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All Journal Jurnal Reviu Akuntansi dan Keuangan Conference In Business, Accounting And Management (Cbam) 2012 Jurnal Akuntansi Indonesia E-Jurnal Akuntansi Universitas Udayana IJIBE (International Journal of Islamic Business Ethics) Jurnal ASET (Akuntansi Riset) Jurnal Akuntansi dan Bisnis Indonesian Journal of Community Services The Indonesian Journal of Accounting Research
Kiryanto -
Fakultas Ekonomi Universitas Islam Sultan Agung, Semarang
Humanities Economics, Econometrics & Finance Social Sciences

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Journal : E-Jurnal Akuntansi Universitas Udayana

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Access to Sharia Financing for Micro Enterprises: Case Study of Micro Enterprises in Semarang, Indonesia Mutoharoh Mutoharoh; Kiryanto Kiryanto
E-Jurnal Akuntansi Vol 31 No 5 (2021)
Publisher : Accounting Department, Economic and Business Faculty of Universitas Udayana in collaboration with the Association of Accounting Department of Indonesia, Bali Region

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24843/EJA.2021.v31.i05.p13

Abstract

Islamic banking by its principle is expected to play a dominant role compared to other funding providers to finance micro enterprises, which are the real industrial sector. This study aims to explain the perceptions of micro business actors based on their experience in accessing Islamic financing. This is a descriptive quantitative research that relies on the sample selected using purposive random sampling to obtain respondents who meet the criteria that support the research objectives. Primary data were collected through a structured questionnaire to owners and managers of micro-businesses in the Semarang and surrounding areas. A total of 184 data were obtained and processed with the help of statistical tools that is SPSS 22.0. Therefore, it is concluded that access to Islamic financing in terms of product, requirements, and services variables was quite good based on micro business actors’ view. Keywords: Access of Financing; Micro Enterprises; Islamic Bank.
Co-Authors Agus Triyani Alfiana Rohmatika Anggi Gita Cahyani Ayu Ning Tyas Ayudia Hanung Diniar Chrisna Suhendi Dedi Rusdi, SE,MSi,Akt Dista Amalia Edy Suprianto Farikha Amilahaq Indri Kartika Lisa Kartikasari Luluk Muhimatul Ifada Muhammad Ja'far Shodiq Muhammad Jafar Shodiq Mutoharoh Mutoharoh Nisa' Uzlifat Nashruah Provita Wijayanti Rahayu Nur Cahyaningtyas Sutapa Sutapa Villia Nikmatul Khasanah Zainal Alim Adiwijaya