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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Pandapotan Pandapotan
UIN Sumatera Utara
Religion Economics, Econometrics & Finance Education Social Sciences

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Journal : El-Mal: Jurnal Kajian Ekonomi

 1 
Studi Literature Strategi BMT Dalam Pemberdayaan Ekonomi Ummat Berbasis Masjid   Pandapotan Pandapotan;  Andri Soemitra
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 3 No 3 (2022): El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1075.728 KB) | DOI: 10.47467/elmal.v3i3.941

Abstract

This study aims to examine how the strategies used by BMT in empowering and improving the economy of mosque-based congregations. Mosques are not only used for worship activities but can also empower the congregation's economy. A mosque with all the potential that exists can establish Baitul Maal wal Tamwil for its independence. This study uses selected literature. The research method used is a literature study by collecting articles related to the research theme downloaded from Google Scholar for publication in the last 5 years. Then a content analysis was carried out in accordance with the Researcher's Discussion Topic, namely the BMT Strategy in Empowering a Mosque-Based Economy so that 41 articles were obtained. The main finding of this research from a literature review shows that the establishment of a mosque-based BMT can significantly improve the economy of the congregation. The BMT strategies used are: ZISWAF for Economic Empowerment, Human Resources, Transparency and Accountability, Finance Inclusion, Marketing Management, Implementation of Sharia Economic Contracts, BMT Performance, Establishment of BMT, Integration of ZISWAF with BMT, and Role Models. Keywords: BMT, Empowerment, Mosque.
Analisis Pengaruh Pembiayaan Terhadap Laba Bersih Melalui Bagi Hasil Bank Umum Syariah Pandapotan Pandapotan; Saparuddin Siregar
El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Vol 3 No 4 (2022): El-Mal : Jurnal Kajian Ekonomi & Bisnis Islam
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (260.013 KB) | DOI: 10.47467/elmal.v3i4.1001

Abstract

Funds are one of the important issues for every company in meeting their needs. To meet the need for these funds, each company will involve banks in financing. In this case, Islamic banks are very good at providing financing to customers, both mudharabah and musyarakah financing. The purpose of the study was to determine the net profit of Islamic Bank Indonesia based on the principles of mudharabah and musyarakah financing. The research method used is multiple regression, a qualitative research approach, the results of the study show that mudharabah financing positive and significant effect on revenue sharing, the effect of musharaka financing on revenue sharing which shows that musharaka financing has a positive and significant effect on revenue sharing, mudharabah financing has a positive and significant effect on net income, musharaka financing has a positive and significant effect on net income, revenue sharing does not have a positive and significant effect on net income Keywords : Mudharabah, musyarakah, net profit, revenue sharing
Co-Authors M. Shabri Abd. Majid Marliyah Rita Handayani Saparuddin Siregar Selfi Afriani Gultom  Andri Soemitra