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Journal : Jurnal Fokus Manajemen Bisnis

BIAYA AGENSI DAN POTENSI KEBANKRUTAN BANK UMUM KEGIATAN USAHA 1 DAN 2 DI INDONESIA Solihudin, Ahmad Rizal; Pratiwi, Permata Dian
Jurnal Fokus Manajemen Bisnis Vol 11, No 2 (2021)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v11i2.4679

Abstract

The Bank’s risk of bankruptcy has risen due to the pandemic's impact on financial distress. This study aims to evaluate the effectiveness of risk control mechanisms on the banking sector listed in the Indonesia Stock Exchange (IDX). Agency cost which could indicate the ability to reduce the risk of bank bankruptcy was proxied by commissioner fee, insider ownership, and audit committee and then assigned as the variables of the study. This study employed quantitative methods, by using panel data regression analysis. Bank Umum Kegiatan Usaha 1 (BUKU 1) and Bank Umum Kegiatan Usaha 2 (BUKU 2) were used as samples for this study. The results show that commissions and insider ownership have no significant impact on financial distress at BUKU 1 and BUKU 2. While the Audit Committee has a significant impact on the value of financial distress at BUKU 1 and BUKU 2. In The perspective of the X-Score model, agency costs have no significant effect on the likelihood of bankruptcy at BUKU 1 and BUKU 2.
BIAYA AGENSI DAN POTENSI KEBANKRUTAN BANK UMUM KEGIATAN USAHA 1 DAN 2 DI INDONESIA Ahmad Rizal Solihudin; Permata Dian Pratiwi
Jurnal Fokus Manajemen Bisnis Vol. 11 No. 2 (2021)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v11i2.4679

Abstract

The Bank’s risk of bankruptcy has risen due to the pandemic's impact on financial distress. This study aims to evaluate the effectiveness of risk control mechanisms on the banking sector listed in the Indonesia Stock Exchange (IDX). Agency cost which could indicate the ability to reduce the risk of bank bankruptcy was proxied by commissioner fee, insider ownership, and audit committee and then assigned as the variables of the study. This study employed quantitative methods, by using panel data regression analysis. Bank Umum Kegiatan Usaha 1 (BUKU 1) and Bank Umum Kegiatan Usaha 2 (BUKU 2) were used as samples for this study. The results show that commissions and insider ownership have no significant impact on financial distress at BUKU 1 and BUKU 2. While the Audit Committee has a significant impact on the value of financial distress at BUKU 1 and BUKU 2. In The perspective of the X-Score model, agency costs have no significant effect on the likelihood of bankruptcy at BUKU 1 and BUKU 2.
THE EFFECT OF FINANCIAL TECHNOLOGY, ONLINE SHOPPING, AND SELF-CONTROL ON CONSUMPTIVE BEHAVIOR Tina Sulistiyani; Ariharaan Muthusamy; Ahmad Rizal Solihudin
Jurnal Fokus Manajemen Bisnis Vol. 13 No. 2 (2023)
Publisher : Ahmad Dahlan University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/fokus.v13i2.9081

Abstract

Technological advances have now been felt in business, particularly in financial services companies. The financial services industry innovates in financial services, namely establishing financial technology. This study aims to determine the influence of financial technology, online shopping, and self-control on the consumptive behavior of Generation Z in Yogyakarta. The samples in this study were 520 respondents taken by sampling technique using non-probability sampling with purposive sampling method. The data obtained is then processed using the Smart PLS statistical tool. The results showed that online shopping has a negative influence on consumptive behavior, while financial technology and self-control show a positive impact on consumptive behavior.