanan Pelajar) di BPRS Lantabur Tebuireng Jombang: Studi Kasus PT. BPRS Lantabur Tebuireng Kantor Cabang Pelayanan Kas Cukir Alfy Rizky Amalia; Dedi Suselo
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 6 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah (in Press)
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i6.1198

Abstract

This research aims to determine the influence of customer knowledge and behavior in choosing student savings at BPRS Lantabur Tebuireng, Cukir Cash Service Office. The data collection technique uses a questionnaire. The population of research subjects was 244 people with a total sample of 82 respondents using the Slovin sample. The type of research is quantitative. The data analysis techniques used include Validity Test, Reliability, Simple Linear Regression Test, Significant Test (t), and coefficient of determination (R2) using the Statistical Product and Service Solutions (SPSS) Version 21 program. The results of this study show that customer knowledge has no effect significant impact on decisions, while behavior has a positive and significant influence on customer decisions.
Co-Authors Alfy Rizky Amalia Betha Retno Hermawati Devi Novitasari Muhammad Fajar Setyo Wicaksono Risma Divi Elshinta Shaima Asifaul Afnani Sofia Yuastika Sulastri Tamara Alviana Sari Yudhitya Putri Melati